Digital currency withdrawal without appointment
since there is no specific financial regulation to regulate digital gold money suppliers, they operate in a self-regulation way. Digital gold money suppliers are not banks, so banking regulations are not applicable.
So far, Hangzhou City, Shenzhen City and Guizhou Province have become the three hot areas of the central bank's digital currency pilot, and the virtual digital currency ATM has not been installed yet P>
expand answer:
China's digital currency characteristics:
China digital currency is the proct of the combination of traditional currency and the Internet, and is the Internet plus of financial and monetary domain. p>
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China's digital currency will be the only digital currency issued by the state in the world so far, with national credit and currency anchor that bitcoin and other digital currencies do not have
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China's digital currency can learn from blockchain and other new network technologies to enhance its own security and stability. Blockchain is also a kind of mesh topology, which can rece the task of the central server and has anti-counterfeiting function
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China's digital currency relies on a secure and stable Internet. The promotion and application of quantum communication technology is of great significance to the security of China's digital currency
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China's digital currency is based on the real RMB, not a kind of currency made out of thin air. The two are only different in form, the former is electronic data, the latter is RMB paper money
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China's digital currency is a kind of electronic currency created by digital network technology, which also has the main characteristics of network packets
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digital currency is an encrypted algorithm, just like a cash note with a unique number, which can not be tampered with< br />
what is China's digital currency:
The latest regulation is: the central bank has decided to carry out large amount cash management in Hebei Province from July 1, 2020 and in Zhejiang Province and Shenzhen city from October 1, 2020, with a pilot period of two years
it is stipulated that the starting point of private account management amount in Hebei Province is 100000 yuan (inclusive), and the starting point of public account management amount is 500000 yuan (inclusive), that is, the reservation and registration system should be carried out for personal deposit and withdrawal of more than 100000 yuan and unit deposit and withdrawal of more than 500000 yuan. The withdrawal should indicate the purpose and the deposit should indicate the source, and be incorporated into the large amount cash management information system to realize information support and sharing
In fact, it is in line with the needs of China's financial sector for the central bank to strengthen the supervision of large amount of cash deposit and withdrawal. From the situation of some cash management pilot areas, although the number of large amount cash deposits and withdrawals accounts for about 1% of the total, cash deposits and withdrawals are still a huge business, and there are many regulatory problemsand the illegal and criminal activities such as tax evasion, corruption and money laundering, which aim at the regulatory loopholes, bring a lot of harm to China's normal financial and economic life. It can be seen that the central bank's pilot large amount cash management in Hebei Province, Zhejiang Province and Shenzhen city has a strong financial supervision intention or direction, and is of great significance and far-reaching significance
extended information:
the principle of "withdrawal freedom and confidentiality for depositors" will not be affected by the central bank's pilot large amount cash management. The deposit and withdrawal information required by the central bank, especially the deposit information, is only thick line, which will not involve more personal privacy information, and will not affect the public's withdrawal freedom, The public can rest assured and actively support the central bank's pilot large amount cash management
through the pilot of large amount cash management, the central bank will block all unnecessary cash use behavior out of the gate of reasonable cash use, rece improper cash delivery and save cash use, which will effectively guide the people to realize the needs of daily life payment through other payment methods
In particular, the central bank has started the research and development of RMB digital currency and put it into the pilot project. The matching work of large amount of cash supervision will help to accelerate and promote the arrival of RMB digital era, and make the digital currency graally become the mainstream of public payment life