Is digital currency in use
Publish: 2021-05-22 05:10:59
1. There is no established timetable for digital currency
Zhou Xiaochuan pointed out that as legal tender, digital currency must be issued by the central bank. The issue, circulation and transaction of digital currency should follow the idea of integration of traditional currency and digital currency, and implement the same principle of management. That is to say, q-coin and the like are definitely not good
as for whether to use blockchain technology to create digital currency. Zhou Xiaochuan said that the blockchain technology is an optional technology, but so far, the blockchain still occupies too many resources. Whether it is computing resources or storage resources, it can't cope with the current transaction scale, and whether it can be solved in the future depends on it. Zhou Xiaochuan said that in addition to blockchain technology, the digital currency research team of the people's Bank of China has also concted in-depth research on other related technologies involved in digital currency, such as mobile payment, trusted and controllable cloud computing, cryptographic algorithm, security chip, etc
in addition, Zhou Xiaochuan also mentioned that there is a lot of discussion about "51% attack" (assuming that indivials have 51% of the computing speed of the whole network, they can realize double payment, reverse transactions, paralyze the whole network, and completely lose the transfer function). More specifically, compared with the special currency, bitcoin does not need the central bank. Zhou Xiaochuan mentioned that for the digital currency controlled by the central bank, a series of technical means, mechanism design and laws and regulations will be adopted to ensure the security of the digital currency operation system, which is different from the design idea of bitcoin from the beginning
as for the digital currency timetable, Zhou Xiaochuan said that there is no established timetable. The relationship between digital currency and cash will be parallel and graally replaced for quite a long time. For reference.
Zhou Xiaochuan pointed out that as legal tender, digital currency must be issued by the central bank. The issue, circulation and transaction of digital currency should follow the idea of integration of traditional currency and digital currency, and implement the same principle of management. That is to say, q-coin and the like are definitely not good
as for whether to use blockchain technology to create digital currency. Zhou Xiaochuan said that the blockchain technology is an optional technology, but so far, the blockchain still occupies too many resources. Whether it is computing resources or storage resources, it can't cope with the current transaction scale, and whether it can be solved in the future depends on it. Zhou Xiaochuan said that in addition to blockchain technology, the digital currency research team of the people's Bank of China has also concted in-depth research on other related technologies involved in digital currency, such as mobile payment, trusted and controllable cloud computing, cryptographic algorithm, security chip, etc
in addition, Zhou Xiaochuan also mentioned that there is a lot of discussion about "51% attack" (assuming that indivials have 51% of the computing speed of the whole network, they can realize double payment, reverse transactions, paralyze the whole network, and completely lose the transfer function). More specifically, compared with the special currency, bitcoin does not need the central bank. Zhou Xiaochuan mentioned that for the digital currency controlled by the central bank, a series of technical means, mechanism design and laws and regulations will be adopted to ensure the security of the digital currency operation system, which is different from the design idea of bitcoin from the beginning
as for the digital currency timetable, Zhou Xiaochuan said that there is no established timetable. The relationship between digital currency and cash will be parallel and graally replaced for quite a long time. For reference.
2. Cheng is one of the pilot cities of digital currency, but it has not yet begun to circulate. Shenzhen is the first city to circulate, with a face value of 200 yuan
digital currency has four common functions: "scan code to pay", "remittance", "collection and payment", "touch one touch"
the pilot cities are Shenzhen, xiong'an, Cheng and Suzhou
the glorious revolution. The king's name is William III and Mary II. Mary is the daughter of James II of the Stuart dynasty. William III was originally in power in the Netherlands. Mary's husband also has the blood of Stuart family. James II is a Catholic, trying to restore the status of Catholicism in England. When James II ascended the throne, he was very old. At that time, it was generally believed that his Protestant daughter would inherit the throne after James II died (when James had no son). The Whig party, which controlled the Parliament, thought that this would not affect the status of the Church of England, But later, James II united with the king of France to try to restore the status of Catholicism in Britain and the power of the king. At that time, Britain and France were hostile to each other, and Louis XIV's foreign expansion policy made the Netherlands, Britain and other countries united against France. James II's practice intensified the conflict between the king and the parliament. During this period, James II got a son in his old age, which made England under the leadership of a Catholic king in the future. Worried that it would harm the interests of Britain, Parliament planned to make Anne and William king of England. On the other hand, it was ring the so-called great alliance War (the nine-year war, see Cambridge Modern World History, omitted here) that William, the ruling Dutch, urgently needed the strength of Britain to help him fight against France, so that his plan could be carried out. James II fled to France and Ireland when he learned that the Parliament had given William the throne. With the support of France, he organized an army to attack the British army. Later, he was defeated in Ireland and fled to France. Later, the British Parliament passed a series of laws to consolidate this form. The British double king rule lasted until 1694 (Mary II died). In 1702, Anne, another daughter of James II, succeeded to the throne. After Anne died, the throne was transferred to Hanover, Germany, and the Stuart dynasty ended.
digital currency has four common functions: "scan code to pay", "remittance", "collection and payment", "touch one touch"
the pilot cities are Shenzhen, xiong'an, Cheng and Suzhou
the glorious revolution. The king's name is William III and Mary II. Mary is the daughter of James II of the Stuart dynasty. William III was originally in power in the Netherlands. Mary's husband also has the blood of Stuart family. James II is a Catholic, trying to restore the status of Catholicism in England. When James II ascended the throne, he was very old. At that time, it was generally believed that his Protestant daughter would inherit the throne after James II died (when James had no son). The Whig party, which controlled the Parliament, thought that this would not affect the status of the Church of England, But later, James II united with the king of France to try to restore the status of Catholicism in Britain and the power of the king. At that time, Britain and France were hostile to each other, and Louis XIV's foreign expansion policy made the Netherlands, Britain and other countries united against France. James II's practice intensified the conflict between the king and the parliament. During this period, James II got a son in his old age, which made England under the leadership of a Catholic king in the future. Worried that it would harm the interests of Britain, Parliament planned to make Anne and William king of England. On the other hand, it was ring the so-called great alliance War (the nine-year war, see Cambridge Modern World History, omitted here) that William, the ruling Dutch, urgently needed the strength of Britain to help him fight against France, so that his plan could be carried out. James II fled to France and Ireland when he learned that the Parliament had given William the throne. With the support of France, he organized an army to attack the British army. Later, he was defeated in Ireland and fled to France. Later, the British Parliament passed a series of laws to consolidate this form. The British double king rule lasted until 1694 (Mary II died). In 1702, Anne, another daughter of James II, succeeded to the throne. After Anne died, the throne was transferred to Hanover, Germany, and the Stuart dynasty ended.
3.
According to reports, since 2014, the people's Bank of China has set up a special research team, and further enriched its strength in early 2015 to conct in-depth research on digital currency issuance and business operation framework, key technologies of digital currency, and digital currency issuance and circulation environment
At the same time, digital currency is born in the existing financial system, which is bound to be affected by the existing payment system and information technology. Theoretically speaking, the payment system mainly deals with the demand deposit in the broad money, while the digital currency mainly belongs to the category of cashArticle source: bit110 network
4. First, core drilling is used to detect where there is vein, then the machine is mounted on the ground frame, high-voltage electricity is connected (there are three interfaces on the side), and then the pull rod is put in the middle of the back (3 * 3 sides) to pull it down. Hope to adopt
5. As early as 2014, the people's Bank of China has set up a special research group to study the central bank's digital currency. Until today, the central bank's digital currency has a real sense of landing. China may become the first economy to issue sovereign digital currency, and 2020 is expected to be the first year of global central bank digital currency
the DCEP issued by the central bank is a digital currency, which is very similar to Alipay and WeChat payment. But it is different from Alipay and WeChat, because it is more like paper money, and the third party can not get the information from both sides of the transaction. It is anonymous and centralization, and the endorsement of the state can be assured.
what is the use of central bank digital currency
from the perspective of the central bank, if the central bank wants to put in funds, it doesn't need these scientific and technological means to trigger conditions at all, it could have done it
for users, they have one more option when paying. Users only need to download the central bank's digital currency wallet app, and then associate with their existing bank accounts to exchange the previous banknotes into the corresponding digital currency
for the current mobile payment, users are still accustomed to using Alipay and WeChat to pay. But how to say? Personally, Alipay was originally a professional payment software, but after all these years of development, the Alipay interface is extremely complex, and the user experience is not very friendly.
as for wechat payment, wechat started from social networking at first, and has evolved from professional social software to comprehensive software in recent years. To put it plainly, whether it is Alipay or WeChat, it seems that it has deviated from its original intention. This may bring opportunities to the central bank's digital currency
when will central bank digital currency become popular
according to the bank, considering that the early digital RMB is only limited to the pilot, it will not be issued in large quantities and promoted comprehensively in the short term, and the speed of currency circulation will also maintain a normal level
many people say that digital money has no effect on Alipay. I beg to differ. As Ma Yun said, sometimes it's just a document that beats you. What is the impact of the central bank's digital currency on Alipay? Let's wait and see.
the DCEP issued by the central bank is a digital currency, which is very similar to Alipay and WeChat payment. But it is different from Alipay and WeChat, because it is more like paper money, and the third party can not get the information from both sides of the transaction. It is anonymous and centralization, and the endorsement of the state can be assured.
what is the use of central bank digital currency
from the perspective of the central bank, if the central bank wants to put in funds, it doesn't need these scientific and technological means to trigger conditions at all, it could have done it
for users, they have one more option when paying. Users only need to download the central bank's digital currency wallet app, and then associate with their existing bank accounts to exchange the previous banknotes into the corresponding digital currency
for the current mobile payment, users are still accustomed to using Alipay and WeChat to pay. But how to say? Personally, Alipay was originally a professional payment software, but after all these years of development, the Alipay interface is extremely complex, and the user experience is not very friendly.
as for wechat payment, wechat started from social networking at first, and has evolved from professional social software to comprehensive software in recent years. To put it plainly, whether it is Alipay or WeChat, it seems that it has deviated from its original intention. This may bring opportunities to the central bank's digital currency
when will central bank digital currency become popular
according to the bank, considering that the early digital RMB is only limited to the pilot, it will not be issued in large quantities and promoted comprehensively in the short term, and the speed of currency circulation will also maintain a normal level
many people say that digital money has no effect on Alipay. I beg to differ. As Ma Yun said, sometimes it's just a document that beats you. What is the impact of the central bank's digital currency on Alipay? Let's wait and see.
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