Why China develops blockchain
in 2019, the market scale of China's blockchain instry will reach 1.2 billion yuan
in 2016, the market scale of China's blockchain instry will be about 100 million yuan, and it will grow to 1 billion yuan by 2018.
in 2019, the scale of China's blockchain instry will grow steadily, with an instrial scale of about 1.2 billion yuan. With the attention and attention of local governments, it is estimated that by 2022, the market scale of China's blockchain core procts and solutions and related derivative instries will reach 10 billion yuan
from the research results, in terms of consensus mechanism, China's consensus mechanism graally moves from single algorithm to mixed consensus; In terms of cryptographic algorithms, cryptographic algorithms such as secure multiparty computation, homomorphic encryption and zero knowledge proof are continuously integrated and applied; The research of cross chain technology and security technology has graally become a research hotspot
from the perspective of blockchain hardware, at present, the world's most important digital currency mining equipment suppliers are all located in China, and only bitmainland, Jianan Yun and Yibang technology occupy more than 90% of the market share
from the perspective of instry application, the financial instry is the instry with the largest number of blockchain technology implementation projects and the richest scenarios, such as supply chain finance, asset certificate aromatization, credit reference and risk control
in 2020, the blockchain instry will be further standardized
in 2020, China's blockchain policy will continue to be favorable, the standard specifications will be more perfect, the instrial scale will continue to grow, the technology will continue to innovate and develop, and the application demonstration effect in key fields will accelerate. At the same time, according to the problems existing in the development of China's blockchain in 2019, CCID blockchain Research Institute puts forward six suggestions: accelerating the formulation of top-level design, establishing and improving the regulatory system, accelerating the innovation and development of core technologies, promoting the third-party evaluation and certification, strengthening the cultivation of professional talents, and accelerating the implementation of applications in various fields
- the above data comes from the analysis report of China's blockchain instry market outlook and investment strategic planning of foresight Instry Research Institute
compared with developed countries, China's insurance instry has developed for a short time, and the coverage rate of indemnificatory business, especially insurance types such as accident, serious illness, fixed life insurance and family property, is low, which makes it difficult for low indemnificatory and special groups to seek risk protection procts. In this reality, as a supplement of social security and commercial insurance, network mutual assistance can provide a group heating option for the low security group, which has a positive insurance inclusive effect. Yang Yong said, "blockchain technology can be applied to all aspects of social innovation. Our vision is to provide low-cost and adequate personal and property protection for the people who need protection most in China, so that insurance can benefit the public. After that, we are willing to open up this technical solution, so that more fields can benefit from the popularization of blockchain technology. "
especially in the 13th five year plan for national informatization released in December 2016, it is clearly proposed that the innovation, test and application of new technologies such as blockchain should be strengthened to seize the leading power of new generation information technology
in January 2017, the block chain based digital bill trading platform promoted by the central bank was successfully tested.
in the current competitive situation where there is little proct difference among banks, leaders at all levels must consider improving service quality at the strategic level and take improving service quality as the overall basic work. Adhere to the scientific development concept of "people-oriented", attach importance to the cultivation and improvement of people's quality, study the market rules and customer needs, and apply scientific and technological means to implement high-quality service in every link of the bank's work. We should take the improvement of service quality as an important competitive means, and pay attention to both performance and service< (2) to increase the motivation of employees
the theory of motivation tells us that motivation is to improve the work enthusiasm of employees and guide their behavior in enterprise management by influencing the realization of their personal needs. First, establish and implement the job rotation mechanism, make career planning according to the staff's specialty, interest, ability and personality, provide a rising channel, make the post match the energy level and quality of the staff, rece the waste of human resources, make the best use of the talents, and enable the staff to improve the service quality with hope and spontaneity, Finally achieve the goal of win-win development of employees and enterprises. Second, improve the performance appraisal methods. On the one hand, take the improvement of service quality as an important evaluation index, and bring it into the income distribution to encourage employees to compare, learn, catch up and surpass; On the other hand, establish the concept of full service, the front-line staff of the bank is to serve customers, and the service object of back office staff and departments is the front-line staff. According to the 360 degree performance appraisal theory, the front-line staff should be given the right to speak in the appraisal of back office staff and departments
(3) scientifically plan counter business
first, strengthen and guide customers to use self-service equipment to rece the workload of traditional counter business. The author found that the main business of queuing customers is deposit and withdrawal, payment, transfer and so on; These businesses can be handled on self-service equipment. On the basis of improving the function of self-service equipment, we should strengthen the guidance of self-service equipment through various channels. For example, the hall manager and the hall guide take the initiative to introce the functions of self-service equipment to customers, publicize the safety and reliability of self-service equipment, guide customers to use self-service equipment, and divert customers in line; Set up "business guide board" in the business hall to remind customers to use self-service equipment to handle deposit and withdrawal, one card payment, transfer business, etc., cultivate customers' awareness of using self-service equipment, and establish the brand image of self-service equipment business
the second is to vigorously promote online banking. At present, customers don't use online banking mainly because they don't know enough about the functions of online banking, and they lack experience, security and identity in the use of online banking. It is particularly important to do a good job in the follow-up service of online banking promotion and help customers solve various problems in the process of installation and use
the third is to implement the integrated teller system in the outlets that accept more business. Through the integration of accounting, cashier, savings business and process, and the adjustment of the post division of counter staff, the service quality and efficiency can be improved to a certain extent< (4) expanding the scope of service training
the uneven ecational level, comprehensive quality and professional level of banking service personnel will inevitably lead to large differences in service efficiency. For banks, the difference between the fast and slow business of the counter staff is 2 times that of Kwai TSE. However, most of the bank service training stays at the level of etiquette training, and the training content only involves appearance, polite language and so on. The author thinks that service training should also include professional ethics, laws and regulations, marketing, business skills, business system, teamwork and self motivation. From the perspective of the scope of training objects, the object of service training is only the counter staff, and I think the lobby manager should also be included. In dealing with disputes between customers and banks, the lobby manager plays an important role in assisting counter staff in compliance operation and coordinating contradictions between both sides. Therefore, the bank should bring the lobby manager into the training object category of business system and accounting standards.
however, it is still in the experimental stage, but the capital has quickly followed up the layout. According to the data of the in-depth analysis report on business model innovation and investment opportunities of China's blockchain instry released by foresight Instry Research Institute, from 2012 to 2015, the amount of venture capital in the blockchain field increased by more than 200 times, from US $2 million to US $469 million, and about 205 venture capital institutions participated in the investment
with more and more capital and giants joining in, it is only a matter of time before blockchain breaks out. Generally speaking, the development of blockchain is the trend of the times. Chinese enterprises should grasp the opportunity, especially Internet financial enterprises, to grasp the upgrading opportunity.
2. The state should strengthen scientific macro-control, comprehensively use economic and other means to support and guide the development of blockchain technology
3. The state should implement the new development concept, strengthen the supply side structural reform, vigorously develop the real economy, and promote the deep integration of big data, blockchain and the real economy. Build advanced manufacturing instry.
It is the business hall:
1. Bank outlets are a new generation of mobile financial management application procts launched by wind information. Based on the current location of users, it provides users with financial life service software for quick location and information query of outlets. It is a professional financial management proct integrating bank directory, peripheral outlets and bank search functions
2. The location of bank outlets is mainly based on the different financial service needs of urban functional areas determined by layout planning. On the basis of full investigation, priority should be given to key economic areas, and the areas with good economic environment, great market potential, superior geographical location and convenient transportation should be selected to set up outlets
The 24-hour self-service bank is also called "unattended bank". It is mainly composed of ATM and CRS bank terminals. It can handle deposit, withdrawal, transfer, payment, inquiry and password modification{rrrrrrr}
extended information:
memorabilia of bank outlet procts:
1. On February 10, 2012,
Fund Manager 2.0 was released in all major Android channels. With its help, you can know the rise and fall of funds anytime and anywhere, and know where to buy the most preferential funds
2. Fund manager 1.0 was released in app store on January 28, 2012. The fund manager integrates public offering, private placement and securities financing procts to help you manage the fund from the aspects of fund information, fund ranking, fund screening, preferential rate and my assets
3. On January 25, 2012,
bank financial proct 1.0 was released in the app store. Bank financial procts collect the information of financial procts of 100 banks, push daily investment optimization, prompt high-yield procts at the first time, remind transfer calculation, and find the best return procts