The shape and function of digital currency
compared with traditional bank transfer, remittance and other methods, digital currency transaction does not need to pay fees to a third party, and its transaction cost is lower, especially compared with cross-border payment which provides high service charges to payment service providers
2. Fast transaction speed
the blockchain technology used in digital currency has the characteristics of decentralization, High anonymity
in addition to the point-to-point transaction without intermediary participation, one of the advantages of digital currency over other electronic payment methods is that it supports remote point-to-point payment, It doesn't need any trusted third party as an intermediary, and the two sides of the transaction can complete the transaction in a completely strange situation without mutual trust. Therefore, it has higher anonymity and can protect the privacy of traders, but it also creates convenience for cyber crime, which is easy to be used by money laundering and other criminal activities
Digital currency is an alternative currency in the form of electronic currency (which can be used for real goods and services transactions)
digital currency has the main characteristics of network packets. This kind of data packet is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data packet comes from and goes
based on the characteristics of digital currency, the direct benefit of digital currency to the central bank is not only to save the cost of note issuance, circulation and settlement, but also to enhance the central bank's ability to control funds
Electronic money and virtual money are called digital money. According to the definition of the European Central Bank, virtual money is issued by non central banks, credit institutions and e-money institutions, which can be used as the numerical expression of the value of currency substitutes in some cases{rrrrrrr}
extended information:
the process of digital currency trading through the platform is as follows:
(1) investors should register accounts first, and obtain digital currency accounts and US dollar or other foreign exchange accounts at the same time
(2) users can buy and sell digital currency with the money in their cash account, just like buying and selling stocks and futures
(3) the trading platform will sort the buying requests and selling requests according to the rules and start to match them. If they meet the requirements, the transaction will be concluded
(4) e to the difference between the buy and sell volumes submitted by users, a buy or sell request may be partially executed
it's not a reality. Up to now, I still think it's stupid to make money by buying and selling domain names. I know it happens sometimes. It's like a high-risk, low return investment
as a result, the Internet did. Now, 20 years on, domain names are cheap, and search engines make them brand specific Note: the author means that the convenience of search engines makes domain names cheaper and cheaper. Domain names are only related to brands.)
What does this have to do with the value of bitcoin
this is an example of how people's views on value change with the development of technology
at this point, most people see bitcoin as money. The chairman of the US SEC said, "yes, that's how drug gangs use it. Everyone I know thinks so.". It's called "bit coin" for a reason
bitcoin maximalists call it hard currency, critics call it fake money, and veteran players call it cyber currency
W bq89998 push the latest currency from time to time to ensure the minimum 10 times
Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy
digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography. It is characterized by the use of P2P peer-to-peer network technology to issue, manage and circulate currency. In theory, it avoids bureaucratic examination and approval, so that everyone has the right to issue currency
Compared with paper money, digital money has obvious advantages, which can not only save the cost of issuance and circulation, but also improve the efficiency of transaction or investment, and enhance the convenience and transparency of economic transaction activities. The issue of digital currency by the central bank also ensures the continuity of financial policy and the integrity of monetary policy, and also ensures the security of monetary transactionsalthough the issuing method of digital currency is still under study, paper currency has been regarded as "the currency of the previous generation" by some professionals, and it is the general trend to be replaced by new technology and new procts. Due to China's large population and volume, the timetable for issuing digital currency is still uncertain. It is predicted that digital currency and cash will be in parallel and graally replaced for quite a long time. When the era of digital currency really comes, people will carry less and less cash, travel more and more safe, poverty alleviation more and more accurate, corruption more and more difficult to escape, and thieves more and more difficult
extended information:
in November 2016, the central bank prepared digital currency, and the cash is likely not to exist in ten years
in November 2016, China digital currency Research Institute was established to cultivate high-level talents of digital currency, carry out digital currency research, consultation, development planning and related activities. It is a non-profit unit with legal license approved by relevant ministries and commissions, and is committed to promoting the integrated development of scientific research and Practice of digital currency instry
so far, Hangzhou, Shenzhen and Guizhou have become the three hot areas for the central bank's digital currency pilot. It is reported that Hangzhou is actively promoting the planning and construction of Qiantang River financial harbor, including the blockchain instry. Hangzhou will build the first blockchain Instrial Park in China, which is located in the Internet Finance town of Xihu District, surrounded by ant financial services, e-commerce bank, Zhejiang University and its science and Technology Park and other well-known enterprises and parks
The role of digital currency:
1. First of all, the central bank's digital currency can provide a huge data base for monetary policy and macro Prudential policy, so that the regulatory authorities can collect real-time trading books of different frequency and different institutions according to their needs, and it is complete and real. This information advantage can help the central bank use policy tools more accurately and flexibly
Secondly, the central bank's digital currency technology can track the flow of funds and help the regulatory authorities to comprehensively monitor and assess financial risks. Finally, the central bank's digital money technology is concive to the transmission of interest rate of monetary policy. Digital currency technology supports "point-to-point" payment and settlement, which can improve the liquidity of market participants. Only the digital currency of the central bank, which is generally accepted by the whole society, can radiate this advantage to the participants of different financial markets, so as to improve the liquidity of financial markets. This will make the term structure of interest rate smoother and the transmission mechanism of interest rate smoother
extended data:
digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects: because it comes from some open algorithms, digital currency has no issuing subject, so no one or institution can control its issuing; Because the number of algorithm solutions is fixed, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by the overuse of virtual currency; Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough
the functions and properties of digital currency are exactly the same as paper money, but its form is digital Mu Changchun, director of the digital currency Research Institute of the central bank, said that the central bank's digital currency is a digital alternative to paper money, that is, digital currency and electronic payment tools. If we regard the digital currency issued by the central bank as digital RMB cash, we can understand the concept of digital currency very well
Mu Changchun once described such a use scenario: as long as you and I have DC / EP digital wallets on mobile phones, we don't even need the network. As long as the mobile phone has electricity and two mobile phones touch each other, we can transfer the digital currency in one person's digital wallet to another person. Digital money does not need to bind any bank account when it is paid, unlike WeChat and Alipay bank. p>
fan Yifei, vice governor of the central bank, said that the central bank's digital currency focuses on replacing M0 (i.e. banknotes and coins), and maintains the properties and main features of cash, which meets the needs of portability and anonymity, and will be the best tool to replace cash
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extended materials
Digital RMB will be carried out in Beijing, Tianjin and Hebei and other places
the notice on printing and distributing the overall plan for comprehensively deepening the innovation and development of service trade was released on the official website of the Ministry of Commerce on the 14th, which announced the pilot areas of digital RMB
the reporter noted that Article 93 "comprehensively deepen the pilot tasks, specific measures and division of responsibilities for innovative development of trade in services" proposes to carry out digital RMB pilot projects in Beijing Tianjin Hebei, Yangtze River Delta, Guangdong, Hong Kong, Macao and other pilot areas in central and Western China
according to the notice, the people's Bank of China has formulated policy safeguard measures; First, Shenzhen, Cheng, Suzhou, xiong'an new area and other relevant departments of the future Winter Olympic Games scene will assist in the promotion, and then expand to other regions as appropriate
the pilot areas for comprehensive deepening are Beijing, Tianjin, Shanghai, Chongqing (21 municipal districts including Fuling District), Hainan, Dalian, Xiamen, Qing, Shenzhen, Shijiazhuang, Changchun, Harbin, Nanjing, Hangzhou, Hefei, Jinan, Wuhan, Guangzhou, Cheng, Guiyang, Kunming, Xi'an, Urumqi, Suzhou, Weihai, xiong'an New District of Hebei, Gui'an New District of Guizhou Shaanxi Xixian new area and other 28 provinces and cities (regions)
at the same time, Kushen users can set seed password and payment password to strengthen the multiple protection of Kushen wallet
the layered certainty of Kushen digital currency wallet allows users to manage multiple bitcoin addresses with a single seed password
Kushen digital currency wallet is easy to use. Kushen users can set service charges and multiple target bitcoin address book on the wallet to facilitate the management of multi account digital assets
Kushen digital currency wallet has only one screen as a single output device and only one camera as a single input device. He communicates with Kushen Internet app through two-dimensional code communication.
made by Changsha Bureau of land and resources
mining right contract
Article 1 both parties of this Contract:
transferor: Changsha Bureau of land and resources, Hunan Province, people's Republic of China
transferee:
according to the mineral resources law of the people's Republic of China, the Interim Provisions on the administration of mining right transfer, the According to the contract law of the people's Republic of China and other laws and regulations, both parties enter into this contract on the principle of equality, voluntariness, compensation and good faith
Article 2 the transferor transfers the mining right according to the authorization of the law, and the ownership of the mineral resources transferred belongs to the people's Republic of China. The state has jurisdiction and administrative power conferred by the Constitution and the law, as well as other powers exercised by the state in accordance with the laws of the people's Republic of China and rights and interests necessary for the interests of the public. The state ownership of mineral resources does not change with the land ownership or the right to use. The land use right attached to mineral resources does not belong to the scope of mining right transfer
Article 2 the mineral resources transferred to the transferee under this contract are located in
, and the inflection point coordinates of the mining area are shown in the annex for details, with the mining area of square kilometers and the mining depth of meter meter meter
Article 4 the main mineral species of the mineral resources transferred under this contract are: the mining method is mining, and the mining method is mining method< Article 5 the transferor agrees to deliver the transferred mineral resources to the transferee before (mm / DD / yyyy). According to the resource reserve evaluation report provided by the geological exploration unit, the transferred resource reserves under this contract are recoverable reserves tons
Article 6 according to the approved development and utilization plan of mineral resources and the mineral resources reserves within the mining scope, the service life of the transferred mine under this contract is years, and the proction scale of the mine is tons / year
Article 7 according to the relevant provisions on payment of mining right price, the price of the transferred mining right under this contract is RMB (in figures). Among them, yuan was handed over to the Provincial Department of land and resources; Turn over to Changsha Bureau of land and resources yuan; Turn in county (city)
yuan. However, the price of mining right stipulated in this contract does not include registration fee, mining right use fee and mineral resource compensation fee, and the transaction expenses of mining right have been dected
Article 8 the transferee agrees to pay the price of the mining right to the transferor in accordance with the provisions of paragraph () of this article, and pay it separately according to the amount determined by the transferor
(1) within days from the date of signing this contract, the above mining right price shall be paid in one lump sum
(2) pay the above mining right price to the transferor in installments according to the following time and amount
the first installment is RMB in words (in figures), and the payment time is before mm / DD / yyyy
the second installment of RMB in words (in figures), payment time: before mm / DD / yyyy
the third installment of RMB in words (in figures), payment time: before mm / DD / yyyy
the fourth installment of RMB in words (in figures), payment time: before (mm / DD / yyyy)
in case of policy adjustment, the new policy shall be implemented< Article 9 the grantee agrees to complete the infrastructure construction of the mine and start mining mineral resources before
if the mineral resources cannot be mined on schele, it shall be reported to the transferor in advance
Article 10 the grantee must organize proction in strict accordance with the mining area, mining types, proction scale, mining methods and mining methods specified in the approved plan for the development and utilization of mineral resources, so as to ensure the rational and effective utilization of mineral resources and the safe proction of the mine< Article 11 in case of any of the following circumstances ring the period of validity of the mining license, the transferee shall go through the change registration with the original license issuing authority:
(1) expand or narrow the scope of the mining area
(2) change of main mining minerals< (3) change of mining method< (4) change the name of mining enterprises
Article 12 the Grantee shall not transfer the mining right to another person for mining operation by means of contracting. If it is necessary to transfer the mining right, both parties to the transfer must apply to the original license issuing authority and go through the change registration proceres after examination and approval
Article 13 the transferee must take the initiative to accept the supervision and management of the transferor and submit the annual report to the transferor. If the grantee needs to continue mining after the expiration of the mining license, he shall apply to the original license issuing authority for registration of renewal 30 days before the expiration of the mining license
Article 14 in case of any potential safety hazard or damage to geological environment ring mining, the transferee shall immediately stop proction, report to the local people's government and relevant competent departments in time, and do a good job in rectification of potential safety hazard and treatment of geological environment
Article 15 the transferor shall not take back the mining right legally obtained by the transferee before the expiration of the service life stipulated in this contract. Under special circumstances, if the mining right needs to be withdrawn in advance according to the social and public interests, the transferor shall apply for approval in accordance with the legal proceres, and give corresponding compensation to the transferee
Article 16 Any party shall not be responsible for the partial or total failure to perform this contract e to force majeure, but shall take all necessary remedial measures to rece the losses caused by force majeure if conditions permit. If force majeure occurs after a party's delay in performance, he shall not be exempted from liability
Article 17 in case of force majeure, the party shall inform the other party of the event in written form such as letter, telegram, telex, fax, etc. within 48 hours, and submit to the other party a report on the reasons why the contract cannot be performed or partially cannot be performed or needs to be delayed within 3 days after the event< Article 18 the transferee must pay the price of the mining right on time in accordance with the contract. If the transferee fails to pay the price of the mining right on time, it shall pay the late fee to the transferor at the rate of 3 ‰ of the delayed payment every day from the date of late payment. If the delayed payment exceeds six months, the transferor has the right to terminate the contract and recover the mining right. The transferee has no right to ask for the return of the paid price, and the transferor can ask the transferee to compensate for other losses caused by breach of contract< Article 19 If the transferee pays the price of the mining right as agreed in the contract, the transferor must provide the mineral resources available for mining on time as agreed in the contract. If the mining right can not be provided for the reason of the transferor for more than six months, the transferee has the right to terminate the contract, the transferor shall double the paid price, and the transferee may request the transferor to compensate for other losses caused by the breach of contract
the transferor specially reminds us that the risk of mining investment is high, and what the transferor transfers on behalf of the state is the right of mining, so the scale, shape, reserves and grade of the ore body may be different from the actual mining, and the transferor will not bear any responsibility for this
Article 20 if the transferee violates the provisions of Articles 9, 10, 11, 12, 13 and 14 of the contract, the transferor has the right to terminate the contract and investigate the relevant legal liabilities of the transferee< Article 21 the conclusion, validity, interpretation, performance and dispute settlement of this contract shall be governed by the laws of the people's Republic of China< Article 22 this contract shall come into force from the date when the transferor issues the mining license to the transferee
Article 23 this contract is made in quadruplicate, with the same legal effect. The transferor and the transferee shall hold two copies respectively< Article 24 this contract is signed in Changsha Bureau of land and resources, Hunan Province, the people's Republic of China on
Article 25 matters not covered in this contract can be agreed by both parties as an appendix to the contract, which has the same legal effect as this contract< br />