Do I have to drive to the rapid processing center
As long as there is no dispute on the determination of the accident liability between the two parties, for example, if one party obviously recognizes full responsibility for rear end collision, it is possible to move the car
aside without calling the police and sign a quick processing agreement directly, so as to deal with and compensate quickly
minor road traffic accidents refer to the traffic accidents between motor vehicles that do not involve casualties but only cause minor property losses. Slight property loss refers to the slight road traffic accident that causes the loss of single vehicle with compulsory traffic insurance less than 2000 yuan and commercial insurance less than 10000 yuan, and the vehicle can move by itself
one party of the traffic accident is unwilling to deal with the case, and the delay does not affect the handling of the case. The traffic management department of the public security organ shall make the confirmation letter of road traffic accident within 10 days from the date of on-site investigation. In the event of a fatal accident, the traffic management department of the public security organ should summon all parties to the scene, conct public investigation and obtain evidence before making the confirmation letter of road traffic accident. If the party concerned is not present, the traffic management department of the public security organ shall make a record
if the other party does not cooperate in handling the traffic accident, you can find the traffic police who is responsible for the traffic accident to handle it. First, you can issue a traffic accident confirmation letter, mail it to the party who caused the accident, and then go to the court to sue. After winning the lawsuit, you can apply to the court for enforcement. If negotiation is possible, if negotiation fails, a civil action shall be brought in time within the limitation of action (one year)
Take ping an automobile insurance as an example: the claim settlement process can not be operated by other agents, and it needs to be handled by the applicant himself
vehicle insurance fast claim process
1. Call 95511 to report the accident
call 95511-9 to report the accident immediately after the accident, and the claim officer will arrange assistance according to the accident situation
2. Accident investigation
confirm accident insurance liability, loss situation and cost, and recommend loss repair scheme
3. Confirm the loss repair plan and select the repair method of the damaged property, including the selection of vehicle repair plant, etc; In line with the fast claim conditions, customers can go through the fast claim channel, which is completed in 4 steps
4. After the claim information is reviewed, the case is closed. Ping An through bank transfer, the compensation payment to complete the claim. Car owners who meet certain conditions can enjoy immediate payment of compensation
Ping'an has opened a fast compensation channel for car owners who meet the following conditions:
1. Pure car damage accident
2
3. The accident responsibility is clear, and the claim materials are effective and safe
4. The invoice and claim settlement materials agreed to be collected and submitted by Ping'an express compensation Co., Ltd
accident number to the claim center to issue the accident confirmation letter, then drive the car to the 4S store and inform the insurance company to fix the loss
1. Insurance policy
2. Valid identity certificate of the insured, driving license of the insured vehicle and driver's license
3. The confirmation of traffic accident liability issued by the traffic management department of the public security organ or the relevant legal documents and other certificates issued by the court and other institutions, as well as the proof materials of the amount of compensation obtained through compulsory traffic insurance
4. If the insured chooses to handle the traffic accident through self negotiation according to relevant laws and regulations, it shall provide an agreement to record the traffic accident in accordance with the provisions of traffic accident handling proceres
5. If the third party should be responsible for the compensation, but the third party can not be found, the certificate issued by the traffic management department of the public security organ should be provided for the accident on the road; For accidents in other places, the certificate issued by the local public security organ shall be provided
6. Other proofs and materials that can confirm the nature, cause and degree of loss of the insured accident.