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Security risks of central bank's digital currency

Publish: 2021-05-23 00:27:55
1. Legal risks faced by digital currency: (1) at the macro level, there are legal risks, systematic risks and consumer protection. At present, the legislative problems of e-commerce and e-payment have not been solved, the concept of e-currency and related provisions need to be clarified, and many laws and regulations have not been followed up. Secondly, there is a systemic risk caused by the collapse of a single issuing institution. If a certain issuing institution loses confidence in e-money e to its poor management, other e-money issuing institutions will also face run risk. Moreover, in the absence of standardized supervision, it is difficult for the public to effectively identify the qualification and credit level of issuers. How to effectively prompt risks and protect the rights and interests of the public has become a difficult problem. In addition, the concealment, rapidity and cross-border nature of Internet payment make e-money an inevitable money laundering tool for criminals 2 At the micro level, there are technical risks and credit risks in the main body of e-money issuance. The issuers of e-money in China include banks, non bank financial institutions, Internet enterprises and other enterprises. Due to the weak financial professional foundation of some issuers, especially the lack of mandatory technical security standards in China, there are serious management loopholes and security risks in e-money issuers. System software or hardware failures will affect the availability of e-money. Secondly, the unreasonable structure of assets and liabilities and high concentration of investment will lead to the lack of liquidity and the risk of default. In addition, the payment and circulation of e-money rely heavily on all kinds of networks, and there are all kinds of operational risks, such as deliberate embezzlement of other people's accounts, internal crimes of issuing institutions and malicious intrusion of hackers, which will damage the interests of e-money holders. bitcoin, Ruitai and other digital currencies are suitable.
2. Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy
digital currency is a kind of unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form
according to the notice on preventing the financing risk of token issuance, there is no approved digital currency trading platform in China. According to China's digital currency regulatory framework, investors have the freedom to participate in digital currency transactions at their own risk

warm tips: the above information is for reference only. Before investing, it is recommended that you first understand the risks existing in the project, and understand the investors, investment institutions, chain activity and other information of the project, rather than blindly investing or mistakenly entering the capital market. Investment is risky, so we should be cautious when entering the market
response time: December 11, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
3.

To guard against the possible risks brought by bitcoin, we know that digital currency represented by bitcoin has high risks. This kind of risk is mainly reflected in two aspects: first, the limitation of digital currency makes it used as investment goods, and the price is extremely unstable. Those who do not understand the principle of digital currency and pay too much attention to speculation are easy to suffer losses for various reasons

Secondly, national digital currency is linked to its own legal currency to a certain extent, so it effectively avoids the price volatility of bitcoin. Because the CBDC issued by our country is guaranteed by the credit of the central bank, it must be a stable currency. In today's international situation, the research and development of digital currency in China is of great significance. The introction of digital currency is not an expedient measure, it has become the development direction of China's future currency

4. A decentralized digital currency storage scheme is provided for users. The wallet key and the address and private key information of all kinds of currencies are stored in the user's local system. At the same time, the wallet provides a convenient key backup scheme - users only need to backup once and save it in a safe place. Even if the types of digital currency are added subsequently, all types of digital currency assets can be recovered with backup. In addition to allowing users to fully control the key of the wallet, the wallet also provides multi signature technical support and two-step authorization verification for digital asset management of different scales. Users can choose mobile phone verification code, fingerprint, living body and other verification methods ring transfer transactions to ensure the security of digital currency assets in an all-round way.
5. Remember there's no pie in the sky. Whether it is MLM or not depends on its business model. If you join in the form of membership, you can get a high return through the development of offline, and generally start with your relatives and friends, it belongs to MLM, so you should be cautious about joining.
6. Jinyong Heroes 3 is another series flash RPG game of Jinyong heroes after flash version of Jinyong Heroes 2<
Jin Yong Heroes 3 (hereinafter referred to as "Jin 3") has the following characteristics:
1. Rich props
the current version has included more than 300 kinds of weapons, armor, secret scripts, pills and catering items in Jin Yong's novels, which is a small number in the huge Jin Yong world system, But in a short and lean flash RPG game is also a large scale
2. Chongxue system
the upgrade of characters in the game will not directly increase the maximum limit of life and internal power, but obtain [cultivation value]. Through these accomplishments, you can get through the eight channels of the classic one by one. The opening of each acupoint and meridian will increase the maximum limit of life and internal power. If all the acupoints on a single meridian are opened, the internal skill attribute will be increased to make the move more powerful; In addition, some advanced internal and lightness mental skills also need to get through the relevant meridians before they can be cultivated
3. Carriage system
the core meaning of carriage system is teammate system. At present, there are more than 30 characters in Jin Yong's world who can join the leading role's team and accompany them to wander the rivers and lakes< There are several characteristics of team-mates.
A. in combat, team-mates are not controlled by players, and their behavior is determined by their AI.
B. team mates can't be upgraded directly, but when they attack and destroy an enemy, they will have a certain chance to gain a bonus of a certain attribute, or compete with the protagonist in [carriage], and the protagonist wins, or they can randomly increase a certain attribute of team-mates
C teammates have favorable rating. The higher the liking degree, the higher the value the teammates will improve each time they get the chance to improve their attributes. The cultivation of liking lies in giving away the favorite things of teammates at the banquet Present the props and treasures that teammates yearn for In a word, the higher your liking, the faster your teammate will grow
D acquisition of new martial arts by teammates. Through a special event or the protagonist to give its related props. For example, if Duan Yu was given the sword score of "six pulse sword", Duan Yu would learn the martial arts of "six pulse sword"
e teammates' martial arts are upgraded according to the number of times they are used. When their internal power is insufficient, the power of the move will decrease. This is also true of the protagonist
if you leave, some of your teammates will never be found; Another part can be retrieved through subsequent events. Therefore, every time you join a teammate, you should seriously consider it. When there are four teammates in the team, other teammates will not join. Remember
4. Martial arts system
A. in the game, martial arts can be divided into [fist and palm], [finger], [sword], [sword], [stick], [concealed weapon], [internal skill moves] and so on
b [sword], [sword], [staff], [concealed weapon] all need to be equipped with corresponding equipment to use moves, otherwise they will not be able to perform
C before the battle, players can set the martial arts icon in the shortcut bar. In the battle, the number keys 1-8 correspond to the martial arts of 8 positions in the 8 shortcut bar
d [fist palm], [finger], [sword], [sword], [staff], [concealed weapon] when the internal power is insufficient, the power will be greatly reced, but the moves can still be issued The number of concealed weapons will be consumed if you use it once
e [internal skill move] only when equipped with a specific internal skill will the corresponding martial arts appear at position 8 of the shortcut bar. The power of this martial art depends on the [internal skill] attribute, but when the internal power is insufficient, it can't be used completely. Although it is powerful, it consumes a lot of internal power
f the range of martial arts can be divided into horizontal, vertical, whole and indivial. The maximum number of enemies is six in two platoons. When the people in the first row are not eliminated, you can't hit the enemy behind them by using single range martial arts
G martial arts are upgraded by the number of times they are used. The higher the savvy, the faster the upgrade will be. After upgrading, the attributes of the corresponding categories will be improved
H battle shortcut keys
1 ~ 8 correspond to 8 positions. Martial arts 0 is a common attack
qwe corresponds to the props set on the props shortcut bar
zxc selects the enemy. At present, the aperture under the enemy's feet is the target of the protagonist's attack. The target is not controlled by the player
I from the perspective of combat participation, combat can be divided into single challenge of protagonist and group fight of teammates; According to the battle result, it can be divided into plot battle and life and death battle, that is, if you lose, you will win the battle and you will end up destroying all the enemies; The failure of the battle begins when the protagonist's life is hit to zero
5. The map of the Central Plains
is more abundant than Jinyong Heroes 2. Among them, there are 21 well-known sects in Jinyong's world, which can be used for practicing martial arts and annexing. That is to say, as long as you are powerful enough to unify many sects in the Jianghu, it is not impossible for you to have an addiction to the emperor of Wulin
6. Events
there are two kinds of events in golden 3
one is announcement event, which is similar to task release. Different tasks will be released every month for players to complete, and each time players enter the game, they will receive different announcement events
the other is adventure. This requires players to seriously find out when wandering in the world
most of the announcement tasks are based on the original events of Jin Yong's novels
after completing the announcement task or the adventure in the Jianghu, the result may also be to join new teammates, learn new martial arts, and obtain new secrets...

7 time
the time in the game passes according to the player's behavior. According to the plot arrangement, the player's [River and lake career] is only two years, and after two years, he will enter the so-called [doomsday robbery] [decisive battle]! Therefore, players must carefully plan their daily life in the game world, and don't wait until they are finally knocked down to the ground to regret for their mediocrity...

8 schools to learn from
currently, there are 5 schools to learn from. But the admission conditions are very harsh, and part of the story is hidden. Please feel patiently. The sects are Shaolin, Wudang, Huashan, Quanzhen and Gumu

9 with instructions
a this game supports custom avatar function. Please prepare 60 * 71 head picture in advance
if the picture is stored in the Internet space, you can directly fill in the network address of the picture in the [picture address]
if the picture is local, please refer to the following format:
file: / / / G: / / avatar. JPG
is to add "file: / /"

b "Gold 3" will inherit the [super initial archive] generated by "gold 2" after customs clearance. But the premise is that this archive is generated by playing "golden 2 plus" online on the website, and the locally generated one cannot be inherited temporarily. And must be in the same website, namely in a website play "gold 2 enhanced version" generated archive, also only a website "Gold 3" can inherit. This is determined by the characteristics of flash itself. At present, the author is still thinking about how to improve it in the future

C in this game, the role of sleep is to replenish life internal power and save

d this game can't be played locally for the time being, because it will cause exceptions

e there may be some bugs in this version. Please leave a message on the author's blog in time http://blog.sina.com.cn/JYgame

f the game material is from the Internet, part of which is original by the author. Most of the game picture resources right for the original game proction company all! If it violates your legal rights, please contact the author: XO_ [email protected] This game is made by the author. Please do not modify or crack it without permission,

1.06 repair content
[fix] when Yan Honglie was killed in the capital city, he was killed at the airport.
[fix] the bug that blacksmith ore couldn't get weapons.
[fix] the date when he left the school at the end of the year bug
[fix] life becomes negative bug
[fix] Huang Rong can't join the bug.
[fix] the medicine is invalid bug.
[fix] Ren Yingying's mission is black Screen bug
[correction] Wudang faction danfang Yu Lianzhou el crash bug
[correction] niujiacun cycle killing robbers bug
[correction] unable to learn wind Sabre bug
[correction] niujiacun ancestor Qianqiu tea selling bug
[correction] ice silkworm task win will crash bug
[correction] internal skill upgrade text prompt error
[add] ancient tomb martial arts beauty boxing
Add] the plot of siguoya and some martial arts of Huashan sect
[add] the function of fighting and escaping in the sect
[note] teammates are in the team, but they can't fight. There are only two reasons: one is that the opponent points out that he or she wants to fight with you alone; the other is that his or her teammates are seriously injured and can't fight with him or her life is 1.

update of version 1.07, Nun Dingyi has no fighting image bug
[fix] can't detoxify bug
[fix] Hengshan sect can't leave bug
[fix] innocent special effect bug appears in the game
[fix] the countdown to doomsday robbery 30 days prompt circulation bug
[fix] the problem will be recovered if the cultivation point changes life internal power
[fix] heartbreak grass can't cure Yang Guo bug
[fix] sect Skills don't show level bug
[fix] card problem of women's clothing for teammates
[fix] Huang zhenchu won the fight and couldn't get goods bug
[fix] Tian Guinong's task couldn't get cold moon sword bug correctly
[enhance] the effect of bear gall and snake gall
[enhance] improve the initial ability of the protagonist
[rece] the difficulty of obtaining some secret scripts
7. The first thing for a novice is to use a research ship to explore all the surrounding galaxies. Starting from the place of origin, you can select the research ship, right-click a galaxy on the big map, and select to explore the whole galaxy automatically. It supports multi-step exploration of multiple galaxies. After the exploration, the available resources will be displayed on the map
2. The second thing is to use engineering ships to build new mining facilities on the explored resources. It is suggested that priority should be given to minerals (Red Diamonds), then electricity, and finally scientific research
3. When the purple influence points and minerals are enough, new outposts can be built in the non imperial and fully explored galaxies. After the outposts are built, the star area and some surrounding star areas will be merged into the imperial territory. Only the galaxies in the imperial territory can be used to build resource points with engineering ships
4. Don't be idle in the docks. When the resources are enough, the frigates should not stop. If you want to become a powerful empire, the initial 20 frigates are necessary
5. By default, non combat ships will automatically run back to the nearby galaxy and interrupt the mission when they encounter enemies. Those who are not afraid of death can be set not to run away. Use frigates to quickly clean up the surrounding evil forces
6. After the pirate base appears, it is necessary to carefully explore the surrounding Star area, and nip it in the bud, so as to avoid endless danger
7. Don't retreat when you encounter alien forces blocking your development path in the early stage. 20 frigates are enough to destroy it. If you want to annex him, remember to drag his territory (red) to the menu on the left side of the diplomatic menu when the war starts. You can understand that after playing P club, it is the goal of War (the profit after victory). The maximum war score can't exceed 100. If it exceeds 100, you can only annex him in several wars. If you don't choose anything, it's just a demonstration war, As long as you can't defeat the main fleet, you will surrender unconditionally, and you won't get anything. If you want to conquer him, they will fight to the last person
8. If you want to establish a good relationship with the neighboring countries as soon as possible, you can only send three ambassadors at the initial stage, and bring them into your alliance or join his alliance at the first time. There are more than 20 forces fighting alone
9. Among territorial leaders, the best attribute is one book + scientific research. Among the scientific research leaders, the best scientific research characteristic is "inspiration" full technology + 10% speed, and the best exploration characteristic is "vagrant" with several footprints speeding up the exploration speed by 15%. Don't miss such a leader
10. When the territory expands and there are more colonies, it is necessary to set a colony in the upper right corner of the internal affairs kitchen knife planet management interface (New Star area) to be the capital of the star area, and give the nearby galaxies to AI trusteeship. Otherwise, if the territory directly under the central government exceeds the upper limit, huge profits will be reced. Many newcomers complain that they can't play after the Empire expands, but they just don't find this function
11. In the process of colonization, it is not the only way to encounter the primitive civilization's non military conquest. You can first send an engineering ship to set up a monitoring station, and then send your people to integrate into his ethnic group through genetic transformation to become a mixed leader, and finally subvert his regime and merge into your territory peacefully (Martians play with the earth?), There are many similar events, depending on your race, personality, scientific research level, etc. those who say the game is monotonous can only ha ha
12. You have countless ways to deal with the alien life living with you, which also depends on your political system, scientific research, racial character (belligerent or peaceful, collective or indivial, purification or pluralism, etc.), you can enslave them (or even sell them to other aliens as alien pets), exile them (see movie area 9), It's up to you to drive them to the wasteland where birds don't lay eggs and starve to death. You can also intermarry with them and realize pluralistic integration and peaceful coexistence
13. You should focus on macro strategic planning, how to flirt with aliens, and how to achieve political reform. As for what kind of buildings should be built in each colony, you, as a super leader, should worry about it. You should hand them over to the director of the Star district as soon as possible, or you will be as tired as the headmaster
14. The internal affairs menu is very deep, ranging from imperial government decisions, parliamentary management, to the formulation of indivial laws and regulations (allowing or not allowing alien immigrants, slavery, alien cleansing program, etc.) all need to be mastered by you. In addition, you can spend influence points to control your empire's macro bonus rection through some short-term or long-term bills
let's teach you so much and study it well, young man. Although it's a 4x space game, it's a p club game after all. The water depth is not comparable to other 4x games of the same kind
more related content can be searched:
[stellaris k73]
8. Normally, there is no problem, but we still need to confirm the link, because now there are many people posing as public security organs, so we should be careful.
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