ICBC has digital currency
I went to ICBC to apply for a bank card a few days ago. Did I sign a contract with ICBC
don't be deceived by false propaganda
ICBC savings card:
1. By brand: smart card, wealth management gold account card, ICBC wealth management gold account card
2. According to card functions, there are chip cards (including single chip card, magnetic stripe chip composite card) and magnetic stripe cards
3. According to the types of joint names, there are financial friends card, military security card, Funong smart card, etc
4. According to the issuing regions, there are national and regional savings cards< According to the interest free repayment period, it can be divided into credit card and quasi credit card
2. According to credit rating, it can be divided into black gold card, white gold card, gold card and general card, etc
3. According to account currency, it can be divided into RMB card and al currency card (including multi currency card)
4. It can be divided into UnionPay card, visa card, MasterCard, express card, JCB card and Dalai card by brand
5. According to the issuing object, it can be divided into personal card and corporate (business) card, and personal card can be divided into primary card and secondary card< According to the information carrier, it can be divided into magnetic stripe card, chip card and magnetic stripe chip review card
(answer time: June 13, 2019, in case of business change, please refer to the actual situation.)
The current balance is the amount of current bill repayment, and the available balance is the amount that can be used
the sum of available balance and balance is not equal to the credit limit
usually, if the cardholder fails to repay in full, the balance of the bill will be displayed as * * yuan. If the cardholder overpays, the overpaid part will be displayed as - * *“ A negative sign means there is a balance in the credit card account, and if there is no negative sign, there is still a credit card debt outstanding. "
when the current balance is "0", it means that your credit card limit is not overdrawn. When the available balance is "9000", it means that this card still has this limit to overdraft or consume
Case: suppose your limit is "9000" and you overdraw 1000, then your current balance is "- 8000" and the available balance is "8000"
extended data :
how to adjust your credit limit
1. Temporary credit limit adjustment
when your credit limit cannot meet the consumption demand, you can contact the customer service specialist at customer service hotline (95588) / VIP customer service hotline (4006695588) / platinum card customer service hotline (4000095588) to apply. You can also adjust the amount in online banking by yourself. Log in to online banking, and click "credit card service" → "more" → "adjustment quota" → "temporary quota adjustment"
2. Permanent limit adjustment
you can submit the latest financial income certificate to any branch of ICBC and apply for it. The bank will review it according to your previous card use history and repayment record, and adjust the credit limit appropriately for you after the review. You can call the customer service hotline (95588) / VIP customer service line (4006695588) / platinum card customer service line (4000095588) to contact the customer service specialist for application. You can also adjust the amount in online banking by yourself. Log in to online banking and click "credit card service" → "more" → "adjustment quota" → "permanent quota adjustment"
if you want to use e-cash, you need to deposit it before you can use it
steps to deposit e-cash:
1. Insert the bank card into the ATM and input the password
2. Select e-cash
3. Click Save
4. Select the designated account to deposit
5. Enter the amount to confirm.
e-cash process is a very important electronic payment system, which can be seen as the electronic or digital simulation of real money. E-cash exists in the form of digital information and circulates through the Internet. But it is more convenient and economical than real money. Its simplest form includes three main bodies: business, user and bank; And four security protocol processes: initialization protocol, withdrawal protocol, payment protocol, deposit protocol
a bank account is a large customer information number, which refers to the bank account number (also known as the main customer information number) under a single large customer information number. It refers to an account, a medium, a password and a statement.
bus route: Hong Kong Island Line → Xinba 65, about 13.7km
1. Take Hong Kong Island Line from the University of Hong Kong, after 6 stops, to Causeway Bay Station
2. Walk about 90m, to xishen square, Hennessy Road Station
3. Take Xinba 65, after 11 stops, to Baohua building, Repulse Bay Road Station
4. Walk about 410m, to Repulse Bay