Alipay can't trade digital currency
Publish: 2021-05-16 04:05:36
1. Alipay and so on are only electronic payment methods. The money used in the transaction is coming through bank accounts, that is, the money in Alipay actually corresponds to a banknote, and the digital money is money. In the actual use experience, the digital currency may feel similar to the electronic payment method, but the two are essentially different from each other. Now most of the mathematical currency is uploading Alipay account, but it should be noted that the uploaded account number and the payment code must be registered with the name on the same pair, which proves that it is the same person.
2.
virtual currency is still very deep for us issued a statement about the virtual currency directly on the hot search of Alipay. But for this virtual currency, everyone has different views. However, it is more appropriate to ban virtual transactions from the public's point of view, because most people rarely touch virtual currency
in a word, for people who don't know much about virtual currency, the water is very deep. We must be more cautious when we invest. However, in view of Alipay's prohibition of virtual transactions, may also show its superiors' attitude towards virtual currencies. strong>
3. It is a virtual currency, and Alipay and WeChat will not be abolished, because it first takes the place of all the way of life communication nowadays.
4. It's not a mining machine. It depends on where you put it. There are high gold mines. It's all stone
5.
digital currency compares with Alipay: digital currency is equivalent to RMB with legal compensation. Digital currency is more perfect and convenient01 and the central bank say there is no competition between digital money and Alipay. p> On October 12, digital currency was tried in a district of Shenzhen. It is precisely because of this that digital currency officially came into people's sight. Digital currency has appeared before, but it is not digital RMB, but in other ways
many people speculate whether the arrival of digital money will have an impact on WeChat and Alipay payment. Mu Changchun, director of the digital Monetary Research Institute of the Chinese people's Bank of China, on 25 June, said that there was no competition between digital money and Alipay 10.
but if the transaction amount is relatively large, it needs identity verification , and it is more secure, for every money, the central bank can find out where it is going, know who the other party is , and put an end to some unidentified transactions and some scams
6. Complaints, Taobao disputes, and leisure fish disputes have led to more and more Alipay being restricted to normal use, especially Alipay's payment function and withdrawals.
when you encounter such problems, don't panic and come to the Internet to find solutions. The best solution is to call 95188 first to find out the situation, if 95188 can't solve it for you. And find solutions online
there are only two online solutions.
first, if you can solve it, you have to charge first (this kind of 100% swindler, be careful)
Second, if you can force it, the result is that all the funds not available in your account will be transferred to the other account When you get to his account, the cost of hacking you is zero) be careful and prudent
if you have any problems in this respect, please consult me and I will give you a perfect solution Overview of payment instry, But directly to the stage of modern financial and banking system, and the modern payment instry is developed on the basis of modern financial and banking system. Both at home and abroad, banks play a core and basic role in the payment instry, and then the so-called non-financial third-party payment and aggregate payment and other participants are derived Third party payment and aggregate payment as the core, the framework of the introction of modern payment instry
people may often hear the "Quartet mode" in their daily work and life, that is, the core framework and mode of the modern payment instry. Then, because of the admission of the three party payment institutions such as Alipay, the above mode is challenged. After that, the central bank has forced the payment instry to return to the "Four Party Mode" through the "Three Party Mode". What is the "Four Party model"
the author will start with this concept first, because having made clear the origin and development of the "Four Party model", in fact, it has also made clear the development and changes of the payment instry in recent decades in a framework, which is also convenient for us to have a framework, which can fundamentally grasp the core of the development and subsequent evolution of the payment instry<
1.2 four party model
the so-called "Four Party model" refers to a payment and settlement framework based on bank cards for payment banks. Four party refers to card organizations, card issuers, acquiring banks and merchants. In order to facilitate readers to understand the four party model, let's start from the "two party model". In the real world, a transaction process involves logistics, payment information flow, payment information flow, payment information flow, payment information flow and payment information flow Capital flow, the change of payment market mode will also focus on the "three flows"<
two party mode:
in the two party mode, the participants in the trading market are only consumers and businesses, and businesses issue their own cards and provide them to consumers. At this time, businesses concentrate the two responsibilities of payment and transaction, that is, logistics, payment information flow and capital flow are completely integrated in the market division of labor, The payment and settlement process of prepaid cards issued by businesses is a typical two-party mode, but at this time, because the information flow and capital flow are relatively simple, there is no need to set up an independent market entity to undertake the function of capital settlement
in fact, the instry has never formally put forward the so-called "two-party model", just because this paper is convenient, so it is put forward here, and the two-party model does not involve banks, so it is not a typical payment instry market structure model<
tripartite model:
tripartite model is a further extension of the two-party model, that is, in the two-party model, because each business independently issues cards, the scope of application of single card is directly limited, so the market has spawned a special card issuing organization or organization, which is most likely jointly initiated and established by several influential businesses, Each participating merchant accepts the card issued by the organization or institution, and agrees on the specific clearing cycle and rules. At this time, the merchant only needs to be responsible for the transaction, and the payment and fund clearing are in the charge of the organization or institution. The market division is further refined, and the efficiency is further improved. At this time, the logistics, information flow and fund flow are separated simultaneously, At this time, the market participants become consumers, businesses and card organizations. Under the three party mode, Alipay and other three party payment agencies assume the role of similar card organizations.
Sifang mode:
with the increase of card issuing organizations or institutions in the market, the closeness of this mode hinders the further improvement of market scale and integration. At this time, Sifang mode has graally become the main mode of payment market. Compared with the tripartite mode, Sifang mode is more open, which can accommodate more market participants and further improve market efficiency. The so-called Sifang refers to card organizations, card issuers, acquiring parties and merchants. The card organization is no longer responsible for both the payment information flow and the fund flow as in the three-party mode, but the issuer and the acquiring party are responsible for the payment information flow. The card organization undertakes the function of clearing and settling the funds of the merchant, the issuer and the acquiring party. At this time, the logistics, information flow and fund flow are further separated, the market division of labor is further clarified, and the efficiency is improved, The payment market has developed rapidly
in the modern financial system, the bank is the final outflow and collection Party of funds in the market activities, that is, the participants in the market economy, whether consumers or merchants or enterprises, their capital accounts must be opened in the bank. Therefore, in the above four party model, the issuers are generally undertaken by the bank, which is often called the issuers, They issue their own cards to customers according to the relevant standards of card organizations; Generally speaking, the acquiring party refers to the acquiring institution or acquiring bank, which provides acquiring service for the merchant by expanding the merchant and accepting the card issued by the hairdressing card bank; And there will be a situation that the bank is both the issuing bank and the acquiring bank in the market, such as the POS machine deployed by the bank in the merchant; Finally, in the distribution of market profits, the distribution mechanism of issuing bank: acquiring bank: card organization = 7:2:1 is formed< The br />
1.3 introction to card organizations
as mentioned above, card organizations undertake the core clearing and settlement functions, regardless of the "Three Party Mode" or "Four Party Mode". This part will give a brief introction to card organizations, so that readers can have a more comprehensive understanding of the payment market
the full name of card organization is bank card transfer clearing organization. It is an international or regional payment card organization composed of members, which authorizes members to issue cards, accepts card transactions of merchants, and owns and operates its own international and regional processing network. Card organizations are responsible for the construction and operation of a global or regional unified payment card information exchange network, the information conversion and capital clearing of payment card transactions, and the formulation and implementation of business norms and technical standards for inter-bank transactions of payment cards
after the establishment of the card organization, the first thing to do is to absorb members or members and build and operate a huge network (such as UnionPay cups system introced in this column), which mainly provides functions and services such as bank card transaction information transfer, member capital clearing and settlement.
when you encounter such problems, don't panic and come to the Internet to find solutions. The best solution is to call 95188 first to find out the situation, if 95188 can't solve it for you. And find solutions online
there are only two online solutions.
first, if you can solve it, you have to charge first (this kind of 100% swindler, be careful)
Second, if you can force it, the result is that all the funds not available in your account will be transferred to the other account When you get to his account, the cost of hacking you is zero) be careful and prudent
if you have any problems in this respect, please consult me and I will give you a perfect solution Overview of payment instry, But directly to the stage of modern financial and banking system, and the modern payment instry is developed on the basis of modern financial and banking system. Both at home and abroad, banks play a core and basic role in the payment instry, and then the so-called non-financial third-party payment and aggregate payment and other participants are derived Third party payment and aggregate payment as the core, the framework of the introction of modern payment instry
people may often hear the "Quartet mode" in their daily work and life, that is, the core framework and mode of the modern payment instry. Then, because of the admission of the three party payment institutions such as Alipay, the above mode is challenged. After that, the central bank has forced the payment instry to return to the "Four Party Mode" through the "Three Party Mode". What is the "Four Party model"
the author will start with this concept first, because having made clear the origin and development of the "Four Party model", in fact, it has also made clear the development and changes of the payment instry in recent decades in a framework, which is also convenient for us to have a framework, which can fundamentally grasp the core of the development and subsequent evolution of the payment instry<
1.2 four party model
the so-called "Four Party model" refers to a payment and settlement framework based on bank cards for payment banks. Four party refers to card organizations, card issuers, acquiring banks and merchants. In order to facilitate readers to understand the four party model, let's start from the "two party model". In the real world, a transaction process involves logistics, payment information flow, payment information flow, payment information flow, payment information flow and payment information flow Capital flow, the change of payment market mode will also focus on the "three flows"<
two party mode:
in the two party mode, the participants in the trading market are only consumers and businesses, and businesses issue their own cards and provide them to consumers. At this time, businesses concentrate the two responsibilities of payment and transaction, that is, logistics, payment information flow and capital flow are completely integrated in the market division of labor, The payment and settlement process of prepaid cards issued by businesses is a typical two-party mode, but at this time, because the information flow and capital flow are relatively simple, there is no need to set up an independent market entity to undertake the function of capital settlement
in fact, the instry has never formally put forward the so-called "two-party model", just because this paper is convenient, so it is put forward here, and the two-party model does not involve banks, so it is not a typical payment instry market structure model<
tripartite model:
tripartite model is a further extension of the two-party model, that is, in the two-party model, because each business independently issues cards, the scope of application of single card is directly limited, so the market has spawned a special card issuing organization or organization, which is most likely jointly initiated and established by several influential businesses, Each participating merchant accepts the card issued by the organization or institution, and agrees on the specific clearing cycle and rules. At this time, the merchant only needs to be responsible for the transaction, and the payment and fund clearing are in the charge of the organization or institution. The market division is further refined, and the efficiency is further improved. At this time, the logistics, information flow and fund flow are separated simultaneously, At this time, the market participants become consumers, businesses and card organizations. Under the three party mode, Alipay and other three party payment agencies assume the role of similar card organizations.
Sifang mode:
with the increase of card issuing organizations or institutions in the market, the closeness of this mode hinders the further improvement of market scale and integration. At this time, Sifang mode has graally become the main mode of payment market. Compared with the tripartite mode, Sifang mode is more open, which can accommodate more market participants and further improve market efficiency. The so-called Sifang refers to card organizations, card issuers, acquiring parties and merchants. The card organization is no longer responsible for both the payment information flow and the fund flow as in the three-party mode, but the issuer and the acquiring party are responsible for the payment information flow. The card organization undertakes the function of clearing and settling the funds of the merchant, the issuer and the acquiring party. At this time, the logistics, information flow and fund flow are further separated, the market division of labor is further clarified, and the efficiency is improved, The payment market has developed rapidly
in the modern financial system, the bank is the final outflow and collection Party of funds in the market activities, that is, the participants in the market economy, whether consumers or merchants or enterprises, their capital accounts must be opened in the bank. Therefore, in the above four party model, the issuers are generally undertaken by the bank, which is often called the issuers, They issue their own cards to customers according to the relevant standards of card organizations; Generally speaking, the acquiring party refers to the acquiring institution or acquiring bank, which provides acquiring service for the merchant by expanding the merchant and accepting the card issued by the hairdressing card bank; And there will be a situation that the bank is both the issuing bank and the acquiring bank in the market, such as the POS machine deployed by the bank in the merchant; Finally, in the distribution of market profits, the distribution mechanism of issuing bank: acquiring bank: card organization = 7:2:1 is formed< The br />
1.3 introction to card organizations
as mentioned above, card organizations undertake the core clearing and settlement functions, regardless of the "Three Party Mode" or "Four Party Mode". This part will give a brief introction to card organizations, so that readers can have a more comprehensive understanding of the payment market
the full name of card organization is bank card transfer clearing organization. It is an international or regional payment card organization composed of members, which authorizes members to issue cards, accepts card transactions of merchants, and owns and operates its own international and regional processing network. Card organizations are responsible for the construction and operation of a global or regional unified payment card information exchange network, the information conversion and capital clearing of payment card transactions, and the formulation and implementation of business norms and technical standards for inter-bank transactions of payment cards
after the establishment of the card organization, the first thing to do is to absorb members or members and build and operate a huge network (such as UnionPay cups system introced in this column), which mainly provides functions and services such as bank card transaction information transfer, member capital clearing and settlement.
7.
Alipay is suspected of illegal operation, and the function of collecting money is restricted. It suggests that the following specification should be lifted by using Alipay, and the method of lifting is:
1, first of all, need to turn on the mobile phone [Alipay]. p>
8. It can't be; You must pay in cash to buy in-game services, or you can pay in cash to buy pea pods for cash* Pea coin is a virtual currency launched by pea pod, which can be used to purchase virtual payment items in the game, such as props, levels, game currency, etc. pea coin = yuan; However, there is no discount for this pea pod coin (Tencent's Q coin is also discounted) ~ in any case, you need to pay cash immediately to buy Gems in tribal conflicts; Sometimes pea pod will hold some festival activities, and the recharge will be discounted. However, pea pod will launch "fraud" recharge activities; For example, in the "Royal war" campaign launched some time ago, many players didn't issue vouchers to the players after recharging yuan, and the players always scolded Peapod for not keeping his promise in the comment column; In the end, it was just a dead end, which made people angry; You can't imagine this happening... Said many, in short is only can pay cash, the telephone bill cannot use to recharge oh~
9. If you have money in Alipay, you can recharge it without using bank cards.
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