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Digital currency Xiamen Construction Bank

Publish: 2021-05-16 04:05:29
1.

there is no . In response to the online transmission of China Construction Bank mobile app online digital currency in personal wallet, CCB responded on the evening of August 29 that CCB carried out relevant function test in mobile banking system on the evening of August 28, at present, this test has ended . At present, Internet information is the testing content in the process of technology research and development, does not mean that digital RMB is officially launched

it is reported that recently, the app of China Construction Bank launched the digital currency wallet, which surprised people. Users only need to bind their own bank card on the digital currency wallet to open it. In addition, the app of China Construction Bank has added two submenus of digital wallet recharge and digital currency, indicating that users can use the digital RMB wallet to recharge, It is mainly divided into app wallet and hardware wallet

extended information:

many companies speed up the layout

recently, there are many rumors about digital RMB, which are also reflected in the capital market. Judging from the performance of the digital currency sector, it recently hit a new high this year

some listed companies revealed that they would pay attention to the field of digital currency and actively lay out their plans. On the e interactive platform of Shanghai Stock Exchange, Qi an Xin said that the pilot test of digital currency has brought more market opportunities for security manufacturers from the new security project opportunities brought by the upgrading of financial IT system, and the company has been paying attention to and actively arranging

The company has been paying close attention to and actively following up the technology and application trends related to digital currency, and has continued to make layout in technology R & D and proct development. In the process of promoting the implementation of digital currency by the central bank, Youbo will also contribute to the digitalization of RMB and the implementation of offline merchant payment scenarios

Shenzhou Holdings said in the China Daily News that its Shenzhou information has participated in the central bank's digital currency (DC / EP) test and related promotion work of a commercial bank, involving the electronic payment scenario test of encrypted digital currency. As one of the important systems required for the later promotion of DC / EP, Shenzhou information has completed relevant technical reserves, In the future, it can help commercial banks realize the implementation and promotion of digital currency

2.

In fact, the concept of digital currency has been mentioned for several years. On August 29 this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? However, just after getting excited, I found that the two submenus were completely offline. To this end, CCB responded to the media that: CCB has carried out relevant functional tests in the mobile banking system, and now this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially issued

3.

CCB said that on the evening of August 28, CCB carried out relevant functional tests in the mobile banking system, and this test has been completed. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially released. At present, digital RMB is still under test, but the landing time is still unknown. The central bank has also said many times before that the internal closed pilot test does not mean that digital RMB is officially launched{ RRRRR}

4. There are bitcoin deposit machines in Hong Kong, Shanghai and the background of China. Shanghai bitcoin is launched in China and okcoin is launched in the background. There are no digital cash machines in other parts of China.
5.

the test only lasted for a few minutes, the public could not feel anything, and the test results were only known by the internal relevant personnel in fact, the concept of digital currency has been mentioned for several years. On August 29 this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? But just excited soon, I found that the two submenus were offline. In response, CCB said to the media: CCB has carried out relevant function test in the mobile banking system. At present, the test is over< at present, online information is the test content in the process of technology development, which does not mean that digital RMB is officially launched

after being excited for so long, it turned out that it was just an oolong. However, some people said that this warm-up is likely that digital currency will be issued and used soon. What's the use of digital currency? Is it the same as WeChat Alipay? In this regard, Wang Jian, chief analyst of Guoxin Securities financial instry, believes that the number of Renminbi and banknotes and coins are RMB cash. Alipay, WeChat payment and so on are just a payment tool. Through these two channels, the balance of personal bank card is still used, or the credit card is being brushed, and the digital Renminbi payment is used. What we spend directly is digital RMB, just like cash

6.

With the rapid development and popularization of network technology, people's life has almost undergone earth shaking changes. Many things that were extremely cumbersome and impossible in the past have become extremely convenient in today's changing network technology. Take the payment method as an example, the goods transactions of all dynasties are inseparable from the issue of coins, which is also the case for us in modern times. RMB, which is the most inseparable in our life, has been issued since 1948 for more than half a century, and its position in our daily life is needless to say


first of all, for the public, digital currency makes up for the defect that mobile payment needs online payment, and the birth of digital currency means that we can not only pay offline as cash, but also avoid the trouble of cash change and loss. For banks, digital currency reces the liquidity cost of paper money, improves operational efficiency, and also helps the bank to carry out various online businesses. In addition, it can also rece the circulation costs, such as the issuance, transportation, circulation and scrap of RMB. Needless to say, transportation requires armed escort, circulation is damaged, bank recovery of counterfeit and resial money will also have costs, and finally scrap also need special machine to make pulp. In the case of digital currency, none of these problems exist< br />
7. The Chinese government has not authorized any bank to engage in digital currency business. In the bitcoin risk notice issued by the central bank and other five ministries and commissions at the end of 2013, bitcoin was clearly defined as a special Internet commodity, and people can buy and sell it freely at their own risk. But at this stage, bitcoin can not and should not be used as currency, and no financial institution will provide procts or services related to bitcoin. Digital currencies such as Ruitai, Laite and doggy are also applicable to bitcoin's younger brother. Therefore, the news is false
Xiamen International Bank Co., Ltd. (hereinafter referred to as "Xiamen International Bank") was established in 1985. It is the first Sino foreign joint venture bank since the founding of new China. Its headquarters is located in Xiamen Special Economic Zone. Xiamen International Bank completed the restructuring work in 2013, from a limited liability company to a joint stock company, from a Sino foreign joint venture bank to a Chinese funded commercial bank.
8. You are the newspaper news of the exam again!
9.

Recently, China Construction Bank launched an online app test which will be put into use soon; Digital RMB Wallet;, After opening digital RMB, users can use the QR code or & lt; Touch & quot; Digital RMB wallet can collect payment, scan code and transfer money. In fact, digital RMB is a kind of virtual currency, and its usage is similar to paper money, but it is more convenient, and there is no intermediary, namely bank account and payment account. As long as you have a mobile phone and installed CCB's digital RMB wallet, you can collect and pay. Moreover, it has developed a new technology, that is, you can pay even if there is no network in your place

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