The earliest digital currency came from 1982

1. On November 1, 2008, a self styled Satoshi Nakamoto posted a research report on a secret cryptography discussion group. The report expounded his new idea of electronic currency bitcoin came out
on January 3, 2009, Nakamoto g up the first batch of 50 bitcoins on a small server in Helsinki, Finland
on May 21, 2010, the first bitcoin transaction: Laszlo hanyecz, a Florida programmer, bought a $25 pizza coupon with 10000 BTC
on July 16, 2010, the price of BTC rose by US $0.08 from US $0.008. The first sharp price fluctuation shows the rise of new things
on July 17, 2010, the first bitcoin platform was established
on November 6, 2010, the price on mtgox reached $0.5, and the bitcoin economy reached $1 million
on December 7, 2010, the first portable device to portable device transaction was realized on Nokia 900, with a transaction volume of 0.42btc
on February 9, 2011, the price reached US $1 for the first time, which is equivalent to US $1. The news that BTC is equivalent to us dollar has been widely reported by the media, which has aroused people's great attention, and the number of new users has increased greatly. In the next two months, bitcoin and pound sterling, Brazilian currency, Polish currency exchange trading platform has opened
on March 18, 2011, the BTC / USD exchange rate hit a seven week low, falling to US $0.7
on August 20, 2011, the first bitcoin conference and World Expo were held in New York. Among Google trend counties, bitcoin's attention reached a new high, with a price of $11 at that time
on November 14, 2011, the price of bitcoin hit a new half year low of $1.99
on September 15, 2012, the bitcoin conference was held in London. At this time, the price of bitcoin was $11.8
on September 27, 2012, bitcoin fund was founded, and the price of bitcoin was $12.46
on November 25, 2012, the first bitcoin conference in Europe was held in Prague, Czech Republic. At this time, the price of bitcoin was $12.6
on February 19, 2013, bitcoin client v8.0 was released. At this time, the price of bitcoin was $28.66
on April 10, 2013, BTC set a record high price of $110
on May 9, 2013, BTC Chinese, the largest bitcoin reporting website www.sosobtc.com The company obtained the investment fund Union Square's US $5 million round a investment, and the price of bitcoin was US $112.09 at this time< On May 28, 2013, the Department of Homeland Security banned the virtual currency service of Liberty Reserve, a Costa Rican exchange company, for its suspected xiqian and unlicensed fund transfer business, U.S. prosecutors said that this will become the largest international xiqian lawsuit in history, with the scale of absorbing money reaching 6 billion US dollars. A large number of users, including China, will lose all their money. At this time, the price of bitcoin is 128 US dollars
in June 2013, Netcom said that the United States will withdraw from qe3, deflationary bitcoin and quantitative easing monetary policy, which are the relationship between the two
on June 27, 2013, the German Conference made a decision: holding bitcoin for more than one year will be tax-free, which is considered by the instry to recognize the legal status of bitcoin. At this time, the price of bitcoin is $102.24
on June 28, 2013, mtgox obtained the monetary service license issued by the financial crime enforcement network office of the U.S. Department of the Treasury. Transaction standardization may mean that bitcoin is on the right track, government risk is reced, and its pace of integration into the display economy will be accelerated. At the same time, it will play an exemplary role in other virtual currencies. At this time, the price of bitcoin is $97.99
on November 28, 2013, the bitcoin trading price of Mt. GOx, a popular bitcoin exchange, broke through $1000, reaching a record high of $1073
on November 29, 2013, the trading price of bitcoin on Mt. GOx, a popular exchange, hit a record high of US $1242, while the price of gold was US $1241.98 an ounce, surpassing that of gold for the first time.

2. As early as 2014, the people's Bank of China has set up a special research group to study the central bank's digital currency. Until today, the central bank's digital currency has a real sense of landing. China may become the first economy to issue sovereign digital currency, and 2020 is expected to be the first year of global central bank digital currency

the DCEP issued by the central bank is a digital currency, which is very similar to Alipay and WeChat payment. But it is different from Alipay and WeChat, because it is more like paper money, and the third party can not get the information from both sides of the transaction. It is anonymous and centralization, and the endorsement of the state can be assured.

what is the use of central bank digital currency

from the perspective of the central bank, if the central bank wants to put in funds, it doesn't need these scientific and technological means to trigger conditions, and it could have done it

for users, they have one more option when paying. Users only need to download the central bank's digital currency wallet app, and then associate with their existing bank accounts to exchange the previous banknotes into the corresponding digital currency

for the current mobile payment, users are still accustomed to using Alipay and WeChat to pay. But how to say? Personally, Alipay was originally a professional payment software, but after all these years of development, the Alipay interface is extremely complex, and the user experience is not very friendly.
as for wechat payment, wechat started from social networking at first, and has evolved from professional social software to comprehensive software in recent years. To put it plainly, whether it is Alipay or WeChat, it seems that it has deviated from its original intention. This may bring opportunities to the central bank's digital currency

when will central bank digital currency become popular

according to the bank, considering that the early digital RMB is only limited to the pilot, it will not be issued in large quantities and promoted comprehensively in the short term, and the speed of currency circulation will also maintain a normal level

many people say that digital money has no effect on Alipay. I beg to differ. As Ma Yun said, sometimes it's just a document that beats you. What is the impact of the central bank's digital currency on Alipay? Let's wait and see.

3. The emergence of digital currency was born under the expectation of pursuing a more perfect social and economic transaction mode and Global trade facilitation. It was discovered in the process of using science and technology to graally explore this need. The history of digital currency should start with the creation of bitcoin
the creation of digital currency
the origin of digital currency can be traced back to the 1990s, and electronic gold is one of the best forms. E-gold came out in 1999. It is based on real precious metals. Another consistent digital currency service is LR. Founded in 2006, it is an online payment company in Central America. It allows users to convert U.S. dollars or euros into LR, and only 1% of the transaction cost can be exchanged freely. This kind of two-way service is used by some people to launder money, so it is inevitably shut down by the U.S. government under the charge of money laundering
then, a person named Nakamoto published an article called "bitcoin: a peer-to-peer e-cash system" in the cryptography forum, which gave birth to bitcoin. Compared with legal currency, bitcoin does not have a centralized discoverer, but is generated by the calculation of network nodes, and is composed of a series of complex codes generated by computers. Anyone can dig, buy and sell bitcoin, and it is an anonymous transaction and cannot be tampered with. As a result, it is surrounded by geeks of popular technology, pursuers of complete liberalism and speculators
digital currency can be divided into open mining cryptocurrency and issuing cryptocurrency. Digital currency is defined as an Internet-based currency or exchange medium, which is different from physical currency. Digital currency can realize instantaneous transaction and ownership transfer without borders
for reference.

4. At present, digital currency is not really in circulation in any country. In South America, there was a small country that wanted to issue its own sovereign digital currency, but there was no latest progress. Of course, China, Britain and other big countries have planned to issue digital currency, but it is still in a testing stage and has not really implemented it
the first country to recognize bitcoin as legal was Germany, which first defined bitcoin as an alternative currency. Of course, in the future, sovereign digital currencies may be popular, and digital cryptocurrencies such as bitcoin, Ruitai coin, Laite coin and vitality coin will become a supplement.

5. At present, there is no digital currency in our country. The so-called digital currency is just a tool for interest groups to extract the hard-earned money of the working people. Don't be fooled into brainwashing.

6.

The minimum penalty for the crime of organizing and leading pyramid selling activities is criminal detention, and the maximum penalty is fixed-term imprisonment of more than five years. Generally, fixed-term imprisonment is not more than 20 years

Article 224-1 of the criminal law:

in the name of marketing goods, providing services and other business activities, organizations and leaders require participants to pay fees or purchase goods and services to obtain the qualification to join, and form a hierarchy according to a certain order, and directly or indirectly use the number of development personnel as the basis for remuneration or rebate, so as to lure and encourage the development of enterprises Those who force participants to continue to develop pyramid selling activities that others participate in, defraud property and disrupt economic and social order shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and shall also be fined; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years and shall also be fined

MLM in criminal law is different from direct selling. MLM in criminal law is a kind of criminal behavior, and the starting point of criminal behavior is low, which can more severely crack down on criminal behavior and prevent the occurrence of criminal behavior. And legal direct marketing is not MLM, so it will not be punished

Further information:

MLM originated in the United States in the late stage of World War II, took shape in Japan after World War II, and developed in China

In foreign countries, MLM and direct marketing have the same meaning, that is to say, there is only the concept of MLM in foreign countries. The main concept of foreign MLM is to use the word-of-mouth generated by customers' use of procts as the driving force, and let customers help dealers to promote procts and share part of the profits, that is, customer communication sales. This is different from the domestic concept of MLM

however, in China's criminal law, pyramid selling (Chinese style pyramid selling) is a false company, a fictitious proct, and everything is empty. It just lets you pull your head and draw a small commission from the membership fee or franchise fee

or control personal freedom, confiscate property, so that you can't contact the outside world, learn those MLM training materials every day, so that you can learn how to cheat people, and then make a list, telephone or letter invitation, showdown, follow-up, until you pay the membership fee or franchise fee in various ways

Chinese MLM is built on the basis of mind control, that is to say, you can organize MLM spontaneously after brainwashing through their MLM training; Others will control your personal freedom, confiscate everything, and force you to accept these lies

7.

Many people think that bitcoin is the first digital cryptocurrency in the world, but it is not

In 1982, cryptographer and computer scientist David Chaum proposed a creative scheme blind signature: on a piece of paper, I choose a serial number that only you know, and then I sign it. Because I don't know the serial number, I can't it to another person. This idea forms the first real e-money scheme, which makes anonymous transaction possible

at present, China is experimenting with digital currency, which is legal currency with national credit as guarantee, just like paper money. In the environment of legal digital currency, it will be possible for the economic system to decide the money supply spontaneously and endogenously, issue and recover money automatically through preset and reliable program algorithm rules and on the premise of ensuring the stability of currency value. The role of the central bank may not only be the decision maker of money circulation, but also the designer of the rules of money circulation algorithm

in fact, digital currency is just a form of electronic payment to replace traditional paper money, and the specific application scenario is mobile wallet payment. Digital money is not a virtual currency that can be generated by underground mining and easy to form investment bubbles. Investment in bitcoin and other virtual currencies and electronic money is a Ponzi scheme in a strict sense. The ordinary people need to be careful to avoid leeks. p>

8. In 2016, the central bank did not issue digital currency, but in 2016, the central bank led a digital currency seminar in Beijing. The relevant person in charge of the central bank said that digital currency should be launched as soon as possible. But later, Zhou Xiaochuan, the Central Bank of Hangzhou, said that the time for issuing digital currency is not ripe, and it may take ten years. Moreover, the design concept of the digital currency to be issued by the central bank is different from that of the digital cryptocurrency such as bitcoin, Ruitai coin and Laite coin, which is not a decentralized digital currency.

9. The first was bitcoin. You can go to oyuan.com

10. Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy
digital currency is a kind of unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of specific virtual communities. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form.