Mapping of digital currency
several characteristics of digital virtual currency
1, decentralization
2, independent e-wallet
3, open source code
4, measurement and issuance
5, negotiable
investment in virtual currency is now very promising
1. Digital currency
digital currency is an alternative currency in the form of electronic currency. Both digital gold coin and password currency belong to digital currency
digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography
features: the use of P2P peer-to-peer network technology to issue, manage and circulate currency theoretically avoids bureaucratic examination and approval, so that everyone has the right to issue currency
Electronic money means that a certain amount of cash or deposit is exchanged from the issuer and the data representing the same amount is obtained. By using some electronic methods, the data is directly transferred to the payment object, so that the debt can be paid off. Strictly speaking, consumers pay traditional money to the issuers of electronic money, and the issuers store the equal value of traditional money in the electronic devices held by consumers in electronic form. In short, when we deposit money into our bank account, there will be an extra number in the bank account, which means how much money we have saved. In this process, we give the banknotes in our hands to the bank, and the bank adds a number to our bank card, which is our electronic currencyfeatures:
< UL >e-money and paper money (or physical money) can be easily converted to each other
the data of electronic currency corresponds to the same amount of physical currency
we need to pay physical money to the issuers of e-money (banks and other financial institutions) in order to exchange for the same amount of e-money
3. The similarity between digital currency and electronic currency: both exist in the form of electronic data
The differences between digital currency and electronic currency are as follows:electronic currency has an issuing institution, and the corresponding amount of physical currency in the institution can be exchanged with physical currency; However, digital currency has no specific issuing institution (decentralization) and can only exist in network data
at present, there is no international consensus on whether digital currency is a currency or not, so in China, the main form of digital currency is "investment proct", which is a rather risky investment proct, and only a few businesses are willing to accept digital currency consumption; Of course, some countries (Germany, etc.) have officially recognized the currency status of digital currency
digital currency is a kind of legal tender, which must be issued by the central bank. Both digital gold coin and cryptocurrency belong to digital currency, which is not a network virtual currency, because it is not limited to virtual space, but is often used for real goods and services transactions, such as bitcoin, Wright coin, bitstock, etc. at present, there are thousands of digital currencies issued around the world
in daily use, what are the differences between digital currency and bank transfer payment? According to instry analysis, the digital currency launched by the central bank is a national sovereign currency, which is based on the digital currency of RMB. This is a piece of data generated by a complex algorithm, which contains blockchain and encryption technology, making it unique. The payment of Alipay and WeChat is not digital money, but only based on the payment realized by electronic accounts. Compared with the current pattern of "payment transfer collection" with the help of third-party payment, what digital currency needs to achieve is "decentralization", that is, to cancel the transfer link and directly hand over the money from the payer's account to the payee, so as to rece the payment cost in currency circulation
according to the introction, digital currency has the main characteristics of network packets. This kind of data package is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data package comes from and goes. That means every penny is traceable. The "trace" and "traceability" of digital currency can improve the convenience and transparency of economic transactions, and will curb money laundering, tax evasion and other criminal activities. At the same time, with the application of blockchain technology, a national or even global unified account book will be established, so that every sum of money can be traced. Tax evasion and money laundering will be within the scope of supervision, and it is even possible to realize automatic tax dection on the card machine
according to the introction, from the perspective of ordinary consumers, everyone may have two "wallets" in the future. In reality, the money in the wallet is used for emergency payment, while the wallet in the mobile phone can be directly used for consumption and payment without the "second hand" of third-party payment, so as to realize point-to-point payment and effectively rece costs, In theory, it will also change the existing payment system with banks as the main channel
even with digital currency, paper money will not end. There is a long process to launch digital currency, which can not replace paper currency immediately. Digital currency is only a change of form, and the scale of currency issuance is still controlled by the central bank, so the purchasing power of paper money will not be affected in the short term.
moreover, the development of digital currency is still immature.
legal representative: Zou Zedong
time of establishment: November 2, 2017
registered capital: RMB 5 million
Instrial and commercial registration number: 440300202801137
enterprise type: limited liability company
address: 1708-1, 17th floor, Tianli Central Plaza, Haide Third Road, Yuehai street, Nanshan District, Shenzhen City