JCB digital currency
multi currency card not only integrates the advantages of single currency card and al currency card, but also avoids their disadvantages. Moreover, the multi currency cards issued by all banks are free of annual fee. The only drawback is that all currency cards do not support UnionPay channel for the time being. At present, the banks that the international credit card organization cooperates with China are: Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of communications, China Merchants Bank and Everbright. The card issued by the member (bank) of international card issuing organization can be signed by the special agent of the organization. This kind of card is called international card. As we all know, visa, master and JCB are the three major international organizations. Visa has the highest market share, followed by master and JCB, but JCB is easy to use in Japan, not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB. Usually, international credit cards use US dollars as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). The most common credit card brands in the world are visa, master card, etc., and major domestic commercial banks also have international credit card business, You can easily apply for credit card at the bank counter. It should be noted that there is no interest on deposit in international credit card. International credit card foreign currency card foreign credit card Hong Kong card visa Taiwan credit card MasterCard American Express foreign credit card please go to Shenzhen Huaqiang Beiyi credit card set. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro of ICBC's al currency credit card can only be swiped at the overseas POS machine. Some people also take the overseas POS machine to China for use, Moreover, it needs visa, MasterCard or American Express system to be installed, but UnionPay system cannot be installed; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. It's like the installment card of home decoration of China Construction Bank; Instrial and Commercial Bank of China Peony special installment card (installment direct home decoration card); ICBC Yidai credit card, ICBC Yidai debit card, ICBC Yidai savings card; Bank of communications easy to enjoy the loan, these credit cards can only be swiped in the bank's special merchants. Ordinary machine can't brush. I have all these machines, which can meet all (any) requirements of customers! Shenzhen instrial and commercial bank's credit card purchases in US dollar, Hong Kong dollar and euro, instrial bank's foreign currency card withdraws cash from China Merchants Bank's international card, Hong Kong Credit Card swipes, Shenzhen Bank of China Construction Bank's foreign currency card consumes, Hong Kong dollar card buys goods, easy to enjoy credit consumption, Shenzhen instrial and commercial bank's easy to enjoy credit card swipes, Shenzhen Bank of communications easy to enjoy credit consumption, instrial and commercial easy to enjoy credit card withdraws cash, Shenzhen instrial and Commercial Bank Yidai credit card to buy goods and then cash out. After the overseas credit line of China CITIC Bank is swiped, cash * will be given to you, and ICBC credit card will be US dollar, Hong Kong dollar, euro, pound, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc and New Zealand dollar to help you swipe one set * * one set in the supermarket to realize capital turnover<
editor of the three major international credit card organizations
visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. Visa owns and manages the visa brand and all payment procts based on the visa brand - Visa brand cards
at the same time, as the credit card with the highest market share in the world, visa card can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash withdrawal service at 1.8 million ATMs with unlimited convenience. There are more than 1.85 billion visa cards in circulation worldwide, which proves that visa is the most popular payment brand. Visa offers a wide range of credit and debit procts to meet all kinds of payment and living needs
Master Card: Master card MasterCard is an international organization, whose basic goal is to communicate the bank card information exchange between domestic and foreign members, and to facilitate issuers to enter the bank card and traveler's check market and seek development regardless of their size
MasterCard is a household name all over the world. However, thirty years ago, it was only a domestic card in the United States. Its popularity lies in the fact that MasterCard International organizations have been providing cardholders with the latest and most complete payment services in line with the belief of serving cardholders, so it is recognized by cardholders all over the world. How to choose a credit card when traveling abroad can make overseas consumption more cost-effective, which is really a bit particular. Credit card experts said that the choice of which bank's credit card is not very different, the most important thing is to distinguish between al currency card and foreign currency card. Double currency card and UnionPay card can save money by PK: when the cardholder uses the double currency credit card abroad for consumption, he has to pay 1% - 2% of the total transaction amount as a one-time currency conversion fee, and at the same time, he has to bear the exchange rate risk. At present, most of the al currency credit cards provided in China are settled in RMB and US dollar. If the cardholder can't settle in US dollar or RMB in the place where he travels, and uses al currency credit cards overseas, he needs to convert the local currency into US dollar for settlement. After returning to China, when repaying in RMB, we have to convert US dollars into RMB. In this way, there may be two times of exchange rate conversion, there is a certain risk of exchange rate fluctuations, which may bring some exchange rate losses to cardholders. Experts suggest that in overseas areas that have opened RMB card business, it is best to choose UnionPay card. Because, through the UnionPay channel, the consumption amount will be directly converted into RMB according to the exchange rate, so there will be no exchange fees. This process only involves one exchange rate exchange process, paying the least RMB. UnionPay card has only one exchange rate exchange, which can relatively rece the exchange rate loss of cardholders. Shenzhen credit card consumption in US dollars, card consumption, East Asia credit card consumption, Shenzhen traffic easy to enjoy loan consumption, Shenzhen ICBC Yidai credit card consumption, Shenzhen ICBC Yidai credit card consumption, Shenzhen foreign currency card consumption, international card consumption, Hong Kong credit card consumption, credit card consumption in US dollars, Hong Kong dollar card consumption, Hong Kong dollar card consumption, foreign currency card consumption, International foreign currency card MasterCard; Visa visa; American Express and JCB card in US dollar or Hong Kong dollar, euro, Japanese yen, Australian dollar, Korean won, Swiss franc, new Taiwan dollar and so on. However, overseas, visa and master have more outlets and are more convenient to use than UnionPay. Choose the right foreign currency card to rece exchange rate loss: UnionPay network has not been fully spread, in some countries and regions, not every merchant can use UnionPay card. At this point, it's necessary to have a visa, MasterCard or JCB card in hand. In order to avoid the currency conversion fee generated by overseas credit card, we need to choose the appropriate foreign currency credit card before traveling abroad. Credit card experts suggest that when a cardholder swipes a credit card abroad, it is best to choose a foreign currency card with the same local currency as far as possible. If you want to travel to Europe, you'd better choose Euro card, Japanese yen card and Hong Kong dollar card. Foreign currency cards are classified according to currency. The most common ones in China are US dollar card, Hong Kong dollar card, Euro card and Japanese yen card. Choosing the right foreign currency card can rece the loss of exchange rate. In countries and regions where the common currency is not US dollar, such as Europe, when using the card for consumption, the recording currency is the local currency. Few banks have issued all currency cards. I don't know whether you want to ask about all currency or multi currency cards. China Merchants Bank has issued all currency cards without annual fee. The cards only support visa lines, which are applicable to foreign countries. As long as visa lines can be used, they are free of exchange fees. Usually, if the al currency card, such as MasterCard, non US dollar card will charge a handling fee, according to 1% exchange to the US dollar account, of course, you can still return RMB
the UnionPay line, that is, UnionPay POS, can be used to swipe the card.
ICBC's easy credit card can be swiped and cashed out. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro in ICBC's al currency credit card can only be swiped in overseas POS machines. Some people also take overseas POS machines to China for use, and they can only swipe them with visa, MasterCard or American Express system, but UnionPay system can't; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. It's just like ICBC Yidai credit card, ICBC Yidai debit card and ICBC Yidai savings card; Bank of communications easy to enjoy the loan, these credit cards can only be swiped in the bank's special merchants. Ordinary machine can't brush. I have all these machines. In addition, many banks also offer special currency or multi currency credit cards. Such as RMB Euro credit card, or multi currency credit card. The foreign currency of this kind of credit card is directly settled into RMB, which saves the exchange rate cost caused by intermediate conversion. Dual currency card refers to the credit card with both RMB account and foreign currency account. Generally, the top right side of the card is pasted with the "UnionPay" logo, and the bottom right side is pasted with the logo of visa, JCB or Mastercard. At present, visa or Mastercard al currency credit card can be used in more than 200 countries. When the al currency credit card is used for domestic consumption, it adopts RMB settlement. When the card is used abroad, it will automatically enter the foreign currency settlement system. According to the different types of cards, it will be converted into US dollars or Euro first, and then converted into local currency for settlement when the card is used in non US dollars or euro, When repaying the loan, we need to convert it again. Because of the currency conversion, we have to charge 1% to 2%. When returning for repayment, you need to exchange money first, and then there will be a currency conversion fee. The main function of full currency is to avoid currency conversion fee and to handle the transaction demand of all currencies. No matter where you spend, you can repay in RMB directly after you return home. In addition, the bank's all currency international card usually gives you a high amount of travel accident insurance
the common foreign currency of international credit card is US dollar, including MasterCard and JCB of MasterCard, visa and American Express. Most of the foreign currency of American Express is US dollar, but usually you can also use other currencies, such as Hong Kong dollar (Hong Kong dollar), euro, British pound, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc, New Zealand dollar, etc. But at the time of settlement, the bank will convert from Euro or pound sterling into US dollars, which may have a little cost e to the exchange rate difference. In addition, many banks also offer special currency or multi currency credit cards. Such as RMB Euro credit card, or multi currency credit card. The foreign currency of this kind of credit card is directly settled into RMB, which saves the exchange rate cost caused by intermediate conversion. Dual currency card refers to the credit card with both RMB account and foreign currency account. Generally, the top right side of the card is pasted with the "UnionPay" logo, and the bottom right side is pasted with the logo of visa, JCB or Mastercard. At present, visa or Mastercard al currency credit card can be used in more than 200 countries. When the al currency credit card is used for domestic consumption, it adopts RMB settlement. When the card is used abroad, it will automatically enter the foreign currency settlement system. According to the different types of cards, it will be converted into US dollars or Euro first, and then converted into local currency for settlement when the card is used in non US dollars or euro, When repaying the loan, we need to convert it again. Because of the currency conversion, we have to charge 1% to 2%. When returning for repayment, you need to exchange money first, and then there will be a currency conversion fee. The main function of full currency is to avoid currency conversion fee and to handle the transaction demand of all currencies. No matter where you spend, you can repay in RMB directly after you return home. In addition, the bank's all currency international card usually gives you a high amount of travel accident insurance. ICBC US dollar credit card, ICBC US dollar credit card, ICBC US dollar credit card, ICBC US dollar consumption, ICBC US dollar credit card consumption, ICBC Shenzhen US dollar consumption, ICBC Shenzhen US dollar credit card, ICBC Shenzhen US dollar credit card consumption, ICBC Shenzhen US dollar credit card consumption, ICBC Shenzhen Euro credit card consumption, buy computer appliances and sell me to convert cash to achieve cash flow
multi currency card not only integrates the advantages of single currency card and al currency card, but also avoids their disadvantages. Moreover, the multi currency cards issued by all banks are free of annual fee. The only drawback is that all currency cards do not support UnionPay channel for the time being. At present, the banks that the international credit card organization cooperates with China are: Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of communications, China Merchants Bank and Everbright. The card issued by the member (bank) of international card issuing organization can be signed by the special agent of the organization. This kind of card is called international card. As we all know, visa, master and JCB are the three major international organizations. Visa has the highest market share, followed by master and JCB, but JCB is easy to use in Japan, not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB. Usually, international credit cards use US dollars as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). The most common credit card brands in the world are visa, master card, etc., and major domestic commercial banks also have international credit card business, You can easily apply for credit card at the bank counter. It should be noted that there is no interest on deposit in international credit card. International credit card foreign currency card foreign credit card Hong Kong card visa Taiwan credit card MasterCard American Express foreign credit card please go to Shenzhen Huaqiang Beiyi credit card set. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro of ICBC's al currency credit card can only be swiped at the overseas POS machine. Some people also take the overseas POS machine to China for use, Moreover, it needs visa, MasterCard or American Express system to be installed, but UnionPay system cannot be installed; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. These credit cards can only be swiped by special merchants in the bank. Ordinary machine can't brush. I have all these machines, which can meet all (any) requirements of customers! Shenzhen instrial and commercial bank's credit card purchases in US dollar, Hong Kong dollar and euro, instrial bank's foreign currency card withdraws cash from China Merchants Bank's international card, Hong Kong Credit Card swipes, Shenzhen Bank of China Construction Bank's foreign currency card consumes, Hong Kong dollar card buys goods, easy to enjoy credit consumption, Shenzhen instrial and commercial bank's easy to enjoy credit card swipes, Shenzhen Bank of communications easy to enjoy credit consumption, instrial and commercial easy to enjoy credit card withdraws cash, Shenzhen instrial and Commercial Bank Yidai credit card to buy goods and then cash out. After the overseas credit line of China CITIC Bank is swiped, cash * will be given to you, and ICBC credit card will be US dollar, Hong Kong dollar, euro, pound, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc and New Zealand dollar to help you swipe one set * * one set in the supermarket to realize capital turnover<
editor of the three major international credit card organizations
visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. Visa owns and manages the visa brand and all payment procts based on the visa brand - Visa brand cards
at the same time, as the credit card with the highest market share in the world, visa card can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash withdrawal service at 1.8 million ATMs with unlimited convenience. There are more than 1.85 billion visa cards in circulation worldwide, which proves that visa is the most popular payment brand. Visa offers a wide range of credit and debit procts to meet all kinds of payment and living needs
Master Card: Master card MasterCard is an international organization, whose basic goal is to communicate the bank card information exchange between domestic and foreign members, and to facilitate issuers to enter the bank card and traveler's check market and seek development regardless of their size
MasterCard is a household name all over the world. However, thirty years ago, it was only a domestic card in the United States. Its popularity lies in the fact that MasterCard International organizations have been providing cardholders with the latest and most complete payment services in line with the belief of serving cardholders, so it is recognized by cardholders all over the world. How to choose a credit card when traveling abroad can make overseas consumption more cost-effective, which is really a bit particular. Credit card experts said that the choice of which bank's credit card is not very different, the most important thing is to distinguish between al currency card and foreign currency card. Double currency card and UnionPay card can save money by PK: when the cardholder uses the double currency credit card abroad for consumption, he has to pay 1% - 2% of the total transaction amount as a one-time currency conversion fee, and at the same time, he has to bear the exchange rate risk. At present, it is available in China
Instrial and Commercial Bank of China (ICBC) introced the first Dalai brand RMB / US dollar al currency card in mainland China
5. JCB (Japan credit bureau)
JCB card is a universal international credit card in the world. It is a credit card jointly issued by Japan Sanwa Bank, Japan Shinto bank, Mitsui bank, Concorde bank and Daiwa bank in 1961. The credit card (2013) has been issued and circulated in 190 countries and regions in the world. It is also the only international credit card brand from Asia< In China, nine banks have issued JCB credit cards, including Bank of China, Bank of Shanghai, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank and instrial and Commercial Bank of China. The number of card holders has exceeded 5 million.
multi currency card not only integrates the advantages of single currency card and al currency card, but also avoids their disadvantages. Moreover, the multi currency cards issued by all banks are free of annual fee. The only drawback is that all currency cards do not support UnionPay channel for the time being. At present, the banks that the international credit card organization cooperates with China are: Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of communications, China Merchants Bank and Everbright. The card issued by the member (bank) of international card issuing organization can be signed by the special agent of the organization. This kind of card is called international card. As we all know, visa, master and JCB are the three major international organizations. Visa has the highest market share, followed by master and JCB, but JCB is easy to use in Japan, not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB. Usually, international credit cards use US dollars as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). The most common credit card brands in the world are visa, master card, etc, The major domestic commercial banks and international credit cards, foreign currency cards, foreign credit cards, Hong Kong cards visa Taiwan credit card MasterCard, American Express, foreign credit cards, please go to Shenzhen Huaqiang Beiyi credit card set. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro in the al currency credit card of ICBC can only be swiped at the overseas POS machine. Some people also take the overseas POS machine to China for use, Moreover, it needs visa, MasterCard or American Express system to be installed, but UnionPay system cannot be installed; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. The exclusive (special) consumption installment card of pocket Bank of Ping An Bank is the same as the installment card of Shenzhen Construction Bank and the Yidai card of ICBC. Only the POS machine of the special merchant can be used for installment payment. These credit cards can only be used by the special merchant of the bank. Ordinary machine can't brush. I have all these machines, which can meet all (any) requirements of customers! Shenzhen instrial and commercial bank credit card US dollar, Hong Kong dollar, Euro shopping, instrial bank foreign currency card, China Merchants Bank International card withdrawal * cash, Hong Kong credit card swipe, Shenzhen Bank of China Construction Bank foreign currency card consumption, Hong Kong dollar card purchase, China CITIC bank overseas credit line swipe * money to you, ICBC credit card in US dollar, Hong Kong dollar, euro, pound sterling, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc and New Zealand dollar can help you to brush one set of money in the supermarket and realize capital turnover<
editor of the three major international credit card organizations
visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. Visa owns and manages the visa brand and all payment procts based on the visa brand - Visa brand cards
at the same time, as the credit card with the highest market share in the world, visa card can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash withdrawal service at 1.8 million ATMs with unlimited convenience. There are more than 1.85 billion visa cards in circulation worldwide, which proves that visa is the most popular payment brand. Visa offers a wide range of credit and debit procts to meet all kinds of payment and living needs.
International credit cards can not be used directly in Shenzhen. It is necessary to hold a license to operate the bank card settlement business in China, but visa, JCB, MasterCard and other international credit cards do not have a license in China, so the single standard cards issued in China cannot be used in China
if you want to use an international credit card in Shenzhen, you need to withdraw the fund of the card in the bank. However, it should be noted that when withdrawing the international credit card in China, the bank will convert the euro or pound sterling into US dollars, which may cause some expenses e to the exchange rate difference
extended data
precautions when using international credit cards
1. Adjust the credit card limit
generally, the credit card limit given by the bank is relatively large. For example, my credit card limit is close to 20000 yuan, and I usually can't use so many credit lines, If the credit card is lost, it will cause a lot of unnecessary losses, so indivials can manually adjust the credit card limit
for example, set a limit in the credit card limit adjustment in the online banking professional edition of China Merchants Bank. In this way, the consumption limit of the credit card will be limited to this limit, and the risk will be much smaller. When more limits are needed, you can manually modify them back
2. Turn off the ATM withdrawal function of the credit card
3. Signature is more secure
it is the mainstream of international banking instry to use signature as the consumption voucher of credit card. From the perspective of security, this kind of credit card can be consumed only by signature without password. Especially through online banking, it is likely to be stolen as long as the name, card number, credit card expiration date and query password of the cardholder are known, Therefore, many domestic cardholders believe that passwords are more secure than signatures
however, there are some disadvantages in using passwords, that is, the responsibility for keeping passwords is transferred to the cardholders, which means that they are "responsible for the loss". Once the credit card is falsely used, the rights and interests of the cardholders who use signatures can often be better protected and compensated
Luohu port
Futian port
Shenzhen Bay Port
Wenjin port
take MTR to Tsim Sha Tsui station from Hong Kong
The Maltese Government highly supports the blockchain instry. Coin an went abroad in 1994. At that time, there was no legislation in Malta. The Prime Minister of Malta met with the person in charge of coin an, and the blockchain instry moved in one after another. The Department responsible for digital currency licensing in Malta is MFSA
Malta, known as the paradise of blockchain and digital currency, has increasingly improved its policy on digital currency and exchange. In April 2018, the Maltese cabinet passed the virtual financial assets bill (VFA) and the Maltese digital innovation Authority Bill (mdia)
the VFA bill gives the Malta Financial Service Authority (MFSA) the necessary powers to supervise the exchanges, such as issuing instructions, adopting rules, obtaining information from the exchanges, and terminating the operation of ICO. The mDia Act establishes the "Maltese digital innovation authority" (mdia), which will be responsible for licensing and registration issues
in addition, the joint Co-ordination Board (JCB) of Malta will be responsible for the coordination work when the ties of mdia and traditional departments overlap. At the same time, as a member of the European Union, the establishment of an exchange in Malta may also need to meet the relevant provisions of the EU anti money laundering directive
What are the requirements for applying for Maltese digital currency license:
first of all, it must be a blockchain enterprise, which is composed of experienced blockchain practitioners. It needs to register a Maltese company and submit the company name and registrant information
1
2. Provide the name of Maltese company
3. Director information
4. Registered address (Maltese local address)
5. Apply for VAT number
6. Local secretary
the anonymity of cryptocurrency is a challenge to the supervision of various countries. However, Malta has always been friendly to cryptocurrency and investors. After the registration of Maltese companies, it can start to apply for Maltese license
One year, five million three years and ten million five years for one million According to Article 225 of the criminal law of the people's Republic of China, the crime of illegal business operation refers to one of the following illegal business operations in violation of state regulations
(1) engaging in the business of monopoly or monopoly goods or other restricted goods as stipulated by laws and administrative regulations without permission (2) to buy and sell import and export licenses, certificates of origin for import and export, and other business licenses or approval documents stipulated by laws and administrative regulations (3) illegally engaging in securities, futures or insurance business, or illegally engaging in fund settlement business without the approval of the relevant competent department of the state (4) engaging in other illegal business activities, disturbing the market order, and the circumstances are seriousextended information:
other illegal operations that seriously disrupt the order of the market economy
(1) illegal trading of foreign exchange (2) illegal operation of publications (3) illegal operation of telecommunication business (4) adding clenbuterol hydrochloride and other prohibited articles in feed and animal drinking water (5) setting up internet service business premises (i.e. Internet cafes) or engaging in Internet service business activities without authorization (6) illegal operation of lottery tickets
subject of the crime
the subject of this crime is the general subject, that is, all the natural persons who reach the age of criminal responsibility and have the ability of criminal responsibility. Units established according to law and with the ability of responsibility can also become the subject of this crime
According to the original intention of this article, the subject of this crime refers to the operator, but under the condition of market economy, if the subject of this crime is limited to a special subject, many behaviors of buying and selling goods without any business license (non operator), import and export license and import and export certificate of origin will not be punished. Therefore, the subject of this crime is the general subject. Unit can also constitute the subject of this crime
subjective aspect
subjective aspect is composed of intention, and has the purpose of seeking illegal profits. If the actor does not seek illegal profits for the purpose, but because he does not understand the laws and regulations, he should not be punished as this crime, but should be investigated for administrative responsibility by the competent department
In other words, illegal business operators must violate relevant instrial and commercial laws and regulations, and there is no criminal illegality without administrative illegality Subjectively, it requires that the actor must be intentional and for the purpose of making profits. For those who do not know that they are illegal but engage in illegal business and not for the purpose of making profits, they are not considered to constitute, but can only be given administrative punishment However, whether the circumstances are serious or not should be judged by the amount of illegal business and income, whether the perpetrator has carried out illegal business, whether he has caused heavy losses to the state or other serious consequences, and whether he still does not repent after administrative punishmentif it is UnionPay JCB al identity credit card (transformers credit card), it will not be affected, and both banks and other banks can withdraw it.
in addition, the landlord should be reminded to withdraw cash by overdraft, The bank stipulates that the daily cash withdrawal of each card is not more than 2000 yuan, and the accumulated amount is not more than half of the credit line. The service charge for cash withdrawal is 0.5% of the cash withdrawal amount, and at least 2 yuan, and the overdraft does not enjoy the interest free period. From the day of cash withdrawal, the interest of 0.05% of the cash amount is charged every day, The total amount to be paid after 10 days is: cash withdrawal principal + cash withdrawal service charge + cash withdrawal interest
= 2000 + 2000 * 0.5% + 2000 * 0.05% * 10 (10 day interest)
= 2000 + 10 + 10
= 2020 yuan
if the owner has other questions, you can ask.
China Construction Bank transformer 4 credit card gold card, can be used normally in China, but there will be some restrictions
there is no UnionPay logo on the card, only one JCB. In large supermarkets, high-end hotels, ty-free shops and other places, if the merchant has cooperation with JCB settlement organization, it can be used in the form of foreign currency
generally, credit cards of different card organizations can only be swiped on the corresponding POS machine. For example, UnionPay can only swipe the POS machine of UnionPay, visa can only swipe the POS machine of visa channel, so JCB credit cards can only swipe the POS machine of JCB channel. In other words, if you want to use it in China, you must brush the POS marked by JCB card, so the scope of use is limited
1. Visa. Visa is a global payment technology company, operating the world's largest retail electronic payment network, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people's more convenient use of digital currency instead of cash or checks
2、Master Card MasterCard International is the second largest international credit card organization in the world. In 1966, some banks in California set up the bank card association. In 1970, the name and logo of master
charge was used. In 1978, it was renamed MasterCard again
3. Diners Club was founded in 1950 by the entrepreneur Frank mcmamaca. It was the first plastic payment card. In the end, Diners Club developed into an international credit card. In 1981, Citibank, the holding company of Citibank, the largest retail bank in the United States, accepted the Diners Club International card
4、JCB Japan credit bureau was founded in 1961 as the first special credit card company in Japan. Since then, JCB has been developing as the largest company so far. It is a real credit card company representing Japan. Its trademark is unique in Asia. Its business scope covers more than 100 countries and regions all over the world
5. Express card. Since American Express issued its first express card in 1958, it has issued its cards in 49 currencies in 68 countries and regions. It has built the world's largest self-contained network of special merchants and has more than 60 million high-quality cardholders
6. China UnionPay. China UnionPay is a joint-stock financial service institution approved by the people's Bank of China and jointly established by more than 80 domestic financial institutions, with a registered capital of 1.65 billion yuan. The company was established on March 26, 2002, with its headquarters in Shanghai