Sunflower digital currency trading platform
China is the first country in the world to use paper money, but after a few centuries, the popularity of mobile payment makes some analysts predict that China may also be the first country to stop using paper money
according to China based iResearch, in 2016, the total commodity value of third-party mobile payment increased by 200% over the same period last year, reaching 38 trillion yuan (about 5.6 trillion US dollars)
as Chinese consumers are increasingly away from physical stores, China's rapidly expanding e-commerce market also supports the growth of cashless systems
Ben Cavender, director of China market research group, said: "I think it is very likely that China will become the first cashless country or one of the first cashless societies in the next 10 years."< According to Cavender's estimation, China's mobile payment market has exceeded that of the United States by 40 to 50 times
cashless mobile payment
Alipay was founded by Alibaba, the e-commerce giant, and now owned by Affiliated Companies ant ant suit. WeChat payment is a popular instant messaging service under Tencent, with hundreds of millions of users, both of which are the main payment platforms in China.
in Beijing, it is difficult to find a proct or service that cannot be purchased with a mobile phone
in the fresh proce market, vendors display bar codes on tables full of fruits and vegetables for customers to scan and pay, although many shoppers seem to prefer cash
some restaurants in the capital no longer accept banknotes, while taxis, street dining cars and hairdressing salons often offer mobile payments
according to a report released in April by the better than cash alliance supported by the United Nations, mobile payment accounted for 8% of total retail payments in 2015 and is expected to reach 12% by 2020. But in China, cash payment is still the main payment method, although it is not as good as before
the better than cash alliance predicts that the proportion of cash in retail payments will drop to 30% by 2020. In 2010, the figure was 61%
one of the main attractions of mobile payment is convenience. People can carry little cash or no cash, and avoid the problem of their debit or credit cards being rejected e to the limited number of terminals at the store's point of sale< According to Martin utreras, vice president of emarketer, the relatively short history of using bank cards in China also makes it easier for consumers to accept new technologies. In China, many people have never owned any automated financial instruments in any way. The first thing they do is to use mobile payment. "
conversion
although mobile payment can bring a lot of convenience, some people are still reluctant to switch to cashless system, especially the elderly
for example, there is a 63 year old woman surnamed song who sells hand-made sunflowers and toys on a pedestrian overpass in Beijing. She likes cash and accepts mobile payments because some customers don't have cash
she said, "cash is more convenient for me because I'm getting older and have poor eyesight."
to be successful, payment providers are expanding their business, offering consumer and business credit scores, short-term loans and even investment procts. This change is in line with the Chinese government's policy of promoting consumer spending and increasing access to financial services for ordinary people
Alibaba and Tencent are also using their strong technology and financial resources in overseas markets to target Chinese tourists and develop China's emerging payment market
earlier this month, Tencent and German payment company Wirecard jointly launched WeChat in Europe, which has already been able to use Alipay.
however, people pay more and more attention to the security of mobile payment. It has been reported that criminals replace real barcodes with forged barcodes, and the software carried by these forged barcodes steals personal information or users' bank accounts
according to the better than case alliance, the authorities are still trying to maintain a "balance between innovation and regulation", and they are more active in taking measures to rece financial risks and fraud< "At present, the government has no tendency to slow down the introction of mobile payment," Cavender said
summary
with the development of the Internet and the formation of people's idea of pursuing convenience and simplicity, mobile payment will become more and more popular, which is a big trend. With the development of this trend, maybe one day, China, as the first country to use paper money, will become the first country to stop using paper money.
At the end of each year, it is almost a routine for the media to review the major events that happened in that year. However, with the growth of age, such an inventory has become more and more meaningful: first, it can help you recall and sort out the major events in the coming year in this era of information explosion; Secondly, when doing the year-end inventory, we can also realize the indelible imprint of technological innovation and changes in people's needs on the instry
previously, car master has presented to you the top 10 black technologies, top 10 new energy vehicles, top 10 SUVs and top 10 cars in 2019. Now it's time to hold your breath and see who's on today's "top 10 luxury cars of 2019" list. For luxury cars, the price gap may reach tens of times, so for your convenience, this list will be sorted by the price of vehicles from high to low, to see which ones you can buy in your budget
breaking power limit with V8 + motor, Ferrari sf90? Stradale
price: from 3.988 million yuan
many people think this sf90stradale is the "successor" of 488, because from the price point of view, the two almost coincide. But in fact, this is a work that pays tribute to the 90th anniversary of the founding of Ferrari. We should regard it as an independent existence, a "super race show" that integrates Ferrari's cutting-edge technologies
in addition to the power of T3, T4, T5 and T8 parameters brought by driver EE intelligent technology, as well as the lightweight suspension of front double wishbone, hrs hydraulic shock absorption and cushioning technology specially designed for Chinese market, four driving modes and optional 4C adaptive chassis, this luxury intermediate car also has good control
at the end of the article
of course, the luxury models launched in the past year are far more than that. New cars, including the new generation of Land Rover guards, have also attracted people's attention. However, these models are one of the most representative models in their respective brands
the most noteworthy luxury cars in 2019 listed by car master are all here, so what will 2020 be like? Let's take stock again this time next year
this article comes from the author of car home, which does not represent the standpoint of car home