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DPEC development history of central bank digital currency

Publish: 2021-05-16 21:33:48
1. On November 13 this year, the official microblog of the people's Bank of China announced that the people's Bank of China has issued legal digital currency, and some institutions falsely use the name of the people's Bank of China to trade relevant digital procts under the title of "DC / EP" or "DCEP" on the digital asset trading platform. The central bank stressed that no legal digital currency (DC / EP) was issued and no asset trading platform was authorized to trade. Neither "DC / EP" nor "DCEP" traded in the market is legal digital currency, and the launch time of legal digital currency transmitted through Internet is inaccurate information<

at present, the so-called issuance of legal digital currency in the Internet, and the behavior of indivial institutions launching "DC / EP" or "DCEP" in the name of the people's Bank of China to conct transactions on the asset trading platform may involve fraud and pyramid selling. The general public should raise their risk awareness, not be partial to trust, and guard against interest damage
as early as September 4, 2017, the central bank and other seven departments jointly issued the announcement on preventing the financing risk of token issuance (hereinafter referred to as the announcement), pointing out that the issuance of virtual currency, ICO and other suspected illegal financial activities seriously disrupted the economic and financial order, and no organization or indivial may engage in the above activities illegally.
2.

Currency was widely used in the exchange between two kinds of commodities in ancient China. Its evolution process first changed from shell to metal. After the unification of the six countries, it became square hole money. Later, with the change of the times, there were more years and days on the money. Later, in order to facilitate transportation, paper money came into being. The times are changing, and the corresponding changes, Digital currency also came into being

the development of digital currency has only begun in recent years. In the past 14 years, the people's Bank of China organized a team to study digital currency, considering a series of issues such as where the technology will be proced and circulated. They started to prepare a lot of materials in order to make more people willing to accept digital currency{ RRRRR}

money has a long history and different forms. Once it is implemented, our transaction will become more convenient, mobile phones have no signal, they can also pay, and its issuing cost is also very low. Although the digital currency is still being tested and improved, I believe that in the near future, the digital RMB will settle down

3.

Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery

the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency

4. Recently, the central bank has made new progress in issuing digital currency. It is understood that the blockchain based digital bill trading platform promoted by the central bank has been successfully tested, the legal digital currency issued by the central bank has been put into trial operation on the platform, and the digital currency Research Institute of the central bank will be officially listed after the Spring Festival.
5. The specific time has not been determined, but it has been concerned for three years
more than three years ago, the people's Bank of China started to organize a seminar on digital currency, and then set up the digital currency Research Institute of the central bank. The latest action is to jointly organize distributed R & D with the instry and cooperate with the market

the name of R & D used by the central bank is DCEP, which is actually electronic payment. What is paid is digital, not paper money. Digital money also has monetary attributes. The study of digital currency is not to realize the application of a certain technical solution, but to pursue the convenience and low cost of retail payment system, as well as security and privacy protection
the digital currencies of bitcoin, wikilink and Ethereum provide some reference for the digital currencies issued by the central bank, especially blockchain.
6. From commodity currency to later credit currency, the digital currency and bitcoin that the central bank plans to issue and promote economic upgrading are very necessary. They are all natural selection to adapt to the development of human commercial society. New procts are the trend of the times. Digital currency is different. Digital currency is issued by new technology. The people's Bank of China holds a seminar on digital currency, The paper currency technology content is low. On January 20, this year, the construction of financial infrastructure and the establishment of circulation system will be improved. As the currency of the previous generation, money has always been accompanied by technological progress and cost, but it may be applied to blockchain technology. In particular, with the development of the Internet, it is proposed to strive for the early launch of the digital currency issued by the central bank. Central bank governor Zhou Xiaochuan also said in an interview with the media that the central bank has actually started to study digital currency for a long time. From the perspective of historical development trend, great changes have taken place in terms of early physical currency and economic activities, security and global payment methods. However, there is no money. before
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