Is there any incentive to promote the central bank's digital
some people who issue digital currency against the central bank are deceiving.
specifically, according to Yao Qian, director of China digital currency Research Institute, the design framework of central bank's digital currency is mainly convenient and efficient, safe and controllable, and popular development
as for the two-tier framework, the two-tier framework is the central bank and the commercial bank, based on the account and wallet. This framework is to combine the original bank account system with the account system based on digital currency wallet
in blockchain technology, digital currency is separated from legal currency system and bank account system. Otherwise, together, it will cause chaos. Considering this problem, Yao Qian introced digital currency wallet into the account system of commercial banks. In this way, an account can manage both electronic currency and digital currency. Of course, this kind of design has a great impact on the current banking system, but it is also a resource for commercial banks with mature system
how does digital currency wallet work in commercial banks
bank accounts and digital currency wallets of commercial banks have common management features. In this case, bank accounts and digital wallets have different positioning. According to the wallet standard designed by the central bank, a wallet is equal to a safe deposit box. According to the requirements of customers, the bank will manage the safe deposit box as all the properties of cryptocurrency. This framework adds a Digital Wallet ID field to the bank account. In this way, the wallet has the function of a safe deposit box and does not participate in the business, so as to avoid affecting the core business of the bank
digital currency transfer can be directly transferred in the commercial banking system, or through the note issuing bank using the client-side digital wallet, direct point-to-point transactions, so that there is no need to rely on inter-bank payment between account banks< In a word, digital currency wallet is the personal wallet in the commercial banking system
theoretically, the payment system deals with demand deposits, while digital currency is in the category of cash
is the digital currency issued by the central bank decentralized
Yao Qian said that the biggest issue facing the instry now is whether decentralized distributed ledger should be used at the top level
Central Bank digital currency is more convenient and can develop into controllable anonymity through centralized issuance and account based weak association. However, in the digital world, we cannot confuse the economy and finance behind the numbers. Although they are all numbers, they represent different assets, so the central bank will keep them in mind when designing. We want to have a mature financial infrastructure for legal digital currency, but considering that the note issuing bank is only responsible for the digital currency itself, and the account bank is responsible for the actual management business, so as long as the specific application is implemented, the note issuing bank and the account bank will perform their ties and do their best
then the characteristics of the central bank's digital currency are
1. Digital currency, like RMB, has stable value
2. The operation mode is the same as RMB, which is endorsed by the national credit and issued by the central bank, and all commercial banks exchange it into the market
3. Digital currency issuance relies on big data, because it has the possibility of real-time collection of currency bookkeeping, flow, transaction, etc., which can provide help in anti money laundering
4. After digital currency replaces paper currency, it will play a positive role in preventing counterfeit banknotes, changing change, and preventing damage and loss ring transaction storage
5. It will rece the waste of resources. The proction and printing of paper money need cost, while the proction of digital currency depends on big data, so it will rece the waste of resources
therefore, with the advent of the central bank's digital currency, personal participation will have less opportunities to make money
I hope it can help you
hope to adopt it
It's false news. Recently, many users of cloud flash payment reported that some lawbreakers spread the operation guide of getting "precision poverty alleviation fund" through cloud flash payment in the circle of friends. Here, I would like to remind the users that: first, cloud flash payment has never released information about getting "50000 precision poverty alleviation fund" digital currency. Please pay attention to protect personal account and other privacy information. Please keep vigilant and don't believe this kind of information and its operation guide
< H2 > extended data
cloud flash payment shows "500000 amount". In fact, one function of cloud flash payment is the function of Notepad. You should know what Notepad is, so you can explain it. Another important reason is that the chain of attention to promotion is true, and cloud flash payment has rewards for promoters, Or inquire about the relevant information through cloud flash payment APP, cloud flash official account number, etc. p>
when may day arrived, my grandmother asked me to pick cherries at her house. I was so happy that I pestered my father to go immediately. My father was so pestered that he finally agreed to my request. I wanted to fly to my grandmother's house immediately
after a while, we arrived at Grandma's house. I didn't even enter the house, so I went straight to the cherry tree. I looked up and saw that the cherry tree was covered with cherries. Cherries were as bright as crystal, some were red, some were orange, some were white, and some were light red. I didn't have time to take a close look. I picked a handful of cherry trees, washed them with water, and then threw them into my mouth. Suddenly, a fragrance with sour taste drilled into my heart. It was obvious that these cherries were not ripe. I saw that my father and mother picked two big red cherries and ate them so sweet. I was not convinced. I just wanted to pick them again. My father stopped me and said, "red cherries are ripe.". I went up the tree again and picked the big red ones as my father said. After a while, I picked a basket full of cherries, washed them with water and put them into my mouth. They were sweet and not sour at all. I gave them to my grandfather and grandmother. They all said, "Shangwen is so sweet!" My grandparents said it was sweet when they ate the cherries I picked. I thought: next year I'll come to pick cherries to eat
May 1 "Wu Jing, class 6, grade 3, Yantai No.2 Middle School, Zhifu District, Yantai City, Shandong Province. May 1 is labor day, the anniversary of the struggle for freedom of working people all over the world. It's a long-awaited holiday for our students. At the same time, it's another long holiday after the winter vacation. With such a long holiday, I can open my heart and enjoy myself Happily, free to send and control their own time and space
before "May 1" holiday, I discussed with mom and Dad, "May Day" for a long vacation, drove by Dad, went to Shanghai, Suzhou and Hangzhou, and went to Shanghai, Pudong, Yangpu, Dongpu bridge, Oriental Pearl, and "APPEC" site to see the new changes in Shanghai since the reform and opening up. Visit the site of the first National Congress of the Communist Party of China and other places in Shanghai to receive ecation on modern revolutionary history; Go to Huqiu, West Lake and other scenic spots in Suzhou to enjoy the beautiful natural scenery of the south of the Yangtze River; Take a walk in Hanshan Temple and Suzhou gardens to experience the beautiful artistic conception of "midnight bell to the passenger ship". In this way, on the one hand, you can relax your mood and relieve fatigue, on the other hand, you can increase your knowledge, broaden your vision and cultivate your sentiment
unfortunately, Dad had to go out for work ring the May Day holiday, but his original plan was "completely broken". I'm the only one left at home with my mother and daughter. Because I was "upset", it was more than seven o'clock, and the sun was shining, so I lazily dressed and had a good meal. Under my mother's repeated "encouragement", I came to Yantai Mountain with my mother
everyone says that the sea is broad-minded and magnanimous. It's true that if people go to the seaside for a walk and a look when they are "upset and have something unpleasant", the sea can contain everything. When we got to the seaside and saw the endless sea, we suddenly felt that Mao's mind was suddenly open, bright and relaxed, and our previous troubles were immediately washed away
the sea ring road by the sea is like a winding and unlating long dragon winding around the whole coastline. Although the sea ring road is much wider than before, it is still full of bustling, small groups and pairs of people. The roadside trees are green and the flowers and plants are prosperous. It's a feast for the eyes and a feast for the festival
the sky is blue and the sea is blue. The sea is beautiful with gulls flying, sails shuttling and blue waves
the golden beach on the beach seems to be covered with glittering gold from a distance. It's very comfortable to walk on it. My mother and I sang a little song hand in hand and walked leisurely on the soft beach by the sea. Smelling the tempting smell of the sea and the fresh air, we felt much more open and bright
when you look at the sea, it's as if water and sky are connected. There are some snow-white and light gray gulls flying on it, and there are clouds of the same color as gulls floating on it. The moist cool wind blows gently on the sea surface, and the waves roll up and down one by one, layer upon layer. From a distance, it looks like lines of egrets spreading their wings and flying; Like tens of thousands of galloping horses; It's like countless roaring and clawing dragons rushing toward the shore, crashing on the rocks, splashing waves one after another. From a distance, it's like thousands of pure white flowers
there are several speedboats on the sea, which are shuttling back and forth like lightning. The spray on the boat is splashing, which looks very dangerous and exciting. Listen to my mother, they went to Kongtong island for sightseeing. Kongtong island is only a few nautical miles away from Yantai Mountain. It is a natural "Island Park" with luxuriant trees and leaves, flowers and plants competing for glory, birds singing and flowers fragrant; Fishermen are simple, kind, bold and hospitable. They fish on the island. The fish and shrimps are cooked in the ground. They are fresh and delicious. It's very interesting for friends to get together. In particular, there are several uninhabited islands near Kongtong island. From a distance, some islands look like turtles, some like swans, some like reclining Buddhas, some like swans. So far, there are many touching and beautiful legends about these islands among the people
on the stone board on the bank, some people are chatting and laughing. There are also some pineapple bunches peddlers along the road. The peddlers can be heard everywhere. There are several cleaners on the beach who clean the beach with big brooms. I think that if people love and protect the environment like this from now on, Yantai city where we live will be more beautiful and will become the most suitable green home for human beings. I stand by the sea and look at the unlating sea foolishly. I have been intoxicated and attracted by the magnificent sea and the charming scenery around me. I have fallen in love with the boundless blue sea, and I am reluctant to part with it, as if I have an attachment
time flies so fast. Before I know it, my stomach is already making a big noise in the "five viscera Temple" at noon! It's really "beautiful scenery to eat". I was deeply intoxicated by the scenery in front of me. When I watched it, I forgot all the important "things" like eating. But where to eat? Another problem! I suddenly thought of "didi hamburger". When I was in school, I was too busy to enjoy the taste of "didi hamburger" because I had no time to study. Several times when I thought of the tempting fragrance, I was slandering and drooling. I asked my mother to take me to eat, my mother agreed, so we hitchhiked to the gate of "didi hamburger"
my mother and I ordered a lot of our favorite foods, such as French fries, cold drinks, eye-catching, fruit drinks, hamburger set meal and so on. My mother and I chose a window seat and began to taste our "delicious lunch"“ Mom, you eat! Look at this chicken leg. How delicious it is
"Mom doesn't eat, mom isn't hungry, you eat quickly, it's not delicious when it's cold!" All of a sudden, a tender and childish voice sounded in my ear, so I looked in the direction of the voice. It turned out that an innocent little girl who looked only six or seven years old was talking to her mother. Suddenly curiosity touched me, I looked carefully, only to see that they ordered less food than us, such as chicken legs, beef burgers, coke, French fries. The child's mother was staring at her own child. The child was so fragrant and energetic. My mother looked at the child's wolfing and smiling. That smile, looks more happy than eating, but also satisfied. After a while, the child was full, and the child left the chicken legs and chips on the table. The child stood up and patted the rice dregs on his body. "Mom, let's go."“ Wait a minute. " The mother picked up the chicken legs left by the child and chewed them carefully, The child asked in a childlike voice, "it's a pity to lose such an expensive thing." the words seemed to have a sense of inferiority and helplessness. Then, he quickly swept the people around the table with his eyes, and his face turned red. Seeing this scene, my heart was shocked. I finally understood that the mother was not rich because of her family's economic conditions. In order to let her children eat more, she would rather starve herself! I was moved by the mother's "love son" spirit
Yes, mothers all over the world are the same. It's their instinct to love their children. They would rather suffer by themselves than give their children more warmth and love as much as possible. A mother always treats her children selflessly, sincerely, willingly and unrequitedly. Seeing this, I finally understand the profound meaning of "the greatest love in the world is maternal love"! My mother saw that I was in a daze, and then woke me up. At this time, my face had unconsciously shed tears of emotion and emotion. After dinner, my mother and I went home. On the way home, I was still thinking about it
in the afternoon, my parents and I went to Tashan amusement city. We climbed the mountain to enjoy the scenery, took a model plane, played the swing, watched the acrobatic show, visited the zoo, took the slide, pressed the seesaw, and played many interesting projects
on May Day, I had a very full and fun time; Have a good time; Have a good time; It made me understand a lot of knowledge and truth that I didn't learn in books; Let me benefit a lot, deep feeling< The school has seven days off on May Day, so I can play easily<
today, it's sunny and cloudless, and I feel very comfortable with the warm spring breeze. My parents and I went to Century Park to play. It happened that there was an International Music Carnival, which was really a music festival
dad bought the tickets and we ran to the concert hall in a hurry. WOW! So many people! I quickly found a seat to sit down and enjoy the crisp and melodious classical music and the cheerful rhythm of rock. There were bursts of applause from time to time in the venue. When I heard the English version of "mice Love Rice", I couldn't help singing it in Chinese. I thought it was really interesting
the concert ended unconsciously, and I walked out of the venue, but the wonderful music lingered in my ears for a long time.