Inclusive computing power
data security will become more and more important. When it comes to data security, we must talk about public cloud and private cloud. The so-called public cloud means that all the IT resources you use are provided by various manufacturers, while the private cloud is to create a set of cloud solutions for your company, including all three-tier architectures
the hybrid cloud refers to a part of the public cloud and a part of the private cloud. Most small and medium-sized enterprises will use the public cloud, and some businesses of large enterprises will also run on the public cloud. Since you are using the resources of cloud manufacturers for business and data, you will of course worry about whether the data will be leaked. Once the data is leaked, it will have a huge impact, so data security is now the point that all cloud manufacturers are very concerned about.
take a few examples
[1] in a communication enterprise in Shenzhen, the communication instry can be said to be the world's leading, and its flagship mobile phone can also play well. The common people think that this brand is very powerful, and it's still a domestic benchmark to be touted as hope. But the people at the bottom didn't have so much money. He thought the flagship model of the factory was as good as the entry model, so he bought the entry model of the factory. However, this entry-level model of mobile phone has no type-C interface, 5GHz band WiFi is missing, does not support MU-MIMO, and the screen adopts 1280 × 720 resolution of the low configuration panel, flash grain is read and write speed is very general emmc5.1. As for the photography function that this factory is proud of, it is only limited to flagship models. These entry-level models are not qualified to carry flagship lens components
[2] at the beginning of its birth, a communications enterprise in Beijing, which widely used snapdragon SOC of Qualcomm, relied on its own excellent in-depth improved Android UI, small profits, quick turnover and hungry marketing, directly killed the traditional communication giants Nokia, Motorola and Starcom, and Samsung lost a lot of market share. Is the mobile phone of this company good? No worse than the Shenzhen factory above. Later, the factory began to do everything, including laptops and TVs. Some of their mobile phone users began to think, "the mobile phone is so good, others must be good.". In fact, on the contrary, compared with traditional manufacturers such as HP and MSI, the notebook of this company has a general configuration, poor heat dissipation and cutting die; Compared with Sony's medium and high-end TV models, it can only be said that the technology accumulation of the two factories is not in the same order of magnitude, and there is no comparability
however, after careful analysis, several batteries and chargers made by this factory are still very good
[3] in the early years, an old Taiwan motherboard factory was famous all over the world for its easy-to-use BIOS motherboard, high-quality materials and the first proct line for professional players. This factory is also regarded as the first echelon standard setter in the instry. When the word of mouth goes out, consumers begin to think that if this factory is so powerful in making motherboards, then graphics cards, routers and laptops must also be very powerful. However, like the target customers of Shenzhen factory mentioned at the beginning, ordinary consumers have little money and simply trust the brand. As a matter of course, these consumers fall into the trap of this Taiwan factory. It turns out that this Taiwan factory has no more than 20 motherboards worth buying at the present stage. The routers below 799 are very common. The graphics card is even more popular. The rtx2080ti, priced at 12000, is not as good as the 8000 + graphics card next door. As for the notebook? Worse than motherboard, no more than 10 models worth buying. In addition, one of the favorite words of the salesmen in the physical stores of this factory is that our motherboard is the first in the world in terms of shipment volume, and the notebook motherboard is also the best in quality
in fact, almost all electronic procts are inferior. It's not a good proct, it can only be said that it's set off by peers
go back to the main question
there are many kinds of computer needs for students, such as literature and history majors only need text editing, mechanical majors need 2D or even 3D drawing, biochemical majors need molecular configuration simulation which requires high CPU computing power, and media majors need media creation and rendering which relies on CPU and GPU computing power at the same time. It can be said that a thousand kinds of students have a thousand kinds of computer needs. Different needs have different requirements for performance. Do you know which kind of student you are? We need to know that some students' needs can not be met by the laptops of the above three factories, which can only be solved by desktop computers
therefore, it's better to clarify your own needs than to worry about the quality of your brand
if you have to get a result, it can only be said that Dell has no model with good enough proct strength in the past year, and it is not recommended by the whole system; Huawei focuses on light and thin procts. If you have performance requirements, don't look at them. If you don't have high performance requirements, please avoid all matebook D and don't go to Huawei's offline authorized stores to buy any Huawei computers; HP only needs to avoid pit cargo models, and most models such as battle 66 and shadow Genie can be considered.
The top ten virtual currency trading platforms are: bitcoin China, Ethereum, Monroe, dascoin, reborn, etc.
Bitcoin China (BTCC), the first and largest bitcoin trading platform in China, is operated by Shanghai satuxi Network Co., Ltd., which was established on June 9, 2011. The team members are mainly from China, Silicon Valley and Europebitcoin China provides a reliable trading platform for users to buy and sell bitcoin through RMB
users can also save bitcoin safely in the platform
bitcoin China has achieved the best balance between high security and user convenience
4. Monro (code name XmR) is an open source cryptocurrency founded in April 2014, which focuses on privacy, decentralization and scalability. Unlike many cryptocurrencies derived from bitcoin, monero is based on cryptonote protocol and has significant algorithm differences in blockchain fuzziness
Dash, formerly known as dark coin, is a technical improvement on the basis of bitcoin. It has good anonymity and decentralization. It is the first digital currency with the purpose of protecting privacy. You can feel that it is liked by the black market when you listen to its name The main characteristics of Dashi coin are as follows:1
2. Instant payment function, timely arrival and low handling charge
Artificial intelligence has experienced several ups and downs in its history, and now it has been detonated again
from the government, academia, business, investment and entrepreneurs, AI is regarded as the future direction; And the massive analysis reports of analysts and media practitioners make artificial intelligence quickly occupy every ordinary person's audio-visual
As a result, just like the rise of every instry in history, artificial intelligence has graally become a bit "dazzling" while singing and dancingon the positive side, AI has given birth to a large number of new technologies, new enterprises and new formats, providing new economic growth points for indivials, enterprises, countries and even the world, and even driving the fourth technological revolution and creating huge value
IDC predicts that the global AI expenditure will reach 275.8 billion yuan by 2020, and the compound annual growth rate will exceed 50% in the next five years. China's AI technology spending will reach 32.5 billion yuan, accounting for 12% of the global totalfrom the negative side, despite the fact that artificial intelligence has opened up a new era, it is also constantly foamed "bubbles". It touted it and followed it with gimmicks. In the past two years, dozens of Sino US AI start-ups have been closed down, and a large number of AI start-ups have been aborted. p>
so, what is the future of AI? How to really land? How to realize scale commercialization? Although the concept of artificial intelligence has been put forward for more than 60 years, the combination of theory, technology, application and business has not been followed by many predecessors
Therefore, the role of "pioneer" and "leader" is particularly important in the development of artificial intelligence instry"Scene driven" is the key to AI landing. For the future of AI, Ali has a clear understanding and a unique AI development path
On December 20, Hu Xiaoming, President of Alibaba cloud, put forward the concept of "AI for instries" (Instrial AI) at the Yunqi Conference Beijing Summit: artificial intelligence should not only be "conceptual AI" in the laboratory and PPT, but also be "instrial AI" Hu Xiaoming said that the proposal of "instrial AI" is based on Alibaba's three judgments on Artificial Intelligence:"first, there must be scene driven, what problems we are solving, how much we have reced the cost of the society and how much we have improved the efficiency; Second, whether there is enough data behind AI to drive the improvement of AI ability; Third, whether there is enough computing power to support our algorithm and deep learning; Only when three scenarios are available at the same time can AI be valuable
Ali puts "Scene driven" in the first place, which is the core of Ali's "instrial AI" strategy, Ali's unique AI development path, and Ali's exclusive secret to realize AI landing
different from the practice of many enterprises and institutions, Ali's AI journey does not start with research and discussion in the laboratory, but goes the opposite way, starting from the basic business departments, so that AI can "grow up" from the daily scene
for example, the function of "panlitao" in mobile Taobao, which enables users to take pictures to search for pictures, is originated from the e-commerce scene, and then through solving technical problems one by one, a mature AI solution is finally formed
e-commerce platform provides Ali with good soil for AI growth. The common or personalized needs of a large number of consumers create different application scenarios; Massive data provides sufficient "raw materials" for AI; Alibaba cloud's powerful computing power has become an accelerator for AI implementation. With all three elements, Ali is able to give full play to the value of AI
facts have proved that Ali's instrial AI path of "from bottom to top", "from the scene" and "to the scene" is correct and effective, which promotes the real implementation of AI technology in instrial application scenarios
on the day of "double 11", robot customer service "alixiaomi" undertook 95% of customer service consultation; The machine intelligent recommendation system has generated more than 56.7 billion exclusive shelves; AI designer "Luban" designed 410 million commercial posters ring the double 11 period; The operation and maintenance robot of Alibaba North China data center takes over 30% of the repetitive work of the operation and maintenance personnel
not only in the retail field, Ali's "instrial AI" layout has covered ten vertical fields, including city, finance, justice, agriculture, ecation, aviation, instry, safety, environment and medical treatment, and has blossomed and fruited one after another, aiming to reshape the vertical instry with AI technology
for example, in the financial field, through cloud computing and intelligent algorithms, Ali reced the artificial video verification in the loan application process of Bank of Nanjing by 54%; In the instrial field, Alibaba cloud et instrial brain helps Trina Solar increase the rate of battery a by 7%; In the field of smart city, Alibaba cloud et City brain took over the traffic lights of 128 intersections in Hangzhou, optimized the speed and efficiency of road operation through full analysis of video and other data, and reced the travel time of roads in the pilot area by 15.3%
According to Hu Xiaoming, every instrial revolution in the past was the deep integration of technology and instry, which led to economic and social changes, and AI was no exception. In the future, AI should go deep into all walks of life to solve the thorny problems in life, proction and social environment, so as to lead the real instrial revolutionthrough the "instrial AI" layout, Ali is on the way of "deep integration of instry and AI"
"et brain" enables the instry to share AI dividends
a year ago, Alibaba cloud released AI et, which comprehensively integrates Alibaba's voice, image, face, natural language understanding and other capabilities. At the Yunqi Conference Beijing Summit on December 20, Alibaba cloud officially launched an ET brain integrating the overall capabilities of urban management, instrial optimization, auxiliary medical care, environmental governance, and aviation scheling, upgrading et from a single point of skill to an ET brain with global intelligence, and making a comprehensive layout of instrial AI
et brain logo
according to min Wanli, chief scientist of Alibaba cloud machine intelligence, the core ability of ET brain is" quantum topology ", and its birth line can be traced back to Einstein's paper on Brownian motion published in 1905:" from a huge network, How to find its core path from the appearance of communication? And this is just one of the core abilities of the ET brain, and it's also a unique ability. "
min Wanli said that compared with other AI procts, Alibaba cloud et brain combines AI technology, cloud computing big data capability and vertical domain instry knowledge. Based on the physical architecture of brain like neural network and fuzzy cognitive inversion theory, it realizes the technological leap from single point intelligence to multi-agent intelligence, and creates a network with multi-dimensional perception, global insight, real-time decision-making Super agent with brain like cognitive ability such as continuous evolution
the release of ET brain means that Alibaba cloud's AI capability has evolved from a single point technology to a global capability oriented to vertical instries. In the past year, et brain has gained a lot of practice in urban, instrial, medical and other fields. Quantitative changes lead to qualitative changes, and then it can be upgraded to the "brain" of all walks of life. Min Wanli said that the ET brain will be set as an open ecology, allowing start-ups, developers and instry companies to share the technological dividend together
in addition to the ET brain, Alibaba cloud also released the ET aviation brain at the yunqi conference · Beijing Summit, which uses artificial intelligence methods such as operational research optimization and machine learning to allocate parking spaces. It is estimated that 1700 flights will be scheled every day to help passengers save 5000 hours, greatly improve the transfer efficiency of flights and rece the delay rate
according to min Wanli, intelligent scheling for airport stands is only one of the functions of ET aviation brain, which also hopes to go deep into other aviation scenes. Previously, Alibaba cloud Tianchi platform, together with Xiamen Airlines and Baiyun Airport, launched the intelligent aviation AI competition, inviting global engineers to use intelligent algorithms to solve problems in aviation scenarios. In the future, et aviation brain will continue to provide artificial intelligence solutions for Intelligent Flight recovery, airport ground crew scheling, airline route planning, etc., so as to build intelligent aviation
at the yunqi conference · Beijing Summit, Alibaba cloud also announced the launch of an intelligent decision-making financial solution - et financial brain, which has the capabilities of intelligent risk control, thousands of people, thousands of faces, relationship network, intelligent customer service, etc
according to Xu Min, general manager of Alibaba cloud's financial business unit, et financial brain can assist banks, securities, insurance and other financial institutions to realize intelligent decision-making and risk control supervision of loans, credit reference, insurance and other businesses, greatly rece asset loss rate, improve the accuracy of credit card and other forecasts, and promote financial institutions' application in Internet consumer finance, credit reporting, insurance and other businesses Small and medium-sized micro enterprise financial services and other Inclusive Finance
nowadays, et financial brain has been applied in Bank of Nanjing, Zheshang Bank, Guangfa bank and other financial institutions, playing an important role in intelligent risk control, "thousands of people and thousands of faces" financial services, and developing "new financial" business model
push to the ground, promote ecology, and let AI "benefit" the public
from terminator, matrix to Western world, human beings express their worries about artificial intelligence. Will artificial intelligence replace human beings in the future? Alex Pentland, director of MIT Human Dynamics Laboratory and author of smart society, once pointed out that what we should worry about is not the global AI itself, but its behind the scenes operators
Artificial intelligence is a tool created by human beings. Nowadays, the instry is more willing to position artificial intelligence as "enhancing intelligence". Its goal is not to replace human beings, but to enhance human capabilities and serve human proction and life. Therefore, artificial intelligence should not be closed in the laboratory, but should be closely integrated with human proction and life, and benefit the publicthe "instrial AI" advocated by Ali is just a way of opening up its AI capabilities and benefiting the public. Ali's AI capabilities have been implemented in cities, instry, automobile, retail, finance, home furnishing, aviation and other fields. While solving instry problems, it has also brought changes to the lives of ordinary consumers, so that consumers can really benefit from AI
Ali is also making AI capabilities benefit more instries and consumers through open cooperation
at the yunqi conference · Beijing Summit, Alibaba cloud and China Telecom cooperated in the field of security, and the two sides will jointly launch customized DDoS protection services next year to provide inclusive security for small and medium-sized enterprises; Xinhua Bookstore, together with aliyun, has set up a smart bookstore, established a close connection with customers on the consumer side, and created a new concept of "happy reading life" to meet the diversified and personalized needs of consumers
At the same time, Alibaba cloud, Longping hi tech and CITIC cloud announced that they have reached strategic cooperation, and plan to promote et brain to the agricultural field, mainly for screening and breeding, infrastructure digitization, agricultural management, base location and crop proction forecast. Alibaba cloud and BMWthere is no unified definition of intelligent finance According to the report, intelligent finance refers to a new form of business with deep integration of artificial intelligence technology and financial instry. It is a financial model change that uses machines to replace and surpass part of human operation and management experience and ability< What is the difference between Intelligent Finance and financial technology
the report points out that intelligent finance is closely related to digital transformation and financial technology, but also has important differences
the development of intelligent finance is based on the digital transformation of financial institutions, which provides infrastructure guarantee for the development of intelligent finance
intelligent finance is an advanced form of the development of financial technology. It is an upgrade and transformation on the basis of digitalization. It represents the future development trend and has become the core competitiveness of the financial instry
compared with Internet Finance and financial technology, the more revolutionary advantage of intelligent finance lies in the fundamental subversion of financial proction efficiency. Intelligent finance can replace or even surpass human behavior and intelligence, meet all kinds of financial needs more accurately and efficiently, and promote the reform and leap forward development of China's financial instry
3. Why should we focus on Intelligent Finance< On the one hand, the development of artificial intelligence technology has become an important strategy of our country. At present, all countries have launched fierce competition in the new generation of artificial intelligence technology. The natural coupling between finance and artificial intelligence is one of the most important fields in the application of artificial intelligence technology. The development of intelligent finance is concive to seizing the development opportunity of artificial intelligence and occupying the technological commanding height, especially the particularity of the financial instry. It is bound to put forward new requirements and challenges to artificial intelligence technology, and promote the breakthrough and upgrading of artificial intelligence technology in China, Improve the efficiency of technology transformation
on the other hand, artificial intelligence technology provides unlimited possibilities for the future development of the financial instry, which is the evolution and upgrading of the existing application of financial technology, and will proce disruptive changes to the development of the financial instry. Specialized research on Intelligent Finance is concive to tracking the application and development of the integration of the world's artificial intelligence technology and the financial instry, strengthening the adaptability, competitiveness and inclusiveness of the financial instry, greatly improving the ability and efficiency of financial institutions to identify and prevent risks, promoting the structural reform of China's financial supply side, and enhancing the ability of financial services to the real economy and people's lives, We should keep the bottom line of no systemic risk, speed up the construction of China's modern financial system, enhance the international competitiveness of finance, and help the transformation from a financial power to a financial power
4. What are the application scenarios of Intelligent Finance
the report mentioned that the current application of intelligent finance mainly includes three aspects: front, middle and back
first, intelligent identification has been widely used in personal authentication. The mainstream intelligent identity recognition technology represented by fingerprint recognition and face recognition has entered the stage of large-scale application, which is widely used in remote verification, face payment, intelligent network and operation security
secondly, intelligent marketing can rece marketing cost and improve service efficiency. Intelligent marketing is undergoing the transformation from man-machine division of labor to man-machine cooperation. In the future, intelligent marketing will become a cross domain and integrated man-machine cooperation mode to further improve the efficiency of financial services
thirdly, intelligent customer service can save customer service resources and improve service efficiency. Intelligent customer service not only provides automatic problem response, but also connects with various front-end channels, provides unified intelligent customer service ability, and continuously improves and precipitates to provide all-weather accurate service and improve service efficiency
fourthly, the pilot of intelligent investment advisor has been established, and the comprehensive promotion needs to be further explored. There are many application cases of intelligent investment consultant at home and abroad, but e to the lack of a clear business model and service positioning in China, the comprehensive promotion still needs to be explored and developed
fifthly, intelligent investment has begun to have profitability and great development potential. Some companies use artificial intelligence technology to continuously optimize algorithms, enhance computing power, achieve more accurate investment forecasts, improve returns and rece tail risks. Through portfolio optimization, significant excess returns have been achieved in the real offer, and the future development potential of intelligent investment is huge
sixth, intelligent credit assessment improves the ability of small and micro credit services. Intelligent credit evaluation has the advantages of online real-time operation, automatic judgment and short audit cycle, which provides a more efficient service mode for small and micro credit. It is widely used in some Internet banks
seventh, intelligent risk control realizes the transformation of risk control business of financial institutions. Intelligent risk control provides a new risk control mode based on online business for the financial instry, but at present only a small number of financial institutions have the ability to use it, which needs to continue to pilot and promote
eighth, intelligent operation management improves operation efficiency and reces operation cost. Intelligent operation management will graally change business operation from decentralization to centralization, from automation to intelligence. So as to improve the efficiency of business operation, rece business errors, rece management costs. Intelligent operation has become a priority and use scenario for financial institutions to carry out intelligent finance
ninth, the intelligent platform enables financial institutions to improve services, transform processes, transform and upgrade. The construction of intelligent platform is the core of the intelligent transformation of financial institutions. It continues to provide rich and multi-dimensional intelligent services for the upper application and build a complete service ecosystem
to sum up, intelligent finance as a whole is still in the primary development stage of "shallow application", which mainly focuses on the intelligent transformation of process and repetitive tasks
according to the report, the application of artificial intelligence technology is in the transition stage from the periphery of financial business to the core, with great development potential
5. In the application scenario of intelligent finance, the problem of "algorithm black box" may be more prominent? How to avoid it<
Xiao Gang believes that one of the problems in AI is the poor interpretability of the algorithm. To solve this problem, we can start from several aspects:
first, we should make the algorithm interpretable. Now artificial intelligence scientists are tackling the black box problem of model algorithm, looking forward to overcoming it in technology in the near future< Secondly, hierarchical management can be adopted. For example, according to the degree of harm to financial consumers, some can not explain, some can only explain how the model works, some need to explain the results and reasons, and some need to further explain the logic and operation principle behind the model. Of course, if there is no explanation in the end, and investors and consumers do not believe it, the regulatory authorities will not allow it to be used in the financial field
therefore, if artificial intelligence is applied to the financial instry, it may not be necessary to explain all the models, but it can manage the models hierarchically and put forward clear requirements
Third, clear responsibilities. No matter whether artificial intelligence is used or not, the obligation of financial institutions to sell financial procts and services is not weakened. Institutions need to know their customers and sell the right procts to the right people. Responsibility will not change with the adoption of AI technology
6. Personal privacy and data protection have become the common concerns of the society. In the era of intelligent finance, how to build the relevant laws and regulations system
it is mentioned in the report that there is a lack of legal provisions on the issue of personal data, and legislation is really needed. Xiao Gang believes that data is very important, especially in the era of artificial intelligence, which is different from the original instrial revolution. Instrial revolution is based on physical capital, while artificial intelligence is based on information capital and data capital. Therefore, whoever controls the data monopolizes the power<
Xiao Gang believes that there are many problems in the field of personal privacy and data protection to be clarified, such as which data can be collected, whose data ownership belongs to, and how to establish a system of personal information rights, which are new topics<
to protect personal data privacy, Xiao Gang put forward suggestions from the following aspects:
first, we need to make up for the shortcomings, and pay close attention to the formulation of relevant laws and regulations, and graally improve them< Second, we should prevent data monopoly. In view of the technical advantages and data acquisition ability of large technology companies, there is a winner take all effect. Large companies are required to open data, so that small and medium technology companies should also use their data to develop business and maintain a fair competition environment< Thirdly, comprehensive management should be carried out. Data privacy protection is not only a matter of financial supervision, but also involves government departments, it companies, financial institutions, real enterprises and indivials. It is a matter of the whole society. Therefore, it is necessary to form a system of collaborative governance with the participation of all parties
fourthly, new technologies need to be developed to solve the problems brought by technology“ Federated learning is a method to protect data security and share data modeling.