Vice governor of central bank talks about digital currency

according to foreign media reports, with the growing popularity of bitcoin, central bank governors around the world have also expressed their views on this digital currency

Federal Reserve Bank of the United States

in December last year, at the monetary policy meeting of the Federal Reserve Bank of the United States, Janet Yellen, chairman of the Federal Reserve Board, was asked what she thought of bitcoin

"the Federal Reserve Bank will not make any policy on bitcoin. Instead, we will only ensure that the banking institutions we supervise pay close attention to digital currency and properly manage their interaction with traders in the market. Moreover, we will monitor whether these banking institutions have fulfilled their responsibilities to combat money laundering and ensure the safety of banks. " Yellen said

at the end of November last year, Jerome Powell, who will replace Yellen as chairman of the Federal Reserve in February this year, also expressed his views on cryptocurrency. Cryptocurrencies "don't matter now" because "they're not big enough," he said

European Central Bank

in October last year, Mario Draghi, President of the European Central Bank, said that cryptocurrency was not "mature" enough for the central bank to regulate management

"for anything new, people are always full of expectations, but also feel very uncertain. Now, as far as bitcoin and other cryptocurrencies are concerned, we don't think they are mature enough for us to consider standardized management. " He said

Draghi pointed out that tools like bitcoin have both advantages and disadvantages, and we need to weigh them carefully

"a lesson of the great financial crisis is financial innovation. As far as bitcoin is concerned, it is a financial and technological innovation. We should pay close attention to its potential risks while paying attention to it. " He said

Bank of Canada

in December last year, Stephen poloz, President of the Bank of Canada, also spent some time discussing cryptocurrency. He claims that buying digital currency is a gamble, not an investment

"perhaps no one can say clearly what their real value is. One can at most say that buying digital currency is buying risk. This makes it closer to gambling than investment. " "For people who want to buy cryptocurrency, what I want to say is that you should read the collateral to make sure you know what you're investing in," boloz said

"bank staff are studying the conditions under which the central bank is more suitable to issue its own digital currency for retail transactions." He said

Reserve Bank of Australia

in December last year, Reserve Bank of Australia President Philip Lowe talked about bitcoin in a speech. He pointed out that this kind of digital currency will not be used in daily payment activities, and it can not be accepted so soon

moreover, when bitcoin is only used as a payment tool, it "is more likely to attract those who want to trade in black or illegal economic activities."

Bank of Japan

at the end of 2017, Haruhiko Kuroda, President of Bank of Japan, said the price fluctuation of bitcoin was "extremely abnormal"

when asked if there will be a bubble in bitcoin, he replied, "I may not be qualified to evaluate it, but if you look at its trend, you will see that its price fluctuation is very abnormal. If you want to ask whether bitcoin has the same function as money, that is, as a payment or settlement tool, then my answer is No

investment should be cautious and private letter from mining machinery is needed

digital Renminbi triggered hot debate, what impact will Alipay pay? Recently, digital currency has become a hot topic, although it is not a very new thing. But for many people, digital currency is something we can often mention. Whether buying goods or paying, the first thing we think about is WeChat payment or Alipay payment. Nowadays, the phenomenon of cash payment or bank card payment has been graally reced. This also makes us usually just need to take a mobile phone to go out to complete a series of transactions, without carrying too much cash or bank cards. Therefore, the arrival of digital money has made Alipay pay and WeChat pay more heat. People also rely more on these two ways of payment{ The arrival of the era of RRRRR}

digital renminbi has great impact on Alipay and WeChat. is also concive to people's money circulation on the platform so that they can gather more capital. strong>