Which digital currency transfer does not need to deduct service
response time: September 15, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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for online transfer, you need to open online banking before you can transfer money. What's more, you need to open not only online query function, but also transaction and secret protection function
online transfer method:
1. First enter the official website of your bank. Bank cards are basically printed on the official website
2. After entering the official website, find the entrance of online banking, enter the account number and login password of online banking, and install the certificate if you log in for the first time. Login online banking also needs to verify the security. Such as u shield, mobile phone security, etc
3. After logging into online banking, you can see the transfer and remittance buttons in the navigation, and click to select the remittance method
4. Then enter the account number of the opposite party, the name of the card holder, the bank (some need branches), the remittance amount, the remittance prompt, the remittance time, etc. After filling in, click Submit. Some will need to verify the security, verification can be successful transfer
through the mobile bank operation of Agricultural Bank of China, there is no service charge for peers and inter banks
at present, ABC does not charge the handling charge of indivial bank's off-site transfer. Moreover, there is no service charge for the bank's off-site cash deposit and withdrawal
the charges for inter-bank transfer are as follows:
1. At present, the charges for inter-bank transfer at the counter of ABC are as follows:
1
② RMB 2000-5000 (including RMB 5000), each charge is RMB 5
③ 5000-10000 yuan (including 10000 yuan), each charge is 10 yuan
④ RMB 10000-50000 (including RMB 50000), each charge is RMB 15
5. If the amount is more than 50000 yuan, 0.03% of the remittance amount will be charged for each transaction, and the maximum amount is no more than 50 yuan.
2. the service charge for indivial online banking inter-bank transfer and remittance below 5000 yuan (including 5000 yuan) is free of charge. Please refer to: below 5000 yuan (including 5000 yuan) transfer is free of charge 5000-10000 yuan (including 10000 yuan), each charge is 4 yuan 10000-50000 yuan (including 50000 yuan), each charge is 6 yuan if the amount is more than 50000 yuan, 0.012% of the amount of each remittance will be charged, and the maximum amount will not exceed 20 yuan the calculation base of handling charge is the actual transfer amount, not the calculation base after decting 5000 yuan< br />
at present, there are usually two ways for banks to remit money in different places, one is the counter type remittance directly to the bank, the other is the remittance through online banking or telephone banking<
■ instrial and Commercial Bank of China
service charge: Instrial and Commercial Bank of China provides two ways of remittance, one is smart card remittance, the service charge is 1% of the remittance amount, the minimum remittance service charge is 1 yuan, the maximum is 50 yuan. Second, peony card remittance, no remittance fees
online banking: the minimum is 5 yuan and the maximum is 50 yuan
arrival time: Lingtong card will arrive within 24 hours and peony card will arrive within 3-5 working days
■ Agricultural Bank of China
service charge: it can be divided into deposit remittance and electronic remittance. The minimum service charge for deposit remittance is 1 yuan. If it exceeds 1000 yuan, 0.5% will be charged. As many areas in China have not yet opened the charging service, they can still enjoy the free service fee for the time being. The minimum handling charge for electronic remittance is 1 yuan, and 1% will be charged if it exceeds 100 yuan
online banking: same as counter remittance
arrival time: immediate arrival
■ Bank of China
service charge: the bank's remittance service charge is 0.1% of the remittance amount, with a minimum of 5 yuan and a maximum of 500 yuan. That is to say, if the remittance amount is less than 5000 yuan, the service charge is 5 yuan, and if the remittance amount is more than 5000 yuan, 0.1% of the remittance amount will be charged
arrival time: the next day
■ China Construction Bank
handling charge: the minimum handling charge is 1 yuan, and the maximum handling charge is 50 yuan
online banking: the minimum is 1 yuan, and the maximum is not more than 30 yuan
telephone banking: the minimum is 1 yuan, and the maximum is not more than 40 yuan
time of arrival: there are two cases: if the remitting bank is in an Internet connected city, it will arrive two hours after the remittance; Otherwise, it will take 3-5 working days to get to the account
■ Bank of communications
service charge: 0.05% service charge for remittance between peers, with a minimum of 10 yuan and a maximum of 50 yuan; There is a 1% service charge for inter-bank remittance, with a maximum charge of 50 yuan
arrival time: immediate arrival
■ China Merchants Bank
service charge: there are two kinds of service charge: one is fast remittance, the minimum service charge is 5 yuan, more than 1000 yuan, charged by 0.5%, which is suitable for remittance amount less than 10000 yuan. The other is electronic remittance, the minimum fee is 10 yuan, the remittance fee is 1% of the remittance amount, the maximum is 50 yuan, suitable for more than 10000 yuan remittance amount
online banking: 5 yuan for each transaction and 10 yuan for inter-bank remittance
time of arrival: quick remittance, instant payment, electronic remittance, 2-3 working days
■ Everbright Bank
service charge: the service charge is 0.5% of the remittance amount, the minimum is 2 yuan, and the maximum is 20 yuan
arrival time: immediate arrival<
■ Huaxia Bank
service charge: the service charge is 0.1% of the remittance amount, with the minimum of 1 yuan and the maximum of 10 yuan
arrival time: immediate arrival
■ postal savings
service charge: 0.5% of the remittance amount, up to 50 yuan
time of account arrival: instant account arrival, except for a few remote and non networked areas
■ the inter-bank remittance and postal savings service charge of Bank of communications is charged directly from the principal
postal savings:
standard charge: 2 ￥ receipt: 1￥
Alipay transfer steps:
log on to Alipay's website, then enter the account password, click "login":
click on the main interface "transfer":
click "transfer to bank card":
input item information on each prompt item by item, if you need SMS reminder, enter the other party or your mobile phone number. After entering the verification code, click "next":
confirm the transfer information, click "confirm information and pay"
enter the payment password of Alipay account, click "confirm payment":
the result of successful submission of the transfer application is as follows. The following is to wait patiently:
after submitting the transfer application, the account balance will show that the transferred amount is not available:
to query the transfer related information, you can click "transaction record, transaction record, transfer to bank card" in turn to query.
If you hold a savings card of China Merchants Bank, it is recommended to transfer money through CMB online banking or mobile banking
all debit card customers of China Merchants Bank are free of handling charges for domestic bank / inter-bank, intra city / non local transfer and remittance through mobile banking (including pad bank) and online banking (including public version and professional version), and the charges for inter-bank transfer and remittance through other channels will not be reced temporarily
please open the webpage link and download mobile banking according to the page prompt. After logging in mobile banking, click "home page - transfer - bank account transfer" operation