1. The digital currency of the central bank is DCEP
the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency
The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous
extended data
Application of digital currency
I. fast, economic and safe payment and settlement
cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed
At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:
3. Bill finance and supply chain finance
in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs
reference materials
network digital currency
2. Since 2008, Nakamoto has proposed
bitcoin, a peer-to-peer cash trading system. Since then, it has entered the eyes of the world.
3. If you look closely at these two fields, you will find that they have begun to develop away from each other. Although digital currency is technically inseparable from
blockchain, blockchain technology is not limited to digital currency. It is favored by various technical companies in terms of proct traceability, data transparency and distributed consensus. So what impact does the central bank's entry into digital currency have on the blockchain instry, It's not going to change much. At present, the ant gold clothing behind Alipay is the largest patent application company in the global block chain.
what benefits most from this is the domestic currency circle. In 2017, digital currency and related fund-raising activities were banned in China, which is quite negative in the eyes of ordinary people. In fact, the central bank's initiative to explore into cryptocurrency is the recognition of the core concept of digital currency. With this incentive, domestic enterprises will actively enter the instry and inject fresh blood into the instry, which is the most important
about this, you can see the reports of blockchain media, such as golden finance, coin easy to know column, chain news and so on.
4. Anti counterfeiting, such as frog coin and Weilian the source and process of frozen food monitoring of final procts such as imported milk powder and luxury goods: red wine, bags and refrigerators, because it is impossible to cheat by writing into the blockchain Back modification is being implemented or has been implemented (only the chain's partners are very strong)
smart contract or intellectual property rights, such as publishing a song. In the blockchain, you own the song, use the smart contract to sell and protect the property rights, such as Neo and Ethereum. Game development or program development: for example, cryptokitties are free to breed and trade different kinds of cats without age or rarity (the closer the age is, the more expensive it is)
the evolutionary version of ICO IPO raised $40 billion in 2017, which is the securities of any company or indivial to support its development of e-money Platform (polymeth)
free trade of game items under development
5. Recently, the hottest investment is bitcoin. From financial tycoons to ordinary people, they are talking about the surge of bitcoin. Bitcoin is a kind of blockchain. I believe there are still many people who don't know much about blockchain, so today we will explain in detail what blockchain is? How to search blockchain technology patents? What is blockchain? More than 10000 years ago, human beings began to learn to use shells as an intermediary for exchanging materials, and later developed into currency. With the development of network, the circulation of digital currency has graally replaced the traditional currency, and now people's payment methods have undergone unprecedented changes. The emergence of encrypted electronic currencies such as bitcoin, Ethereum and litecoin has further prompted the whole financial system to face up to and start thinking about transformation. However, there is an important technical support behind the development of encrypted e-money which is not affected by the traditional financial system;; Block chain. Blockchain is a new application mode of distributed data storage, point-to-point transmission, consensus mechanism, encryption algorithm and other computer technologies. The so-called consensus mechanism is a mathematical algorithm to establish trust and obtain interests between different nodes in the blockchain system. How to search blockchain technology patents Blockchain Revolution & sup1; A book has mentioned that blockchain is a public database, which records all transaction information and can effectively prevent tampering; It is a distributed system, which does not store on a specific server or node, but scattered in countless nodes on the network, each node only retains part of the information; It is a kind of consensus agreement, which follows a mechanism together. As the underlying technology behind cryptocurrency, including identity authentication, medical record preservation, market forecasting, asset trading, etc., blockchain is graally applied. To observe the patent applications related to global blockchain technology, the author suggests that you should refer to the definitions of block chain, distributed ledger and smart contract to expand your search conditions, rather than only limited to the patents using the word block chain. What is blockchain? How to search blockchain technology patents? If you have more questions about patent inquiry, you can continue to pay attention to Bajie intellectual property or contact us by telephone.
6. It is more flexible and free to learn in the community.
7. It should be the digital currency coin purse appearance patent, it should be the design of a purse appearance.
8. Patent is a kind of document issued by the government or regional organizations on behalf of several countries according to the application. This kind of document records the content of the invention creation, and proces such a legal state in a certain period of time, that is, the patented invention creation can only be implemented by others with the permission of the patentee under normal circumstances. In China, patents are divided into three types: invention, utility model and design.
9. Digital secret refers to others, one is virtual money on the network