Do you need the traffic police to go to the quick claim center

1.

Take ping an automobile insurance as an example: the claim settlement process can not be operated by other agents, and it needs to be handled by the applicant himself

vehicle insurance fast claim process

1. Call 95511 to report the accident

call 95511-9 to report the accident immediately after the accident, and the claim officer will arrange assistance according to the accident situation

2. Accident investigation

confirm accident insurance liability, loss situation and cost, and recommend loss repair scheme

3. Confirm the loss repair plan and select the repair method of the damaged property, including the selection of vehicle repair plant, etc; In line with the fast claim conditions, customers can go through the fast claim channel, which is completed in 4 steps

4. After the claim information is reviewed, the case is closed. Ping An through bank transfer, the compensation payment to complete the claim. Car owners who meet certain conditions can enjoy immediate payment of compensation

< H2 > extended information:

Ping'an has opened a fast compensation channel for car owners who meet the following conditions:

1. Pure car damage accident

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3. The accident responsibility is clear, and the claim materials are effective and safe

4. The invoice and claim settlement materials agreed to be collected and submitted by Ping'an express compensation Co., Ltd

2. Take photos at the scene, inform the insurance company to report the accident, generate the accident number, take the photo
accident number to the claim center to issue the accident confirmation letter, then drive the car to the 4S store and inform the insurance company to fix the loss

3.

1、 Quick claim process
for minor accidents of both parties meeting the following three conditions at the same time, they can go to the quick claim center to handle accident claims
1. The accident did not cause casualties
2. The accident vehicle can still run normally
3. The loss of both parties' vehicles is less than 5000 yuan. The fast claim center is where all the insurance companies are and can provide one-stop service
owners of both sides can directly go to the nearest "fast claim center" to handle traffic accident handling, vehicle insurance claims and repair matters in one stop, or entrust other people to handle them, but they need to bring their driver's license, driving license and other information< Second, the claim process (on-site processing)
1. In case of an accident, it needs to be handled within 24 hours
2. Take photos, turn on the danger light, get off the car after ensuring safety, and take more than 4 photos with mobile phone. The scene photography should reflect the whole picture of the accident, road direction, vehicle driving state, vehicle number plate and vehicle loss, and it is better to clearly reflect the responsibility of the accident
3. In exchange of certificates, the owners check the driver's license, driver's license and insurance, exchange driver's license or attached pages of driver's license, leave each other's names and telephone numbers, and agree on the time and place of the express claim center Within 24 hours of the accident, both parties go to the quick claim center at the same time.)< Step 1: fill in the form (print the agreement sheet), fill in the form, and draw out the agreement sheet "agreement on self negotiation of the parties in minor traffic accidents". Both parties should take the ID card, driving license, original and plicate of the driver's license, original of the insurance contract and photos of the scene, Go to the front desk of the quick claim processing point to fill in the relevant information
Step 2: print the accident confirmation letter "motor vehicle insurance accident quick claim case handling sheet". After the police determine the responsibility, both parties can print the accident responsibility confirmation letter at the front desk and sign it
Step 3: the insurance company shall determine the loss and repair the accident, and go to the designated window of the insurance company for loss determination and claim settlement with the Accident Liability Certificate (each insurance company on site has a specially assigned person to accept)
Step 4: set the loss and seal. After the insurance company checks the car, the staff sign and seal the car inspection form
Step 5: the traffic police seal, the two parties to the traffic police designated area to show their certificates and photos, respectively state the process of the accident, the traffic police confirm the authenticity of the accident after the seal
5. Apply for claim settlement, the agreement on handling minor traffic accidents through negotiation by the parties themselves, the quick claim handling form for motor vehicle insurance accidents, copies of ID cards, driving licenses, original and plicate copies of driving licenses, and copies of insurance contracts of both parties, and apply for claim settlement
both parties shall negotiate the responsibility by themselves. If the responsibility is not clear, a contact form shall be issued in the quick claim center and the case shall be handled by the traffic police brigade in the place where the accident occurred
3. Special notes:
1. Traffic police need to seal
2. The fast claim center needs to pay the contract of compulsory insurance and commercial insurance. It is recommended to put both in the car
3. The fast claim center accepts the insured vehicles in Shaanxi Province
4. Within 24 hours after the accident
5. In case of traffic accident, you must consult the insurance company you underwrite
6. Check in advance whether the driver's license is within the validity period, whether the compulsory insurance is handled, and whether the car has been approved

How to buy insurance, which is better, hand in hand to teach you to avoid these "pits" of insurance

4. The claim settlement process of an insurance company is generally as follows: accident - Report - Investigation - loss assessment - price assessment - loss assessment - claim assessment - payment
accidents: accidents occur
reporting: general insurance companies require reporting within 48 hours of the incident
investigation: after reporting the case, the insurance company will send investigators to the scene for preliminary investigation to determine whether it belongs to the insurance liability, whether the trace is consistent and whether it is true
damage determination: according to the trace and degree of the damaged parts, the investigation will preliminarily determine the damage on site or directly go to the repair shop, 4S shop and damage determination center to determine the damage
price evaluation: some insurance companies will check the loss at a later stage to see if the price of the actual repair or replacement parts is reasonable
loss assessment: Based on survey and price assessment, a comprehensive conclusion of loss is given
claim verification: after passing the above steps, provide relevant documents (driver's license, driver's license, claim application, traffic police certificate, etc.) to the insurance company's counter. If the certificate is valid, the accident is real and belongs to the insurance liability, the case can be closed at the claim verification stage
payment: after the case is closed, you can get compensation from the insurance company.

5.

Contact the insurance

1. According to Article 76 of the road traffic safety law of the people's Republic of China, the liability for compensation shall be negotiated by itself or under the guidance of the insurance company's personnel who investigate and determine the loss

If there is no insurance claim, it can be negotiated and performed under the principle of equality and voluntariness

(1) after reporting the case to the insurance company, go to the nearest traffic accident quick claim center or the place designated by the insurance company for accident loss investigation, loss determination and claim settlement

(2) obtain the confirmation letter of traffic accident loss issued by the investigators after the accident loss survey

(3) fill in the insurance claim form according to the regulations, and according to the agreement with the insurance company, go to the quick claim center to handle the insurance claim with the relevant materials

extended data:

1. It is not suitable to evacuate from the scene in five cases of traffic accidents

2. Vehicles carrying explosives, flammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods

3. The motor vehicle has no license plate, no inspection mark, no insurance mark, or the motor vehicle driver has no valid driving license

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5. The driver had drinking, taking psychotropic drugs or narcotic drugs controlled by the state and other immovable situations

The parties concerned should protect the scene and immediately report to the police:

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2. The parties have disputes about the facts or causes

3. The motor vehicle has no license plate, no inspection mark and no insurance mark

4. Vehicles carrying explosives, inflammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease sources and other dangerous goods

6. The traffic police have recorded and put on record. You only need to take a few photos of the scene and the collision in different directions. The next day, go to the express compensation center and report the boarding number.

7.

Insurance companies have different claim settlement processes. It is most accurate to directly dial the insurance company's telephone to consult the manual service. The traffic police must data the traffic accident liability certificate before the insurance company can settle the claim

in order to smooth the road and simplify the handling process of traffic accidents, the traffic management department simplified the handling proceres of both parties in the above situations. The two parties in the accident went to the rapid processing center nearby to solve the problem. Instead of the traffic police team's accident responsibility confirmation letter and compensation certificate, they were replaced by the agreement of the rapid processing center, loss order and compensation certificate

there are only two kinds of responsibility judgment: full responsibility, no responsibility, the same responsibility and the same responsibility. Different from the general traffic accidents, the compulsory traffic insurance in the rapid processing center can compensate for its own car damage

extended data:

Several Provisions on rapid handling of traffic accidents and insurance claims:

Article 1 in order to ensure the orderly, safe and smooth road traffic in the city, and to deal with traffic accidents and realize insurance claims quickly according to the law of the people's Republic of China on road traffic safety and relevant laws and regulations, combined with the actual situation of the city, These Regulations are formulated

Article 2 the term "traffic accident" as mentioned in these Provisions refers to the traffic accident that does not cause casualties on the roads of the administrative areas of this Municipality

accidents outside the road that do not cause casualties shall be handled according to this regulation

Article 3 in case of any of the following circumstances, the party concerned shall report to the police for handling:

(1) the motor vehicle has no license plate, no motor vehicle insurance mark or commercial third party liability insurance certificate, and no inspection mark

(2) the driver is unable to proce a motor vehicle driver's license

(3) motor vehicle drivers drink alcohol or take psychotropic drugs or narcotic drugs controlled by the state

(4) collision with buildings, public facilities or other facilities

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9. According to you, both parties should have clear responsibilities, and the losses are less than 2000 yuan, so it is suitable for quick claim settlement. The procere is that you go to the quick claim settlement center, show the certificates of both parties, and the traffic police will determine the responsibility for the accident according to your description, issue a road traffic accident certificate, and then you need to report the case to your insurance company (if you are sure that you are fully responsible, the other party does not need to report the case), Contact the surveyor where to determine the loss, communicate with the surveyor, do you pay first or let the insurance company pay in advance (of course, the latter is better for you), then repair the car, take the bill to the insurance company to settle the claim, receive the claim, and handle it.