Digital currency up to 6

1. How does the central bank set the minimum limit on the amount of money to be paid into an account? If you want to visit the official website of the people's Bank of China, you need to make an information inquiry

2. For many people, the concept of digital currency is a mystery. But there is no doubt that digital currency is different from virtual currency

virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. This kind of virtual currency is mainly limited to circulation in a specific virtual environment. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency

in 2013, the central bank, together with five ministries and commissions, issued the notice on preventing the risk of bitcoin, which clearly defined non legal digital currencies such as bitcoin as virtual commodities, not in the form of currency and legal currency< At the same time, digital currency is different from electronic payment. In the actual use experience, digital money and electronic payment may feel similar, but they are still quite different in essence. Before digital currency, the financial instry has been highly informationized. Such as Internet banking, WeChat, Alipay and so on pay the popularization of electronic technology, physical cash accounts for only a very small part of the total circulation of money. In spite of this, because the money used in the transaction comes from the bank account, it actually corresponds to the banknotes.

3. Bitcoin, of course, is the hottest one. In addition to bitcoin, there are also:
1. Litecoin is similar to bitcoin, which is also an encrypted digital currency, and its price has risen sharply recently. It is a P2P open source digital currency, which can be regarded as a branch of bitcoin. However, although lightcoin is based on bitcoin protocol, it does not require very high computing power. It can also be mined using ordinary computers. Lightcoin's algorithm comes from the algorithm designed by Dr Colin Percival for tarsnap secure online backup service (backup for Linux and other open source operating systems)
2. Namecoin
namecoin is also based on bitcoin, which is another branch of open source. Namecoin is a distributed DNS protocol -- generally speaking, it can transform the website name (such as ifeng. Com) that can be understood by human into the address that can be understood by machine. As its own DNS, this kind of currency can operate outside the normal Internet, so it can break away from the control of ICANN
the monetary value and domain name of namecoin are stored in the user's blockchain records, limiting the total number to 21 million
3. Peercoin
peercoin is a peer-to-peer variant of bitcoin, which can improve mining efficiency and security, and improve safeguard measures to avoid group mining. Now, group mining has been considered as a potential defect of bitcoin. According to the statistics of emerging currencies by coinmarketcap.com, peercoin currently ranks fourth in the market value of digital currencies
4. Primecoin
primecoin is a cryptocurrency similar to bitcoin, but it uses a completely independent mining algorithm. Bitcoin uses the hashcash algorithm, while prime coin uses the long Cunningham chains to create the value of money - a sequence of prime numbers named after mathematician AJC Cunningham
in the process of bitcoin mining, as the amount of money goes on, the difficulty will increase sharply. But prime is different. Every time a primecoin is mined, the mining difficulty will increase slightly, and the process is much more stable< 5. Feathercoin

based on the design of litecoin, released in April 2013, can adjust the mining difficulty more frequently than litecoin. Feathercoin will be updated frequently, adding new features and improvements to eliminate malicious mining behavior

6. Novacoin

another P2P digital cryptocurrency. Novacoin is different from most other currencies in that it integrates a protection mechanism in the currency core, which can identify illegal mining activities

the total number of novacoin is limited to 2 billion, which is considerable. If necessary, the total can be adjusted upward

7, infinitech

published in June 2013. A by-proct of litecain. According to the mining situation and the total amount of money, infinite money can frequently adjust the mining difficulty ratio< Megacoin was only released in the fourth quarter of 2013, imitating bitcoin in the early stage. The total number of megacoin is limited to 42 million, which can be mined like other virtual currencies. Its biggest selling point is brand publicity, which other digital currencies lack< It was released in 2013 and is still in its infancy. In the security part of quarkcoin, nine independent loops are deployed and six different algorithms are used.

4.

Generally, the excellent digital currencies are mostly imported procts, such as bitcoin, Leyte coin, ether coin and so on. However, the domestic Yuanbao coin, Ruitai coin, bitcoin and the tokens of different crowdfunding projects of European crowdfunding are excellent digital currencies

< H2 > development materials

digital currency (English: digital currency) is an alternative currency in the form of electronic currency. At present, no central bank of any government has indicated that it will issue digital currency, and digital currency does not have to have a benchmark currency and a central bank

it is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography

5. There is no setting.
in addition, transaction
the central bank's digital currency does not need to be traded
just like ordinary cash, it's just digitized. How can we trade RMB or digital currency
have you been cheated
some people use digital currency as a cover to cheat people,
now there are too many

6. Virtual currency ranking

the ranking of digital currency can be measured according to multiple dimensions, such as market value, technical ability, landing in Cheng, 24-hour rise and fall, 24-hour turnover list, 24-hour turnover rate, etc. For the sake of data accuracy, we list the ranking of virtual currencies in the market value list<

let's first look at the data to see how the Ministry of instry and information technology measures the value of digital currency:

saidI Research Institute of the Ministry of instry and information technology officially announced the first global public chain technology evaluation index and ranking. Eth ranked first with a total index of 129.4, while BTC only ranked 13th<

moreover, the ranking method this time is that CCID Research Institute of MIIT does not mention cryptocurrency, but only public chain. The first list of evaluation objects are: bitcoin, Ethereum, reborn, Leyte, bitcoin cash, Cardano, starcoin, Neo, eota, Monroe, dasey, Xinjing, Ethereum classic, quantum chain, Nanor, application chain Big zero coin, verge, stratis, cloud storage coin, stim coin, bitstock, byte coin, wave coin, deced, super cash hcash, Comodo coin, ark. The top ten in the list are eth, stem, LSK, Neo, KMD, XLM, ADA, iota, XmR and strat<

If ranked by market value, the results will be much different: the following data are based on Niuniu app, and the market value represents the first place at the time of writing: bitcoin (BTC)

current price: 26428 yuan, market value: 460.018 billion yuan, total amount of CDB: 21 million, circulation volume: 17.406 million, and circulation market value: 460.207 billion yuan, Issue time: 2009.01.03

second place: XRP

current price: 236 yuan, market value: 95.192 billion yuan, total issue volume: 100 billion yuan, circulation volume: 40.327 billion yuan, circulation market value: 95.181 billion yuan, issue time: 2011.04.18

third place: eth

current price: 734 yuan, market value: 76.136 billion yuan, total issue volume: 104 million yuan, Circulation volume: 104 million, circulation market value: 76.136 billion, issue time: July 24, 2014

fourth place: Star currency (XLM)

current price: 98 yuan, market value: 18.834 billion, total issue: 104.523 billion, circulation volume: 19.155 billion. Circulation market value: 188.43 yuan. Issue time: 2014.08.01

fifth place: bitcoin (BCH)

market value: RMB 137.700 billion, currency price: RMB 810.175, total currency: RMB 21 million, bitcoin cash released on August 1, 2017, jointly created by some bitcoin developers, belongs to the new version of bitcoin. From 2015 to 2017, the price of bitcoin rose rapidly. Different factions competed fiercely for more computer network resources. In order to get out of the competitive environment, one camp created another version and rebuilt the blockchain currency. Bitcoin cash modifies the code of bitcoin, increases the block size to 8m, adopts two-layer network, reces the workload of bitcoin network, and maximizes the efficiency of bitcoin network without damaging the original structure and security of bitcoin blockchain

with the integration of the two exchanges of okex and Huo yuan.com, yuanniuniu can share the trading depth and enjoy the treatment of zero handling charge fund transfer. It only needs to download an app to exchange transactions at both ends. At the same time, yuanniuniu is also a good market software tool, which can help speculators master the latest currency price trends and large positions.

7. The minimum number of traders required by different trading procts is different. The minimum number of traders for bitcoin is 0.01, that for Ethernet is 0.1, that for bitcash is 0.1 and that for Leyte is 1.

8. We should focus on three aspects: popularity, innovation, operation mode and team

popularity: there is no doubt that bitcoin and lightcoin have the highest popularity in the cryptocurrency circle. Even though they have many shortcomings, they still have the largest number of players and the highest amount of money. They have large plates and are not easy to be controlled by the makers. Of course, the relevant infrastructure is relatively perfect

Innovation: dog coin is popular because it caters to the western small reward culture. The reason why Fuyuan coin can become the leader of the new generation of cryptocurrency is that it mainly focuses on the currency business circle, which is an applied cryptocurrency

operation mode: for example, the operation mode of Vicat coin has been exposed as pyramid selling. Although Yuanbao coin has been criticized before, the operation team will not give up, and Yuanbao coin is still the leader of domestic currency.

9. BTC, ETF... High price, ordinary people are difficult to start with
OBB, IBOT... Low price, big room to rise, suitable for new start