Big four banks are testing digital currency on a large scale
so, what's the significance of this digital currency? Why do you have to work hard to do this? For most people, it really won't have any impact, but for a small number of people, it will have a great impact. This small group of people are those who engage in illegal activities
for example, if some people are corrupt and accept bribes, they specify that they can't let others put money on the bank card. That means they are directly arrested, but they can't be found with cash. If we restrict the large amount of cash consumption in the future, for example, if you have to spend more than 5000 at one time, you can't use cash, you need to use digital currency. In this way, those who have bribed tens of millions of cash in their families may not want to spend all their money in their lifetime. And their illegal income doesn't go to the society. It's just paper. They still occupy space at home. Once they start to spend money in digital currency, it's easy to find out. That is to say, all our income will be counted. Once they are involved in crimes, it's easy to be caught. At that time, there will be less Telecom fraud, This is the meaning of digital currency
Look at the memory, the server
in the past, I had a Diablo mod version, but it changed the settings of hackmap after installation. At that time, ETH equipment became scarlet letter, and weather effects still existed after hackmap was turned on, which made me angry. It was useless to reload hackmap. Finally, I reloaded the Diablo, which made me angry when I thought about it~~~~
the digital currency (CBDC) led by the central bank ushers in new progress once again, including the instrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, construction bank and other four state-owned banks are concting large-scale internal testing, and considering the system load and other factors, there is no plan for large-scale promotion
the so-called CBDC, namely the central bank digital currency, is a kind of legal digital currency dominated by the central bank and controlled by the central bank. The central bank hopes to strengthen the management and control of social liquidity by introcing its own leading digital currency. In the future, CBDC may have the opportunity to replace cash in circulation, promote further internationalization of RMB, and make electronic payment more secure and convenient. You can interpret it as a national version of Alipay / WeChat payment. Br />
, but unlike Alipay / WeChat payment, CBDC is a digital currency for the future statutory circulation of the country, while Alipay / WeChat is an electronic payment method for the existing RMB settlement method, CBDC settlement is the Chinese people's Bank, and Alipay / WeChat payment settlement is a general commercial bank. But in terms of use, there is little difference between them in consumption
the digital currency Research Institute of the people's Bank of China said that at the current stage, digital RMB will be tested in Shenzhen, Suzhou, xiong'an, Cheng and the future Winter Olympic Games to continuously optimize and improve its functions. As for when ordinary users can use it, there is no arrangement at present
The first credit card is better for China Merchants Bank. There are many credit card activities in China Merchants Bank, and the amount is relatively high for the first time
In 2002, China Merchants Bank has realized the integration and professional service of credit card, and is the forerunner of China's credit card market. Since December of the same year, the first "one card with two currencies" credit card in line with international standards was issued in China, a series of remarkable achievements have been madethe credit card center of China Merchants Bank is the first credit card center in China to operate independently in accordance with international standards and realize the integration and professional service of credit card
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extended information:
related policies
annual fee free policy: the annual fee of the following year is free for the gold card of Puka six times (MSN set card, visa-mini card, vogue titanium card, NBA credit card (handled before April 2008), (platinum card, unlimited card), Business credit card should be executed according to the agreement
cash withdrawal service charge: 1% of each cash advance transaction in China, with a minimum charge of RMB 10 / transaction (since January 2009), and 3% of each cash advance transaction in foreign countries, with a minimum charge of USD3 / transaction or RMB 30 / transaction (with cash withdrawal behavior, regardless of different cities)
network payment: Alipay: a single limit of 499.99 yuan, Taobao credit card payment function is not limited by the amount, the maximum amount of credit card per day (other sites depend on the quotas of each merchant). p>