Claim Center for a few days

1.

Vehicle insurance fast claims, need to provide by the traffic police issued by the accident identification and vehicle damage repair invoice and claim application, as well as the driver's license, driving license, the insured's ID card, insurance policy can be insured

(1) original insurance policy, claim application, property loss list, technical appraisal certificate, accident report, ambulance expense invoice, necessary account books, documents and certificates of relevant departments

(2) other certificates and materials that can be provided by the applicant and the insured to confirm the nature, cause and degree of loss of the insured accident

(3) if the applicant and the insured fail to perform the obligation of providing documents as stipulated in the preceding paragraph, which makes it impossible for the insurer to verify the loss, the insurer shall not be liable for the part that cannot be verified

2. The most basic materials for vehicle insurance claim settlement are: claim application form, repair invoice, insurance loss order, original repair list of repair unit, driver's license and of driver's license

3. If the loss is relatively small and the insurance company has determined the loss at the scene, then the insurance company will come to the scene for investigation, provide complete information, settle the claim quickly, and provide nothing afterwards, and the insurance company will pay the claim directly to the insured within three days

extended data

automobile insurance claims involves a wide range of work, and the situation is relatively complex. In the process of compensation handling, especially in the process of vehicle accident investigation, we must put forward e requirements and adhere to certain principles

First, we should establish the guiding ideology of serving the insured and adhere to the principle of seeking truth from facts, which embodies the economic compensation function of insurance in the whole process of claim settlement. When an automobile insurance accident occurs, the insurer should try his best to avoid expanding the loss, minimize the impact caused by the disaster accident, timely arrange the repair of the accident vehicle, and ensure the basic recovery of the original technical performance of the vehicle, so that it can be put into proction and operation as soon as possible

In order to ensure the continuous proction and operation of transportation proction units (including indivial transportation households) and the stability of people's life, the compensation cases should be handled in time and the compensation should be paid

Second, abide by the contract, keep promise and act in accordance with the law. Therefore, when dealing with compensation cases, the insurer must strengthen the concept of legal system, act in strict accordance with the terms and conditions, pay for the compensation that should be paid, and pay enough according to the compensation standards and regulations; For the loss that does not fall within the scope of insurance liability, we should not make excessive compensation. At the same time, we should explain the truth to the insured. For the part of refusing compensation, we should stress facts and evidence

2.

Contact the insurance

1. According to Article 76 of the road traffic safety law of the people's Republic of China, the liability for compensation shall be negotiated by itself or under the guidance of the insurance company's personnel who investigate and determine the loss

If there is no insurance claim, it can be negotiated and performed under the principle of equality and voluntariness

(1) after reporting the case to the insurance company, go to the nearest traffic accident quick claim center or the place designated by the insurance company for accident loss investigation, loss determination and claim settlement

(2) obtain the confirmation letter of traffic accident loss issued by the investigators after the accident loss survey

(3) fill in the insurance claim form according to the regulations, and according to the agreement with the insurance company, go to the quick claim center to handle the insurance claim with the relevant materials

extended data:

1. It is not suitable to evacuate from the scene in five cases of traffic accidents

2. Vehicles carrying explosives, flammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods

3. The motor vehicle has no license plate, no inspection mark, no insurance mark, or the motor vehicle driver has no valid driving license

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5. The driver had drinking, taking psychotropic drugs or narcotic drugs controlled by the state and other immovable situations

The parties concerned should protect the scene and immediately report to the police:

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2. The parties have disputes about the facts or causes

3. The motor vehicle has no license plate, no inspection mark and no insurance mark

4. Vehicles carrying explosives, inflammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease sources and other dangerous goods

3. Car friends, if the handling process of this accident has passed the traffic police's responsibility identification, and issued a letter of responsibility identification, and it's time to claim for compensation from the insurance company, you can fill in the relevant insurance documents and provide the corresponding original documents before your business trip. And the applicant is the name of you or your family. Your family can make a claim to the insurance company

4. The insured knows or should know the occurrence of the insured accident. 3. I'll tell you that you can't claim for more than two years. Some insurance companies misunderstand the claim period. 1. The claim time limit of property insurance is generally two years. The two-year rule is to make a little less claim. It should be understood early. If the difference is not too big, there is no time limit requirement, which proves that you have exercised your right to claim. As for what materials you submitted and did not claim within 2 years, it is deemed that you have given up your right to claim. 2. When you're in danger. I've reported it to the insurance company. I suggest that we should bear some losses. We can sue them. At that time, the "wage bank statement" should be used to calculate the cost of work delay...

5.

Insurance editor to help you answer, more questions can be answered online

reader anonymous: my friend Miss Zhang ran into an old lady at an intersection. After the accident, she called the police and sent her to the hospital before the police arrived. At the same time, she called her colleagues and asked them to come to help deal with the accident and drive the car back. As a result, they didn't understand what Miss Zhang meant and drove the car back when they arrived at the scene of the accident. The next day, when Miss Zhang reported to the insurance company about the claim of the third party liability insurance, the insurance company said that she would not pay compensation. Excuse me: how can miss Zhang get compensation from the insurance company? Lawyer Wang's reply: if Miss Zhang's car has a traffic accident in the process of using, which causes the third party to be injured, the insurance company shall bear the civil liability for compensation to the third party in accordance with the "measures for handling road traffic accidents" and the provisions of the insurance contract. However, the insurance company has the right to refuse compensation for the accident and escape of the insured vehicle according to the motor vehicle insurance terms. Although Miss Zhang left the scene of the accident, she did not deliberately escape. However, after the incident, she should go to the public security department immediately to report the incident, explain the course of the accident and ask for handling. In addition, Miss Zhang needs to bring the vehicle insurance policy and driver's license to the insurance company to report the accident in writing, fill in the report registration form, and get the certificate and notice of accident. Because her car was moved away from the scene before the traffic police arrived, when the police determine the responsibility for the accident, they will determine that she is fully responsible, that is, she will bear 100% of the losses that meet the requirements, and she will bear all the medical expenses of the injured and the repair expenses of the car, and then she can settle the claim to the insurance company according to the vehicle insurance contract. According to the provisions of the motor vehicle insurance terms, the dectible rate of the insurance company is 20% when it is fully responsible. Therefore, your friend can not get full compensation. The specific compensation formula is: the amount of compensation of the insurance company = the amount of compensation that should be paid x (1-dectible rate). Your friend can wait for insurance company to handle insurance claim by accident notice, accident certificate, vehicle repair order, vehicle repair invoice, diagnosis certificate of the injured, receipt of rescue and treatment and other expenses, traffic accident confirmation letter, mediation letter of traffic accident damage compensation and salary certificate of the injured. Wang Bulin, lawyer of Guangzhou Jinpeng law firm

6. 1. The limitation of claims of property insurance is generally two years. The two-year rule is that if the insured knows or should know the occurrence of the insurance accident and does not make a claim within two years, it shall be deemed as abandoning the right to claim
2. When you are in danger. If you report to the insurance company, it will prove that you have exercised your right of claim. As for the materials you submitted, there is no time limit
3. Some insurance companies have misunderstood the claim period and told you that you can't claim for more than two years. You don't care about him at all. At that time, if they have any objection, they can sue them. Not everyone in an insurance company knows about insurance, and many of them are half baked

in addition, "wage bank statement" should be used to calculate the cost of work delay. If not, the insurance company can calculate according to the minimum standard of local urban residents. If the difference is not too big, I suggest that we should bear a little loss and make a little less compensation. Let's get to know earlier, don't you think.

7. Hello, it's OK. The other party is fully responsible. After reporting the insurance, I'll go to the 4S store for repair when I have time

8. If you play games, you can't bring it. If you surf the Internet and watch videos, it should be OK
if the general online game 2K graphics card gtx1050ti is suitable. If it is a large single machine, gtx1070 is the lowest choice.

9. You don't see the parameters very accurately. The gts450 DDR3 is poor. You download the GPU Z professional graphics card parameter software,

10. It's not cost-effective to buy new ones. The market price of new procts is about 500-600 yuan for different brands
it's better to buy 450 than 550ti at the same price, or add 650 yuan