Is digital currency paid online

1. Alipay and so on are only electronic payment methods. The money used in the transaction is coming through bank accounts, that is, the money in Alipay actually corresponds to a banknote, and the digital money is money. In the actual use experience, digital money and electronic payment may feel similar, but they are still quite different in essence
digital currency is also different from virtual currency. For example, the well-known Q coin and the money recharged in various games are virtual currency. These virtual currencies can only be purchased with real currency, but cannot be converted into real currency
in the world, bitcoin is probably the most famous digital currency. In addition, there are "Wright coin", "Dog Coin" and "Yuan Bao coin" in China.

2. Alipay and so on are only electronic payment methods. The money used in the transaction is coming through bank accounts, that is, the money in Alipay actually corresponds to a banknote, and the digital money is money. In the actual use experience, the digital currency may feel similar to the electronic payment method, but the two are essentially different from each other. Now most of the mathematical currency is uploading Alipay account, but it should be noted that the uploaded account number and the payment code must be registered with the name on the same pair, which proves that it is the same person.

3. Digital currency generally refers to bitcoin, Puyin, Leyte, dogcoin and other encrypted digital currencies
the three party payment tools such as digital currency and Alipay and WeChat payment are different. The payment of Alipay and WeChat is a well-known third party payment tool in China. Digital money is also possible in theory, but the market share of digital money in the field of payment is still very low.

4.

1、 Different monetary attributes

1. Digital currency:

digital currency belongs to legal tender

2. Wechat:

wechat belongs to the third-party payment instrument

3, Alipay:

Alipay belongs to the third party payment tool. p>

2. Different issuers

1. Digital currency:

the issuer of digital currency is the central bank

2. Wechat:

the clearing Party of wechat is a commercial bank

3, Alipay:

Alipay's settlement party is commercial bank. p>

extended data

in the third-party payment mode, the buyer uses the account provided by the third-party platform to pay for the goods (to the third party), and the third party notifies the seller of the arrival of the goods and requires delivery; After receiving the goods, inspecting the goods and confirming, the buyer shall notify the third party for payment; The third party transfers the money to the seller's account

digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects:

1. Due to some open algorithms, digital currency has no issuing subject, so no one or organization can control its issuing

Because the number of algorithm solutions is determined, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by the overuse of virtual currency

3. Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough

5.

Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy

digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. The European Banking authority defines the virtual currency as the digital representation of value, not issued by the central bank or the authorities, nor linked to legal tender. But because it is accepted by the public, it can be used as a means of payment, and can also be transferred, stored or traded in electronic form.

Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China. Committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world

7. Recently, digital currency has attracted the attention of the market. It is said that in the future, the central bank will try to use digital currency in relatively closed application scenarios such as the bill market. What is digital currency? What impact will digital currency bring to our payment

digital currency is a kind of legal tender, which must be issued by the central bank. Both digital gold coin and cryptocurrency belong to digital currency, which is not a network virtual currency, because it is not limited to virtual space, but is often used for real goods and services transactions, such as bitcoin, Wright coin, bitstock, etc. at present, there are thousands of digital currencies issued around the world

in daily use, what are the differences between digital currency and bank transfer payment? According to instry analysis, the digital currency launched by the central bank is a national sovereign currency, which is based on the digital currency of RMB. This is a piece of data generated by a complex algorithm, which contains blockchain and encryption technology, making it unique. The payment of Alipay and WeChat is not digital money, but only based on the payment realized by electronic accounts. Compared with the current pattern of "payment transfer collection" with the help of third-party payment, what digital currency needs to achieve is "decentralization", that is, to cancel the transfer link and directly hand over the money from the payer's account to the payee, so as to rece the payment cost in currency circulation

according to the introction, digital currency has the main characteristics of network packets. This kind of data package is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data package comes from and goes. That means every penny is traceable. The "trace" and "traceability" of digital currency can improve the convenience and transparency of economic transactions, and will curb money laundering, tax evasion and other criminal activities. At the same time, with the application of blockchain technology, a national or even global unified account book will be established, so that every sum of money can be traced. Tax evasion and money laundering will be within the scope of supervision, and it is even possible to realize automatic tax dection on the card machine

according to the introction, from the perspective of ordinary consumers, everyone may have two "wallets" in the future. In reality, the money in the wallet is used for emergency payment, while the wallet in the mobile phone can be directly used for consumption and payment without the "second hand" of third-party payment, so as to realize point-to-point payment and effectively rece costs, In theory, it will also change the existing payment system with banks as the main channel

even with digital currency, paper money will not end. There is a long process to launch digital currency, which can not replace paper currency immediately. Digital currency is only a change of form, and the scale of currency issuance is still controlled by the central bank, so the purchasing power of paper money will not be affected in the short term.

8. Digital currency is an alternative currency in the form of electronic currency (which can be used for real goods and services transactions)
digital currency has the main characteristics of network packets. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes
based on the characteristics of digital currency, the direct benefit of digital currency to the central bank is not only to save the cost of note issuance, circulation and settlement, but also to enhance the central bank's ability to control funds
electronic currency and virtual currency are collectively referred to as digital currency. According to the definition of the European Central Bank, virtual money is issued by non central banks, credit institutions and e-money institutions, which can be used as the numerical expression of the value of currency substitutes in some cases
means of payment
the process of digital currency trading through the platform is as follows:
(1) investors should first register their accounts and obtain digital currency accounts and US dollar or other foreign exchange accounts
(2) users can buy and sell digital currency with the money in their cash account, just like buying and selling stocks and futures
(3) the trading platform will sort the buy requests and sell requests according to the rules and start to match them. If they meet the requirements, the transaction will be concluded
(4) a buy or sell request may be partially executed e to the difference between the buy and sell volumes submitted by users.