Do I have to have an ID card to renew the loan to the local serv
Materials required for loan renewal are as follows:
1. Application form signed by students themselves; No further qualification examination is required (i.e. no official seal is required)
2. The first application should be accepted by the borrower and the co borrower at the same time; When the loan is renewed, one of the students and the co borrowers can apply at the scene
it should be noted that the county Funding Center only keeps the original application form 8194; If students do not fill in the renewal statement or maintain personal information as required, they will not be able to renew the loan
extended data:
compared with the original loan, the renewal loan mainly has the following characteristics:
first, the renewal loan object is old customers
Second, the loan information is basically consistent, that is, the basic situation and reputation of the loan customers, the basic situation of the project, the purpose of the loan and the guarantee have not changed much Third, the loan risk is relatively smallIt's up to the trustee
the students who apply for the student loan in the place of origin should go to the county financial aid center with their signed application form (exported and printed in the system) and a of their student ID
if one of the students or co borrowers can not go to the acceptance site, the other party can apply with the power of attorney
since 2011, new students who apply for student loans in their places of origin are no longer required to sign the power of attorney, and the new contract stipulates that the loan students and the co borrowers default to the relationship of entrustment and authorization
extended information:
repayment method
1. Before graation, students should pay off in one time or in several times
(2) after graation, students can watch their movable funds to repay their loans (3) within two to five years after the completion of the internship, the salary of the graates will be dected from their wages by their units (4) depending on the performance of the graates, the unit where the graates work decides to rece or rece the loans advanced (5) the parents of students who are expelled from school, ordered to quit school or voluntarily quit school e to violating national laws and school discipline should be responsible for the repayment of all loanswhen the loan students go through the graation proceres, they should confirm the loan repayment plan with the bank. Within one year after graation, you can apply to the bank to adjust the repayment plan
There are many ways to repay the principal and interest of student loan, which can be paid in advance one or more times. If the college students choose to repay the loan in advance, the handling bank shall not charge other fees except the interest payableThere is no renewal of the loan in the place of students' origin, which is one loan a year. The proceres and proceres are consistent
Materials for applying for loans from the source of students, The secondary school or university should issue the provincial and municipal certificate of credit student loan in the place of students' origin. 2. For the students who have opened the provincial and municipal student loan in the place of students' origin, the university should issue the loan certificate. 2 The original and of the household register (the guardian can also take the military certificate or the armed police certificate as the valid certificate)2. Admission notice or student card. New students with the original and of the admission notice, students with the original and of the student ID card
{rrrrrrr}
extended information:
1. Conditions of applying for loans in the place of origin of students
1. Nationality of the people's Republic of China
2. Honesty and trustworthiness, law-abiding
3 The registered residence of registered full-time college, higher vocational school and higher vocational college formally accepted the higher diploma ecation. The students who obtained the real, lawful and effective admission notice or the registered residence of
4, students before school occupation, their parents (or other guardians) were registered in the city, county (city, district)
5, and the family was economically difficult. The income obtained is not enough to cover the basic expenses needed to complete the study in school. 2. Loan amount the loan amount applied by the borrower in each academic year is not more than 8000 yuan in principle
Yes, it is necessary to upload the ID card photos of the co borrowers for the renewal of student loan in the place of origin, so as to verify the identity information P>
the student borrowers are the parents or legal guardians of the students in the borrowing principle. The registered residence must be consistent with the registered residence of the borrower himself. If the co borrowers are not parents, they must be between 25 and 60 years old. If they are over 60 years old, please change them
if one of the students or co borrowers can not go to the acceptance site, the other party can apply with the power of attorney. The certificate issued by the Financial Aid Department of the university that I have not applied for the national student loan in the University
extended materials :
points for attention of student origin student loan:
1. The borrower should carefully read the contract text and earnestly fulfill the borrower's obligations
If the relevant national policies are adjusted, the new policies should be implemented China Development Bank and all levels of funding centers have the right to publish and use the borrower's personal information and loan default information in accordance with relevant regulations without the consent of the borrower The borrower's personal information and the borrower's loan default information will be entered into the personal credit information system of the people's Bank of China, and the bad credit record will have a far-reaching impact on the indivial's future life and work After repayment, the borrower should check the accounts with the student financial aid management department of the municipal and County Ecation Bureau and the handling bank in time to prevent problems