Business digital currency
In China, digital currency is illegal. According to the regulations, financial institutions and non bank payment institutions shall not directly or indirectly provide procts or services such as account opening, registration, trading, clearing and settlement for token issuance financing and "virtual currency"
it is not allowed to underwrite insurance business related to token and "virtual currency" or include token and "virtual currency" in insurance liability. Financial institutions and non bank payment institutions shall report to the relevant departments in a timely manner if they find clues of violation of laws and regulations in token issuance financing transactions
extended information:
since the announcement on preventing the financing risk of token issuance was issued, any so-called token financing trading platform shall not engage in the exchange business between legal tender and token and "virtual currency", and shall not buy or sell tokens or "virtual currency" as a central counter party, It is not allowed to provide pricing, information intermediary and other services for token or "virtual currency"
for the token financing trading platform with illegal problems, the financial management department will request the competent department of telecommunications to close its website platform and mobile app according to law, request the network information department to remove the mobile app from the app store, and request the instrial and commercial administration department to revoke its business license according to law
I went to ICBC to apply for a bank card a few days ago. Did I sign a contract with ICBC
don't be deceived by false propaganda
ICBC savings card:
1. By brand: smart card, wealth management gold account card, ICBC wealth management gold account card
2. According to card functions, there are chip cards (including single chip card, magnetic stripe chip composite card) and magnetic stripe cards
3. According to the types of joint names, there are financial friends card, military security card, Funong smart card, etc
4. According to the issuing regions, there are national and regional savings cards< According to the interest free repayment period, it can be divided into credit card and quasi credit card
2. According to credit rating, it can be divided into black gold card, white gold card, gold card and general card, etc
3. According to account currency, it can be divided into RMB card and al currency card (including multi currency card)
4. It can be divided into UnionPay card, visa card, MasterCard, express card, JCB card and Dalai card by brand
5. According to the issuing object, it can be divided into personal card and corporate (business) card, and personal card can be divided into primary card and secondary card< According to the information carrier, it can be divided into magnetic stripe card, chip card and magnetic stripe chip review card
(answer time: June 13, 2019, in case of business change, please refer to the actual situation.)
e-cash process is a very important electronic payment system, which can be seen as the electronic or digital simulation of real money. E-cash exists in the form of digital information and circulates through the Internet. But it is more convenient and economical than real money. Its simplest form includes three main bodies: business, user and bank; And four security protocol processes: initialization protocol, withdrawal protocol, payment protocol, deposit protocol
a bank account is a large customer information number, which refers to the bank account number (also known as the main customer information number) under a single large customer information number. It refers to an account, a medium, a password and a statement.