Is CCB digital currency online

CCB responded that on the evening of August 28, CCB carried out the relevant function test on the mobile banking system, and now the test has ended

in response to the online transmission of China Construction Bank mobile app online digital currency in personal wallet, CCB responded on the evening of August 29 that CCB carried out relevant function test in mobile banking system on the evening of August 28. At present, this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially released

CCB said that the current network information is the test content in the process of technology research and development, which does not mean that the digital RMB is officially launched. The current closed test of digital RMB will not affect the commercial operation of listed companies, nor will it affect the RMB issuance and circulation system, financial market and social economy outside the test environment

extended data

previous situation review

on August 29, the reporter found that the Construction Bank app has added two submenus of "digital wallet recharge" and "digital currency"

however, click the digital wallet recharge mole on the CCB app of users in Beijing area, and "this function is not open yet, please look forward to it"; Click the digital currency mole to display "this function has not officially provided external services, please look forward to it"

according to a source, this function may only be available in some test areas. In addition, for users who have already recharged their digital RMB wallets at CCB, CCB customer service said that the system will automatically cancel the opened digital RMB wallets, and the money transferred by users will be returned to the bound savings account before 24:00 on August 30

In fact, the concept of digital currency has been mentioned for several years. On August 29 this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? However, just after getting excited, I found that the two submenus were completely offline. To this end, CCB responded to the media that: CCB has carried out relevant functional tests in the mobile banking system, and now this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially issued

CCB said that on the evening of August 28, CCB carried out relevant functional tests in the mobile banking system, and this test has been completed. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially released. At present, digital RMB is still under test, but the landing time is still unknown. The central bank has also said many times before that the internal closed pilot test does not mean that digital RMB is officially launched{ RRRRR}

the test only lasted for a few minutes, the public could not feel anything, and the test results were only known by the internal relevant personnel in fact, the concept of digital currency has been mentioned for several years. On August 29 this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? But just excited soon, I found that the two submenus were offline. In response, CCB said to the media: CCB has carried out relevant function test in the mobile banking system. At present, the test is over< at present, online information is the test content in the process of technology development, which does not mean that digital RMB is officially launched

after being excited for so long, it turned out that it was just an oolong. However, some people said that this warm-up is likely that digital currency will be issued and used soon. What's the use of digital currency? Is it the same as WeChat Alipay? In this regard, Wang Jian, chief analyst of Guoxin Securities financial instry, believes that the number of Renminbi and banknotes and coins are RMB cash. Alipay, WeChat payment and so on are just a payment tool. Through these two channels, the balance of personal bank card is still used, or the credit card is being brushed, and the digital Renminbi payment is used. What we spend directly is digital RMB, just like cash

With the rapid development and popularization of network technology, people's life has almost undergone earth shaking changes. Many things that were extremely cumbersome and impossible in the past have become extremely convenient in today's changing network technology. Take the payment method as an example, the goods transactions of all dynasties are inseparable from the issue of coins, which is also the case for us in modern times. RMB, which is the most inseparable in our life, has been issued since 1948 for more than half a century, and its position in our daily life is needless to say

is not online yet, but it can be put into use immediately after it is online. The digital currency of CCB a few days ago is actually a test. However, some people say that this warm-up is likely that the digital currency will be issued and used immediately. what is the use of digital currency? Is it the same as WeChat Alipay? In this regard, Wang Jian, chief analyst of Guoxin Securities financial instry, believes that the number of Renminbi and banknotes and coins are RMB cash. Alipay, WeChat payment and so on are just a payment tool. Through these two channels, the balance of personal bank card is still used, or the credit card is being brushed, and the digital Renminbi payment is used. What we spend directly is digital RMB, just like cash

didn't go online. It was just a test. After so long excitement, it was just an Oolong . In fact, the concept of digital currency was mentioned several years ago. On August 29 of this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? However, just after getting excited, I found that the two submenus were completely offline. To this end, CCB responded to the media that: CCB has carried out relevant functional tests in the mobile banking system, and now this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially issued

Recently, many people said they found search in CCB's app; Digital currency & quot; Can jump to the relevant page, holding CCB card users can directly open. But the system then shut down the content. CCB related personnel said that the CCB app has tested the digital RMB wallet and completed the test on the 28th. Although the test has been completed, it does not mean that the digital RMB has been officially issued

for the time being, the benefits of digital people are more reflected in traceability. For example, where the banknotes are taken out of the bank, they cannot be tracked quickly and accurately. And every transfer of digital RMB will have a transaction, which greatly reces the risk of counterfeit banknotes. And then China's invisible rich will flow out of the water. All assets can be effectively monitored by the state. Fraud and other economic crimes will also be greatly reced. More importantly, it can make the state better supervise and rece corruption

Recently, China Construction Bank launched an online app test which will be put into use soon; Digital RMB Wallet;, After opening digital RMB, users can use the QR code or & lt; Touch & quot; Digital RMB wallet can collect payment, scan code and transfer money. In fact, digital RMB is a kind of virtual currency, and its usage is similar to paper money, but it is more convenient, and there is no intermediary, namely bank account and payment account. As long as you have a mobile phone and installed CCB's digital RMB wallet, you can collect and pay. Moreover, it has developed a new technology, that is, you can pay even if there is no network in your place