What are the ways to strengthen the decentralization of business
Publish: 2021-05-29 11:24:33
1. Decentralization is a phenomenon or structure, which can only appear in a system with many users or nodes, and each user can connect and influence other nodes. Generally speaking, everyone is the center, and everyone can connect and influence other nodes. This flat, open-source and equal phenomenon or structure is called "decentralization"< Br > at the same time, "decentralization" is one of the typical features of blockchain, which uses distributed storage and computing power. The rights and obligations of the whole network nodes are the same, and the data in the system is jointly maintained by the whole network nodes, so that the blockchain no longer relies on the central processing node to realize the distributed storage, recording and updating of data. Each blockchain follows a unified rule, which is based on a cryptographic algorithm rather than a credit certificate, and the data update process needs to be approved by the user, so that the blockchain does not need the endorsement of intermediaries and trust institutions< The characteristics of br> de centralization:
centralization is first reflected in diversification. In the Internet world, there are no more than several portals has the final say. Various websites have begun to voice their own voice, express different choices and different hobbies, and these websites are distributed in every corner of the Internet world. Br > decentralisation is followed by the centralization of people, and decentralisation of content has become a trend, and people have become the key force to determine the survival of websites. It's a great change to build a website with indivials who lack interaction to gather talents and contribute their wisdom in the form of a circle. That is user-oriented, humanized< < br > decentralized content: < br > decentralization is the form of social relationship and content generation formed in the development of the Internet, which is a new network content proction process relative to "centralization"< Br > compared with the early Internet (Web1.0) era, today's Web (Web2.0) content is no longer proced by professional websites or specific groups of people, but is created by all Internet users with equal rights. Anyone can express their views or create original content on the Internet to proce information together< Br > with the diversification of network service forms, the decentralized network model is becoming clearer and more possible. After the rise of Web2.0, the services provided by Wikipedia, Flickr, blogger and other network service providers are decentralized. Any participant can submit content, and Internet users can create or contribute content together< After that, with the emergence of more simple and easy-to-use decentralized network services, the characteristics of Web2.0 became more and more obvious. For example, the birth of services more suitable for ordinary Internet users, such as twitter and Facebook, made it easier and more diversified to proce or contribute content to the Internet, thus enhancing the enthusiasm of Internet users to participate in the contribution and recing the threshold of procing content. Eventually, every netizen becomes a tiny and independent information provider, making the Internet more flat and content proction more diversified.
centralization is first reflected in diversification. In the Internet world, there are no more than several portals has the final say. Various websites have begun to voice their own voice, express different choices and different hobbies, and these websites are distributed in every corner of the Internet world. Br > decentralisation is followed by the centralization of people, and decentralisation of content has become a trend, and people have become the key force to determine the survival of websites. It's a great change to build a website with indivials who lack interaction to gather talents and contribute their wisdom in the form of a circle. That is user-oriented, humanized< < br > decentralized content: < br > decentralization is the form of social relationship and content generation formed in the development of the Internet, which is a new network content proction process relative to "centralization"< Br > compared with the early Internet (Web1.0) era, today's Web (Web2.0) content is no longer proced by professional websites or specific groups of people, but is created by all Internet users with equal rights. Anyone can express their views or create original content on the Internet to proce information together< Br > with the diversification of network service forms, the decentralized network model is becoming clearer and more possible. After the rise of Web2.0, the services provided by Wikipedia, Flickr, blogger and other network service providers are decentralized. Any participant can submit content, and Internet users can create or contribute content together< After that, with the emergence of more simple and easy-to-use decentralized network services, the characteristics of Web2.0 became more and more obvious. For example, the birth of services more suitable for ordinary Internet users, such as twitter and Facebook, made it easier and more diversified to proce or contribute content to the Internet, thus enhancing the enthusiasm of Internet users to participate in the contribution and recing the threshold of procing content. Eventually, every netizen becomes a tiny and independent information provider, making the Internet more flat and content proction more diversified.
2. From the perspective of Internet development, decentralization is the form of social relationship and content generation formed in the process of Internet development, and is a new network content proction process relative to "centralization".
3.
China's blockchain instry is still in its infancy, but with the continuous support of national policies, the continuous progress of instry technology and the increasing demand for downstream applications, China's blockchain instry is expected to continue to maintain rapid growth. IDC predicts that the overall expenditure scale of China's blockchain market will reach US $2.28 billion in 2024, with a compound annual growth of 51%
according to the data released by CCID, since 2016, large it Internet enterprises have been laying out blockchains, start-ups have entered the blowout mode, the frequency and amount of investment and financing have increased dramatically, and the instrial scale has been expanding. As of December 2019, there are 1006 blockchain enterprises providing blockchain professional technical support, procts, solutions and other services with input or output
in October 2019, the blockchain officially rose to the national strategic height; In April 2020, the national development and Reform Commission listed "blockchain" in the scope of new infrastructure for the first time, making it clear that it belongs to the new technology infrastructure of the information infrastructure part of the new infrastructure. This brings opportunities to the blockchain market, which is facing a severe test under the impact of the epidemic, and also gives impetus to the further development of blockchain in technology development and instry application
- for more data and analysis, please refer to the analysis report on market outlook and investment strategic planning of China's blockchain instry of foresight Instry Research Institute
4. From the perspective of technology development stage, blockchain technology is still in the early stage. Blockchain was not popular in China at the earliest time, but it has been highly valued at the policy level in China. Blockchain instrial parks in various regions have been implemented one after another, and blockchain applications are also rising. Changsha high tech Zone has officially launched a blockchain project, called SMIC blockchain service platform, which is a government enterprise service platform.
5. First, improve the service attitude
the second is to improve the business level< The third is to improve the internal quality and accomplishment< The fourth is to improve the guidance service
fifthly, opening agent business.
the second is to improve the business level< The third is to improve the internal quality and accomplishment< The fourth is to improve the guidance service
fifthly, opening agent business.
6.
Take Jinan Yinhe branch of ABC as an example
in the bright business hall of Jinan Yinhe sub branch, customer guidance area, intelligent service area, precious metal proct display area, cash and non cash service area, VIP service area and other areas are set up respectively to effectively divert all kinds of customers. Customers in the hall leisurely brush micro blog, read news, drink coffee, according to the order of business, the whole business hall in good order
the intelligent robots in the hall and the ATM machines in the self-service area that can deposit and withdraw money only by scanning the face attract most customers to stop and experience. After renovation, Jinan Yinhe sub branch highlights the following three characteristics in terms of "wisdom":
first, the "wisdom" channel access. By making full use of the open, interconnected and intelligent characteristics of information technology, it has realized the efficient collaboration between various electronic channels such as online banking and palm banking, as well as between electronic channels and physical outlets, and provided customers with "one-stop" financial services of "anytime, anywhere, one-point trigger, multi-point docking, and whole process collaboration"
the second is "intelligent" customer experience. From "proct centered" to "customer-centered", intelligent devices such as intelligent guide desk, interactive coffee table and mobile phone on the same screen respect customers' independent choice, improve the technology, intelligence and information added value of proct service, and create a new customer experience
The third is "intelligent" customer management. Based on the application of cloud computing processing technology, face recognition system mines and analyzes massive customer information and transaction data, and has keen insight into customer behavior patterns, consumption concepts and risk information, so as to provide basis for the implementation of accurate customer marketing, proct customization and risk management
extended information:
in the face of the trend of intelligent service instry in the future, Shandong Branch of Agricultural Bank of China continues to deepen the operation transformation of outlets, and carries out the transformation of "intelligent service" to traditional outlets. The service mode of outlets is transformed and upgraded from "counter centered" to "customer-centered". Customers can handle personal business independently, make online appointment and queue up Internet pre filling form, self-service card issuing, etc
at the same time, we should keep up with the upgrading pace of customers' demand for financial services, make full use of financial technology, give full play to the power of financial technology, take the initiative to transform, speed up the construction of smart banking service mode, effectively rece the threshold and cost of financial services, improve financial coverage and availability, practice the concept of Inclusive Finance, and realize their own sustainable development
source of reference materials: People's website - another smart Bank of ABC appears in Quancheng
7. Through learning and understanding the strategic idea of "one road, two revolutions", combined with the actual work, this paper puts forward some superficial suggestions on how to improve the service level of our bank's outlets. 1、 Promote differentiated services, clear the market positioning of the outlets. Since this year, Shanghai Pudong Development Bank, Zheshang Bank and other joint-stock banks have successively settled in Longgang, which means that the competition among the major banks in Longgang has become more and more fierce. How to maintain the stable operation and seize the service opportunities, Longgang region will try out differentiated services for outlets by using the advantages of our bank, or it will be a sustainable and characteristic development path. According to the difference of customer demand and value, it is clear who the outlets serve and what kind of service they provide. In this way, the concept of differentiated service is coming out. With the continuous entry of several banks such as Bank of Wenzhou, Shanghai Pudong Development Bank and Zheshang Bank, the competition in the high-end customer market of Longgang will become more intense. In this context, it is very important to make rational use of the geographical advantages of outlets, strengthen market segmentation, clarify customer positioning and realize the differentiation of customer positioning. For example, through detailed research, we have divided the 13 outlets in Longgang into two pilot sites, namely "small loan acceptance point" and "intermediate business acceptance point". The small loan acceptance point is responsible for accepting the loan business of less than 100000 yuan and providing a one-stop financial service of "investigation, credit extension, approval and issuance". The intermediate business acceptance point is responsible for accepting the cash payment and withholding business of water, electricity, telephone, national tax, local tax, securities and other intermediate business, which can unify the intermediate business market in Longgang area to a certain extent and minimize the unnecessary internal friction between units. The division of micro loan and intermediary business not only reces the pressure of most outlets, but also provides more comfortable service environment for customers. In addition, for public customers and private high-end customers, we can also locate the function of the outlets according to the geographical location of the outlets and the characteristics of the surrounding customers, and implement the characteristic service of the outlets. 2、 Strengthen the infrastructure construction and realize the functional zoning transformation of the business field. First, through the investigation and analysis of the acceptance of different types of business in different time regions of our bank, we can make clear the law of customer flow and the time required to accept each business, so as to realize the functional partition transformation of the outlets. The conditional business places are divided into self-service area, cash service area, non cash service area, rest and waiting area, marketing promotion area and VIP service area, so as to create a convenient, comfortable and efficient financial service environment. For example, in the face of some customers coming to handle non cash business with relatively complex proceres such as loss reporting and account opening, we should set up a targeted non cash service window or an independent non cash service area. Strengthen the study and training of the guide staff, so as to facilitate them to guide customers to handle relevant business. Thus, it can not only rece the waiting time of customers, but also increase the fluency and privacy of customers. Second, expand the scope of influence of self-service equipment, guide more customers to learn to use self-service equipment, fully optimize the allocation of resources, so that those customers who can not use self-service equipment to meet their own financial service needs can get timely, efficient and high-quality service. In addition, we should strengthen the maintenance and monitoring of self-service equipment, especially to ensure the normal operation of self-service equipment ring non business hours, and maintain the continuity, stability and efficiency of service. In addition, through the continuous promotion of the characteristic construction of benchmarking outlets, it has brought about a beautiful business environment and efficient work quality, thus winning the affirmation and praise of the majority of new and old customers, and laying a solid foundation for our bank to consolidate and broaden the source of reserves. 3、 Coordinate and integrate network resources, promote floating window service. Internally, we should strengthen the monitoring of the busy business situation of the outlets. According to the actual situation that the busy degree of each outlet is different in different periods, and the needs of customers are different in different periods, we should equip a staff team with solid business and strong mobility through the organization, coordination and arrangement of the whole staff. According to the business acceptance situation of each branch, we should reasonably and temporarily mobilize the temporary counter staff, so as to timely adjust the number of open windows of each branch, and ensure that the value of resources in Longgang area can be reflected to the greatest extent. Improve business process and strengthen close contact with customers. In some outlets closely related to farmers, under the premise of ensuring controllable risks, the requirements for business acceptance should be appropriately relaxed, so as to facilitate the temporary counter staff to communicate with customers and provide services, and facilitate customers to better and faster integrate into the financial market constructed by our bank. For some customers with high level, large stock and close relationship, the flexibility of temporary counter service should be enhanced. Under the premise of controllable risk, some businesses should be reasonably simplified to ensure that the storage sources will not be lost and the development will not be delayed. We should pay attention to reasonable guidance. Through the training and re ecation of the guide staff, they will consciously enhance their awareness of active service, broaden the level of business knowledge, breed a mild and enthusiastic service attitude, and inject vitality into our front-line service. Put up some posters with guiding significance and directing function in the prominent position of the business field, use vivid pictures and popular words to guide customers to deal with business in relatively idle windows and outlets, improve the operation ability of outlets, and realize the value of each outlet to a large extent. 4、 Create a good corporate culture, improve the staff reward and punishment mechanism. With professional knowledge learning and skill competition as the carrier, we should flexibly use various forms such as knowledge competition and skill pacesetter to create a cultural atmosphere of "common learning and positive progress" and further improve the professional and practical level of the whole staff. We should firmly grasp the good opportunity of in-depth study of "one road, two revolutions", help all staff fully establish and consciously practice the idea of "one road, two revolutions", make "one road, two revolutions" rooted in business operation, internal control construction and risk prevention, and promote the harmonious development of scale, quality and efficiency. In addition, we should strengthen the study of the bank's systems and methods, form a strong learning atmosphere in the bank, and make the study routine and institutionalized. Establish a scientific evaluation and incentive mechanism and personnel management. It is necessary to establish an informal incentive mechanism of "competent person confers ty, meritorious person confers salary, diligent person confers reputation, lazy person spurs", so as to directly link the economic interests of employees with the operational efficiency of the bank. By creating an employment environment of "attaching importance to talents, performance and knowledge", it is necessary to maximize the potential of employees, improve their work initiative, and enhance their enthusiasm for taking deposits, To promote the sustainable development of our bank. 5、 Strengthen business publicity and reshape our service image. Establish a correct sense of ownership of the bank, take the business place as the core position, take the advantages of "no charge for ATM Fengshou card withdrawal", "no charge for ATM Fengshou card transfer", "linking deposit and loan, better interest rate", "free SMS reminder service" and new online banking business, credit card business or new promotion business as the main contents, and take the radio station, SMS platform, SMS platform, etc Led rolling screen, ATM display screen as a powerful medium, with posters, customer visits, outdoor publicity as auxiliary means, the business publicity work will be implemented. We should keep close contact with water works, electric power bureau, telecommunication bureau, tax bureau and other intermediate business departments, and publicize our business advantages with their help. In addition, we should strengthen the contact with special merchants, carry out publicity activities such as installment payment, exchanging consumption points for gifts, and put up publicity posters and color pages at relevant merchants to enhance the close contact with customers. Go deep into the community and farmers, understand their economic situation, grasp their capital needs, establish real and sound information files, and vigorously publicize our business development and various preferential policies. The business premises equipped with multimedia broadcasting system should show some business operation processes that customers often come into contact with, and even some financial knowledge and instry development information closely related to our bank. 6、 Adjust customer feedback channels, maintain stable and close contact. Customer capital is the foundation of our bank's development; Customer opinions are the driving force for the development of our bank. Therefore, it is very important to improve the customer feedback mechanism. Suggestions are as follows: first, collect some real and reliable first-hand information through questionnaire survey, opinion book management, complaint feedback and other channels, with the help of analysis of these information, strive to improve our old service appearance. Secondly, monthly seminars are held according to the opinions and suggestions put forward by customers, and the department heads involved in various businesses are invited to attend. After the meeting, the results of the seminars are reported to the head office for reference. In case of emergency, with the approval of the leader in charge, we can make an exception to open one more time in advance, solve the problems for customers in time, and add more opportunities for the development of the bank. Third, carry out the "second communication" activities. Inform the customer of the result of the feedback. For some more complicated problems, we can inform the customer in the form of letter. At the same time, we thank the customer for their support and encouragement to our work. Fourth, we should be good at making use of the advantages of the website to open up a channel for customers' feedback on the website, so that customers can directly reflect to us all kinds of problems that may arise in the process of development. 7、 Advocate business service innovation and radiate our new vitality. 1. Use the website to play the information card skillfully. With the help of the website, our bank can make clear and download the matters needing attention in the process of business handling, the process of business handling and the materials that need to be filled in. Temporary counter or credit staff should also strengthen this aspect of publicity in the usual business process, so that some customers with certain cultural quality and strong learning ability can timely understand this new way, understand the relevant information of the bank's business process, and finally realize the purpose of facilitating customers and relieving the pressure of temporary counter. 2. Change the process and improve the service efficiency. Through collective discussion and research, in view of some problems that can be solved through scientific and technological information, this bank should sort out and summarize them in a unified way, report them to the Provincial Association, and propose amendments. Adjust the existing problem system appropriately, optimize it and improve it, so as to completely solve the old problem that has plagued customers for a long time. For example, for account opening business, can our bank consider integrating this business with "SMS service", "ATM transfer quota upgrade service" and "water and electricity charges and telephone charges payment service" in the integrated business system, so as to realize one page, which can handle all businesses that customers need at one time and selectively, so as to facilitate customers, It can also be convenient for the temporary cabinet and improve the work efficiency. 3. Break the ice of service by innovation. With the help of science and technology, we should vigorously develop and popularize non cash service tools, such as online banking, self-service equipment, etc. The ability of non cash service is not only an important part of the future banking competition, but also an important weapon for our bank to maintain a leading position in many banks in our county. Thank you!
8. According to what you say, I am a lazy tiger. Ha ha, some people say that when I am born after sk, I have good fighting power. I am called a mountain tiger. When I am full, I have to go up the mountain to have a rest. If I am born early, I am called a mountain tiger. I go down the mountain to look for food. When I am hungry, I will fight fiercely. I have some specific time of birth tiger summary, you can refer to. Tiger people were born at 11-1 in the middle of the night. They have a lot of troubles and frustrations in their life. Tiger people born on this day have a high desire. But the heart has the spare but the strength is insufficient, the ambition is high, the ability is even, often the effort is not good, the work is futile, six relatives also little help. Born at this time, tiger people should carry forward the spirit of perseverance and dare to fight against fate. Where there is a will, there is a way. Tiger people were born at 1-3 p.m. Work with the support of noble people, not only can turn evil into good, but also everything goes smoothly. All his life, he had plenty of clothes and money. At this time, he was smart and agile, broad-minded, magnanimous, and he was open-minded when he met with unsatisfactory things. Even laugh it off. At this time, the health condition of the born tiger was slightly worse. However, e to the large amount of gas, it is difficult for minor diseases to invade the body. At this time, born tiger people, life popularity is good, respected. Born at 3-5 p.m., the tiger people are intelligent, flexible, and have amazing memory. They are outstanding in learning and writing. They are outstanding in art or science. They are respected all their lives. However, the tiger people born at this time are hard in their early years, and their six parents are helpless. It all depends on our own efforts and development. Tiger people are born at 5-7 am, a life with peach blossom, romantic. Deep heterosexual like, erudite, witty. It's a kind of sentimental person in the world. I'm very proud to be accompanied by beautiful women all my life. It's enviable, but the tiger man who was born at this time also has a shortcoming, that is, he doesn't want to make progress, and he just wants to hang out with each other in the peach blossom and willow green. The catchphrase is: die under the peony flower, and be a ghost, so he hinders his great future. He has a talent and a smart mind. The tiger people were born at 7-9 am. Because they had no official salary and few noble people to support them, they only worked hard all their lives and seldom developed. Born at this time, the tiger people are intelligent, sensitive, full of knowledge, healthy, and have few diseases in their life. Although there are many disasters and dangers, they will not be seriously affected. Only when they leave their hometown can they accomplish their great career. The tiger people born at this time should be down-to-earth. Step by step to start a career, don't be afraid of the pain of running outside. Your career is not at home, but outside. Born at 9-11 a.m., the tiger people have experienced many twists and turns. There are few days of prosperity. They have no family and brothers, but they love each other very much. At this time, the tiger people are less generous, and they are bored all day when they are in trouble. The tiger people born at this time should read and study more. Knowledge is power. They should contact with the society more so as to broaden their horizons and make a difference. Born at 11-1 noon, Hu Ren is a man of extraordinary courage and talent. He is a pillar of the country and has made great achievements in his life. Respected by thousands of people, tiger people born at this time are very honest and upright. He is not only a meritorious official in governing the country, but also a model lover and model parent or model son in the family. The tiger man was born at 1-3 p.m. because he hit a noble man with month virtue, he always had good luck in his life. He was supported by noble people and turned bad into good in his life. Evil can hardly damage him. He has rich clothes and wealth all his life. But the tiger man born at this time. It's hard for parents to help. He is self reliant in his life, and his brothers and sisters are not closely related. The tiger people born at this time had plenty of food and clothing, but there were also many frustrations. However, these frustrations will be resolved because he has the help of noble people, but the tiger man born at this time should still be careful to avoid the trouble and regret. The tiger people were born at 3-5 p.m. because of the hit belt Jiangxing and zema star, the tiger people born at this time should stay away from their hometown and go to barracks or other long-distance work and life. The tiger people born at this time are loyal and kind, and have no evil thoughts towards people. One thing is one thing, one thing is one thing. Two is two. From the time of no deception, because of the tiger people born at this time, they are not afraid of difficulties and dangers, and bear hardships and stand hard work, they can win the appreciation of their superiors, and then become prominent heroes. Tiger people born at this time will be injured for their meritorious deeds. This is also the reason why they hit the blood blade. But it's not enough to worry about. It can only make your future more brilliant. Born at 5-7 p.m., the tiger people are very lucky. The tiger people born at this time are smart and smart. They have the special memory ability to go through a trip. Therefore, if the tiger people born at this time are born well, they will be able to become the pillars of the country. Born at this time, the tiger man, with a world-famous literary style and a scientific name, was deeply respected and loved by others. However, the tiger people born at this time have many minor diseases and frustrations in their lives, but with the help of noble people, they often turn the bad into the good. The tiger people born at this time are arrogant and complacent. As long as they work hard to overcome them, they will be a more perfect benefactor. Born at 7-9 p.m., the tiger people have no family to rely on and have six relatives. So when I was young, life was hard. Food and clothing are scarce. The tiger man born at this time is smart and has a unique talent. He has a strong ability to deal with emergencies and has outstanding eloquence, which makes thousands of people fall in love with him. However, the tiger man born at this time is somewhat frivolous, which may be e to his wit and humor. At this time, the tiger people began to flourish in the middle of Qing Dynasty. The way of writing and martial arts can be unimpeded. If the tiger people at this time, can rigorous some life, can make greater contribution, more can be respected by others. Tiger people were born at 9-11 PM. They had many difficulties in their life and did not do things smoothly. Although they had talent, they had little help from noble people. They had to work hard on their own. They did not start their own business, but they were not easy to succeed. Tiger people born at this time could also succeed in their career when they reached middle age. However, it is easy to lose if it is not long. The tiger people born at this time are in a slightly poor physical condition, which may be caused by their failure to succeed. Tiger people born at this time should adjust their own action plan. They can't only rely on their own talent. They should know that it is the talent to mobilize others to work together with the help of other people's wisdom.
9.
There are three main reasons:
1. The screws of each part are loose
2
3. The plunger of the cylinder block of the hydraulic pump is faulty
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