Why does the house loan go to the real estate registration cente

1. The house property certificate is used as the guarantee for mortgage to the bank. If there is no house property certificate, the bank will not lend money.

2. keep on record

3. As long as you have the real estate certificate, you can go to the archives of the real estate bureau with your ID card.

4. The real estate mortgage needs to evaluate the value of the house, and then register the mortgage,
it needs to use the real estate certificate to exchange other warrants
the bank will issue a loan according to the appraisal value of the house filled in on your other warrants.
if you do not have your house property certificate, you can not exchange the other warrants for a loan.

5. The house certificate has been obtained, that is, all the proceres have been completed.

6. Your parents are also very strange. Your sister wants to get married. Why write her name? What will happen after that

7. If you don't need the property right certificate to pay the property fee, you can pay the property fee by clearing the house number or bringing the purchase invoice, and the bank won't take pictures of the certificate.

8. Housing Authority is a state organ that manages housing registration information. Housing mortgage registration needs to be recorded in the real estate register. Therefore, it should go to the housing authority for mortgage registration.

9.

1、 What kind of mortgage can be used for bank mortgage loan

1.1

real estate. The first thing that bank mortgage can be used to mortgage is real estate, such as personal housing, family housing, real estate factories, shops, etc. With real estate mortgage loan, generally need to evaluate first, after evaluation, can loan to 78% of the evaluation price

1. 2

10. In Dongguan, now even if you do mortgage, you can get the house property certificate back. The difference between doing mortgage and not doing mortgage is that on the fourth page of the house property certificate (forget whether it is the fourth page or the third page, it should be right), you have a chapter for mortgage! If you pay off the loan, you will stamp a paid loan seal on the house property certificate

if you don't know where your real estate is, you can take your previous invoice and receipt, registration fee invoice, and the original ID card (i.e. the ID card of the owner of the real estate card) to your real estate trading center to get the real estate card back! To ask or not, ask them to help it!