Do you need to drive to claim center
Vehicle insurance fast claims, need to provide by the traffic police issued by the accident identification and vehicle damage repair invoice and claim application, as well as the driver's license, driving license, the insured's ID card, insurance policy can be insured
(1) original insurance policy, claim application, property loss list, technical appraisal certificate, accident report, ambulance expense invoice, necessary account books, documents and certificates of relevant departments (2) other certificates and materials that can be provided by the applicant and the insured to confirm the nature, cause and degree of loss of the insured accident (3) if the applicant and the insured fail to perform the obligation of providing documents as stipulated in the preceding paragraph, which makes it impossible for the insurer to verify the loss, the insurer shall not be liable for the part that cannot be verified2. The most basic materials for vehicle insurance claim settlement are: claim application form, repair invoice, insurance loss order, original repair list of repair unit, driver's license and of driver's license
3. If the loss is relatively small and the insurance company has determined the loss at the scene, then the insurance company will come to the scene for investigation, provide complete information, settle the claim quickly, and provide nothing afterwards, and the insurance company will pay the claim directly to the insured within three days
extended data
automobile insurance claims involves a wide range of work, and the situation is relatively complex. In the process of compensation handling, especially in the process of vehicle accident investigation, we must put forward e requirements and adhere to certain principles
First, we should establish the guiding ideology of serving the insured and adhere to the principle of seeking truth from facts, which embodies the economic compensation function of insurance in the whole process of claim settlement. When an automobile insurance accident occurs, the insurer should try his best to avoid expanding the loss, minimize the impact caused by the disaster accident, timely arrange the repair of the accident vehicle, and ensure the basic recovery of the original technical performance of the vehicle, so that it can be put into proction and operation as soon as possible In order to ensure the continuous proction and operation of transportation proction units (including indivial transportation households) and the stability of people's life, the compensation cases should be handled in time and the compensation should be paid Second, abide by the contract, keep promise and act in accordance with the law. Therefore, when dealing with compensation cases, the insurer must strengthen the concept of legal system, act in strict accordance with the terms and conditions, pay for the compensation that should be paid, and pay enough according to the compensation standards and regulations; For the loss that does not fall within the scope of insurance liability, we should not make excessive compensation. At the same time, we should explain the truth to the insured. For the part of refusing compensation, we should stress facts and evidenceTake ping an automobile insurance as an example: the claim settlement process can not be operated by other agents, and it needs to be handled by the applicant himself
vehicle insurance fast claim process
1. Call 95511 to report the accident
call 95511-9 to report the accident immediately after the accident, and the claim officer will arrange assistance according to the accident situation
2. Accident investigation
confirm accident insurance liability, loss situation and cost, and recommend loss repair scheme
3. Confirm the loss repair plan and select the repair method of the damaged property, including the selection of vehicle repair plant, etc; In line with the fast claim conditions, customers can go through the fast claim channel, which is completed in 4 steps
4. After the claim information is reviewed, the case is closed. Ping An through bank transfer, the compensation payment to complete the claim. Car owners who meet certain conditions can enjoy immediate payment of compensation
< H2 > extended information:
Ping'an has opened a fast compensation channel for car owners who meet the following conditions:
1. Pure car damage accident
2
3. The accident responsibility is clear, and the claim materials are effective and safe
4. The invoice and claim settlement materials agreed to be collected and submitted by Ping'an express compensation Co., Ltd
accident number to the claim center to issue the accident confirmation letter, then drive the car to the 4S store and inform the insurance company to fix the loss
over the years, the average score of computational mechanics should not exceed 360, and the admission line for the first test is about 330. As long as you carefully prepare for the big engineering mechanics test, it is better to take the test, but you can find a better tutor with high scores
hope to help you.
if you lose the compensation e to the dereliction of ty of the traffic police team, the insurance company will make a full compensation, You can complain to the traffic police team. There are also provisions in the insurance law that property insurance can not make the insured profit, that is, the compensation can not be higher than the actual loss. If you don't have a letter of responsibility for the accident, you can't be sure who are the two parties involved in the accident, how much you have lost or how little you have lost, or even some people choose to pay for themselves, In the insurance company can not get claims. There are traffic police in your compensation, after the accident is solved, will not dect your points.
1. Insurance policy
2. Valid identity certificate of the insured, driving license of the insured vehicle and driver's license
3. The confirmation of traffic accident liability issued by the traffic management department of the public security organ or the relevant legal documents and other certificates issued by the court and other institutions, as well as the proof materials of the amount of compensation obtained through compulsory traffic insurance
4. If the insured chooses to handle the traffic accident through self negotiation according to relevant laws and regulations, it shall provide an agreement to record the traffic accident in accordance with the provisions of traffic accident handling proceres
5. If the third party should be responsible for the compensation, but the third party can not be found, the certificate issued by the traffic management department of the public security organ should be provided for the accident on the road; For accidents in other places, the certificate issued by the local public security organ shall be provided
6. Other proofs and materials that can confirm the nature, cause and degree of loss of the insured accident.