Digital currency enjoy Luohu
Luohu's Mixc, China Resources Vanguard, Meiyijia convenience store, Tianhong Department store, Maoye department store and other supermarket department stores; Noodle King, Taixing restaurant, food first and other restaurants; digital currency can be used in Junyue Hotel, Shenzhen book city, huaguoxian, gas station, subway recharge machine and other living service places
there are 3389 merchants in Luohu District of Shenzhen who have completed the transformation of digital RMB system, and they can use digital currency in these shops
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advantages of digital currency:
1. Save cost and improve efficiency
in the traditional electronic payment process, funds are stored in the third-party platform. The third-party platform deposits funds through the time difference of payment to obtain short-term interest income, which makes customers and businesses suffer losses, and the transaction process has two capital transfers, which makes the transaction process rendant. Electronic payment based on blockchain technology eliminates the third-party platform and realizes peer-to-peer payment (P2P), which simplifies the payment process and reces the payment cost
2. Optimize the traditional payment function
digital currency can inherit the advantages of cash payment (point-to-point payment, instant payment and settlement, convenient and fast), and solve the defects of cash at the same time. In this condition, controllable anonymity can be realized at the same time. That is to say, compared with traditional mobile payment, digital signature is used to effectively protect the personal information of each participant, so as to prevent the loss, leakage or malicious tampering of the user's personal information
3. Control the whole life cycle of currency and control the return of currency
The economist Stiglitz studies the macroeconomic management of e-money system, and points out that the electronization and digitalization of money will help to improve the ability of central bank to monitor money flow and organize market, and improve the effectiveness of monetary policy. More importantly, legal digital currency will create a new price based monetary policy tool, which can break the zero interest rate lower limit and release monetary policy space Digital currency does not rely on physical outlets and labor services, and has low cost of infrastructure and human resources. It can obtain a larger service capacity with less material and human input, which is concive to the expansion of financial services in remote and poor areas. Moreover, financial services based on digital currency have the characteristics of small amount and convenience, such as "massive transactions, small and micro single amount", which create conditions for the general public to facilitate life and increase employment2. Digital currency is an alternative currency in the form of electronic currency. It is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community
it is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currencies, such as bitcoin, lightcoin and ppcoin, are electronic currencies created, issued and circulated by means of check sum cryptography
on October 13, the International Monetary Fund predicted that global GDP would shrink by 4.4% in 2020, up 0.8 percentage points from the forecast in June. This year, China remains the only major economy the IMF expects to achieve positive growth< Tobias Adrian, head of the IMF's monetary and capital markets department, said in an exclusive interview with China first finance and economics reporter recently that China's economic recovery is leading the world, while the pilot of the central bank's digital currency (DCEP) is leading the world. He believes that at present DCEP is still focusing on M0 (cash in circulation), which has little impact on banks. In the early stage, DCEP will pay more attention to the application in China. In the future, as more countries begin to pilot central bank digital currency (CBDC), the cross-border use and convertibility of CBDC will be concerned
recently, the promotion of global central banks' digital currency is accelerating. Some mainstream central banks have changed their conservative attitude in their early years and accelerated the research on CBDC. China has taken the lead in carrying out relevant pilot projects. At 8:00 on October 11, Shenzhen "Lixiang Luohu digital RMB red envelope" booking ended, and the system successfully completed the pilot booking registration, which is an important step in the development process of digital RMB
Adrian said: "China's digital currency pilot is leading the world, and the IMF is closely following the pilot situation of China's digital currency in some urban areas." From the perspective of monetary statistics, the central bank's digital currency belongs to the category of M0, that is, cash, not M1 or m2. Therefore, he does not think it is necessary to worry about the impact on banks in the initial stage.
In recent years, digital currency has appeared frequently in the public's view. Shenzhen Luohu has also followed the trend and announced the release of 10 million digital red envelopes. How can we get the digital red envelopes this time
this activity is aimed at the vast number of indivials in Shenzhen. The total amount of RMB 10 million will be issued, with 50000 red envelopes and 200 yuan each
after receiving the digital red envelope, more than 3000 merchants in Luohu District can freely use it within the validity period of the digital red envelope. However, digital RMB can not be lent to others or cashed directly, and the digital currency will be withdrawn if it exceeds the validity period
it can be said that this way of giving back to the public is also a way to promote regional economic development. In the future, more and more places will use the Internet, and electronic red envelopes will become the mainstream
therefore, the way to get the red envelope is still very simple, but the probability of winning the prize is not very high, so it's time to rely on luck. I hope that all the little friends who read this article will have good luck and get a big red envelope of 200 yuan
On October 8, 2020, Shenzhen Municipal Government Service Data Management Bureau announced that & lt; Enjoy Luohu in 2020; A series of consumer promotion activities have been opened. This activity will issue 10 million yuan digital RMB red envelopes to indivials in Shenzhen. Each red envelope amount is 200 yuan, and the total number of red envelopes is 50000
Second, after the registration information is submitted by Shenzhen staff from 0:00 on October 9 to 8:00 on October 11; I Shenzhen & quot; The system will complete the audit within 2 hours, and send the confirmation code SMS to the mobile phone number filled in at the time of appointment registration through Shenzhen government short message service platform. This confirmation code is an important basis for subsequent query of the winning result. Please do not delete it. The person who receives the SMS must click & lt; in the activity booking platform within 6 hours; Schele query / confirmation code filling & quot; Enter the appointment registration confirmation code to complete the appointment. 3、 Draw lots: at 8:00 on October 11, the organizers draw lots and confirm the winning list. 4. Red envelope issuance: from 18:00 on October 12, the winning staff will receive the winning SMS from 18:00 on October 12. Download and install & lt; Digital RMB app & quot;, The & quot; Personal digital wallet & quot; After that, you can get & lt; Enjoy Luohu digital RMB red envelope & quot; 200 yuan. 5. Use of red envelope: from 18:00 on October 12 to 24:00 on October 18, the successful bidder can go to 3389 merchants in Luohu District for consumption within the validity period of red envelope, and cannot transfer it to others or cash it back to his bank account. Unused red packets beyond the validity period will be withdrawnthe most noteworthy is the application scenario, which has made a very significant breakthrough although the digital currency in Shenzhen is also distributed to all citizens this time, it is necessary to decide who will be distributed by drawing lots. In the past, it was only a closed test, but now it is open. The message we can get from this move is that the digital RMB is imperative, inevitable and on the road
the above is to & lt; What information should we pay attention to when Shenzhen uses digital RMB red envelope& rdquo; If you have any other different opinions, please write them in the comments section below. Let's discuss them together
The venue of this activity is Luohu District, Shenzhen. The government has invested 10 million yuan for policy subsidies. The subsidies are distributed by lottery, 200 yuan per person and 50000 people in Luohu District. The winning rate is about 2.3%{ RRRRR}
1. Open I Shenzhen app and click Lixiang Luohu activity in the main interface to enter
Shenzhen issued 10 million red envelopes of digital currency, which means that currency digitization will be further developed
In fact, for digital currency, the central bank started to make preparations as early as 2014. By 2019, it has been further promoted to the national strategic level, and this year's promotion speed has been significantly accelerated. In fact, this year, major countries around the world have made significant progress in digital currency. In particular, the G7 has decided to cooperate on the issue of central bank digital currency. In fact, the promotion of digital currency plays an important role in the internationalization of RMB. At the same time, digital currency is also the basis of internal and external circulation, especially in the domestic circulation. Digital currency can rece costs and improve efficiency for social management, promote the development of digital economy and big data, and promote the innovation of digital payment instry. In the external circulation, digital currency may become an important means of payment in international trade, and is concive to the formation of a new international trade pattern. From this point of view, digital currency has played a crucial role in the nationalization of RMB. Now Shenzhen is the first pilot of digital currency, which has laid a solid foundation for the promotion of digital currency to the whole country, and this is also the preparation for the internationalization of RMBin a word, Shenzhen issued 10 million red envelopes of digital currency to further promote digital currency
In recent years, with the rapid development of mobile payment, many consumers have gone out without cash or bank card, and only one mobile phone can meet the demand of micro payment. Mobile payment is so convenient, why launch digital RMB
this activity will issue RMB 10 million digital red envelopes to indivials in Shenzhen, with the amount of each red envelope being RMB 200 and the total number of red envelopes being 50000
this pilot is an innovative practice to stimulate consumption and stimulate domestic demand ring the normalization of epidemic prevention and control in Shenzhen, and it is also a routine test in the process of digital RMB research and development{ RRRRR}
Digital RMB pilot is accelerating the application landing. With the continuous improvement and optimization of customer experience, it is expected to bring more convenient, efficient and safe payment experience to the public
the people's Bank of China recently published a commentary in China Finance magazine, saying that China needs to become the first country to issue digital currency to promote the internationalization of RMB and rece its dependence on the global dollar payment system
According to news reports, Shenzhen City & quot; Enjoy Luohu digital RMB red envelope & quot; Nearly 2 million people in Shenzhen have passed the & lt; I Shenzhen & quot; The system successfully completed & lt; Enjoy Luohu digital RMB red envelope & quot; At the same time & lt; I Shenzhen & quot; A lottery was concted for those who successfully made the appointment, and a total of 50000 winning indivials were selected. The event organizer will apply for & lt; Digital RMB app & quot; In order to receive & quot; Enjoy Luohu digital RMB red envelope & quot
More and more scientific and technological procts come into our life< p> It is understood that & quot; I Shenzhen & lt; Shenzhen municipal government officially released a & lt; Shenzhen unified government service app & quot;, Citizens can use this app to deal with transportation, social security, life payment and other livelihood issues online, which can save a lot of time and energy for the general public, and make it convenient for citizens to handle various personal businesses without going out. The digital RMB red envelope in Shenzhen; Through this app, you can make an appointment, which shows & quot; I Shenzhen & lt; The successful development of app also shows that more and more technology procts come into our life and bring us great convenience
although this app is only an app, it will bring convenience to Shenzhen citizens, and also greatly improve the overall office efficiency of Shenzhen, which will help Shenzhen's economy take off again