China's digital currency and plus
The digital currency of the central bank is DCEP
the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency
The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous
extended data
Application of digital currency
I. fast, economic and safe payment and settlement
cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed
At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:3. Bill finance and supply chain finance
in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs
reference materials
network digital currency
Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy
digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. The European Banking authority defines the virtual currency as the digital representation of value, not issued by the central bank or the authorities, nor linked to legal tender. But because it is accepted by the public, it can be used as a means of payment, and can also be transferred, stored or traded in electronic form.
Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China. Committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world
China's Internet of things LCF digital currency has been defined as fraud, pyramid selling and illegal fund-raising. Police in many places gave warning, involving a statement issued by the Rothschild group and a notice issued by the central bank that no digital currency was released
the following is an authoritative media report:
a few days ago, the netizen "Shanshui" received a message about "LCF". He was not sure whether there was something fishy in it, so he asked Weihai evening news for confirmation
the information is as follows: "LCF Internet of things group, specifically, is a comprehensive platform of Internet of things + virtual digital currency + original stock + consumption rebate jointly built by the Chinese government and the Rothschild family. It is a wealth platform tailored for the Chinese people. In the early stage, the Rothschild family made profits of 1 billion and gave points to high-quality members, At present, there is a chance to get 1000-20000 points before the opening, 1 point and 1 LCF = 3 yuan
after the preferential period, the person who gets the number means that he can register as a member. If the registered member succeeds, he can see the company's free bonus points on his own account. What can integral do
the free points can be circulated in the platform for shopping, tourism and insurance. After the official opening, the platform will connect 50000 shops, 100000 kinds of famous and high-quality procts at home and abroad, 100 types of grounding gas insurance, and 500 boutique tourism routes. Early gift points, we are zero investment, zero risk, do not pay a cent yo
the reporter consulted the Economic Investigation Department of Weihai Public Security Bureau for this purpose. The economic investigation department said that the project has been confirmed by many domestic police as suspected of illegal pyramid selling and illegal fraud, and its communication mode conforms to the definition of pyramid selling. The main targets are housewives and middle-aged and old men who don't know much about the Internet
through the registration of free virtual points, posts and other incentives to join the organization, and constantly develop offline, in exchange for the so-called virtual points. After entering the group, first modify the nickname, report personal data, and brainwash through text, lectures, voice sharing, and then carry out fraud. When people encounter this kind of information, they must be alert and not fall into a trap
< H2 > extended information:
December 23, 2016; CO) once again warned the Chinese public about an informal fund-raising activity calling itself the "Rothschild family LCF project"
the fund-raising activity claims to invest in projects related to virtual currency and "Internet of things". Investors should note that the informal fund-raising activities are suspected of falsely using the name of "Rothschild" to make fictitious and informal connections
according to the information currently obtained by Rothschild group, the informal fund-raising activity has been spread by unknown people on wechat, Sina Weibo, Tencent QQ and other Chinese social platforms. Initially, the event led the public to www.hlcf586cn.com Website registration account to invest in "LCF points"
the website has been banned, but we believe that articles and content related to the fund-raising activities are still spread on social platforms. The informal fund-raising activity claims that it will pay dividends in stages according to the time of investors' participation, which is very similar to the Ponzi financial fraud. This informal fund-raising activity is believed to have been in operation nationwide for several months
neither the Rothschild group nor any member of the Rothschild family (also translated as "the Rothschild family") is associated with this fund-raising activity. Rothschild group has taken a series of measures to remind the public to be careful of the informal fund-raising activities under the name of "Rothschild". The measures taken by Rothschild group include:
1. Issuing a public statement on the official website of Rothschild group to warn investors that Rothschild group has no connection with the informal fund-raising activities
2. Contact with domain name suppliers and social networking platforms such as Tencent, Sina and wechat, and ask to close fund-raising websites, delete false publicity information and control new information
3. Inform the relevant regulatory authorities in mainland China and Hong Kong and update them with the latest progress in real time
4. Issue an online statement to warn the Chinese public to distinguish the informal fund-raising activities that use the name of "Rothschild" cautiously
5. Issue a statement to the Chinese media to warn the Chinese public not to believe in informal fund-raising activities under the name of "Rothschild"
the group will continue to work closely with regulators to deal with this matter. Rothschild group suggests that the Chinese public who have participated in the informal fund-raising activities should contact the local police immediately. Rother strongly recommends that all the public who are encouraged to participate in the informal fund-raising and spread the informal information report to the police
"MLM coin" has no connection with blockchain, and even has no basic wallet. It is a "concept", and the most popular slogan is "high return". You know, the birth of any kind of encrypted digital currency has no value before it is recognized by users. If you've never heard of a situation with a high rate of return, avoid it.
Currencies like foreign exchange, which are called stocks, are acceptable to more people