Digital currency Baixin
Publish: 2021-05-14 14:59:22
1. In recent years, the speculation related to virtual currency (such as ICO, IFO, IEO, IMO and STO) has been in vogue. The price has gone up and down, and the risk has gathered rapidly. Relevant financing entities raise funds from investors or virtual currencies such as bitcoin and Ethereum through illegal sale and circulation of tokens. In essence, they are illegal public financing without approval. They are suspected of illegal sale of token bills, illegal issuance of securities, illegal fund-raising, financial fraud, pyramid schemes and other illegal crimes, which seriously disrupt the economic and financial order
on September 4, 2017, the people's Bank of China and other seven ministries and commissions issued the "notice on preventing the financing risk of token issuance", which cleaned up the ICO and virtual currency trading venues. The scale of domestic virtual currency transactions decreased significantly, effectively avoiding the impact of virtual currency prices on China's financial market.
on September 4, 2017, the people's Bank of China and other seven ministries and commissions issued the "notice on preventing the financing risk of token issuance", which cleaned up the ICO and virtual currency trading venues. The scale of domestic virtual currency transactions decreased significantly, effectively avoiding the impact of virtual currency prices on China's financial market.
2. First of all, there is a problem with this statement. What is the investment currency? Will you use 100 yuan to trade and buy the same 100 yuan from others? 100 yuan without collection value. Therefore, it is necessary to make clear that the central bank issues currency, which is based on the unified management of domestic monetary policy. It is a substitute for paper currency, not a kind of investment similar to bitcoin, so there is no investment problem
since the great development of domestic online payment, the central bank has been promoting the research and development of data currency, recing the issue of paper currency and issuing it in the form of electronic currency
in view of the nature of currency, sovereign countries all over the world are the same, and other entities are not allowed to issue legal currency. So we saw fcaebook issue Libra virtual currency based on blockchain, and the US government also expressed concern. Zuckerberg attended questions in Congress many times
electronization is indeed a trend, but all countries can only allow the central bank to take the lead. After the digital currency photo of ABC test appeared in the market yesterday, the stock market also had some waves. The central bank's enthusiasm for digital currency has always been strong, so the development of e-currency and subsequent real issuance should be ahead of other countries
of course, the enthusiasm of the central bank is also based on the situation that the domestic electronic payment is leading the world, and the payment habit of Chinese people has been formed. In the future, it will be another scene if it is expanded under the appropriate scene. The digital currency of the central bank is the replacement of paper money
its functions and properties are exactly the same as paper money, but its form is digital. We define it as "digital payment instrument with value characteristics"
the application scenario of digital currency is like this: as long as two people have DCEP digital wallets on their mobile phones, there is no need to connect to the network. As long as the mobile phone is a little bit, when two mobile phones touch each other, the digital currency in one person's digital wallet can be transferred to another person, that is, there is no need to bind any bank account, Unlike now, WeChat and Alipay need to bind a bank card, but DCEP doesn't need it.
this means that DCEP can circulate like paper money. But how is it different from bitcoin and other digital currencies?
the central bank's digital currency belongs to legal currency. Like cash, the central bank's digital currency has unlimited legal compensation, that is to say, you can't refuse to accept DCEP, which is backed by the central bank and the whole national system
now many private Payment institutions or platforms will set up various payment barriers, such as WeChat's money can not be transferred to Alipay, Alipay's money can not be transferred to WeChat, but for the central bank's digital currency, as long as the use of electronic payment places, it must accept the central bank's digital currency.
so how do indivials need to invest in DCEP?
at present, DCEP is probably equal to RMB, so the appreciation space can not be said to be small. Its value is equivalent to RMB, and it is equivalent to people who speculate in foreign exchange can participate in its investment, and it will certainly not float as much as other blockchain virtual currencies, which will certainly disrupt the financial system of the whole country, Since the state can guarantee the stability of RMB exchange rate, it is believed that the stability of legal currency can also be guaranteed
at present, all countries and institutions have plans to launch their own digital currency. The most famous one is lbra launched by Facebook. For the launch of digital currency, we also cross the river by feeling the stone. Any financial innovation has its deep meaning, which is promoting the reform of the whole society.
since the great development of domestic online payment, the central bank has been promoting the research and development of data currency, recing the issue of paper currency and issuing it in the form of electronic currency
in view of the nature of currency, sovereign countries all over the world are the same, and other entities are not allowed to issue legal currency. So we saw fcaebook issue Libra virtual currency based on blockchain, and the US government also expressed concern. Zuckerberg attended questions in Congress many times
electronization is indeed a trend, but all countries can only allow the central bank to take the lead. After the digital currency photo of ABC test appeared in the market yesterday, the stock market also had some waves. The central bank's enthusiasm for digital currency has always been strong, so the development of e-currency and subsequent real issuance should be ahead of other countries
of course, the enthusiasm of the central bank is also based on the situation that the domestic electronic payment is leading the world, and the payment habit of Chinese people has been formed. In the future, it will be another scene if it is expanded under the appropriate scene. The digital currency of the central bank is the replacement of paper money
its functions and properties are exactly the same as paper money, but its form is digital. We define it as "digital payment instrument with value characteristics"
the application scenario of digital currency is like this: as long as two people have DCEP digital wallets on their mobile phones, there is no need to connect to the network. As long as the mobile phone is a little bit, when two mobile phones touch each other, the digital currency in one person's digital wallet can be transferred to another person, that is, there is no need to bind any bank account, Unlike now, WeChat and Alipay need to bind a bank card, but DCEP doesn't need it.
this means that DCEP can circulate like paper money. But how is it different from bitcoin and other digital currencies?
the central bank's digital currency belongs to legal currency. Like cash, the central bank's digital currency has unlimited legal compensation, that is to say, you can't refuse to accept DCEP, which is backed by the central bank and the whole national system
now many private Payment institutions or platforms will set up various payment barriers, such as WeChat's money can not be transferred to Alipay, Alipay's money can not be transferred to WeChat, but for the central bank's digital currency, as long as the use of electronic payment places, it must accept the central bank's digital currency.
so how do indivials need to invest in DCEP?
at present, DCEP is probably equal to RMB, so the appreciation space can not be said to be small. Its value is equivalent to RMB, and it is equivalent to people who speculate in foreign exchange can participate in its investment, and it will certainly not float as much as other blockchain virtual currencies, which will certainly disrupt the financial system of the whole country, Since the state can guarantee the stability of RMB exchange rate, it is believed that the stability of legal currency can also be guaranteed
at present, all countries and institutions have plans to launch their own digital currency. The most famous one is lbra launched by Facebook. For the launch of digital currency, we also cross the river by feeling the stone. Any financial innovation has its deep meaning, which is promoting the reform of the whole society.
3. First, most people now use WeChat and paybora to pay for their mobile phone. After the digital RMB is launched, you can use digital money to pay Alipay. This is safer. Because if WeChat and Alipay make endorsement only by endorsement of their assets and credits, Digital RMB is backed by national credit, which is more reliable and safer
Digital RMB is coming! What is the impact on people's lives
secondly, many people think that digital RMB has special functions of anti money laundering and anti-corruption because of its traceability. I think that's half right. The introction of digital RMB really has a deterrent effect on money laundering. With the participation of blockchain technology, relevant departments can effectively find the source of funds, So as to effectively curb money laundering
however, it may not be so easy to crack down on corruption. Some corrupt elements may turn their money into a house and put it in the name of their relatives, but you can't find it, or some corrupt elements may put their corrupt money directly at home, and law enforcement agencies can't find it at all. Unless, like India's Modi, the old version of large banknotes will be voided and replaced with new banknotes. In the replacement, it is necessary to show the proof of the legal source of the huge amount of property
thirdly, digital currency can also help poverty alleviation and provide national welfare. During the epidemic period, China has formulated a lot of welfare policies for enterprises and indivials. However, e to inaccurate information and unimpeded channels, it is unable to benefit every enterprise and indivial. If we use the digital RMB channel, we believe that every enterprise and indivial will benefit directly. In this way, we can save time cost and channel operation cost without going through a third party. In addition, if we lay out the digital RMB well in advance, the state can distribute benefits to the people more directly and quickly, and it can also be accurate to the indivial. These will give our country is vigorously layout of the circular economy has played a role in boosting
Digital RMB is coming! What is the impact on people's lives
fourthly, digital RMB will play a positive role in import and export trade and lay a solid foundation for RMB internationalization in the next step. In addition to the use of digital RMB in import and export trade, it can also expand the influence of digital RMB in the world. In addition, China now has tens of millions of Chinese and overseas Chinese all over the world, who will play a positive role in the promotion and circulation of digital RMB. With the increasing status of RMB internationalization, the introction of digital RMB is more concive to the promotion and use of RMB in the world, and lays the foundation for RMB internationalization
of course, some people worry that if the network is cut off or the mobile phone has no signal, then digital currency can not be used, which is an irresistible accident. The central bank should take this into account before launching the digital Renminbi. In this regard, we believe that RMB banknotes and coins will not withdraw from circulation for a long time in the future. In the future, digital RMB and banknotes will coexist for a long time. Therefore, people can rest assured that the introction of digital RMB by the central bank will not affect people's daily life.
Digital RMB is coming! What is the impact on people's lives
secondly, many people think that digital RMB has special functions of anti money laundering and anti-corruption because of its traceability. I think that's half right. The introction of digital RMB really has a deterrent effect on money laundering. With the participation of blockchain technology, relevant departments can effectively find the source of funds, So as to effectively curb money laundering
however, it may not be so easy to crack down on corruption. Some corrupt elements may turn their money into a house and put it in the name of their relatives, but you can't find it, or some corrupt elements may put their corrupt money directly at home, and law enforcement agencies can't find it at all. Unless, like India's Modi, the old version of large banknotes will be voided and replaced with new banknotes. In the replacement, it is necessary to show the proof of the legal source of the huge amount of property
thirdly, digital currency can also help poverty alleviation and provide national welfare. During the epidemic period, China has formulated a lot of welfare policies for enterprises and indivials. However, e to inaccurate information and unimpeded channels, it is unable to benefit every enterprise and indivial. If we use the digital RMB channel, we believe that every enterprise and indivial will benefit directly. In this way, we can save time cost and channel operation cost without going through a third party. In addition, if we lay out the digital RMB well in advance, the state can distribute benefits to the people more directly and quickly, and it can also be accurate to the indivial. These will give our country is vigorously layout of the circular economy has played a role in boosting
Digital RMB is coming! What is the impact on people's lives
fourthly, digital RMB will play a positive role in import and export trade and lay a solid foundation for RMB internationalization in the next step. In addition to the use of digital RMB in import and export trade, it can also expand the influence of digital RMB in the world. In addition, China now has tens of millions of Chinese and overseas Chinese all over the world, who will play a positive role in the promotion and circulation of digital RMB. With the increasing status of RMB internationalization, the introction of digital RMB is more concive to the promotion and use of RMB in the world, and lays the foundation for RMB internationalization
of course, some people worry that if the network is cut off or the mobile phone has no signal, then digital currency can not be used, which is an irresistible accident. The central bank should take this into account before launching the digital Renminbi. In this regard, we believe that RMB banknotes and coins will not withdraw from circulation for a long time in the future. In the future, digital RMB and banknotes will coexist for a long time. Therefore, people can rest assured that the introction of digital RMB by the central bank will not affect people's daily life.
4. It must be fake, wechat marketing, cheating the elderly. Where's the free lunch. I think the recommendations are for the elderly. Tens of millions for free? Do you believe it?
5. Don't believe in any free lunch. The inside story of the Internet of things is hypocritical and a real hoax.
6. Theoretically, it's OK, but it's just a good vision, just staying in theory. Ideal is full, reality is backbone. It is a slow and bumpy process for digital currency to replace legal currency. First of all, the popularization of digital currency must require the improvement of corresponding infrastructure, the great improvement of China's economic development level and the formation of people's behavior habits. The central bank is also interested in digital currency, but this kind of digital currency is more just the digital currency of RMB. There is a natural difference between the design principles of bitcoin, Ruitai coin and Qianjin card.
7. If you want to trade bitcoin, you can go to aofex platform, which is a formal platform with multiple risk early warning system, so that the transaction is more secure, and I am also using it.. Are you satisfied with my answer? Please accept if you are satisfied
8.
Data RMB has begun to enter people's lives, and digital currency will completely change people's lives in the following aspects:
finally, digital RMB will also facilitate the use of the elderly and other special groups for the elderly and those who exclude the use of intelligent terminals, the central bank should consider more non-contact and passive payment means in digital currency, facilitate the payment and settlement of the group by brushing face, fingerprinting and other means, set certain rules for dection and settlement by taking the settlement account as the child's sub account, so as to facilitate the elderly and provide information to their children at the same time. Similar experience should be not only from the payment link, but also from the perspective of software color, font size and human-computer interaction psychology
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