Digital currency visa credit card
Bank of China, Agricultural Bank of China, China Merchants Bank and instrial and Commercial Bank of China can apply for visa international credit card
Visa and master are two major international UnionPay organizations2. It is suggested to bring the original and of ID card, go to the bank counter, fill in the bank credit card application form and apply for bank credit card (remember, only credit card has overdraft limit and interest free period)
3. Another note: when filling in the application form, choose visa as the card type
extended data
processing proceres
1. Visa and MasterCard are not banks, but banking organizations, just like China UnionPay
Visa card refers to one of the international credit cards issued by any bank, and the other one with master logo2. Visa doesn't issue cards. You can choose visa and MasterCard when you apply for credit cards in China, as long as you choose visa
Visa card is an international card (standard credit card, or credit card) proct of ICBC, which can be used all over the world and has the function of interest free overdraft. When applying, you need to provide income proof, work proof and other relevant documentsif there is such a plot, it's still a very happy thing to miss someone, because the person you miss means that you still have thoughts, pursuits and motivation. If you don't miss someone in your belief, then you have nothing. If it's a disease, it's a kind of Acacia
single currency or al currency multi currency depends on whether you need it. Personal opinion is that al currency card is better. It's convenient to swipe card in foreign currency or eBay for shopping.
1. Different nature: multi currency credit card is a multi-functional credit card proct launched by ICBC in the world. Visa card is a special proct launched by eurofit digital card for users who do not have international credit cards and need online shopping and activation of various online accounts abroad. Multi currency card
2. Different usage: multi currency credit card is a kind of credit card proct that can be used for direct consumption and payment in multiple national currencies (supporting 10 foreign currency currencies). Visa card can go to more than 1.8 million ATMs in more than 200 countries or regions around the world 24 hours, and withdraw local currency for travel expenses at will
Different organizations: Visa card international organization is a credit card organization composed of International Bank members, which has no shares and belongs to non-profit organization. Multi currency cards are not
extended information:
precautions:
visa card can be used in China, as long as the merchant has opened visa payment, it can be used. When using in China, it is necessary to find a POS machine that can walk through visa channel
since the merchant wants to collect RMB, visa needs to convert the RMB request into US dollars and send us dollar bills
after receiving the US dollar bill, the issuing bank of visa card will convert it into RMB for entry. So the final bill is actually two exchange rate conversions
there is a time difference between the two conversions, which is usually completed on the trading day
because there are two exchange rate conversions, we have to bear the loss of the two exchange rate conversions and pay 1% - 2% of the currency conversion fee
reference source: Network visa card
reference source: network multi currency card
this kind of card organization is visa, but it's UnionPay in China, so it can't be used directly by swiping card. It's suitable for visa machines abroad
visa and UnionPay are card organizations, which are one of the six largest card organizations in the world
here is a brief introction to visa and UnionPay< Visa: Visa International, a global payment technology company, operates the world's largest retail electronic payment network, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. By 2012, there were 155 million customers of financial institutions, more than 1.9 billion cards issued, tens of thousands of merchants, and about 1.8 million Internet ATMs
UnionPay: China UnionPay is a joint-stock financial service institution approved by the people's Bank of China and jointly established by more than 80 domestic financial institutions, with a registered capital of 1.65 billion yuan. The company was established on March 26, 2002, with its headquarters in Shanghai.
whether it is an international credit card depends mainly on the settlement currency. Domestic standard credit cards, one card with two currencies, brush domestic currency, brush international currency dollars, so you can go abroad. Another is the international card of Bank of China, which is only a kind of currency settlement. It is used in the international and domestic settlement, including Australian dollar, US dollar, British pound, euro and Hong Kong dollar. A typical foreign currency settlement is the international credit card. Ask the bank, a friend's card is settled in several currencies, is there a foreign currency such as U.S. dollars settlement, on the line.
1. Log in to the credit card website http://creditcard.cmbchina.com/ , fill in the application form online and submit it. Some cards need to print the application form, download the signature and send it back to us. Please refer to the last page
2 For car card application, please attach a of your private vehicle license.)