Old people at home make digital currency
When did you ask him to earn it
being cheated once is unknowable, but being cheated twice is excusable. Being cheated three times is a muscle. Being cheated four times or more, I can only say that there are too few cheaters in the world to be used by your father alone.
What is the intention of the central bank to launch digital currency? It is likely to replace paper money, because its function is exactly the same, it only exists in digital form, will not be damaged, and is also convenient for the central bank's quantitative management. Now the technology is very developed, digital currency transactions do not even need the network, two mobile phones touch, the money is paid
most of the practices of credit currency in human history are centralized issuance. Under the most mainstream sovereign credit currency system at all times and in all countries, the issuer of credit currency agrees to be the government, and the government is the central debtor. After the establishment of modern people's bank system, the people's Bank acted as the central debtor on behalf of the government. This kind of currency issued by the government (or its representative) is generally called legal currency. The government compulsorily guarantees its legal solvency and can repay all the debts within its jurisdiction, which cannot be rejected. In the history of mankind, there are also examples that the currency is not issued by the government, for example, it is issued by reputable merchants, and the surrounding people trust it, such as Sichuan jiaozi in Song Dynasty, but it is also the central debtor, but the scope is smaller. In the past, there was almost no completely "decentralized" currency, because it was impossible for Zhang San to issue an IOU to Li Si and Li Si could not use it for payment to Wang Wu by letting all the people outside the center act as debtors (temporarily called non central issuers)
So far, digital currency has not been officially launched in China. Before introcing digital currency, we should distinguish two concepts, one is mobile payment, the other is digital currency. There is a big difference between the two. Don't think mobile payment is digital currency. At present, China's mobile payment has been very developed, people know more about Alipay, WeChat payment, China UnionPay Express link, etc. These are just payment methods. They use e-money instead of cash to facilitate business transactions. Digital currency is a new type of currency based on blockchain technology
it can be seen that the issue of digital currency has little to do with the people, which is equivalent to adding another currency. The value of this currency is more stable and can be exchanged in the current currency. The main purpose is to facilitate international trade settlement, which has little impact on ordinary retirees
Digital RMB is to digitize the paper RMB, and then store it in the digital RMB app. When it is used, it does not need to be online for offline payment as cash. And Alipay needs to transfer money through the bank, and the last operator is the bank. Br />
Digital RMB can rece the cost of circulation when issuing, while the amount paid in Alipay is the paper currency that has been circulated in the market, so the cost has not decreased. p>
secondly, the use of digital RMB is not afraid of people using counterfeit money to deceive the elderly
now digital RMB has not been widely popularized, so the corresponding app can't be found in the application market, but I believe it will be applied to the general group soon< br />