Decentralized loan aggregator

1.

De flow means that all social resources can be aggregated and distributed with one click

in a system with many nodes, each node has a high degree of autonomy. Nodes can connect with each other freely to form a new connection unit. Any node may become the stage center, but it does not have the mandatory central control function. The influence between nodes will form a nonlinear causal relationship through the network

This kind of open, flat and equal system phenomenon or structure is called decentralization

extended materials:

compared with the previous Internet (WEB 1.0) era, today's Internet (Web 2.0) content is no longer proced by professional websites or specific groups, but by the participation of the whole Internet users and the creation of equal power levels. Anyone can express their views on the Internet or create original content to proce information together

with the diversification of network service shape, the decentralized network model becomes more and more clear and possible. After the rise of Web2.0, the services provided by Wikipedia, Flickr, blogger and other network service providers are decentralized. Any participant can submit content, and Internet users can create or contribute content together

2.

1. Enjin (enj)

in the near future, the game instry is the instry most likely to adopt blockchain on a large scale. Enjin coin is the cryptocurrency of virtual goods created by Enjin. Enjin is the "largest online gaming community platform" with more than 250000 gaming communities and 18.7 million registered gamers

Cardano (ADA)

compared with Ethereum, EOS and Tron, Cardano is the third generation of decentralized app (DAPP) and smart contract platform. Cardano's design philosophy has the following points:

scalability: with the growth of users, the transaction processing speed is not affected or even faster, such as P2P protocol

interoperability: in the future, there will be countless devices connected to each other, instead of only connecting and forwarding through routers. All kinds of devices can communicate directly through standard general protocol

Sustainability: like bitcoin, Cardano project will not be controlled and influenced by a certain company or organization, which is a safe, decentralized and sustainable development platform

With the popularity of sto (security token offers), Nash also plays an important role. Nash is a kind of registered security token. In the past, Nash participated in and led the development of many projects

Nash exchange is a decentralized exchange. If you hold nex token, you can calculate the dividend here

4. Basic attention token (BAT)

bat mainly solves the problem of advertising:

user information is abused: large companies such as Google and Facebook track and use user information and behavior, and sell without the knowledge of users

the effect of advertising is restrained: middlemen earn most of the fees, a large number of advertisements are blocked by users using software, and advertisements are fake

in the past six to 12 months, the number of publishers using the brand browser (Note: the brand browser supports bat token) has grown rapidly, and almost no blockchain ecosystem has grown so fast

5, chainlink (link)

chainlink mainly solves the problem that each blockchain has and the smart contract cannot obtain external data. In order to introce external data into the blockchain, the concept of Oracle is proposed in smart contract

companies including Google are supporting the development of chainlink. Here is a list of chainlink partners

one of the main problems of chainlink is similar to Ethereum. The development team has reserved 650 million link tokens, while only 350 million are in circulation at present

Ethereum (ETH)

Ethereum has long occupied the second place in the top 100 cryptocurrencies. Its ecology is so big that we can't call it altcoin now. To tell you the truth, I'm not optimistic about Ethereum in the long run, but it will flourish in the short run

3. The four well-known decentralized loan agreements are compound, Dharma, dydx and maker, We summarize it into three modes:
(1) P2P matchmaking mode

the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system
Dharma and dydx are peer-to-peer agreements to match borrowers and lenders. Therefore, the number of loans and borrowings based on the two agreements is equal
for example, in Dharma, smart contracts act as "guarantors" to evaluate the asset prices and risks of borrowers. The creditor decides whether to loan to the borrower according to the evaluation results provided by the "guarantor". At the same time, when the borrower fails to repay on time, the "guarantor" will automatically carry out the liquidation procere. The maximum borrowing period of Dharma platform is 90 days, and the loan interest is fixed. The lender's funds are locked ring the loan period, and only after matching with the borrower can it start to earn interest
dydx protocol is also a P2P mode, but the main difference between it and other lending platforms is that dydx also supports other transactions besides borrowing and lending, such as futures trading. When a trader opens a position in dydx, he or she will borrow margin and reach an agreement with the lender on the terms through the platform to conct margin trading. Therefore, the target customers of dydx are mainly margin dealers. The interest of the dydx platform is variable, and there is no lock-in period or maximum term for users to borrow money on the dydx platform< The first mock exam mode of BR / > (2) is (3) liquid pool trading
take compound as an example, borrowers and lenders trade through the liquid trading pool instead of matching with counterparties. The interest rate of each loan and loan is determined by the liquidity of the pool, that is, the ratio between the total amount of money provided by the lender and the total amount of money demanded by the borrower. Compound doesn't set a fixed loan term, so the lender can deposit the funds into the loan pool, continuously earn interest, and withdraw the assets at any time. The borrower has an unlimited contract period

according to market research, as of February 20, 2021, the total borrowing volume of the decentralized mortgage market hit an all-time high of US $8 billion for the first time. Decentralized lending market is a network system based on smart contract, where cryptocurrency holders can lend their assets / certificates on the chain to others to make profits.
currently, the top three defi protocols in the total amount of borrowing are:
1, compound: the total amount of borrowing is 4446012599 US dollars, accounting for 55.60%
2. Maker: the total amount of borrowing is 2335968433 US dollars, accounting for 29.21%< 3. AAVE V1: the total amount of borrowing is 643772395 US dollars, accounting for 8.05%<

the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system.

4. The main incement of financial ecological theory is the deterioration of financial ecological environment and the imbalance of financial ecological system. If this state is not changed decisively, it will threaten the stability of the financial instry and cause huge losses to economic development
performance
there are still some problems and deficiencies in the theory and practice of financial ecology, mainly as follows:
① the concept and connotation of financial ecology are not well understood. The concept of financial ecology lost the direction of financial ecology theory and the accuracy of financial ecology practice, which made the macro sector unable to start and the micro sector at a loss< (2) the basic principles of financial ecology are unclear. Many people use financial ecology, financial environment, financial mechanism and financial laws in combination, which leads to unclear objectives and channels of financial ecology, and it is easy to become a hodgepodge
③ the working mechanism and mode of protecting the financial ecology are unclear, and there is no standard for evaluating the state of the financial ecology, which makes the basis for specific research and investigation unclear< (4) e to the lack of knowledge and understanding of the scientific and forward-looking nature of financial ecology, many people do not know enough about the significance of the theory and practice of financial ecology, and some even think it is a kind of hype and catching up with the trend. This paper analyzes these four aspects in order to promote the development and unification of financial ecological theory
research
financial ecology is a bionic concept, and it is difficult to find similar terms in economic dictionaries. In China, Dr. Zhou Xiaochuan (2004) first extended the concept of ecology to the field of finance, and emphasized the use of ecological methods to study financial development. Shanghai Securities News exclusively launched the core content of the general report "China's urban financial ecological environment assessment" - the analysis framework of urban financial ecology
generally speaking, ecological environment is mainly a biological concept, which refers to the whole composed of various ecosystems composed of biological communities and abiotic natural factors, and has indirect, potential and long-term impact on human survival and development
according to this expression, the ecology of general things includes the sum of various relationships within and between systems, and is a dynamic and systematic organic chain. If we regard finance as a subsystem of social economic system, then financial ecology is an ecological chain composed of financial subsystem and other related systems, which is closely related to the sustainable development of financial instry
just as the survival and development of any creature in nature are determined by its own conditions and external environment, financial institutions, as a member of the social and economic system, on the one hand, the realization of its survival and sustainable development depends on its own system construction and management level

5. Before we understand decentralized lending, we need to understand the definition of both sides:
both sides mainly refer to the lender and the borrower, so they are called both sides
the borrower refers to the borrower, and the loan refers to the borrower
decentralized lending refers to matching the borrower and the lender through the past central lending agreement, and then transferring the assets and completing the lending immediately after the confirmation of mortgage and pledge
the decentralized lending protocol provides the platform with the technical basis of standardization and interoperability, and plays the role of security management in the lending process. Compared with the traditional lending model, the decentralized lending model has the following characteristics:
a. the combination of legal currency loan and digital asset loan (stable currency model can be regarded as the combination of legal currency and digital asset)
B. mortgage based on digital assets
C. realize real-time transaction settlement through automation, and rece the actual cost
D. replacing credit review with over mortgage mode also means that it can serve more people who can not use traditional services<

the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system.

6. On March 20, Lenovo held the 2018 mobile phone new proct launch in Beijing. Lenovo released the first blockchain smartphone Lenovo S5, two hundred yuan machines K5 and K5 play
in addition, Lenovo has also launched a super cheap smart watch watch watch 9, which is designed with conventional quartz watch and added intelligent sports function. The price is only 129 yuan, even cheaper than a conventional watch.

7. hey. Energy is the material basis of human activities. In a sense, the development of human society is inseparable from the emergence of high-quality energy and the use of advanced energy technology. In today's world, the development of energy, energy and environment are issues of common concern to the whole world and mankind, as well as important issues of China's social and economic development“ In the past, people seldom talked about the term "energy". It was the two oil crises that made it a hot topic. Energy is the most basic driving force for the development and economic growth of the whole world and the basis for human survival. Since the instrial revolution, the problem of energy security has appeared. With the rapid development of global economy, international energy security has risen to the national level, and all countries have formulated energy policies with energy supply security as the core. In the next two decades, with the support of stable energy supply, the world economy has achieved great growth. However, while enjoying the benefits of economic development and scientific and technological progress brought by energy, human beings also encounter a series of unavoidable energy security challenges. Energy shortage, resource competition and environmental pollution caused by excessive use of energy threaten human survival and development. So what is "energy"? There are about 20 definitions of energy. For example: "science and technology network book" says: "energy is the resources from which heat, light and power can be obtained" "Energy is a term that includes all fuels, running water, sunlight and wind. With appropriate conversion means, human beings can make it provide the energy they need," the British Internet book said "In all kinds of proction activities, we use heat energy, mechanical energy, light energy and electric energy to do work, which can be used as various carriers in nature as these energy sources, which are called energy sources," said the great network Encyclopedia of Japan; China's energy network encyclopedia says: "energy is a kind of energy carrier resource that can directly or through conversion provide any form of energy, such as light, heat, power, etc., needed by human beings." It can be seen that energy is a source of energy in various forms and can be converted to each other. To be exact and simple, energy is the material resource in nature that can provide some form of energy for human beings. Generally, all kinds of sources that can be used by human beings to obtain useful energy can be called energy. Energy is also called energy resource or energy resource. It refers to all kinds of energy (such as heat, electric energy, light energy and mechanical energy) or materials that can do work. It refers to all kinds of resources that can obtain useful energy directly or through processing and conversion, including primary energy such as coal, crude oil, natural gas, coalbed methane, water energy, nuclear energy, wind energy, solar energy, geothermal energy, biomass energy, secondary energy such as electric power, heat, refined oil, and other new energy and renewable energy. There are many kinds of classified energy, and through the continuous development and research of human beings, more new energy has begun to meet the needs of human beings. According to different ways of division, energy can also be divided into different types. 1. According to the source, it can be divided into three categories: the energy contained in the earth itself usually refers to the energy related to the heat energy inside the earth and the energy related to the nuclear reaction. ① Energy (mainly solar energy) from celestial bodies outside the earth. In addition to direct radiation, it also provides the basis for the generation of wind energy, water energy, bioenergy and mineral energy. Most of the energy needed by human beings comes directly or indirectly from the sun. It is plants that convert solar energy into chemical energy through photosynthesis and store it in plants. Coal, oil, natural gas and other fossil fuels are also formed by ancient buried plants and animals after a long geological period. They are essentially solar energy fixed by ancient creatures. In addition, water energy, wind energy, wave energy and ocean current energy are all converted from solar energy. ② The energy of the earth itself. Such as nuclear energy, geothermal energy, etc. ③ The energy proced by the interaction between the earth and other celestial bodies. Such as tidal energy. The magma from hot springs and volcanic eruptions is the manifestation of geothermal energy. The earth can be divided into three layers: crust, mantle and core. It is a large heat reservoir. The earth's crust is a layer on the earth's surface, generally ranging in thickness from a few kilometers to 70 kilometers. Beneath the crust is the mantle, which is mostly molten magma with a thickness of 2900 km. Volcanic eruption is usually the eruption of this part of magma. The interior of the earth is the core, and the temperature of the core center is 2000 degrees. It can be seen that the geothermal resources on the earth are also very large. 2. According to the basic form of energy, there are primary energy and secondary energy. The former is natural energy, refers to the existing energy in nature, such as coal, oil, natural gas, water and so on. The latter refers to energy procts converted from primary energy processing, such as electricity, gas, steam and various petroleum procts. Primary energy is divided into renewable energy (water energy, wind energy and biomass energy) and non renewable energy (coal, oil, natural gas, oil shale, etc.). According to the way of proction, it can be divided into primary energy (natural energy) and secondary energy (artificial energy). Primary energy refers to the energy resources that exist in nature in natural form and have not been processed or converted. Primary energy includes renewable water resources and non renewable coal, oil and natural gas resources. Three kinds of energy, including water, oil and natural gas, are the core of primary energy and become the basis of global energy; In addition, renewable energy such as solar energy, wind energy, geothermal energy, ocean energy, biological energy and nuclear energy are also included in the scope of primary energy; Secondary energy refers to the energy resources directly or indirectly converted from primary energy into other types and forms, such as electricity, gas, gasoline, diesel, coke, clean coal, laser and biogas. 3. According to the nature of energy, there are fuel energy (coal, oil, natural gas, peat, wood) and non fuel energy (water energy, wind energy, geothermal energy, ocean energy). People use energy other than their own physical strength from the beginning of fire, the earliest fuel is wood, and then use a variety of fossil fuels, such as coal, oil, natural gas, peat and so on. Now we are studying the use of solar energy, geothermal energy, wind energy, tidal energy and other new energy. At present, the consumption of fossil fuels is very large, but the reserves of these fuels on the earth are limited. In the future, uranium and thorium will provide most of the energy needed by the world. Once the technical problems of controlling nuclear fusion are solved, human beings will actually get endless energy. 4. According to whether energy consumption causes environmental pollution, it can be divided into polluting energy and clean energy. Polluting energy includes coal, oil, etc., while clean energy includes hydropower, electric power, solar energy, wind energy and nuclear energy, etc. 5. According to the type of energy use, it can be divided into conventional energy and new energy. Conventional energy includes renewable water resources and non renewable coal, oil, natural gas and other resources in primary energy. New energy is relative to conventional energy, including solar energy, wind energy, geothermal energy, ocean energy, bioenergy and nuclear fuel for nuclear power generation. Because the energy density of new energy is small, or the grade is low, or there is intermittent, the economy of conversion and utilization according to the existing technical conditions is still poor, and it is still in the stage of research and development, so it can only be developed and utilized according to local conditions; But most of the new energy is renewable energy. Rich in resources and widely distributed, it is one of the main energy sources in the future. 6. People usually classify energy according to its morphological characteristics or the level of conversion and application. The energy types recommended by the world energy commission are: solid fuel, liquid fuel, gas fuel, water energy, electric energy, solar energy, biomass energy, wind energy, nuclear energy, ocean energy and geothermal energy. Among them, the first three types are collectively referred to as fossil fuels or fossil energy. The above-mentioned energy, which has been recognized by human beings, can be converted into some form of energy that people need under certain conditions. For example, firewood and coal can be heated to a certain temperature, and they can be combined with oxygen in the air to release a lot of heat. We can use heat for heating, cooking or refrigeration. We can also use heat to generate steam, which drives the steam turbine and turns the heat energy into mechanical energy; The steam turbine can also be used to drive the generator to change the mechanical energy into electrical energy; If electricity is sent to factories, enterprises, government agencies, farming, pastoral areas and households, it can be converted into mechanical energy, light energy or heat energy. 7. Commodity energy and non commodity energy, such as coal, oil, natural gas and electricity, are commodity energy. International statistics are limited to commodity energy. Non commercial energy mainly refers to firewood and crop resies (straw, etc.). In 1975, the world's non commercial energy was about 0.6 TWA, equivalent to 600 million tons of standard coal. It is estimated that China's non commercial energy in 1979 was about 290 million tons of standard coal. 8. Renewable energy and non renewable energy, people further classify primary energy. The energy that can be continuously supplemented or regenerated in a short period is called renewable energy, otherwise it is called non renewable energy. Wind energy, water energy, ocean energy, tidal energy, solar energy and biomass energy are renewable energy; Coal, oil and natural gas are non renewable energy. Geothermal energy is basically non renewable energy, but from the earth's huge reserves, it has the nature of regeneration. The new development of nuclear energy will make nuclear fuel cycle proliferative. The energy of nuclear fusion is 5-10 times higher than that of nuclear fission. The most suitable fuel for nuclear fusion, deuterium, is abundant in seawater. Nuclear energy is one of the pillars of the future energy system. With the increasing demand for energy in the global economic development, many developed countries pay more attention to the development and research of renewable energy, environmental protection energy and new energy; At the same time, we also believe that with the continuous progress of human science and technology, experts will continue to develop more new energy to replace the existing energy, in order to meet the high demand of global economic development and human survival for energy, and we can predict that there are many new energy on the earth that has not been discovered by human beings waiting for us to explore and research. China's energy China is a country rich in energy resources. The proven reserves of coal are more than 600 billion tons, ranking third in the world; The theoretical reserve of water resources is 680 million kilowatts, ranking the first in the world; The theoretical reserves of oil and natural gas are also abundant. However, e to China's large population, the average annual energy consumption per capita is still at a low level. According to the characteristics of China's energy resources and the actual situation of low energy utilization efficiency, China has determined the energy policy of attaching equal importance to development and energy conservation and giving priority to energy conservation in the near future. For a long time to come, China will give priority to the development of coal and hydropower; Vigorously explore and actively develop oil and gas; Nuclear power plants will be built in a planned way in areas with serious energy shortage; In the vast rural areas, biomass energy biogas and fast-growing forest of firewood carbon should be vigorously developed, and new stoves should be promoted; Actively carry out scientific experiments and demonstration utilization of new energy. China's energy situation as the largest developing country in the world, China is a big energy procer and consumer.

8.

Can make money, whether it is indivial or enterprise, all need is flow

today, Ronghui takes your questions to tell you how to use the functions of wechat app mall to run a good wechat app mall

First, strengthen the content attribute of the mall

1. Create content topics according to festivals or hot spots, guide users to pay attention to

and package and sell goods through content, which is a significant advantage of content e-commerce. It's not a matter of minutes to insert commodity cards in tweets and import traffic into wechat app mall. It's not only packaged by tweets, but also can strengthen the power of writing in shopping malls. For example, the home page of shopping malls can broadcast advertisements or activities combining hot spots

2. Find the selling points of goods, optimize the name and display way

it is suggested that you can do it from the aspects of proct function / use skills / instry analysis, interesting + proct related will get unexpected results, different instries have different selling points, so you need to optimize the name according to the goods to attract users. Besides interesting commodity names, the way of commodity display is also very important. What kind of layout can highlight the advantages of commodities and win the favor of customers needs to be summarized and tried in the operation

Second, increase the exposure of commodities

at present, there are no other exposure channels for commodities in wechat app mall except the home banner and commodity page. The content of the front page is the key to retain customers. It is also important to display procts in the District, and to capture the eyeballs of the customers with distinctive features. For example, star tiktok, shake sound, sales volume, group, special welfare zone, etc. Only when your procts are deeply rooted in the hearts of the people and stimulate people's desire to buy, will they have selling points

Third, create a sense of ceremony and figure out the user's psychology“ Every Tuesday is new. "The notice before it's put on the shelves, and the story of goods pushed every time it's put on the new can be fixed into a sense of ritual; As for member day, you can play more. Only on that day can you buy a star proct similar to zhendianbao. Members can play Jiugongge, scraping card and so on, so that more users can become members of your mall

we have all kinds of SaaS small programs you need. We have all kinds of activity functions and powerful background functions. Now the company has launched the activity of free use for one year. We don't have to worry about the technical problems. We can solve the problem for you and don't have to worry about the financial problems. We absolutely do what we say and we will escort you. If you need, you can consult us

9. Generally speaking, in the first tier cities, bat's starting salary for fresh graates is not high, but as long as they work hard and have outstanding ability, in fact, it's very easy to get an annual salary of more than 150000 yuan in the two or three years after they are employed. In third tier Internet companies, under the same conditions, the annual salary of ordinary technical staff can generally reach about 150000 yuan. The salary of ordinary employees in quasi second tier Internet companies can reach or exceed 200000 yuan, which is absolutely enviable compared with many traditional instries. After more than five years of work experience, the income gap in Internet enterprises will widen

such an attractive salary is definitely what everyone wants to join. However, the condition for joining is to master certain skills. Based on the requirements of many big data companies, the statistics are as follows:
1
2. Skillfully use Hadoop, M / R, hive, storm and other development tools
3. Familiar with Linux commands and shell programming
4. Sensitive to data, good logical analysis ability, good communication skills and team spirit
5. Familiar with impala, Druid, mdrill, elasticsearch and other big data tools is preferred
according to the requirements of enterprises for big data engineers, the technologies you need to learn are as follows:
stage 1, big data foundation - Java language foundation
(1) Java language foundation
(2) HTML, CSS and JavaScript
(3) JavaWeb and database
stage 2, Linux & Hadoop ecosystem
linux system, Hadoop offline computing outline Distributed database HBase, data warehouse hive, data migration tool sqoop, flume distributed log framework
stage 3, distributed computing framework and spark & strom ecosystem
(1) distributed computing framework
python programming language, Scala programming language, spark big data processing, spark streaming big data processing, spark mlib machine learning, etc Calculation of spark graphx diagram, actual combat 1: recommendation system based on Spark (real project of a front-line company), actual combat 2: sina.com www.sina.com.cn
(2) storm technology architecture system
storm principle and foundation, message queue Kafka, redis tool, zookeeper detailed explanation, actual combat I: log alarm system project Actual combat 2: guess you like the actual combat of recommender system
stage 4: actual combat of big data projects (real projects of first-line companies)
data acquisition, data processing, data analysis, data presentation, data application
stage 5: big data analysis AI (artificial Intelligence)
data analysis work environment preparation & data analysis basis, data visualization, python machine learning
1 Python machine learning 2. Image recognition & neural network, natural language processing & social network processing, practical project: outdoor equipment recognition and analysis

10. [General]
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//a为数组下标.c为技能使用延时时间
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//.....可加分线,同环境变量

把上面的复制，然后用导入功能->读取剪贴板就可以了