Can Shenzhen digital currency be used online
today's market: people who believe in it think they can enter the market, while people who don't believe in it never want to enter the market
PS: investment is risky. Be careful when entering the market. Don't try to 100% to the end.
It must be domestic
for domestic distribution. If it's international
it's hard for many people to understand
Web links
Digital currency is a general term used to describe all forms of electronic currency, whether it is virtual currency or cryptocurrency. It is a form of data expression of value. Through data transaction, it plays the functions of transaction medium, accounting unit and value storage, but it is not the legal currency of any country or region
the concept of digital currency was first put forward in 1983. They only exist in digital or electronic form. Different from the actual paper money or coins, they are invisible. They can only be owned and used on the Internet through e-wallet or designated network. The advantage of digital currency is that there is no bank, the transaction is instant, and the transaction cost is very low. So: coin, token and virtual currency belong to digital currency
the main characteristics of digital currency
1. In terms of payment and settlement, it does not rely on institutions. It is a publicly accessible digital general ledger maintained by the whole distributed network, which is called "blockchain"
2. In terms of issuance and proction, the essence is to keep accounts on a mutually verified public accounting system. Under a certain algorithm mode, find out a string of random codes that meet the conditions, and then package this string of codes with other transaction information into a block and record them in this account book, so as to obtain a certain amount of digital currency
(3) it has no national boundaries, which makes it flow around the world. Virtual world corresponds to the real world, through the exchange relationship between digital currency and traditional currency, under certain conditions, specific digital currency can buy physical goods, and traditional currency can also buy specific virtual goods In theory, its distributed general ledger system can prevent any participant from forging digital currency and rece transaction risk The lower transaction cost of digital currency will promote banks and other financial institutions to improve service level and rece transaction costs Digital currency and mobile financial business model can promote the development of Inclusive FinanceLuohu's Mixc, China Resources Vanguard, Meiyijia convenience store, Tianhong Department store, Maoye department store and other supermarket department stores; Noodle King, Taixing restaurant, food first and other restaurants; Digital currency can be used in Junyue Hotel, Shenzhen book city, huaguoxian, gas station, subway recharge machine and other living service places
there are 3389 merchants in Luohu District of Shenzhen who have completed the transformation of digital RMB system, and they can use digital currency in these shops
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advantages of digital currency:
1. Save cost and improve efficiency
in the traditional electronic payment process, funds are stored in the third-party platform. The third-party platform deposits funds through the time difference of payment to obtain short-term interest income, which makes customers and businesses suffer losses, and the transaction process has two capital transfers, which makes the transaction process rendant. Electronic payment based on blockchain technology eliminates the third-party platform and realizes peer-to-peer payment (P2P), which simplifies the payment process and reces the payment cost
2. Optimize the traditional payment function
digital currency can inherit the advantages of cash payment (point-to-point payment, instant payment and settlement, convenient and fast), and solve the defects of cash at the same time. In this condition, controllable anonymity can be realized at the same time. That is to say, compared with traditional mobile payment, digital signature is used to effectively protect the personal information of each participant, so as to prevent the loss, leakage or malicious tampering of the user's personal information
3. Control the whole life cycle of currency and control the return of currency
The economist Stiglitz studies the macroeconomic management of e-money system, and points out that the electronization and digitalization of money will help to improve the ability of central bank to monitor money flow and organize market, and improve the effectiveness of monetary policy. More importantly, legal digital currency will create a new price based monetary policy tool, which can break the zero interest rate lower limit and release monetary policy space Digital currency does not rely on physical outlets and labor services, and has low cost of infrastructure and human resources. It can obtain a larger service capacity with less material and human input, which is concive to the expansion of financial services in remote and poor areas. Moreover, financial services based on digital currency have the characteristics of small amount and convenience, such as "massive transactions, small and micro single amount", which create conditions for the general public to facilitate life and increase employmentOn October 8, 2020, Shenzhen Municipal Government Service Data Management Bureau announced that & lt; Enjoy Luohu in 2020; A series of consumer promotion activities have been opened. This activity will issue 10 million yuan digital RMB red envelopes to indivials in Shenzhen. Each red envelope amount is 200 yuan, and the total number of red envelopes is 50000
Second, after the registration information is submitted by Shenzhen staff from 0:00 on October 9 to 8:00 on October 11; I Shenzhen & quot; The system will complete the audit within 2 hours, and send the confirmation code SMS to the mobile phone number filled in at the time of appointment registration through Shenzhen government short message service platform. This confirmation code is an important basis for subsequent query of the winning result. Please do not delete it. The person who receives the SMS must click & lt; in the activity booking platform within 6 hours; Schele query / confirmation code filling & quot; Enter the appointment registration confirmation code to complete the appointment. 3、 Draw lots: at 8:00 on October 11, the organizers draw lots and confirm the winning list. 4. Red envelope issuance: from 18:00 on October 12, the winning staff will receive the winning SMS from 18:00 on October 12. Download and install & lt; Digital RMB app & quot;, The & quot; Personal digital wallet & quot; After that, you can get & lt; Enjoy Luohu digital RMB red envelope & quot; 200 yuan. 5. Use of red envelope: from 18:00 on October 12 to 24:00 on October 18, the successful bidder can go to 3389 merchants in Luohu District for consumption within the validity period of red envelope, and cannot transfer it to others or cash it back to his bank account. Unused red packets beyond the validity period will be withdrawnFirst of all, neither of these two currencies is really RMB. What is the fundamental difference between them and RMB? RMB can not be used everywhere, but bitcoin and DCEP can only be consumed in fixed places. Obviously, the difference between these two currencies and RMB is too big. If there are two kinds of currencies, you may not be able to, because in some places these two kinds of currencies are not passable, and you have to use cash to get by. Bitcoin is also a special currency with commemorative value. Recently, you often hear that bitcoin devalues, causing some people to lose money, bitcoin appreciation, and then some people make money
Finally, I would like to warn you that you'd better not touch bitcoin. In fact, bitcoin's internal quantity is fixed, and then with its price fluctuation, every time you buy it, you may make money or lose money. But can you guarantee that you will lose money if you make money all the time, We should choose a way of self-protection rather than trading with bitcoin. In a word, as I said, bitcoin has collection value, not its real monetary value. People should pay more attention to what people actually have in their livesbitcoin's sudden wealth is deceptive. No one can easily get rich overnight. Bitcoin is actually another form of stock, which has a great impact on people's lives. You'd better not get rich by him. It's impossible
1 Shenzhen digital RMB red envelope was implemented for the first time, with an appointment winning probability of 2.6%
Luohu District of Shenzhen first implemented the digital RMB red envelope, and this time the Shenzhen Municipal Government continued to expand the amount of digital RMB, and about 50000 people in this appointment will have the opportunity to seize the digital RMB red envelope. And the probability is very low. In Shenzhen, the number of people participating in the rush to sign an appointment has reached 1.91 million. Moreover, it is not easy to get the quota when 50000 people win. Only 2.6% of them will win. This is the first time for Shenzhen to implement digital RMB, which is also the work of pilot and information collection. Most merchants in Luohu District of Shenzhen support the payment transaction of digital RMB
1. Open I Shenzhen app and click Lixiang Luohu activity in the main interface to enter