Characteristics and forms of digital currency

1. 1. Low transaction cost
compared with traditional bank transfer, remittance and other methods, digital currency transaction does not need to pay fees to a third party, and its transaction cost is lower, especially compared with cross-border payment which provides high service charges to payment service providers
2. Fast transaction speed
the blockchain technology used in digital currency has the characteristics of decentralization, High anonymity
in addition to the point-to-point transaction without intermediary participation, one of the advantages of digital currency over other electronic payment methods is that it supports remote point-to-point payment, It doesn't need any trusted third party as an intermediary, and the two sides of the transaction can complete the transaction in a completely strange situation without mutual trust. Therefore, it has higher anonymity and can protect the privacy of traders, but it also creates convenience for cyber crime, which is easy to be used by money laundering and other criminal activities

2. First, digital currency is anonymous. Second, digital currency is programmable currency. Third, digital currency is cryptocurrency. Fourth, digital currency is algorithmic currency. Fifth, digital currency is autonomous currency. Sixth, the operation of digital currency is based on distributed network.

3. This is a typical MLM. At present, it's a network employee who claims to give you points. Points can be exchanged for money, and goods can be purchased at a discount. But don't forget that you need enough offline to get these, otherwise you are a person who pays for others. The MLM organization is basically developed by women who want to make a fortune, I am also in this wechat group. I just want to see how they are going to develop. At present, I am sending out some photos of the so-called national leaders and LCF family every day (there are only two photos in total. I should say that they don't know who did it or where the photos came from). One is sending out some speeches about how you joined and the so-called president Liu Fujiang, At the same time, there will be some so-called promises that you will get those benefits after you join the organization, which will be sent every day, a very boring wechat group
bitcoin, Ruitai coin, Laite coin, vitality coin, these mainstream digital currencies will not have this marketing mode.

4.

Digital currency is a kind of legal tender, which must be issued by the central bank. Both digital gold coin and cryptocurrency belong to digital currency, which is not a network virtual currency, because it is not limited to virtual space, but is often used for real goods and services transactions, such as bitcoin, Wright coin, bitstock, etc. at present, there are thousands of digital currencies issued around the world

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1. Impact on financial infrastructure

the decentralized mechanism of value exchange based on distributed ledger technology has changed the basic settings of gross and net settlement on which financial market infrastructure depends. The use of distributed ledgers also poses challenges to trading, clearing and settlement, as it promotes the disintermediation of traditional service providers in different markets and infrastructures. These changes may have potential impacts on market infrastructure other than retail payment systems, such as large payment systems, securities settlement systems or trading databases

If digital currency and distributed ledger based technology are widely used, it will bring challenges to the intermediary role of financial system participants, especially banks. As a financial intermediary, banks perform the ties of acting supervisors and supervise borrowers on behalf of depositors. Usually, banks also carry out liquidity and maturity conversion business to realize the financing from depositors to borrowers. If digital currency and distributed ledger are widely used, any subsequent disintermediation may have an impact on savings or credit evaluation mechanisms

5. The common transaction forms of digital currency are: currency transaction, that is, spot transaction. Futures trading, often referred to as contract trading. Options trading, like futures, is a kind of derivative tool, which is small and broad. At present, the most complete digital currency exchange in China is okex, and there are all three trading methods. You are satisfied with my answer. Take it