Chengdu digital currency issuance
digital currency has four common functions: "scan code to pay", "remittance", "collection and payment", "touch one touch"
the pilot cities are Shenzhen, xiong'an, Cheng and Suzhou
the glorious revolution. The king's name is William III and Mary II. Mary is the daughter of James II of the Stuart dynasty. William III was originally in power in the Netherlands. Mary's husband also has the blood of Stuart family. James II is a Catholic, trying to restore the status of Catholicism in England. When James II ascended the throne, he was very old. At that time, it was generally believed that his Protestant daughter would inherit the throne after James II died (when James had no son). The Whig party, which controlled the Parliament, thought that this would not affect the status of the Church of England, But later, James II united with the king of France to try to restore the status of Catholicism in Britain and the power of the king. At that time, Britain and France were hostile to each other, and Louis XIV's foreign expansion policy made the Netherlands, Britain and other countries united against France. James II's practice intensified the conflict between the king and the parliament. During this period, James II got a son in his old age, which made England under the leadership of a Catholic king in the future. Worried that it would harm the interests of Britain, Parliament planned to make Anne and William king of England. On the other hand, it was ring the so-called great alliance War (the nine-year war, see Cambridge Modern World History, omitted here) that William, the ruling Dutch, urgently needed the strength of Britain to help him fight against France, so that his plan could be carried out. James II fled to France and Ireland when he learned that the Parliament had given William the throne. With the support of France, he organized an army to attack the British army. Later, he was defeated in Ireland and fled to France. Later, the British Parliament passed a series of laws to consolidate this form. The British double king rule lasted until 1694 (Mary II died). In 1702, Anne, another daughter of James II, succeeded to the throne. After Anne died, the throne was transferred to Hanover, Germany, and the Stuart dynasty ended.
DCEP is digital RMB, also known as digital currency electronic payment, which is legal digital currency issued by the people's Bank of China with national credit endorsement its various functional attributes are the same as banknotes and coins, but the difference lies in the different forms of existence
Digital RMB payment is just a kind of payment method in consumption payment. There are still many consumption payment methods. If you really don't know how to use digital RMB payment, it is suggested to use the original payment method to avoid unnecessary economic losses
Digital RMB is the legal digital currency that has not been issued by the people's Bank of China; Digital money electronic payment & quot{ RRRRR}
Digital RMB has the following advantages:
1. Like banknotes, it can meet the demand of electronic payment in places with poor network signals such as airplanes, cruise ships and underground parking lots
2. Higher safety. In case of embezzlement, digital RMB can report the loss of real name wallet
3. Multi terminal selection. People who are not willing to use or can not use smart phones can choose IC cards, function computers or other hardware
4. Multiple information intensity. According to the intensity of customer information, the digital RMB wallet is divided into several levels. Such as large payment or transfer, it must be through the real name wallet with high information intensity
Although the issuance of digital RMB and digital RMB red envelope is only a pilot project, it has a broad prospect, because the convenience that digital RMB brings to people's life can not be described in words. It is different from the past currency and the paper currency that we commonly use. It is a proct of a new generation, a proct of cross era, and a typical representative of advancing with the times, It is also the inevitable crystallization of innovation and development{ RRRRR}
in the future, digitization is the trend of human development, and it is also the law that we must abide by. Digital RMB and its procts will lead people all over the world to the road of common prosperity and common prosperity. We must insist on using digital RMB, because it will bring us benefits, convenience and make our transactions safer, More convenient
it is a good thing for Cheng to issue 40 million yuan of digital RMB red envelopes, which can stimulate consumption and promote the use of digital RMB . The use of the digital RMB red envelope covers online and offline shopping scenarios. The online scenario is supported by Jingdong group, and the special procts in Jingdong Mall can be consumed in digital RMB. For offline, it can be used in many places in Cheng< the consumption voucher and the digital RMB red envelope are a kind of special voucher, which is one of the tools to realize economic policy
legal digital currency has value anchor, which will help to stabilize currency value and maintain the stability of price system. Under the legal digital currency system, it will maintain the autonomy of monetary policy and play the role of economic regulation, which is of great significance to the modern economy as legal tender, legal digital currency should be issued by the central bank. Considering the better transition, traditional currency and digital currency will coexist for a long time. The issue, circulation and transaction of legal digital currency follow the idea of integration with traditional currency and are managed according to the same principles
In my opinion, the significance of issuing digital currency in China is as follows:
1. Rece the manufacturing cost, transportation and circulation cost of banknotes and coins
at present, China has seven paper currency printing plants and three coin foundries, large and small. In 2001, China's currency circulation was 15.289 trillion, and in 2016, it was 151.950 trillion, It's increased tenfold in 15 years. In addition, coupled with the exchange of damaged currency, the money spent on RMB printing in China every year is not a small expense. The expenses include special paper, special metal materials, dyes, machinery and equipment, personnel and so on. In addition, the cost of transportation and circulation after printing is also a big expense. With the promotion and popularization of digital RMB, the phenomenon that RMB needs to be transferred from central banks in different places and the phenomenon that cash trucks run all over the street will be effectively improved
this advantage of China's digital currency can effectively promote the process of currency globalization in China, and has certain significance for breaking and shaking the US dollar hegemony in the future
What is the significance of Cheng's issuing 40 million yuan of digital RMB red envelopes? At present, digital currency is considered to be the core of global digital economy competition. Whether a country can take the initiative in the development and use of digital currency in the future is related to the stability of its monetary and financial system. Once the national currency is replaced by other digital currencies, a country's sovereign currency status will be threatened, the effect of monetary policy transmission will be weakened, and the financial system will be difficult to maintain stability. The central bank officially disclosed that the digital currency Research Institute of the people's Bank of China has joined the multilateral central bank digital currency bridge research project. This move by the central bank means that digital RMB is expected to step out of the country and open up international cooperation
Secondly, Cheng can promote the development of legal digital currency by issuing 40 million RMB red envelopes. Digital currency has more advantages than paper money. The Internet wave has profoundly changed the face of economy and society. With the development of mobile Internet, the dominant position of traditional banknotes is challenged. Money no longer appears in the form of paper money, but in the form of numbers. Cashless society has become a trend. The advantage of e-money is that it is simple in form and can be completed with a little change under the existing payment system; The disadvantage is that it relies heavily on the account system and has weak tamper resistance. Legal digital currency has more advantages than illegal digital currencyCheng will issue 200000 digital RMB red envelopes to promote consumption and the use of digital RMB this time, the number of RMB is similar to it compared with paper coupons that are easy to lose and resell, e-coupons can be delivered to specific groups more effectively and accurately through mobile phones, and can also be delivered to consumers in different periods of time, so that consumers can reasonably buy goods according to the time of issuing coupons, and can also avoid the situation of short supply and soaring prices in the market the legal digital currency issued by the central bank itself has the characteristics of standard currency. As a new form of standard currency, it is a real currency however, the decentralization of private digital currency, the uncertainty of issuers and limited circulation are easy to cause sharp price fluctuations. It's much easier to be the target of speculation rather than the medium of trading