You can use digital currency when your mobile phone is out of po
We need to call the police. This belongs to currency fraud. We can't blindly trust the virtual investment platform that can easily earn a lot of money. Fraud gangs often use "small investment, big income" as t to let investors taste the sweetness first and then increase investment, so as to achieve the purpose of fraud
at present, the so-called "digital currency" in the market is not legal digital currency. The so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud. It is necessary for the general public to raise their risk awareness, invest rationally and prudently, and prevent the interests from being damaged
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five ways to distinguish whether digital currency is MLM currency. virtual currency does not rely on specific monetary institutions to issue, it is based on a specific algorithm, generated through a large number of calculations, is a decentralized way of issuing. Each different terminal node is responsible for maintaining the same account book, and the maintenance process is mainly to package and encrypt the transaction information by the algorithm, while the MLM currency is mainly issued by a certain organization, and the profit is made by pulling the head
2. Transaction mode. Virtual currency is a kind of sporadic transaction formed spontaneously in the market. After the scale is formed, the third party graally establishes an exchange to complete the transaction. The MLM currency is issued by an institution and traded on its own platform
3. The virtual currency itself is an open source program, maintained in the GitHub community. The parameters and methods of the total amount limit are shown in the open source code. The open source of MLM currency is completely ing other people's open source code, and there is no use of open source code to build programs, so its essence is controlled by the website like Q currency
Whether the source code link is given. The general decentralized digital currency will give the source code link in the prominent position of the official website, so as to show the operation mechanism of the monetary system openly and transparently. What MLM currency focuses on is the transaction process of recharge purchase, not to mention its operation mechanism, and even the website does not have the link address of the source code5. Whether the official website starts with HTTPS. In general, the addresses of the official website and trading website of decentralized digital currency begin with HTTPS. The purpose of this kind of website is to protect users' data from illegal theft. But the official website of MLM currency, trading website and other related websites do not start with HTTPS
In China, digital currency is illegal. According to the regulations, financial institutions and non bank payment institutions shall not directly or indirectly provide procts or services such as account opening, registration, trading, clearing and settlement for token issuance financing and "virtual currency"
it is not allowed to underwrite insurance business related to token and "virtual currency" or include token and "virtual currency" in insurance liability. Financial institutions and non bank payment institutions shall report to the relevant departments in a timely manner if they find clues of violation of laws and regulations in token issuance financing transactions
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since the announcement on preventing the financing risk of token issuance was issued, any so-called token financing trading platform shall not engage in the exchange business between legal tender and token and "virtual currency", and shall not buy or sell tokens or "virtual currency" as a central counter party, It is not allowed to provide pricing, information intermediary and other services for token or "virtual currency"
for the token financing trading platform with illegal problems, the financial management department will request the competent department of telecommunications to close its website platform and mobile app according to law, request the network information department to remove the mobile app from the app store, and request the instrial and commercial administration department to revoke its business license according to law
Virtual digital currency countries are allowed
according to Sohu Finance and Economics Report: the central bank recently said that the research on digital currency has achieved phased results, striving for the early issuance of digital currency
at present, major banks in many European and American countries and regions have publicly expressed their positive attitude towards the development of digital currency. If the digital currency is successfully issued, in addition to the convenience of people's living and payment, it will also bring many benefits to the country, such as improving the transparency of economic transaction activities, and the significance of cross-border e-commerce trade can not be underestimated
It is obvious that digital currency is highly expected based on its "excellent gene". Instry insiders said that once digital currency comes out, it will be applied to many fields. Although there must be an adaptation process from paper money to digital currency and the road of its reform will be very long, it can be seen that digital currency will inevitably form a development trend. Technological innovation will overcome the problems in reality. For example, if you go to a bank to do business now, if it doesn't involve cash, the lobby manager will recommend customers to ATM and other self-service equipment. This is a good proof that technological innovation has replaced labor in the past. Now mobile applications are also very simple. It can be predicted that the technology will continue to update in the future. The use of electronic channels, digital currency and other procts in the new era will become a trend, a trend that can not be reversed at presentDigital currency carrier is digital currency wallet
digital currency is an alternative to paper money
functions and properties are exactly the same as banknotes, but the form is digital
Therefore, it can be seen that the use of digital currency will be more secure In addition, digital currency has unique coding, and there is no way to forge itand whose wallet digital currency enters may generate traceable information codes, including the identity information of the wallet owner. In this way, as long as the digital currency is spent or transferred, it is very easy to trace
even in the future, if big data and Internet of things technology are further upgraded, where you spend digital currency may be traceable, including spending a few yuan and so on, which can be easily known and traceable
in this case, your mobile phone is lost. On the one hand, it is difficult for the person who finds it to crack many passwords on the mobile phone. If the person who finds it takes a lot of effort to break the password, then if he wants to spend money or transfer money, it is also traceable
Digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects:
1. Because digital currency comes from some open algorithm, it has no issuer, so no one or organization can control its issuance
When determining the number of solutions, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by excessive issuance of virtual currency
3. Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough
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the central bank concted a private test on this digital currency, and some civil servants' salaries were received in the form of digital currency
screenshots of the digital currency wallet applications launched by Agricultural Bank of China, China Construction Bank and Bank of China are widely spread on the Internet, showing various functions, including the ability for depositors to track digital currency transactions and associate digital currency wallets with their existing bank accounts
to understand decentralization is to understand blockchain. A real blockchain project is to practice the concept of decentralization through reasonable game rule design supplemented by information technology. Bitcoin system is an excellent demonstration project of decentralization concept and blockchain technology. It's no exaggeration to say that I think this is a revolution in the concept of the Internet and another revolution in the equalization of human beings. The last time it broke the inequality in status between people, this time it broke the inequality in the rules of the game itself. Because of this, blockchain can stimulate people's enthusiasm. It is a new thing that sounds like it can overturn all the old rules
why is it called "blockchain"
because Nakamoto designed this account book as a long chain of "packets", each "packet" is called a "block", and each of these blocks has a unique number (in the bitcoin system, the number is called height), which is the natural number 1, 2, 3, 4... All the way down, Jumping, interruption and repetition are not allowed<
the specific rules of blocks are explained below:
the first block was created by the inventor of blockchain "Nakamoto Tsung" personally. On January 4, 2009, Beijing time, on a small server in Helsinki, Finland, the first block was born, which is also called "Genesis block". On this block, the main information is:
the middle paragraph is a memorial of "Nakamoto Tsung" engraved on the first block. Starting from the second block, every block must be created in strict accordance with the rules of bitcoin system. The rules of the block are:
block rules
all the mysteries of the blockchain lie in the random number added to the tail, because it is so mysterious that ordinary people can only enjoy it, so I will call it "Olympiad" later for the convenience of explanation
because there are only two possibilities for each bit of a binary number, 0 or 1, the possibility of making up an Olympic number is one 72nd power of 2, that is, 1 / 4722366482869645213696. That's a dazzling number. It's about 1 in 4.7 trillion. In other words, it takes an average of 4.7 trillion Sha calculations to get an "Olympian number". You can see the value of each "Olympian number"
it may become a New Mathematical Olympiad with no rules to follow.
As we all know, China has begun to prepare digital RMB in recent years. In Shenzhen, some experiments and practices have begun. The so-called digital RMB is to transfer the real printed money into the form of digital characters. Although these currencies are issued in digital form, they have legal effect, because they are issued by the people's Bank of China. In other words, a dollar of digital currency has the effect of a dollar. The issue of digital currency not only greatly speeds up the process of digitization and scientization in China, but also has a certain role in environmental protection. We should know that the banknotes issued every year will consume a lot of trees and paper, and some banknotes can not be used again after they are damaged. In fact, it is a waste of paper, which is not environmental protection. The digital people's currency perfectly avoids these shortcomings, which is also one of the manifestations of human scientific progress{ RRRRR}
It can not be said to be a fraud, but there are certain risks, because digital gold currency is a form of physical currency, and its deposits are measured in gold rather than legal currency. Therefore, the purchasing power fluctuation of digital gold currency is related to the gold price. If the price of gold goes up, it becomes more valuable. If the price of gold goes down, it loses value
since there is no specific financial regulation to regulate digital gold money suppliers, they operate in a self-regulation way. Digital gold money suppliers are not banks, so banking regulations are not applicable
extended data
to explore the connotation of digital currency, we must clarify some concepts of model lake. For example, is it legal digital currency dominated by the central bank or illegal private fixed digital currency; Encryption of digital currency or electronic currency; Is it "selling dog meat with sheep's head"; "Bad money"
new technology does make the conceptual boundary of money more blurred. Theoretically speaking, the new monetary economics points out the possibility of the disappearance of money, that is, legal paper money is no longer the only medium of transaction, and is eventually replaced by financial assets issued by the private sector that generate monetary income
in reality, although the status of fiat money is still unshakable, there have been various local scenes of private money in history, such as the universal warra system in Germany in the 1920s. Now the digital currency with the characteristics of decentralization makes the challenge of private currency increasingly prominent< br />