How to use digital currency Mars
China's digital currency is as long as there is a mobile phone, no network, as long as the touch can be paid, and with detailed transaction records, it is very helpful to combat money laundering crime; This currency is mainly aimed at grabbing shares for Alipay, WeChat and POS terminals. It can also pave the way for RMB internationalization. Digital currency is not only safe and endorsed by the state, but the global central bank is pushing digital money. Now the digital currency is still in the testing stage. What time will it be popularized? It will have to wait until the Beijing Winter Olympic Games in February 2022 to fully promote the use
China's central bank's digital currency can be used for daily micro payments. Because it will be more stable with the endorsement of the state, the central bank's digital currency is different from bitcoin and Libra launched by Facebook. I give digital currency legal effect, and indivials can't refuse to accept it. At the same time, it is very convenient to use. It can be paid without binding any bank account. Digital currency will not cause inflation. Now it can be implemented and used in Shenzhen, xiong'an, Cheng, Suzhou and other cities. It also shows that the era of paperless is coming. Digital currency is a new concept with high technology content. In the future, RMB will enter the 3.0 era. Although the current digital currency is more powerful, it is still unable to put an end to money laundering and corruption
although it is called stable currency, its price is not absolutely constant and the range is relatively small
You can apply for the opening of mobile banking service in business outlets or online self-service:
1. You can apply for the opening of mobile banking service in business outlets:
when handling, you need to bring your own mobile phone (when opening mobile banking, Send a confirmation message on site) and a normal bank card (including Bank of China series procts and great wall series procts) / passbook (ordinary current, current one passbook and fixed one passbook). You also need to bring the original of your valid ID card and go through the relevant proceres in person
you can also choose to apply for a new bank card / passbook at the counter
the ID information used in handling all mobile banking related businesses must be consistent with the ID information recorded in your bank card / passbook
in order to update mobile banking related information in the future, it is recommended that you use your 18 digit ID card to handle debit card and online banking business
2. You can apply for opening online self-service:
if you hold great wall e-debit card or credit card of Bank of China, you can download and install mobile banking client through mobile phone to register mobile banking self-service
3. If you are an online banking customer of Bank of China, you can open mobile banking through personal settings - Mobile Banking open / close function. The system will automatically display your mobile banking login number. You need to set your mobile banking password and enter the relevant authentication tool information (except the query version) before opening the bank
extended data:
BOC mobile banking is a mobile banking client software launched by Bank of China for Windows Phone 8 mobile users. The software provides self-service registration, password modification, account management, transfer and remittance, deposit management, loan management, credit card, bill payment, foreign exchange, account precious metal, fund, financial planning and other service functions, so that you can enjoy the professional financial services of Bank of China anytime, anywhere and at will
mobile banking service, also known as mobile banking, is the abbreviation of using mobile communication network and terminals to handle related banking business. As a new service combining electronic money and mobile communication, mobile banking can not only enable people to deal with a variety of financial services at any time and any place, but also greatly enrich the connotation of banking services, so that banks can provide traditional and innovative services for customers in a convenient, efficient and safer way
mobile banking is one of the derivative procts of Internet banking, and its advantages are mainly reflected in the convenience. Customers can make timely transactions whenever and wherever they use mobile banking, saving the waiting time of ATM and bank window
mobile payment does not line up
the difficulty of Bank Queuing has always been a headache for consumers. In fact, you can completely avoid the pain of queuing through the electronic channel of mobile banking
for example, in order to realize the payment of public utility fees by mobile banking, we only need to have a mobile phone that supports mobile dreamnet and has WAP Internet access function, and handle mobile banking with the Great Wall RMB electronic debit card that has opened telephone banking
the payment process of mobile banking is very simple: go to the "agent payment page" with mobile Internet, input the bill barcode and amount, and click confirm to complete the bill payment, which is very convenient. Bank of China mobile banking can pay for water, electricity, gas, telephone and mobile phone charges of China Mobile and China Unicom. In addition, mobile banking can also query the past payment situation
mobile banking ensures timely transactions
when consumers are unable to access the Internet or encounter bank landline busy, you can really feel the convenience and quickness after opening mobile banking
24-hour SMS control account
SMS service has become the most commonly used way of communication between mobile phone users. Mobile banking also has SMS function. The bank will actively inform users of account information such as how much salary it has sent, whether the remittance has arrived, and whether the repayment is successful through SMS
taking instrial and Commercial Bank of China as an example, its mobile banking service is suitable for mobile phones of various manufacturers and models. As long as you edit and send a specified format of SMS, ICBC mobile banking customers can get 7-day 24-hour service, freely query the account, transfer and remit funds to the account instantly, make donations, pay phone charges and mobile phone charges; At the same time, e to the rapid development of e-commerce, ICBC mobile banking also provides customers with online consumption real-time payment services
full encryption to ensure security
compared with online banking, mobile banking is less vulnerable to hacker attacks, more private and more secure
CCB's mobile banking uses a dedicated communication line, which encrypts the whole process from the mobile phone end to the bank end. At the same time, it also uses the digital signature mechanism and the binding mechanism between the mobile phone and the card to ensure the security of customer transactions and account funds
when customers use mobile banking, the information they browse will be deleted immediately after quitting and will not be left in the mobile phone. All the information is actually stored in the bank. So even if the mobile phone is lost, even if someone finds it and doesn't know the account number and password, they can't get into the mobile bank