Go to management center of accumulation fund complain useful

1. There's no need, because the quality of things there is too poor, and it's expensive! And there are no special procts yet. It's really hard to save money to buy them back home

2. There are four ways to complain:
1. Complain directly to the person in charge of the housing provident fund management center
2. Complain to the Finance Bureau, which is the competent department of the housing provident fund
3. Complain by calling the special hotline 12329 for housing provident fund
4. Complaint telephone provided by the local housing provident fund management center

3. It depends on what problems you complain about. Legitimate and reasonable demands need to be dealt with. If they are inappropriate, improper complaints are useless. If there are other dissatisfied ones, they can also apply for consultation and complaint at a higher level.

4. Provident fund loan first to the provident fund center application, and then to the bank for loan proceres

provident fund loan process:

1
2
3
3
4. Approval
5. Real estate transaction center handles mortgage registration proceres
6. Bank loans< The main contents are as follows:
1
2
3. Have stable economic income, good credit and the ability to repay the loan principal and interest
4
5. It can provide effective contracts or agreements for the purchase of self occupied housing
6. The borrower and the buyer in the house purchase contract must be consistent, and the co owners (except their spouses) who purchase the common property rights must issue a written commitment to agree with the housing mortgage
7. Own funds no less than 30% of the value of self occupied housing (more than 40% of second-hand housing)
8. The borrower agrees to apply for housing mortgage and insurance
9. For the purchase of commercial housing, the developer should provide phased guarantee and report relevant credit information
10. The borrower agrees to open a personal account with the loan undertaking bank, and agrees that the loan principal and interest shall be directly transferred from the account by the loan undertaking bank every month.

5.

The time of recovering the accumulation fund shall refer to the time of unit deposit within the time limit of housing accumulation fund

The amount of housing provident fund paid by the unit can be determined by different ways according to the actual situation:

1. if the unit has never paid the housing provident fund, in principle, it should pay the housing provident fund of the employees who have not paid the housing provident fund since the promulgation of the regulations (Order No. 262 of the State Council) (April 1999)

2. if the unit does not provide the wages of the employees or the employees have objections to the wages provided, the management center can calculate them according to the wages approved by the local labor department and the judicial department, or the average wages of the employees in the previous year published by the Municipal Statistics Department

3. the deposit ratio of housing provident fund of employees and units shall not be less than 5% of the average monthly salary of employees in the previous year

4. cities with conditions can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the housing provident fund management committee and submitted to the people's Government of the province, autonomous region and municipality directly under the central government for approval after being examined and approved by the people's government at the same level

5. in principle, the monthly payment base of housing provident fund for urban indivial businesses and freelancers is calculated according to the monthly average tax income of the depositor in the previous year

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for the punishment of unit not handling and overe payment of housing provident fund:

1. if the unit does not handle the registration of housing provident fund deposit or does not handle the proceres for the establishment of housing provident fund account for its employees, the housing provident fund management center shall order it to handle it within a time limit

2. those who fail to do so within the time limit shall be fined not less than 10000 yuan but not more than 50000 yuan

4. if the unit fails to pay or underpays the housing provident fund within the time limit, the housing provident fund management center shall order it to pay within a time limit

5. if it still fails to deposit within the time limit, it may apply to the people's court for compulsory execution

6. If the unit fails to pay the housing provident fund, it can report to the housing provident fund management committee
according to Article 37 of the regulations on the management of housing provident fund, if the unit fails to register the payment of housing provident fund or handle the proceres for the establishment of housing provident fund accounts for its employees, the housing provident fund management center shall order it to do so within a time limit; If it fails to do so within the time limit, it shall be fined not less than 10000 yuan but not more than 50000 yuan< Article 38 If a unit fails to pay or underpays the housing provident fund within the time limit in violation of the provisions of these regulations, the housing provident fund management center shall order it to pay within a time limit; If it still fails to deposit within the time limit, it may apply to the people's court for compulsory execution.

7. There is no role must first go to the housing provident fund management center complaints
if the management center of housing provident fund doesn't actively deal with it, the employees will bring a lawsuit to the people's court. Even can sue the housing accumulation fund management center not to take.

8. Can go to complain, but at most just fine to the enterprise, can't support to you pay accumulation fund. Personal suggestions and enterprises to negotiate, let it give you compensation, not to complain.

9.

The time of recovering the accumulation fund shall refer to the time of unit deposit within the time limit of housing accumulation fund

The amount of housing provident fund paid by the unit can be determined in different ways according to the actual situation:

< UL >

if the unit has never paid the housing provident fund, in principle, it should pay the housing provident fund of the employees who have not paid the housing provident fund since the promulgation of the regulations (Order No. 262 of the State Council) (April 1999)

if the unit does not provide the wages of the employees or the employees have objections to the wages provided, the management center can calculate them according to the wages approved by the local labor department and the judicial department, or the average wages of the employees in the previous year published by the Municipal Statistics Department

the deposit ratio of housing provident fund of employees and units shall not be less than 5% of the average monthly salary of employees in the previous year

cities with conditions can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the housing provident fund management committee and submitted to the people's Government of the province, autonomous region and municipality directly under the central government for approval after being examined and approved by the people's government at the same level

in principle, the monthly payment base of housing provident fund for urban indivial businesses and freelancers is calculated according to the monthly average tax income of the depositor in the previous year

for the punishment of the unit not handling and overe payment of housing provident fund:

if the unit does not handle the registration of housing provident fund deposit or does not handle the proceres for the establishment of housing provident fund account for its employees, the housing provident fund management center shall order it to handle within a time limit

those who fail to do so within the time limit shall be fined not less than 10000 yuan but not more than 50000 yuan

if the unit fails to pay or underpays the housing provident fund within the time limit, the housing provident fund management center shall order it to pay within a time limit

if it still fails to deposit within the time limit, it may apply to the people's court for compulsory execution

10. The deposit ratio of housing accumulation fund of employees and units shall not be less than 5% of the average monthly salary of employees in the previous year; If conditions permit, the deposit ratio can be appropriately increased. The specific deposit ratio shall be drawn up by the housing provident fund management committee, examined by the people's government at the same level, and submitted to the people's Government of Sheng autonomous region and municipality directly under the central government for approval.