What do I need to take to claim center

1.

Vehicle insurance fast claims, need to provide by the traffic police issued by the accident identification and vehicle damage repair invoice and claim application, as well as the driver's license, driving license, the insured's ID card, insurance policy can be insured

(1) original insurance policy, claim application, property loss list, technical appraisal certificate, accident report, ambulance expense invoice, necessary account books, documents and certificates of relevant departments

(2) other certificates and materials that can be provided by the applicant and the insured to confirm the nature, cause and degree of loss of the insured accident

(3) if the applicant and the insured fail to perform the obligation of providing documents as stipulated in the preceding paragraph, which makes it impossible for the insurer to verify the loss, the insurer shall not be liable for the part that cannot be verified

2. The most basic materials for vehicle insurance claim settlement are: claim application form, repair invoice, insurance loss order, original repair list of repair unit, driver's license and of driver's license

3. If the loss is relatively small and the insurance company has determined the loss at the scene, then the insurance company will come to the scene for investigation, provide complete information, settle the claim quickly, and provide nothing afterwards, and the insurance company will pay the claim directly to the insured within three days

extended data

automobile insurance claims involves a wide range of work, and the situation is relatively complex. In the process of compensation handling, especially in the process of vehicle accident investigation, we must put forward e requirements and adhere to certain principles

First, we should establish the guiding ideology of serving the insured and adhere to the principle of seeking truth from facts, which embodies the economic compensation function of insurance in the whole process of claim settlement. When an automobile insurance accident occurs, the insurer should try his best to avoid expanding the loss, minimize the impact caused by the disaster accident, timely arrange the repair of the accident vehicle, and ensure the basic recovery of the original technical performance of the vehicle, so that it can be put into proction and operation as soon as possible

In order to ensure the continuous proction and operation of transportation proction units (including indivial transportation households) and the stability of people's life, the compensation cases should be handled in time and the compensation should be paid

Second, abide by the contract, keep promise and act in accordance with the law. Therefore, when dealing with compensation cases, the insurer must strengthen the concept of legal system, act in strict accordance with the terms and conditions, pay for the compensation that should be paid, and pay enough according to the compensation standards and regulations; For the loss that does not fall within the scope of insurance liability, we should not make excessive compensation. At the same time, we should explain the truth to the insured. For the part of refusing compensation, we should stress facts and evidence

2. Must bring information, ID card, driving license, driving license, traffic insurance contract and commercial insurance contract.

3. There are several parts: 1. Traffic police team: accident confirmation, mediation agreement (sometimes the confirmation and agreement are integrated), economic compensation voucher 2. Repair shop: repair invoice of accident car (pay attention to the difference between 4S shop invoice and general repair invoice), repair list 3. Hospital: Outpatient part: outpatient medical record, inspection report, medical invoice (invoice sheet), The other party: the certificate of the registered permanent residence of the injured person (required when compensation for disability is involved, but not if there is no disability), and the salary list of the three months before the accident (required when compensation for delay in work is involved, usually copied to the unit), Remember to stamp the company's official seal or financial seal on the . If the salary is high and you need to pay personal income tax, you should also provide a of the tax invoice, which also needs to be stamped). The transportation invoice (taxi and bus are OK) is needed for general accidents, and the serious accidents need more things. Generally, we should grasp one point: for the compensation items written in the mediation agreement, everything needs to be proved. For example: the amount of delay fee = unit salary * delay time, the three-month salary list (tax certificate) is to prove the unit salary, and the sick leave certificate of the hospital is to prove the delay time. It's all linked up!!!

4.

1、 Quick claim process
for minor accidents of both parties meeting the following three conditions at the same time, they can go to the quick claim center to handle accident claims
1. The accident did not cause casualties
2. The accident vehicle can still run normally
3. The loss of both parties' vehicles is less than 5000 yuan. The fast claim center is where all the insurance companies are and can provide one-stop service
owners of both sides can directly go to the nearest "fast claim center" to handle traffic accident handling, vehicle insurance claims and repair matters in one stop, or entrust other people to handle them, but they need to bring their driver's license, driving license and other information< Second, the claim process (on-site processing)
1. In case of an accident, it needs to be handled within 24 hours
2. Take photos, turn on the danger light, get off the car after ensuring safety, and take more than 4 photos with mobile phone. The scene photography should reflect the whole picture of the accident, road direction, vehicle driving state, vehicle number plate and vehicle loss, and it is better to clearly reflect the responsibility of the accident
3. In exchange of certificates, the owners check the driver's license, driver's license and insurance, exchange driver's license or attached pages of driver's license, leave each other's names and telephone numbers, and agree on the time and place of the express claim center Within 24 hours of the accident, both parties go to the quick claim center at the same time.)< Step 1: fill in the form (print the agreement sheet), fill in the form, and draw out the agreement sheet "agreement on self negotiation of the parties in minor traffic accidents". Both parties should take the ID card, driving license, original and plicate of the driver's license, original of the insurance contract and photos of the scene, Go to the front desk of the quick claim processing point to fill in the relevant information
Step 2: print the accident confirmation letter "motor vehicle insurance accident quick claim case handling sheet". After the police determine the responsibility, both parties can print the accident responsibility confirmation letter at the front desk and sign it
Step 3: the insurance company shall determine the loss and repair the accident, and go to the designated window of the insurance company for loss determination and claim settlement with the Accident Liability Certificate (each insurance company on site has a specially assigned person to accept)
Step 4: set the loss and seal. After the insurance company checks the car, the staff sign and seal the car inspection form
Step 5: the traffic police seal, the two parties to the traffic police designated area to show their certificates and photos, respectively state the process of the accident, the traffic police confirm the authenticity of the accident after the seal
5. Apply for claim settlement, the agreement on handling minor traffic accidents through negotiation by the parties themselves, the quick claim handling form for motor vehicle insurance accidents, copies of ID cards, driving licenses, original and plicate copies of driving licenses, and copies of insurance contracts of both parties, and apply for claim settlement
both parties shall negotiate the responsibility by themselves. If the responsibility is not clear, a contact form shall be issued in the quick claim center and the case shall be handled by the traffic police brigade in the place where the accident occurred
3. Special notes:
1. Traffic police need to seal
2. The fast claim center needs to pay the contract of compulsory insurance and commercial insurance. It is recommended to put both in the car
3. The fast claim center accepts the insured vehicles in Shaanxi Province
4. Within 24 hours after the accident
5. In case of traffic accident, you must consult the insurance company you underwrite
6. Check in advance whether the driver's license is within the validity period, whether the compulsory insurance is handled, and whether the car has been approved

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5. Core content: generally, it is necessary to prepare the evidence to prove the subject qualification of the plaintiff and the defendant, the evidence to prove the litigation and agency qualification of the traffic accident, and the evidence to prove the traffic accident and other evidence materials to prove the litigation claim of both parties. If the plaintiff is a natural person, he / she should submit his / her identity card, household register, etc
2. If the plaintiff is a legal person or other organization, the registration information of the main body should be submitted, such as the of the business license or the business registration list issued by the business registration authority, the registration certificate of the association legal person, etc
3. If the plaintiff has changed his name after the occurrence of the legal facts in dispute, he / she shall submit the change registration information
4. If the party concerned is the family member of the deceased in the dispute of compensation for damages in road traffic accidents, the proof of the first successor of the deceased and the basic information of the successor shall be submitted
5. Submit the certificate of the owner, actual controller and driver of the vehicle causing the accident, as well as the certificate of relevant relationship
6. Provide the proof of the owner, actual controller and driver of the damaged vehicle and the proof of their relationship. 2、 If the plaintiff is a legal person or other organization, the identity certificate of the legal representative or the certificate of the person in charge (with official seal) shall be submitted
2. If the plaintiff entrusts others to act on his behalf, the power of attorney signed or sealed by the principal shall be submitted. The power of attorney shall specify the entrusted items, authority, time limit and contact number, and a of the agent's identity certificate shall be submitted. If the agent is a practicing lawyer, a of the practicing certificate shall be submitted
3. If the plaintiff is a Hong Kong resident or a party involved in Taiwan, Australia and other regions or countries entrusts a domestic lawyer to conct the litigation on his behalf, the Hong Kong lawyer entrusted by the Ministry of justice shall go through the notarization entrustment proceres in accordance with the provisions of the Ministry of justice
3. Evidence to prove that both parties have a traffic accident and other evidence to prove the claim
1. The damage compensation lawsuit for traffic accident should be submitted to the public security traffic management department to handle the responsibility of traffic accident, traffic accident compensation mediation or mediation to end the accident and other supporting materials
2. Forensic identification materials, traffic accident disability assessment or disability re assessment
3. In case of personal injury, the disease certificate, discharge certificate and transfer certificate issued by the hospital shall be submitted. Invoice of medical expenses, proof of wages of the injured, proof of wages of nursing staff, proof of prices of disabled equipment, proof of basic information of the provider, invoice of transportation and accommodation, etc
4. In case of financial damage, submit financial loss assessment report and repair invoice
5. Provide the calculation method and list of the specific claim amount in the claim.

6. There are several parts: 1. Traffic police team: accident confirmation, mediation agreement (sometimes the confirmation and agreement are integrated), economic compensation voucher 2. Repair shop: repair invoice of accident car (pay attention to the difference between 4S shop invoice and general repair invoice), repair list 3. Hospital: Outpatient part: outpatient medical record, inspection report, medical invoice (invoice sheet), The other party: the certificate of the registered permanent residence of the injured person (required when compensation for disability is involved, but not if there is no disability), and the salary list of the three months before the accident (required when compensation for delay in work is involved, usually copied to the unit), Remember to stamp the company's official seal or financial seal on the . If the salary is high and you need to pay personal income tax, you should also provide a of the tax invoice, which also needs to be stamped). The transportation invoice (taxi and bus are OK) is needed for general accidents, and the serious accidents need more things. Generally, we should grasp one point: for the compensation items written in the mediation agreement, everything needs to be proved. For example: the amount of delay fee = unit salary * delay time, the three-month salary list (tax certificate) is to prove the unit salary, and the sick leave certificate of the hospital is to prove the delay time.