Is the central bank's digital currency coming to the ground

1.

Policies and regulations

2. The Chinese version of CBDC is described as digital RMB, which is issued by the people's Bank of China, operated by designated operators and exchanged to the public. It is based on the generalized account system, supports the loose coupling function of bank accounts, is equivalent to banknotes and coins, and has value characteristics and legal compensation
what we call DC / EP is the Chinese version of the central bank's digital currency, translated as "digital currency and electronic payment instruments"
the center for International Settlements (BIS) and the Committee on payment and market infrastructure (CPMI), two authoritative international organizations, jointly concted two questionnaires on more than 60 central banks in 2018 and 2019. The content of the questionnaire includes the work progress of central banks on digital currency, the motivation of studying digital currency and the possibility of issuing digital currency. 70% of central banks said they are (or will be) involved in the research of digital currency
response time: October 13, 2020. Please refer to the official website of Ping An Bank for the latest business changes

[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~

https://b.pingan.com.cn/paim/iknow/index.html

3.

On October 8, Shenzhen Municipal People's government and the people's Bank of China jointly launched a pilot project of digital RMB red envelope

after the news was sent out, it has aroused warm repercussions from all walks of life across the country. At this stage, people are most concerned about the impact of digital RMB on our daily life? Will it replace Alipay and WeChat? Due to the lack of introction and promotion of digital RMB by authoritative institutions, the citizens and businesses participating in the activities also have many questions about digital RMB. According to the official announcement, the red envelope activity of digital RMB is a routine test in the process of digital RMB research and development. It can be seen that there is still a certain distance from the official implementation of digital RMB

4. What do you mean? Which country's policy is this? I don't understand. Anyway, China doesn't have this policy. There is no legal digital currency. This concept hasn't appeared in China. Sometimes other countries don't know.

5.

Let's first make clear the & lt; Digital currency & quot; It's something

one, it is a & lt; Concept & quot;. In fact, through the mobile app of major commercial banks, or through the app of UnionPay, they can achieve the same function. But we can see commercial banks and UnionPay in the payment market; Losing again and again;, As a result, the central bank has finally been unable to sit still and directly launched apps for consumers and users. And, with an advanced concept to rename, the name is right at the same time, it can also attract extensive attention of users

from the above four points, we can see whether digital currency can be & lt; National promotion & quot; It mainly depends on whether the services it can provide can fully meet the needs of users

but is similar to the mainstream Alipay and WeChat payment. The performance of every hue payment tool launched by other major Internet platforms is very difficult to obtain the recognition and use of the most users. p>