Can Shenzhen use digital currency
It's illegal
the central bank indicated that it has not issued legal digital currency, nor authorized any institutions and enterprises to issue legal digital currency, and there is no promotion team. At present, the so-called "digital currency" in the market is not legal digital currency
In addition, the so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud 
extended information:
virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. This kind of virtual currency is mainly limited to circulation in a specific virtual environment. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency
in 2013, the central bank, together with five ministries and commissions, issued the notice on prevention of bitcoin risks, which clearly defined non legal digital currencies such as bitcoin as virtual commodities, which do not exist in the form of currency and legal currency
for example, zero currency appeared this year, which is invincible in terms of anonymity. It is known as the best digital currency in the world with anonymity, and it is technically superior. The project token of European crowdfunding platform crowdfunding is not innovative in technology, but it has application problems.
Luohu's Mixc, China Resources Vanguard, Meiyijia convenience store, Tianhong Department store, Maoye department store and other supermarket department stores; Noodle King, Taixing restaurant, food first and other restaurants; Digital currency can be used in Junyue Hotel, Shenzhen book city, huaguoxian, gas station, subway recharge machine and other living service places
there are 3389 merchants in Luohu District of Shenzhen who have completed the transformation of digital RMB system, and they can use digital currency in these shops
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advantages of digital currency:
1. Save cost and improve efficiency
in the traditional electronic payment process, funds are stored in the third-party platform. The third-party platform deposits funds through the time difference of payment to obtain short-term interest income, which makes customers and businesses suffer losses, and the transaction process has two capital transfers, which makes the transaction process rendant. Electronic payment based on blockchain technology eliminates the third-party platform and realizes peer-to-peer payment (P2P), which simplifies the payment process and reces the payment cost
2. Optimize the traditional payment function
digital currency can inherit the advantages of cash payment (point-to-point payment, instant payment and settlement, convenient and fast), and solve the defects of cash at the same time. In this condition, controllable anonymity can be realized at the same time. That is to say, compared with traditional mobile payment, digital signature is used to effectively protect the personal information of each participant, so as to prevent the loss, leakage or malicious tampering of the user's personal information
3. Control the whole life cycle of currency and control the return of currency
The economist Stiglitz studies the macroeconomic management of e-money system, and points out that the electronization and digitalization of money will help to improve the ability of central bank to monitor money flow and organize market, and improve the effectiveness of monetary policy. More importantly, legal digital currency will create a new price based monetary policy tool, which can break the zero interest rate lower limit and release monetary policy space Digital currency does not rely on physical outlets and labor services, and has low cost of infrastructure and human resources. It can obtain a larger service capacity with less material and human input, which is concive to the expansion of financial services in remote and poor areas. Moreover, financial services based on digital currency have the characteristics of small amount and convenience, such as "massive transactions, small and micro single amount", which create conditions for the general public to facilitate life and increase employmentIn recent years, digital currency has appeared frequently in the public's view. Shenzhen Luohu has also followed the trend and announced the release of 10 million digital red envelopes. How can we get the digital red envelopes this time
this activity is aimed at the vast number of indivials in Shenzhen. The total amount of RMB 10 million will be issued, with 50000 red envelopes and 200 yuan each
after receiving the digital red envelope, more than 3000 merchants in Luohu District can freely use it within the validity period of the digital red envelope. However, digital RMB can not be lent to others or cashed directly, and the digital currency will be withdrawn if it exceeds the validity period
it can be said that this way of giving back to the public is also a way to promote regional economic development. In the future, more and more places will use the Internet, and electronic red envelopes will become the mainstream
therefore, the way to get the red envelope is still very simple, but the probability of winning the prize is not very high, so it's time to rely on luck. I hope that all the little friends who read this article will have good luck and get a big red envelope of 200 yuan
On October 8, 2020, Shenzhen Municipal Government Service Data Management Bureau announced that & lt; Enjoy Luohu in 2020; A series of consumer promotion activities have been opened. This activity will issue 10 million yuan digital RMB red envelopes to indivials in Shenzhen. Each red envelope amount is 200 yuan, and the total number of red envelopes is 50000
Second, after the registration information is submitted by Shenzhen staff from 0:00 on October 9 to 8:00 on October 11; I Shenzhen & quot; The system will complete the audit within 2 hours, and send the confirmation code SMS to the mobile phone number filled in at the time of appointment registration through Shenzhen government short message service platform. This confirmation code is an important basis for subsequent query of the winning result. Please do not delete it. The person who receives the SMS must click & lt; in the activity booking platform within 6 hours; Schele query / confirmation code filling & quot; Enter the appointment registration confirmation code to complete the appointment. 3、 Draw lots: at 8:00 on October 11, the organizers draw lots and confirm the winning list. 4. Red envelope issuance: from 18:00 on October 12, the winning staff will receive the winning SMS from 18:00 on October 12. Download and install & lt; Digital RMB app & quot;, The & quot; Personal digital wallet & quot; After that, you can get & lt; Enjoy Luohu digital RMB red envelope & quot; 200 yuan. 5. Use of red envelope: from 18:00 on October 12 to 24:00 on October 18, the successful bidder can go to 3389 merchants in Luohu District for consumption within the validity period of red envelope, and cannot transfer it to others or cash it back to his bank account. Unused red packets beyond the validity period will be withdrawnDigital RMB is the legal tender in digital form issued by the people's Bank of China. It is operated by designated operating institutions and exchanged to the public. Based on the generalized account system, it supports the loose coupling function of bank accounts, is equivalent to banknotes and coins, has value characteristics and legal compensation, and supports controllable anonymity{ RRRRR}
that is to say, like cash, we should not only provide a wide range of digital RMB services to the public in the future, but also ensure that all the public can easily obtain and use digital currency. Mu Changchun pointed out that in the process of issuing digital RMB, on the one hand, all commercial banks should participate in the circulation service; On the other hand, it is also necessary to ensure that all people, including the poor areas and the digital vulnerable groups, are provided with inclusive and easy-to-use digital central bank currency to avoid the digital divide and financial exclusion& ldquo; We have also been developing digital RMB procts suitable for the elderly and those who exclude the use of intelligent terminals& rdquo; He said
First of all, neither of these two currencies is really RMB. What is the fundamental difference between them and RMB? RMB can not be used everywhere, but bitcoin and DCEP can only be consumed in fixed places. Obviously, the difference between these two currencies and RMB is too big. If there are two kinds of currencies, you may not be able to, because in some places these two kinds of currencies are not passable, and you have to use cash to get by. Bitcoin is also a special currency with commemorative value. Recently, you often hear that bitcoin devalues, causing some people to lose money, bitcoin appreciation, and then some people make money
Finally, I would like to warn you that you'd better not touch bitcoin. In fact, bitcoin's internal quantity is fixed, and then with its price fluctuation, every time you buy it, you may make money or lose money. But can you guarantee that you will lose money if you make money all the time, We should choose a way of self-protection rather than trading with bitcoin. In a word, as I said, bitcoin has collection value, not its real monetary value. People should pay more attention to what people actually have in their livesbitcoin's sudden wealth is deceptive. No one can easily get rich overnight. Bitcoin is actually another form of stock, which has a great impact on people's lives. You'd better not get rich by him. It's impossible
1 Shenzhen digital RMB red envelope was implemented for the first time, with an appointment winning probability of 2.6%
Luohu District of Shenzhen first implemented the digital RMB red envelope, and this time the Shenzhen Municipal Government continued to expand the amount of digital RMB, and about 50000 people in this appointment will have the opportunity to seize the digital RMB red envelope. And the probability is very low. In Shenzhen, the number of people participating in the rush to sign an appointment has reached 1.91 million. Moreover, it is not easy to get the quota when 50000 people win. Only 2.6% of them will win. This is the first time for Shenzhen to implement digital RMB, which is also the work of pilot and information collection. Most merchants in Luohu District of Shenzhen support the payment transaction of digital RMB
1. Open I Shenzhen app and click Lixiang Luohu activity in the main interface to enter