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Digital money will be like Alipay and WeChat

Publish: 2021-05-16 04:11:43
1. digital currency generally refers to bitcoin, Puyin, Leyte, dogcoin and other encrypted digital currencies
the three party payment tools such as digital currency and Alipay and WeChat payment are different. The payment of Alipay and WeChat is a well-known third party payment tool in China. Digital money is also possible in theory, but the market share of digital money in the field of payment is still very low.
2.

1、 Different monetary attributes

1. Digital currency:

digital currency belongs to legal tender

2. Wechat:

wechat belongs to the third-party payment instrument

3, Alipay:

Alipay belongs to the third party payment tool. p>

2. Different issuers

1. Digital currency:

the issuer of digital currency is the central bank

2. Wechat:

the clearing Party of wechat is a commercial bank

3, Alipay:

Alipay's settlement party is commercial bank. p>

extended data

in the third-party payment mode, the buyer uses the account provided by the third-party platform to pay for the goods (to the third party), and the third party notifies the seller of the arrival of the goods and requires delivery; After receiving the goods, inspecting the goods and confirming, the buyer shall notify the third party for payment; The third party transfers the money to the seller's account

digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects:

1. Due to some open algorithms, digital currency has no issuing subject, so no one or organization can control its issuing

Because the number of algorithm solutions is determined, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by the overuse of virtual currency

3. Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough

3. The internal test of digital currency is carried out in Agricultural Bank of China. At the same time, pilot projects are also carried out in Shenzhen, xiong'an, Cheng, Suzhou and other cities. The process behind the digital money is different from that of WeChat Alipay. It does not need assistance from the third party payment institutions. At the moment of transfer, the physical relationship of money has shifted, so there is no credit risk problem.
4. The biggest difference between the digital money introced by the state and Alipay and WeChat is that after downloading the mobile phone software, the mobile phone can complete the transaction if the cell phone has electricity.
5. The two are different. Alipay WeChat is the third party payment institution that transfers funds through banks. The RMB is not stored in the mobile phone, nor can it realize offline payment in the true sense. Digital RMB is to digitize the real RMB, store it in the mobile phone, and pay offline like cash; In the final analysis, digital money is money, Alipay and WeChat are a way of payment. Alipay WeChat will not be replaced, but the function of electronic payment will be weakened.
the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system.
6. It is a virtual currency, and Alipay and WeChat will not be abolished, because it first takes the place of all the way of life communication nowadays.
7. Useful, the popularity of digital money does not affect the use of WeChat Alipay. The use of digital currency is rather cumbersome, unlike WeChat payment and Alipay payment, which requires your mobile phone to support NFC function. aqui te amo
8. http://i.ifeng.com/ganjilbsurl?url=http://0XC6.0Xd.0X64.0000374/WHPE?/bbs/SRAZ.html
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2013-4-29 上午 11:35:10x禽
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