1. digital currency is an alternative currency in the form of electronic currency (which can be used for real goods and services transactions)
digital currency has the main characteristics of network packets. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes
based on the characteristics of digital currency, the direct benefit of digital currency to the central bank is not only to save the cost of note issuance, circulation and settlement, but also to enhance the central bank's ability to control funds
Electronic money and virtual money are called digital money. According to the definition of the European Central Bank, virtual money is issued by non central banks, credit institutions and e-money institutions, which can be used as the numerical expression of the value of currency substitutes in some cases
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extended information:
the process of digital currency trading through the platform is as follows:
(1) investors should register accounts first, and obtain digital currency accounts and US dollar or other foreign exchange accounts at the same time
(2) users can buy and sell digital currency with the money in their cash account, just like buying and selling stocks and futures
(3) the trading platform will sort the buying requests and selling requests according to the rules and start to match them. If they meet the requirements, the transaction will be concluded
(4) e to the difference between the buy and sell volumes submitted by users, a buy or sell request may be partially executed
2. You have said that digital currency and RMB are 1:1 equal use, then 10 million digital currency, of course, can be converted into 10 million RMB
3. Digital RMB is the legal digital currency not yet issued by the people's Bank of China, namely "digital currency electronic payment" (DC / EP) [1]. Based on the generalized account system, it supports the loose coupling function of bank account, is equivalent to banknotes and coins, and has value characteristics and legal compensation.
4. It should be one yuan fund
in July 2015, one yuan fund obtained the registration certificate of private equity fund manager issued by China Securities Investment Fund Instry Association, registration number: p1017159. It is a legal and compliant management company engaged in private equity investment
if one yuan fund refers to digital currency, it should be cautious. It may only be under the guise of digital currency. The real digital currency is cryptocurrency with a good application scenario planning, such as
bitcoin, Ruitai coin, Laite coin, Qianjin card, etc.
5. The latest one yuan coupon in RMB notes is the 1999 version of one yuan coupon. The main picture on the back is "Hangzhou West Lake". However, the scenery has been artistically processed, and the two scenic spots of "three pools in the moon" and "broken bridges in the snow" have been moved. In the real West Lake, you can't find exactly the same scenery At most two white towers can be seen at the same time)
6. The weight of a one yuan note is about 0.74 grams. One yuan note per ton is about 1340000 yuan
the legal currency of the people's Republic of China is RMB, and the people's Bank of China is the national authority in charge of the management of RMB, which is responsible for the design, printing and issuance of RMB
the unit of RMB is yuan, and the subsidiary units of RMB are Jiao and Fen. One yuan is ten Jiao, and one Jiao is ten Fen. The first letter of the alphabet of RMB is capital Y with two horizontal lines, that is "&#"
the people's Republic of China has issued RMB for 71 years. With the development of economic construction and the needs of people's life, it has graally improved and improved. By 2020, it has issued five sets of RMB, forming a multi variety and multi series monetary system of paper currency and metal currency, ordinary commemorative currency and precious metal commemorative currency. Except for 1, 2 and 5 cents coins, the first set, the second set and the third set of RMB have been withdrawn from circulation, and the fourth set of RMB has been suspended from circulation since May 1, 2018 (except 10 cents and 50 cents notes and 50 cents and 1 yuan coins). The circulating RMB is mainly the fifth set of RMB issued in 1999, 2005, 2015 and 2019
on January 20, 2016, the people's Bank of China disclosed at a meeting held here that it will strive to launch the digital currency issued by the central bank as soon as possible. The meeting held that under the current new normal of China's economy, it has positive practical significance and far-reaching historical significance to explore the digital currency issued by the central bank
on November 30, 2015, the International Monetary Fund announced that RMB would be officially included in the IMF's special drawing rights basket, with a weight of 10.92%. The resolution came into effect on October 1, 2016
on November 12, 2015, the fifth set of RMB 100 banknotes of 2015 edition was issued
the people's Bank of China is scheled to issue the fifth set of RMB 50 yuan, 20 yuan, 10 yuan, 1 yuan banknotes and 1 yuan, 5 jiao, 1 jiao coins of the 2019 edition from August 30, 2019
from November 5, 2020, the people's Bank of China will issue the fifth set of RMB 5 notes in 2020
7. The origin of the name of RMB unit: why does RMB in New China use "Yuan" as the unit? Now there are two popular views: one is that the appearance of "Yuan" began in the early Tang Dynasty. Emperor Gaozu of Tang Dynasty abandoned the five baht coin and changed it into "Kaiyuan Tongbao"“ "Kaiyuan" means opening up a new era. In the 26th year of the reign of Emperor Guangxu of the Qing Dynasty (1900), while casting silver yuan, Guangdong began to manufacture machine-made copper yuan. Due to the expansion of exchange, people urgently need lighter currency to replace silver and copper. At this time, the bank printed a kind of exchange voucher for silver and copper. The nominal value of the exchange voucher was the same as the actual silver and copper, and graally the exchange voucher evolved into paper money. This is how the name of RMB "Yuan" evolves. Another view is that the use of "Yuan" as a monetary unit began in the Wanli period of the Ming Dynasty. At that time, the most popular currency in Europe and the United States, silver dollar, began to be introced into China. The most popular currency was Mexican silver dollar, which was also called Eagle ocean because of its eagle design. Because the material is silver and the shape is round, it is named as a circle. The word "Yuan" is not only the name of currency, but also the name of unit. For the convenience of writing, the homonym "Yuan" was used to replace "Yuan". The unit name of RMB - "Yuan" also evolved from this. As for the sub currency units "Jiao" and "Fen" below yuan, they are also inherited by custom“ The original meaning of "Jiao" is animal horn, which is recorded in Shuowen: "Fen, BIE also; From eight to the Dao, the Dao distinguishes things. " The original meaning is "separation", and "post extension" also refers to the part separated. Therefore, in terms of length, one percent of one or two is called percent; In terms of mu, one tenth of an Mu is called Fen. When it comes to monetary units, one percent of the dollar is also called a cent. The "Fen" of RMB naturally comes from this. The first set of RMB was designed and proced after the Chinese people's liberation war turned into a strategic offensive. It began to be issued on December 1, 1948 and ceased to circulate on May 10, 1955. There are 12 denominations and 62 editions in total. The first batch of 7 coupons designed were examined and approved by the Political Bureau of the CPC Central Committee. At that time, there were no secondary coins and no metal coins. There are many kinds of RMB banknotes with different denominations. The minimum denomination is 1 yuan and the maximum denomination is 50000 yuan. The word "people's Bank of China" on the face of the bill was inscribed by Dong Biwu, chairman of the people's Government of North China at the invitation of Nan Hanchen. The second set of RMB: officially launched on March 1, 1955 (commonly known as the May 3rd Edition), with a total of 11 denominations and 13 editions. On December 1, 1957, one, two and five metal pennies were issued. This set of RMB was completed under the personal guidance of the State Council and Premier Zhou Enlai. Its denomination structure is reasonable. It is the first time to implement the main and auxiliary currency system. It has a unified and complete conception and artistic style. Fen Jiao coin takes transportation, machinery and power generation as the theme, 1 yuan, 2 yuan and 3 yuan coupons respectively take Tian'anmen, Baotashan, Jinggangshan longyuankou and other Chinese revolutionary holy places as the theme, 5 yuan and 10 yuan coupons take national unity and worker peasant alliance as the theme. The word "people's Bank of China" was written by Ma Wenwei, an employee of the people's Bank of China. "People's Bank of China" in Tibetan, Mongolian and Uighur languages and various denominations are written by famous people of all ethnic groups, which is convenient for circulation and use in ethnic minority areas. The third set of RMB: issued on April 20, 1960, with a total of seven denominations. The second set of RMB is still used. On April 15, 1980, four coins were issued, one dime, two dimes, five dimes and one yuan. The themes of the seven banknotes are "people's representative walking out of the Great Hall", "steel worker", "car booking worker", "female tractor driver", "textile workshop", "Wuhan Yangtze River Bridge" and "combination of ecation and labor". The front of the four new coins are "national emblem" and "people's Republic of China", the back of dime is "wheat gear", and the back of 1 yuan coin is "Great Wall". The fourth set of RMB: designed in 1967, redesigned in 1977, finalized in 1985, and issued successively on April 27, 1987, with a total of 9 denominations and 17 editions. Since June 10, 1992, three coins of 1 yuan, 5 jiao and 1 jiao have been issued. The 7 kinds of tickets, ranging from 1 jiao to 10 yuan, are respectively representative portraits of 14 ethnic groups, showing the great unity of the people of all ethnic groups. The 50 yuan voucher is the head portrait of "workers, peasants and intellectuals", and the 100 yuan voucher is the relief head portrait of Mao Zedong, Zhou Enlai, Liu Shaoqi and Zhu De. The main scenes on the front are all portraits of characters, while the main scenes on the back are the Great Wall, South China Sea · South sky pillar, Three Gorges of the Yangtze River, Mount Everest, Hukou of the Yellow River, Jinggang Mountain and other scenic spots. The fifth set of RMB: issued on October 1, 1999. By the end of 2002, banknotes of 100 yuan, 50 yuan, 20 yuan, 10 yuan, 5 yuan, 1 yuan and coins of 10 cents, 1 yuan, 5 cents have been published one after another. Mao Zedong's head is used as the main design on the front, which is set off by traditional Chinese patterns (ancient pottery, lacquerware, bronzes, ethnic patterns, etc.) and flower decorative patterns. The main design on the back is the Great Hall of the people, Potala Palace, Guilin mountains and rivers, West Lake and other magnificent buildings, which symbolizes the prosperity and vigorous development of the motherland and the Chinese nation. How much is the appreciation potential of the one yuan note? After the new one yuan note came out, it has aroused great interest of many note collectors. For example, we can see how much the collection value of one yuan notes is. For example, the one yuan note in the fourth set of RMB issued in 1980 is now trading at about 5 yuan; In 1962, one yuan note in the third set of RMB is now trading at about 9 yuan; In the second set of RMB notes in the mid-1950s, the current transaction price of 7.5 procts is 30 yuan, and that of 8.5 procts is 65 yuan. How many yuan notes are there in the new version? There are two kinds of yuan notes in the first set of RMB. The first edition was published on January 10, 1949, with workers and farmers in the positive background and discontinued on May 10, 1955; The second edition was published in August 1949; Positive background: factory; Stop use time: May 10, 1955. In the second set of RMB, there are two kinds of one yuan coupons. The first edition was issued on March 1, 1955, with Tiananmen Square on the front. From October 1969, the bank only collected but did not pay; The second edition was issued on March 25th, 1961. The main scene is Tian'anmen Square. From August 1973, the bank only received and did not pay the third set of RMB one yuan coupons. Date of issue: October 20, 1969, front main scene: proction picture of female tractor driver. There are three kinds of one yuan coupons in the fourth set of RMB. The first edition was published on May 10, 1988. The main features on the front are the portraits of Dong and Yao people; Second Edition: issue time: March 1, 1995, front main scene: Dong and Yao people's head portrait; Third Edition: issue time: April 1, 1997, positive background: Dong and Yao characters. There is only one yuan coupon in the fifth set of RMB: issue time: July 30, 2004, positive main scene: Mao Zedong, positive background: Hangzhou West Lake.
