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Visa digital currency

Publish: 2021-03-23 18:47:00
1. 1. Visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people's more convenient use of digital currency instead of cash or checks< Visa English Translation: Visa
2. Yes, they are: US dollar (US dollar), Hong Kong dollar (Hong Kong dollar), euro, British pound, Japanese yen, Australian dollar, Singapore dollar, new Taiwan dollar, Macao dollar, Korean dollar, ruble, Canadian dollar, 1592 Swiss franc, 004 New Zealand dollar, 2225 and so on. International credit card (foreign currency card): at present, there are six major credit card organizations in the world, MasterCard and JCB of MasterCard, visa and American Express (Visa International) of American Express and Diners Club of UnionPay. The cooperative banks are: Instrial and Commercial Bank of China, Bank of China, construction bank, agricultural bank, China Merchants Bank, instrial bank, HSBC, Standard Chartered Bank and Bank of East Asia. The common foreign currency of international credit card is US dollar set. There are MasterCard and JCB of MasterCard, visa and American Express of American set. Most of the foreign currency of credit card is converted in US dollar, but the bank will convert from Euro or pound sterling into US dollar at the time of settlement, which may cause a little cost e to the exchange rate difference. In addition, many banks also offer special currency or multi currency credit cards. Such as RMB Euro credit card, or multi currency credit card. The foreign currency of this kind of credit card is directly settled into RMB, which saves the exchange rate cost caused by intermediate conversion. Dual currency card refers to the credit card with both RMB account and foreign currency account. Generally, the top right side of the card is pasted with the "UnionPay" logo, and the bottom right side is pasted with the logo of visa, JCB or Mastercard. At present, visa or Mastercard al currency credit card can be used in more than 200 countries. When the al currency credit card is used for domestic consumption, it adopts RMB settlement. When the card is used abroad, it will automatically enter the foreign currency settlement system. According to the different types of cards, it will be converted into US dollars or Euro first, and then converted into local currency for settlement when the card is used in non US dollars or euro, When repaying the loan, we need to convert it again. Because of the currency conversion, we have to charge 1% to 2%. When returning for repayment, you need to exchange money first, and then there will be a currency conversion fee. The main function of full currency is to avoid currency conversion fee and to handle the transaction demand of all currencies. No matter where you spend, you can repay in RMB directly after you return home. In addition, the bank's all currency international card usually gives you a high amount of travel accident insurance. ICBC US dollar credit card, ICBC US dollar credit card, ICBC US dollar credit card, ICBC US dollar consumption, ICBC US dollar credit card consumption, ICBC Shenzhen US dollar consumption, ICBC Shenzhen US dollar credit card, ICBC Shenzhen US dollar credit card consumption, ICBC Shenzhen US dollar credit card consumption, ICBC Shenzhen Euro credit card consumption, buy computer appliances and sell me to convert cash to achieve cash flow
multi currency card not only integrates the advantages of single currency card and al currency card, but also avoids their disadvantages. Moreover, the multi currency cards issued by all banks are free of annual fee. The only drawback is that all currency cards do not support UnionPay channel for the time being. At present, the banks that the international credit card organization cooperates with China are: Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of communications, China Merchants Bank and Everbright. The card issued by the member (bank) of international card issuing organization can be signed by the special agent of the organization. This kind of card is called international card. As we all know, visa, master and JCB are the three major international organizations. Visa has the highest market share, followed by master and JCB, but JCB is easy to use in Japan, not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB. Usually, international credit cards use US dollars as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). The most common credit card brands in the world are visa, master card, etc., and major domestic commercial banks also have international credit card business, You can easily apply for credit card at the bank counter. It should be noted that there is no interest on deposit in international credit card. International credit card foreign currency card foreign credit card Hong Kong card visa Taiwan credit card MasterCard American Express foreign credit card please go to Shenzhen Huaqiang Beiyi credit card set. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro of ICBC's al currency credit card can only be swiped at the overseas POS machine. Some people also take the overseas POS machine to China for use, Moreover, it needs visa, MasterCard or American Express system to be installed, but UnionPay system cannot be installed; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. It's like the installment card of home decoration of China Construction Bank; Instrial and Commercial Bank of China Peony special installment card (installment direct home decoration card); ICBC Yidai credit card, ICBC Yidai debit card, ICBC Yidai savings card; Bank of communications easy to enjoy the loan, these credit cards can only be swiped in the bank's special merchants. Ordinary machine can't brush. I have all these machines, which can meet all (any) requirements of customers! Shenzhen instrial and commercial bank's credit card purchases in US dollar, Hong Kong dollar and euro, instrial bank's foreign currency card withdraws cash from China Merchants Bank's international card, Hong Kong Credit Card swipes, Shenzhen Bank of China Construction Bank's foreign currency card consumes, Hong Kong dollar card buys goods, easy to enjoy credit consumption, Shenzhen instrial and commercial bank's easy to enjoy credit card swipes, Shenzhen Bank of communications easy to enjoy credit consumption, instrial and commercial easy to enjoy credit card withdraws cash, Shenzhen instrial and Commercial Bank Yidai credit card to buy goods and then cash out. After the overseas credit line of China CITIC Bank is swiped, cash * will be given to you, and ICBC credit card will be US dollar, Hong Kong dollar, euro, pound, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc and New Zealand dollar to help you swipe one set * * one set in the supermarket to realize capital turnover<
editor of the three major international credit card organizations
visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. Visa owns and manages the visa brand and all payment procts based on the visa brand - Visa brand cards
at the same time, as the credit card with the highest market share in the world, visa card can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash withdrawal service at 1.8 million ATMs with unlimited convenience. There are more than 1.85 billion visa cards in circulation worldwide, which proves that visa is the most popular payment brand. Visa offers a wide range of credit and debit procts to meet all kinds of payment and living needs
Master Card: Master card MasterCard is an international organization, whose basic goal is to communicate the bank card information exchange between domestic and foreign members, and to facilitate issuers to enter the bank card and traveler's check market and seek development regardless of their size
MasterCard is a household name all over the world. However, thirty years ago, it was only a domestic card in the United States. Its popularity lies in the fact that MasterCard International organizations have been providing cardholders with the latest and most complete payment services in line with the belief of serving cardholders, so it is recognized by cardholders all over the world. How to choose a credit card when traveling abroad can make overseas consumption more cost-effective, which is really a bit particular. Credit card experts said that the choice of which bank's credit card is not very different, the most important thing is to distinguish between al currency card and foreign currency card. Double currency card and UnionPay card can save money by PK: when the cardholder uses the double currency credit card abroad for consumption, he has to pay 1% - 2% of the total transaction amount as a one-time currency conversion fee, and at the same time, he has to bear the exchange rate risk. At present, most of the al currency credit cards provided in China are settled in RMB and US dollar. If the cardholder can't settle in US dollar or RMB in the place where he travels, and uses al currency credit cards overseas, he needs to convert the local currency into US dollar for settlement. After returning to China, when repaying in RMB, we have to convert US dollars into RMB. In this way, there may be two times of exchange rate conversion, there is a certain risk of exchange rate fluctuations, which may bring some exchange rate losses to cardholders. Experts suggest that in overseas areas that have opened RMB card business, it is best to choose UnionPay card. Because, through the UnionPay channel, the consumption amount will be directly converted into RMB according to the exchange rate, so there will be no exchange fees. This process only involves one exchange rate exchange process, paying the least RMB. UnionPay card has only one exchange rate exchange, which can relatively rece the exchange rate loss of cardholders. Shenzhen credit card consumption in US dollars, card consumption, East Asia credit card consumption, Shenzhen traffic easy to enjoy loan consumption, Shenzhen ICBC Yidai credit card consumption, Shenzhen ICBC Yidai credit card consumption, Shenzhen foreign currency card consumption, international card consumption, Hong Kong credit card consumption, credit card consumption in US dollars, Hong Kong dollar card consumption, Hong Kong dollar card consumption, foreign currency card consumption, International foreign currency card MasterCard; Visa visa; American Express and JCB card in US dollar or Hong Kong dollar, euro, Japanese yen, Australian dollar, Korean won, Swiss franc, new Taiwan dollar and so on. However, overseas, visa and master have more outlets and are more convenient to use than UnionPay. Choose the right foreign currency card to rece exchange rate loss: UnionPay network has not been fully spread, in some countries and regions, not every merchant can use UnionPay card. At this point, it's necessary to have a visa, MasterCard or JCB card in hand. In order to avoid the currency conversion fee generated by overseas credit card, we need to choose the appropriate foreign currency credit card before traveling abroad. Credit card experts suggest that when a cardholder swipes a credit card abroad, it is best to choose a foreign currency card with the same local currency as far as possible. If you want to travel to Europe, you'd better choose Euro card, Japanese yen card and Hong Kong dollar card. Foreign currency cards are classified according to currency. The most common ones in China are US dollar card, Hong Kong dollar card, Euro card and Japanese yen card. Choosing the right foreign currency card can rece the loss of exchange rate. In countries and regions where the common currency is not US dollar, such as Europe, when using the card for consumption, the recording currency is the local currency. Few banks have issued all currency cards. I don't know whether you want to ask about all currency or multi currency cards. China Merchants Bank has issued all currency cards without annual fee. The cards only support visa lines, which are applicable to foreign countries. As long as visa lines can be used, they are free of exchange fees. Usually, if the al currency card, such as MasterCard, non US dollar card will charge a handling fee, according to 1% exchange to the US dollar account, of course, you can still return RMB
the UnionPay line, that is, UnionPay POS, can be used to swipe the card.
3.

The differences between visa card and UnionPay card of China Construction Bank are as follows:

1. Different definitions

UnionPay card refers to the bank card that meets the requirements of unified business specifications and technical standards and is printed with the word "UnionPay" in the designated position. Most card numbers start with "62". According to the relevant person in charge of the people's Bank of China, the bank card with the "UnionPay" logo must comply with the unified business norms and technical standards stipulated by the people's Bank of China and be approved by the people's Bank of China

Visa card was issued by Visa International since the end of 1982. Its predecessor, Bank of America, was founded in 1959 and issued bank of America Card in California, USA


2. The scope of application is different.

visa card can not be used in China. It can only be used in POS machines with visa logo abroad. It is more cost-effective to use visa card abroad. UnionPay card supports domestic and foreign POS machines with UnionPay logo. UnionPay is a legal bank card organization in China, but in the international market, the card supporting visa and MasterCard is the mainstream. In order to use the card conveniently, UnionPay can be used in China, and visa can be used in other countries

3. Different card organizations it belongs to. Headquartered in San Francisco, California, USA, it is now operated by international credit card service company, which connects indivials, enterprises, financial institutions and governments in more than 200 countries and regions around the world through fast, safe and reliable digital currency

UnionPay is operated by China UnionPay Co., Ltd., the full name of which is China bank card association, with its headquarters in Shanghai, China. As China's Bank Card Association, China UnionPay is at the core and hub of China's bank card instry. Overseas, the acceptance network of UnionPay has extended to more than 160 countries and regions, with more than 23 million merchants

extended information:

overseas cash withdrawal

in China, UnionPay RMB card withdraws cash overseas, except that each card does not exceed the equivalent of RMB 10000 per day, an annual limit is added

since January 1, 2016, the cumulative withdrawal of each UnionPay RMB card in China shall not exceed the equivalent of RMB 100000. During the period from October 1 to December 31, 2015, each card shall not exceed the equivalent of RMB 50000

The issuing bank may set a separate limit for the credit limit and other reasons. For details, please consult the issuing bank. Each country and region outside the country has different restrictions on the amount of a single ATM withdrawal, and the specific restrictions are subject to the local machine prompts

4.

Bank of China, Agricultural Bank of China, China Merchants Bank and instrial and Commercial Bank of China can apply for visa international credit card

Visa and master are two major international UnionPay organizations

2. It is suggested to bring the original and of ID card, go to the bank counter, fill in the bank credit card application form and apply for bank credit card (remember, only credit card has overdraft limit and interest free period)

3. Another note: when filling in the application form, choose visa as the card type

extended data

processing proceres

1. Visa and MasterCard are not banks, but banking organizations, just like China UnionPay

Visa card refers to one of the international credit cards issued by any bank, and the other one with master logo

2. Visa doesn't issue cards. You can choose visa and MasterCard when you apply for credit cards in China, as long as you choose visa

Visa card is an international card (standard credit card, or credit card) proct of ICBC, which can be used all over the world and has the function of interest free overdraft. When applying, you need to provide income proof, work proof and other relevant documents

5. Both Shenzhen and Hong Kong can be set up. At present, there are banks cooperating with international credit card organizations: Instrial and Commercial Bank of China, Instrial Bank of China, HSBC, Standard Chartered Bank, Bank of East Asia 188 Bank of China 2015 China Merchants Bank 4392 Agricultural Bank, China Construction Bank, Bank of communications, Everbright Bank, etc. It can cover us dollar, Hong Kong dollar, euro, British pound, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc, New Zealand, new Taiwan dollar, etc. We accept MasterCard and JCB, visa and American Express, American Express and American Express, American Express and Dalai Credit Card Co., Ltd. now we are four professional credit card companies of JCB, Japan international credit card company. Foreign card, international card, foreign currency card, Shenzhen Yidai card, consumption, purchase and resale, Shenzhen instrial and commercial bank credit card, US dollar, Hong Kong dollar and euro shopping, international card withdrawal, Hong Kong credit card swiping, Shenzhen instrial and Commercial Bank Yidai credit card swiping, Shenzhen instrial and Commercial Bank Yidai credit card buying and then cashing. ICBC credit card in US dollar, Hong Kong dollar, euro, pound sterling, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc and New Zealand dollar can help you to brush one set at a supermarket and realize capital turnover. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro in ICBC's al currency credit card can only be swiped through overseas POS machines. Some people also take overseas POS machines to China for use. Moreover, they can only swipe through visa, MasterCard or American Express system. The UnionPay system can't be swiped; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. It's just like ICBC Yidai credit card, ICBC Yidai debit card and ICBC Yidai savings card; Bank of communications easy to enjoy the loan, these credit cards can only be swiped in the bank's special merchants. Ordinary machine can't brush. I have all these machines, which can meet all (any) requirements of customers
ICBC's easy credit card can be swiped and cashed out. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro in ICBC's al currency credit card can only be swiped in overseas POS machines. Some people also take overseas POS machines to China for use, and they can only swipe them with visa, MasterCard or American Express system, but UnionPay system can't; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. It's just like ICBC Yidai credit card, ICBC Yidai debit card and ICBC Yidai savings card; Bank of communications easy to enjoy the loan, these credit cards can only be swiped in the bank's special merchants. Ordinary machine can't brush. I have all these machines. In addition, many banks also offer special currency or multi currency credit cards. Such as RMB Euro credit card, or multi currency credit card. The foreign currency of this kind of credit card is directly settled into RMB, which saves the exchange rate cost caused by intermediate conversion. Dual currency card refers to the credit card with both RMB account and foreign currency account. Generally, the top right side of the card is pasted with the "UnionPay" logo, and the bottom right side is pasted with the logo of visa, JCB or Mastercard. At present, visa or Mastercard al currency credit card can be used in more than 200 countries. When the al currency credit card is used for domestic consumption, it adopts RMB settlement. When the card is used abroad, it will automatically enter the foreign currency settlement system. According to the different types of cards, it will be converted into US dollars or Euro first, and then converted into local currency for settlement when the card is used in non US dollars or euro, When repaying the loan, we need to convert it again. Because of the currency conversion, we have to charge 1% to 2%. When returning for repayment, you need to exchange money first, and then there will be a currency conversion fee. The main function of full currency is to avoid currency conversion fee and to handle the transaction demand of all currencies. No matter where you spend, you can repay in RMB directly after you return home. In addition, the bank's all currency international card usually gives you a high amount of travel accident insurance
the common foreign currency of international credit card is US dollar, including MasterCard and JCB of MasterCard, visa and American Express. Most of the foreign currency of American Express is US dollar, but usually you can also use other currencies, such as Hong Kong dollar (Hong Kong dollar), euro, British pound, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc, New Zealand dollar, etc. But at the time of settlement, the bank will convert from Euro or pound sterling into US dollars, which may have a little cost e to the exchange rate difference. In addition, many banks also offer special currency or multi currency credit cards. Such as RMB Euro credit card, or multi currency credit card. The foreign currency of this kind of credit card is directly settled into RMB, which saves the exchange rate cost caused by intermediate conversion. Dual currency card refers to the credit card with both RMB account and foreign currency account. Generally, the top right side of the card is pasted with the "UnionPay" logo, and the bottom right side is pasted with the logo of visa, JCB or Mastercard. At present, visa or Mastercard al currency credit card can be used in more than 200 countries. When the al currency credit card is used for domestic consumption, it adopts RMB settlement. When the card is used abroad, it will automatically enter the foreign currency settlement system. According to the different types of cards, it will be converted into US dollars or Euro first, and then converted into local currency for settlement when the card is used in non US dollars or euro, When repaying the loan, we need to convert it again. Because of the currency conversion, we have to charge 1% to 2%. When returning for repayment, you need to exchange money first, and then there will be a currency conversion fee. The main function of full currency is to avoid currency conversion fee and to handle the transaction demand of all currencies. No matter where you spend, you can repay in RMB directly after you return home. In addition, the bank's all currency international card usually gives you a high amount of travel accident insurance. ICBC US dollar credit card, ICBC US dollar credit card, ICBC US dollar credit card, ICBC US dollar consumption, ICBC US dollar credit card consumption, ICBC Shenzhen US dollar consumption, ICBC Shenzhen US dollar credit card, ICBC Shenzhen US dollar credit card consumption, ICBC Shenzhen US dollar credit card consumption, ICBC Shenzhen Euro credit card consumption, buy computer appliances and sell me to convert cash to achieve cash flow
multi currency card not only integrates the advantages of single currency card and al currency card, but also avoids their disadvantages. Moreover, the multi currency cards issued by all banks are free of annual fee. The only drawback is that all currency cards do not support UnionPay channel for the time being. At present, the banks that the international credit card organization cooperates with China are: Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of communications, China Merchants Bank and Everbright. The card issued by the member (bank) of international card issuing organization can be signed by the special agent of the organization. This kind of card is called international card. As we all know, visa, master and JCB are the three major international organizations. Visa has the highest market share, followed by master and JCB, but JCB is easy to use in Japan, not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB. Usually, international credit cards use US dollars as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). The most common credit card brands in the world are visa, master card, etc., and major domestic commercial banks also have international credit card business, You can easily apply for credit card at the bank counter. It should be noted that there is no interest on deposit in international credit card. International credit card foreign currency card foreign credit card Hong Kong card visa Taiwan credit card MasterCard American Express foreign credit card please go to Shenzhen Huaqiang Beiyi credit card set. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro of ICBC's al currency credit card can only be swiped at the overseas POS machine. Some people also take the overseas POS machine to China for use, Moreover, it needs visa, MasterCard or American Express system to be installed, but UnionPay system cannot be installed; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. These credit cards can only be swiped by special merchants in the bank. Ordinary machine can't brush. I have all these machines, which can meet all (any) requirements of customers! Shenzhen instrial and commercial bank's credit card purchases in US dollar, Hong Kong dollar and euro, instrial bank's foreign currency card withdraws cash from China Merchants Bank's international card, Hong Kong Credit Card swipes, Shenzhen Bank of China Construction Bank's foreign currency card consumes, Hong Kong dollar card buys goods, easy to enjoy credit consumption, Shenzhen instrial and commercial bank's easy to enjoy credit card swipes, Shenzhen Bank of communications easy to enjoy credit consumption, instrial and commercial easy to enjoy credit card withdraws cash, Shenzhen instrial and Commercial Bank Yidai credit card to buy goods and then cash out. After the overseas credit line of China CITIC Bank is swiped, cash * will be given to you, and ICBC credit card will be US dollar, Hong Kong dollar, euro, pound, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc and New Zealand dollar to help you swipe one set * * one set in the supermarket to realize capital turnover<
editor of the three major international credit card organizations
visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. Visa owns and manages the visa brand and all payment procts based on the visa brand - Visa brand cards
at the same time, as the credit card with the highest market share in the world, visa card can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash withdrawal service at 1.8 million ATMs with unlimited convenience. There are more than 1.85 billion visa cards in circulation worldwide, which proves that visa is the most popular payment brand. Visa offers a wide range of credit and debit procts to meet all kinds of payment and living needs
Master Card: Master card MasterCard is an international organization, whose basic goal is to communicate the bank card information exchange between domestic and foreign members, and to facilitate issuers to enter the bank card and traveler's check market and seek development regardless of their size
MasterCard is a household name all over the world. However, thirty years ago, it was only a domestic card in the United States. Its popularity lies in the fact that MasterCard International organizations have been providing cardholders with the latest and most complete payment services in line with the belief of serving cardholders, so it is recognized by cardholders all over the world. How to choose a credit card when traveling abroad can make overseas consumption more cost-effective, which is really a bit particular. Credit card experts said that the choice of which bank's credit card is not very different, the most important thing is to distinguish between al currency card and foreign currency card. Double currency card and UnionPay card can save money by PK: when the cardholder uses the double currency credit card abroad for consumption, he has to pay 1% - 2% of the total transaction amount as a one-time currency conversion fee, and at the same time, he has to bear the exchange rate risk. At present, it is available in China
6. Visa is the world's largest global payment technology company. Its credit cards are connected with consumers, enterprises and financial institutions in more than 2000 countries and regions around the world, making it more convenient for people to use digital currency transactions and greatly facilitating our daily consumption. If you have ever used a credit card, debit card, or even prepaid card, you may have noticed the visa logo that often appears in the lower right corner of the card. With visa in hand, you can enjoy the world under your control. He is actually a way of paying, just like Alipay.
7. Visa is a credit card brand. In 1959, Bank of America began to issue bank of America Card in California, USA. visa card was issued in 1976. In 1977, visa was officially regarded as the symbol of the organization, which is called Visa International Organization. Visa card is a credit card issued by Visa International at the end of 1982. It can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash service at 1.8 million ATMs< 2. MasterCard, an international credit card system, was established by MasterCard in the late 1950s and early 1960s. In 1966, an organization of interbank card association was formed. In 1969, the bank card association acquired the patent right of MasterCharge, unifying the name and style design of credit cards of various card issuing banks. In the following ten years, the original name of MasterCharge was changed to MasterCard< Since the first American Express card was issued in 1958, so far, it has issued cards in 49 currencies in 68 countries and regions, building the world's largest self-contained network of special merchants, and has more than 60 million high-quality cardholders. Founded in 1850, the initial business of express was to provide express service. With the continuous development of business, in 1891, express first launched traveler's checks, mainly for high-end customers who often travel. It can be said that express has served high-end customers for a hundred years, and has accumulated rich service experience and a large number of high-quality customers. Now there are peony express card, CMB express card, CITIC American Express card, Great Wall American Express card and Minsheng express card< 4. Diners Club was founded by Frank mcmamaca in 1950. It was the first plastic payment card and eventually developed into an international credit card. In 1981, Citigroup, the holding company of Citibank, the largest retail bank in the United States, accepted the Diners Club International card. The main advantage of Dalai card company is to increase its sales in undeveloped areas and consolidate its strong position in the credit card market. The company has strengthened its position in the international market through the mutual benefit agreement between Dalai cash exchange network and ATM network<

Instrial and Commercial Bank of China (ICBC) introced the first Dalai brand RMB / US dollar al currency card in mainland China

5. JCB (Japan credit bureau)

JCB card is a universal international credit card in the world. It is a credit card jointly issued by Japan Sanwa Bank, Japan Shinto bank, Mitsui bank, Concorde bank and Daiwa bank in 1961. The credit card (2013) has been issued and circulated in 190 countries and regions in the world. It is also the only international credit card brand from Asia< In China, nine banks have issued JCB credit cards, including Bank of China, Bank of Shanghai, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank and instrial and Commercial Bank of China. The number of card holders has exceeded 5 million.
8. Yes: US dollar, Hong Kong dollar, euro, British pound, Japanese yen, Australian dollar, Singapore dollar, Macao dollar, Korean dollar, rouble, Canadian dollar, Swiss franc, New Zealand dollar, etc. International credit card (foreign currency card): at present, there are six major credit card organizations in the world, MasterCard and JCB of MasterCard, visa and American Express (Visa International) of American Express and Diners Club of UnionPay. The cooperative banks are: Instrial and Commercial Bank of China, Bank of China, construction bank, agricultural bank, China Merchants Bank, instrial bank, HSBC, Standard Chartered Bank and Bank of East Asia. The common foreign currency of international credit card is US dollar set. There are MasterCard and JCB of MasterCard, visa and American Express of American set. Most of the foreign currency of credit card is converted in US dollar, but the bank will convert from Euro or pound sterling into US dollar at the time of settlement, which may cause a little cost e to the exchange rate difference. In addition, many banks also offer special currency or multi currency credit cards. Such as RMB Euro credit card, or multi currency credit card. The foreign currency of this kind of credit card is directly settled into RMB, which saves the exchange rate cost caused by intermediate conversion. Dual currency card refers to the credit card with both RMB account and foreign currency account. Generally, there is "UnionPay" on the top right of the front of the card. Shenzhen instrial and commercial bank uses US dollars to consume euro, swipes the card to consume, buys computer and electrical appliances, and then sells them. I convert cash to realize capital turnover
multi currency card not only integrates the advantages of single currency card and al currency card, but also avoids their disadvantages. Moreover, the multi currency cards issued by all banks are free of annual fee. The only drawback is that all currency cards do not support UnionPay channel for the time being. At present, the banks that the international credit card organization cooperates with China are: Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of communications, China Merchants Bank and Everbright. The card issued by the member (bank) of international card issuing organization can be signed by the special agent of the organization. This kind of card is called international card. As we all know, visa, master and JCB are the three major international organizations. Visa has the highest market share, followed by master and JCB, but JCB is easy to use in Japan, not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB. Usually, international credit cards use US dollars as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). The most common credit card brands in the world are visa, master card, etc, The major domestic commercial banks and international credit cards, foreign currency cards, foreign credit cards, Hong Kong cards visa Taiwan credit card MasterCard, American Express, foreign credit cards, please go to Shenzhen Huaqiang Beiyi credit card set. The US dollar (US dollar) or Hong Kong dollar (Hong Kong dollar) and euro in the al currency credit card of ICBC can only be swiped at the overseas POS machine. Some people also take the overseas POS machine to China for use, Moreover, it needs visa, MasterCard or American Express system to be installed, but UnionPay system cannot be installed; Domestic pure foreign currency cards (International cards, no UnionPay logo) and all foreign cards, including Hong Kong credit cards, also need to be swiped in the POS machine equipped with this system. However, as long as the POS machine is issued in China, there is no need for an overseas machine. That is to say, the special card should be swiped in the special POS machine. The exclusive (special) consumption installment card of pocket Bank of Ping An Bank is the same as the installment card of Shenzhen Construction Bank and the Yidai card of ICBC. Only the POS machine of the special merchant can be used for installment payment. These credit cards can only be used by the special merchant of the bank. Ordinary machine can't brush. I have all these machines, which can meet all (any) requirements of customers! Shenzhen instrial and commercial bank credit card US dollar, Hong Kong dollar, Euro shopping, instrial bank foreign currency card, China Merchants Bank International card withdrawal * cash, Hong Kong credit card swipe, Shenzhen Bank of China Construction Bank foreign currency card consumption, Hong Kong dollar card purchase, China CITIC bank overseas credit line swipe * money to you, ICBC credit card in US dollar, Hong Kong dollar, euro, pound sterling, Japanese yen, Australian dollar, Singapore dollar, Canadian dollar, Swiss franc and New Zealand dollar can help you to brush one set of money in the supermarket and realize capital turnover<
editor of the three major international credit card organizations
visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or checks. Visa owns and manages the visa brand and all payment procts based on the visa brand - Visa brand cards
at the same time, as the credit card with the highest market share in the world, visa card can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash withdrawal service at 1.8 million ATMs with unlimited convenience. There are more than 1.85 billion visa cards in circulation worldwide, which proves that visa is the most popular payment brand. Visa offers a wide range of credit and debit procts to meet all kinds of payment and living needs.
9.

International credit cards can not be used directly in Shenzhen. It is necessary to hold a license to operate the bank card settlement business in China, but visa, JCB, MasterCard and other international credit cards do not have a license in China, so the single standard cards issued in China cannot be used in China

if you want to use an international credit card in Shenzhen, you need to withdraw the fund of the card in the bank. However, it should be noted that when withdrawing the international credit card in China, the bank will convert the euro or pound sterling into US dollars, which may cause some expenses e to the exchange rate difference

extended data

precautions when using international credit cards

1. Adjust the credit card limit

generally, the credit card limit given by the bank is relatively large. For example, my credit card limit is close to 20000 yuan, and I usually can't use so many credit lines, If the credit card is lost, it will cause a lot of unnecessary losses, so indivials can manually adjust the credit card limit

for example, set a limit in the credit card limit adjustment in the online banking professional edition of China Merchants Bank. In this way, the consumption limit of the credit card will be limited to this limit, and the risk will be much smaller. When more limits are needed, you can manually modify them back

2. Turn off the ATM withdrawal function of the credit card

3. Signature is more secure

it is the mainstream of international banking instry to use signature as the consumption voucher of credit card. From the perspective of security, this kind of credit card can be consumed only by signature without password. Especially through online banking, it is likely to be stolen as long as the name, card number, credit card expiration date and query password of the cardholder are known, Therefore, many domestic cardholders believe that passwords are more secure than signatures

however, there are some disadvantages in using passwords, that is, the responsibility for keeping passwords is transferred to the cardholders, which means that they are "responsible for the loss". Once the credit card is falsely used, the rights and interests of the cardholders who use signatures can often be better protected and compensated

10.

You can apply for an international card. Domestic debit cards, credit cards with visa or master or UnionPay marks can be withdrawn at ATMs or bank counters with corresponding marks abroad. International card refers to the credit card of international credit card organization brand issued by card issuing institutions, which can be accepted by institutions and outlets all over the world

international card no matter which country the international card issuer is, the settlement currency of the credit card must be a freely convertible currency. The international credit card must have two characteristics: which country is the card issuing institution, and the settlement currency of the credit card must be freely convertible currency. International general credit card must have two conditions: the brand of international credit card organization and the settlement currency are convertible currency

to handle the international card RMB repayment business, you need to add your international card to the personal online bank, only add registration is not allowed, please bring your valid ID card and two cards to the local designated outlets to handle the procere of "add peony card and account". Please consult 95588 for details

for the card and account attached to the registration card, the account opening area should be the same as that of the registration card, and the name, certificate type and certificate number of the account should be the same as that of the registration card. Cards and accounts that have been cancelled, reported lost or frozen cannot handle this business

to handle the international card RMB repayment business, we need to open the external transfer function of online banking. This transaction is only applicable to my international card RMB overdraft repayment, you need to ensure that your international card and its account status are normal and within the validity period

the card issued by the member (bank) of an international card issuing organization can be signed by the special agent of the organization. This kind of card is called international card. As we all know, visa, master and JCB are the three major international organizations. Visa has the highest market share, followed by master and JCB, but JCB is easy to use in Japan, not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB

generally, international credit cards use US dollars as the settlement currency, and international credit cards can be used for overdraft consumption (consumption before repayment). At present, the most common credit card brands in the world are visa, master card, etc., and major domestic commercial banks also have international credit card business, so you can easily apply for credit card at the bank counter. It should be noted that there is no interest on deposit in international credit card

extended materials:

visa

visa is a global payment technology company, connecting consumers, enterprises, financial institutions and governments in more than 200 countries and regions around the world, promoting people to use digital currency more conveniently instead of cash or bills. Visa owns and manages the visa brand and all payment procts based on the visa brand - Visa brand cards

at the same time, as the credit card with the highest market share in the world, visa card can be accepted at more than 29 million merchant transaction points all over the world, and can provide cash withdrawal service at 1.8 million ATMs with unlimited convenience. There are more than 1.85 billion visa cards in circulation worldwide, which proves that visa is the most popular payment brand. Visa offers a wide range of credit and debit procts to meet all kinds of payment and living needs

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