The latest development of digital currency in the new world

Nowadays, with the development of the Internet age, the era of digital currency is coming. Digital currency obviously provides convenience for people's life, and there are many advantages. However, digital currency has no advantages of real currency and no interest{ RRRRR}

but the promotion of digital currency also has certain obstacles, for example, our payment platform today, and these mobile payment also need network, once the network problems, then even can not complete the payment. However, digital currency is different, not only does it need no network, but also will not be limited by time and space, and even does not need handling charges< it's just that digital currency has no interest of real currency, which is also the case that many people are reluctant to use digital currency

On October 8, Shenzhen Municipal People's government and the people's Bank of China jointly launched a pilot project of digital RMB red envelope

after the news was sent out, it has aroused warm repercussions from all walks of life across the country. At this stage, people are most concerned about the impact of digital RMB on our daily life? Will it replace Alipay and WeChat? Due to the lack of introction and promotion of digital RMB by authoritative institutions, the citizens and businesses participating in the activities also have many questions about digital RMB. According to the official announcement, the red envelope activity of digital RMB is a routine test in the process of digital RMB research and development. It can be seen that there is still a certain distance from the official implementation of digital RMB

Let's talk about professional red brother. The game of funds also needs a tuyere. Of course, the biggest tuyere in our market comes from policy. The earning rate of stocks is probably that there is a tuyere and the price is low

digital currency is an alternative currency in the form of electronic currency, which has become legal tender, such as bitcoin, Leyte coin, bitstock, etc. Our digital currency started its pilot at the beginning of the year, and in the future, it will play a part in the function of current circulating currency, so that some related listed companies will benefit.

last week, the concept of digital currency rose collectively. In fact, following red brother, we know that the market is in a downturn after the Spring Festival. In fact, red brother has repeatedly hinted that when they are in a downturn, Can bargain layout. This plate is also a lot of analysis

There are also many differences between the promotion of digital currency and wechat payment. It does not have an Internet giant like Tencent, nor does it have an investment ecosystem under Tencent. Digital currency mostly cooperates with local governments. At present, digital currency prefers the offline scheme. In the three rounds of pilot projects in Shenzhen, the red packets of digital currency are only used offline, while in the pilot projects in Beijing, the red packets of digital currency are only used offline, It is also limited to offline use. At present, only Suzhou's online payment scheme has made a breakthrough. In Suzhou's digital currency pilot project, Jingdong digital currency has become the first technology company to cooperate with all six major banks, and is the pilot consumer scheme of digital currency e-commerce platform

although digital currency has been connected to various business schemes, they are all third-party schemes rather than proprietary business schemes if digital currency wants to break the third-party payment barriers and offline & lt; Code card & quot; For digital currency, acquiring new users is not the current challenge. How to retain users is a difficult problem in promotion. A Shenzhen citizen who won the red envelope of digital currency told time, After using the red envelope of digital currency for offline consumption, the related apps are unloaded, and no other available solutions have been found. Therefore, the biggest challenge faced by digital currency is how to achieve user retention and breakthrough in the environment of a few technology companies dominating the micro payment market, This is how to build a self operating ecosystem for the government and how to cultivate the use habits of market users