NFC blockchain

1.

The 2018 global media blockchain summit was held in the financial hall of the Hong Kong Stock Exchange on the 19th. Focusing on the development prospects and instry trends of blockchain, a number of participating media made suggestions on deepening the cooperation of media blockchain and promoting the healthy development of the instry, and jointly announced the establishment of the global media blockchain alliance

According to the introction, the alliance will provide an open access mechanism for media members to integrate resources and build a reliable media blockchain platform. At the meeting, the global media blockchain alliance released the "Hong Kong initiative", advocating the media to disseminate advanced ideas, encourage ecological innovation, and continuously provide high-grade and high-quality information and services in the information dissemination of blockchain

Yu Guoming, executive director of School of Journalism and communication of Beijing Normal University, pointed out at the summit that only through full development of media blockchain can a more sound and good media ecology be formed. Mainstream media should consciously assume social responsibility in the development of media blockchain and become organizers and builders of promoting technological progress and business innovation

Ding Laibin, Secretary General of global media blockchain alliance, said that blockchain technology is expected to bring new social changes and needs to take care of its healthy development. In terms of public opinion supervision in the field of blockchain, the media should give full play to its role, tap instry value, crack down on instry fraud, and make good contributions to the development of blockchain instry

from fenghuang.com

2. In the past two years, blockchain alliances have sprung up. What are their representatives
in the early stage of the development of the blockchain instry, many enterprises and institutions formed a blockchain alliance to share the research results of blockchain technology and seek wider application of blockchain technology
in the past two years, blockchain alliances have emerged. As of July 2017, there are R3 composed of more than 40 international banks, hyperledger initiated by Linux foundation, Zhongguancun blockchain Instry Alliance located in the core hinterland of China's Internet, China ledger alliance jointly initiated by 11 institutions, gold chain alliance jointly established by 25 financial institutions, and so on Russia's blockchain alliance, known as "Russian version R3", seeks to combine with micro finance, Qianhai international blockchain ecosphere alliance led by Shenzhen Qianhai administration, and Lujiazui blockchain Financial Development Alliance in Lujiazui
many organizations and talents join to promote the vigorous development of blockchain.

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4. On November 29, 2018, Shenzhen blockchain instry alliance was established
the alliance is jointly sponsored by 24 enterprises, institutions, universities, instry media and associations, including Shenzhen Branch of China Quality Certification Center, Tencent, Cisco, CIMC, Zhongan technology, Neusoft group, Shenzhen IOT Media Co., Ltd., Shenzhen Institute of standards and technology, Shenzhen University blockchain technology research center, and is committed to focusing on promoting blockchain technology research Achievements transformation, application promotion and instrial development
recently, blockchain technology has been highly affirmed by the Political Bureau of the CPC Central Committee. The stock prices of listed companies involved in the concept of blockchain have skyrocketed, and the market is hot. It is also hotly discussed that blockchain has been "turned into a regular" by the state, so the future prospects are bound to be bright
now, the year is coming to an end, and 2019 will come to an end. One year later, what progress has Shenzhen blockchain instry alliance made
let's take a look at the progress of the following four instry alliance members first< At the original founding meeting, Tencent was selected as the chairman of Shenzhen blockchain instry alliance, and Cai Yige, general manager of Tencent blockchain business, served as the chairman of the alliance
now, Cai Yige will be the general manager of Tencent virtual bank blockchain
it is reported that at the recent "2019 world blockchain conference · Wuzhen", Cai Yige disclosed that Tencent has obtained the virtual banking license granted by the Hong Kong Monetary Authority and is preparing the virtual banking blockchain project. At present, Tencent has digital asset practice in supply chain finance and improving asset and capital allocation efficiency
from the general manager of blockchain business to the general manager of virtual bank blockchain, the stage will naturally be broader< In 2019, as the representative of blockchain enterprises, Cisco participated in the preparation of national standards for blockchain
on April 3, 2019, China Institute of Electronic Technology Standardization (hereinafter referred to as the Institute) organized experts to successfully hold the first working group meeting of the national standard 2019 of "information technology blockchain and distributed ledger technology reference architecture" in Shanghai
experts from SAC / TC 180 national financial standardization technical committee and 36 domestic enterprises including Cisco, Internet, Tencent, Jingdong and Ping An of China were invited to attend the meeting
this meeting clarified the national standard content of reference architecture, and defined the next step of preparation plan
Mo Bing and Wei Songjie, as the national standard setters of the reference architecture, concted in-depth research and Discussion on terms, user view, function view and system view related to blockchain technology, and exchanged the latest progress of blockchain standardization at home and abroad
at the business level, Cisco insists on promoting the technology research and development of "Internet of things + blockchain", invests a lot of funds in the research and development of application solutions and supporting chips, and promotes the improvement of the core proct system
for example, accelerate the improvement of RFID chip procts, and focus on the research and development of low-cost and high-performance UHF Passive RFID chip, high-performance NFC + UHF al band tag chip, and UHF RFID reader chip and mole
within one year, we cooperated with Neusoft, Shougang, Laofengxiang and other listed companies to provide them with corresponding "Internet of things + blockchain" technology solutions
in the future, we will continue to speed up the promotion and implementation of blockchain plus Internet of things system solutions, and improve and optimize the terminal equipment and software platform for anti-counterfeiting, traceability, warehouse inventory, smart retail, data acquisition and other systems
so far, 69 patents related to "Internet of things + blockchain" have been submitted, 47 invention patents, and the rest are utility models and layout designs
as the technical supporter of Walton chain, Cisco tries to go further on the road of combining hardware with software
the company's key proct is the combination of self-developed RFID chip and Walton chain (commercial bottom public chain), which uses the technology features of blockchain chain, such as non tampering and full process traceability, to serve the scene data collection and traceability applications in food, clothing, retail, power grid equipment, art and other instries, Form a standardized comprehensive solution for data collection, certification and traceability of various instries< Zhongan Information Technology Services Co., Ltd.
as the first Internet insurance company that hopes to reshape the insurance value chain through science and technology, Zhongan has set up a blockchain team since 2015 to reserve core technology and explore the deep integration of blockchain technology and instrial innovation. Up to now, it has submitted 129 blockchain related patents, 112 of which can be checked publicly
"in the future, Zhongan blockchain will focus more on the exploration of insurance. Sooner or later, blockchain and smart contract will have a significant impact on insurance. We have started to penetrate from simple and marginal business. From the early health insurance policy deposit, to the claim efficiency of smart contract, and then to the policy token, we hope to use technological innovation to release manpower, improve efficiency, rece transaction friction and loss between collaborations, and create a real new insurance. " Zhongan technology CTO Li Xuefeng said recently
in 2019, Zhongan science and technology will focus on supply chain finance. In view of the long-standing bottlenecks of supply chain finance, such as fraud risk, information island, difficult credit transmission and high performance risk, Zhongan science and technology will launch the "Zhongan chain" to build a safe and reliable supply chain financial ecosystem with enterprises in the "double chain" mode of block chain and supply chain
at present, the safety chain of many enterprises has been graally implemented in the supply chain scenarios of automobile manufacturing, logistics, construction, e-commerce and medical drugs, covering the online receivables transfer, financing, management and settlement needs of core enterprises and their upstream suppliers< As one of the largest IT solutions and service providers in China, Neusoft Group Co., Ltd., the vice chairman unit, is increasing investment, strengthening strategic deployment in the field of blockchain technology and expanding its business
by using aiguille BCP peak series blockchain technology application platform, the blockchain and the current mode of enterprises are integrated and innovated
it is reported that as a new computer application technology and basic technology, Neusoft group has started tracking and pre judging since the beginning of 2016, strengthened ecological cooperation, combined with the company's main business to achieve more scenario applications, provided more solutions for users, and realized the real implementation of blockchain technology
in the application of blockchain technology, Neusoft group mainly uses application scenarios to drive the selection of technical routes and the establishment of cooperation ecology. In February 2018, Neusoft group developed a blockchain based medical data sharing platform (carevault)
in 2019, Neusoft has developed a licensed drug and equipment traceability management platform for Hainan Bo'ao Lecheng International Medical Tourism pioneer zone
the platform is a set of licensed drug and equipment traceability management platform supported by electronic signature, block chain, Internet of things, GIS and visualization technology, which is built in the international medical tourism pilot zone of Hainan Bo'ao Lecheng. It has the functions of online electronic approval, traceability supervision and adverse reaction monitoring of licensed drugs and medical devices, To provide information support and reasonable and effective supervision means for the whole process traceability supervision business of licensed drugs and equipment
summary:
there is a long way to go for the development of blockchain technology landing scenarios. How to enable the instry to become a standardized technical infrastructure needs long-term exploration and running in.

5. Since the blockchain upsurge in China, the whole instry has been exploring various landing scenarios. It can be said that there are so many blockchains, which have attracted countless entrepreneurs. So what are the advantages of blockchain in the supply chain finance? What are the pain points of the traditional model? What new business models can blockchain create to solve these problems? How should blockchain start-ups enter this field
Moody's, the world's famous bond rating agency, has given 127 blockchain cases, from points to transaction clearing, from document storage to supply chain management, from cross-border payment to supply chain finance, and various applications emerge in endlessly
among so many applications, supply chain finance has attracted much attention, and its commercialization has made rapid progress
this is because, first of all, the supply chain finance scene has a trillion level market scale, and the ceiling is high enough. Secondly, this scene naturally needs multi-party cooperation, but there is no traditional centralized institution in governance, and it needs to use blockchain to build trust. At the same time, technically, this scene does not need high concurrency, and the current blockchain technology can meet it
1. Supply chain finance is a trillion level market
supply chain finance refers to the comprehensive financial procts and services provided to the upstream and downstream enterprises in the supply chain by taking the core enterprises and their related upstream and downstream enterprises as a whole, relying on the core enterprises, taking real trade as the premise, and using the method of self compensating trade financing
according to the different financing collateral, financial institutions divide the supply chain finance into accounts receivable, prepayment and inventory financing, among which the scale of accounts receivable is particularly large< According to the data from the National Bureau of statistics, at the end of 2016, the accounts receivable of China's Instrial Enterprises above designated size were 12.6 trillion yuan, an increase of 10% over the same period of last year, which generated a huge financing demand for enterprises. Compared with the huge accounts receivable, China's annual commercial factoring volume was only about 200 billion yuan in 2015. It can be seen that there is still a large number of supply chain demand has not been met, so the development space of supply chain finance instry is huge
2. How to solve the pain point of supply chain finance with blockchain
pain point 1: the financing of small and medium-sized enterprises in the supply chain is difficult and the cost is high
because banks rely on the ability to control goods and regulate sales of core enterprises, for the sake of risk control, banks are only willing to provide factoring services to upstream suppliers (limited to primary suppliers) with direct accounts payable obligations of core enterprises, Or provide advance payment or inventory financing to its downstream distributors (primary suppliers)
as a result, the demand of secondary and tertiary suppliers / distributors with huge financing demand can not be met, the business volume of supply chain finance is limited, and SMEs can not get timely financing, which will easily lead to proct quality problems and damage the whole supply chain system
blockchain solution:
we issue and run a kind of digital bill on the blockchain, which can be split and transferred freely in the case of transparency and multi-party witness
this model is equivalent to making the credit in the whole business system conctive and traceable, providing financing opportunities for a large number of SMEs that could not have been financed, greatly improving the efficiency and flexibility of bill circulation, and recing the capital cost of SMEs
according to statistics, in the past, traditional supply chain finance companies could only provide financing services for about 15% of suppliers (small and medium-sized enterprises) in the supply chain, while after adopting blockchain technology, 85% of suppliers could enjoy financing convenience
pain point 2: as the main financing tool of supply chain finance, the use of commercial bills and bank bills at this stage is limited, and the transfer is difficult
the use of commercial bills is subject to the reputation of enterprises, and it is difficult to control the arrival time of bank bill discount. At the same time, if we want to transfer these bonds, the difficulty is not small
because in the actual financial operation, banks are very concerned about the legal effect of "Notice of transfer" of accounts receivable claims. If the core enterprise cannot sign back, banks will not be willing to extend credit. It is understood that the bank is very cautious about the legal effect of signing the "Notice of assignment" of creditor's rights, and even requires the legal representative of the core enterprise to go to the bank to sign it face to face. Obviously, this way of operation is extremely difficult
blockchain solution:
an alliance chain can be built between banks and core enterprises, which can be used by all member enterprises in the supply chain. By using the characteristics of multi-party signature and tamper proof of blockchain, the transfer of creditor's rights can get multi-party consensus and rece the difficulty of operation
of course, the system design should be able to achieve the legal notice effect of bond transfer. At the same time, the bank can trace the transactions of each node and draw a visible transaction flow chart
pain point 3: it is difficult for the supply chain financial platform / core enterprise system to prove its innocence, resulting in high risk control cost of the capital side
in the current supply chain financial business, banks or other capital sides are concerned about the authenticity of the transaction information itself in addition to the repayment ability and willingness of the enterprise, and the transaction information is recorded by the ERP system of the core enterprise
although ERP tampering is difficult, it is not absolutely credible. Banks are still worried that core enterprises and suppliers / dealers collude to modify information, so they need to invest manpower and material resources to verify the authenticity of the transaction, which increases the additional cost of risk control
blockchain solution:
as a "trusted machine", blockchain has the characteristics of traceability, consensus and decentralization, and the data on the blockchain has a time stamp, so even if the data of a node is modified, it can not cover the sky. Therefore, blockchain can provide an absolutely trusted environment and rece the cost of risk control on the capital side, Solve the bank's doubts about being tampered with information
3. How should blockchain companies cut into supply chain finance
in terms of market choice, we believe that blockchain start-ups should choose the segments with high enough ceiling, such as household appliances, automobile, retail, clothing, pharmaceutical instry, etc. On the one hand, these instries have a broad market, on the other hand, their supply chain management infrastructure is relatively perfect, and the early cost of block chain is relatively small
we believe that there are two modes for blockchain companies to enter supply chain finance
the first is to directly cooperate with core enterprises / platforms to provide them with the underlying solutions of blockchain. After accumulating enough data, they can provide financial services to the investors by building alliance chain Alliance chain mode)
in view of the fact that the blockchain itself can not solve the problem of risk control, enterprise level risk control still needs to focus on strong core enterprises at the present stage. At the same time, obtaining the support of core enterprises can also effectively solve the problem of customer acquisition, because a large core enterprise generally has thousands of various suppliers
at present, domestic blockchain companies start from core enterprises, including Bubi and Wanglu technology. Bubi has launched an alliance chain "Bunuo" for supply chain finance, linking banks, core enterprises and factoring companies. Bunuo is based in Guangzhou and Shenzhen, radiating southeast business, and digging deep into the field of supply chain finance, Previously, it signed a strategic cooperation agreement with Yigang
the second mode is to provide supply chain management services, such as traceability, tracking, visualization, etc., to integrate information flow, logistics and capital flow, and then engage in financial services Private chain mode)
this mode is equivalent to building an application scenario with blockchain. Just like Alipay, if Ma Yun did Alipay directly, it would be difficult to do so because there was no application scenario, so Taobao first served the real economy. With Taobao, Alipay emerged as a centralization trust scenario and grafted other applications on Alipay before accomplishments.
at present, among the domestic blockchain companies, bitse and food premium are the ones that adopt the supply chain service mode
for example, vechain provides a method of anti-counterfeiting and traceability, by implanting an NFC chip into each commodity, registering the commodity on the blockchain, so that it has a digital identity, and then recording all the information of the digital identity through the account book maintained jointly, so as to achieve the verification effect. At present, vechain procts have been connected with more than 10 instry benchmark customers, and millions of IDS are running on the chain
4. Build a supply chain financial exchange in three steps
from the perspective of implementation path, the application of blockchain in the field of supply chain finance can be realized in three steps
as a prerequisite, we need to build a blockchain + supply chain finance alliance, whose participants include supply chain finance platform, core enterprises, professional financial intermediaries, financiers, factoring institutions, etc
each participant needs to undertake corresponding obligations. For example, the platform is responsible for providing basic services such as supply chain information and customer information, while the core enterprise understands the instry situation, has control over the enterprises in the supply chain, and is responsible for risk control
professional financial intermediaries can integrate and analyze the platform information, and provide customized supply chain financial procts, such as personalized blockchain electronic bills. The fund side includes banks, Internet financial institutions and other customers who are responsible for docking the corresponding risk preference
after the establishment of alliance chain, we can start the three-step strategy
the first step is to put the data in the supply chain alliance on the chain, use the characteristics of blockchain to make it tamperable, and provide services such as data authentication and traceability
the second step is asset digitization, which turns warehouse receipts, contracts, and blockchain bills that can represent financing needs into digital assets, which are unique, tamper proof, and non reprocible
the third step is the transaction of digital assets. The supply chain financial platform will be transformed into a financial asset exchange, which will transform the non-standard enterprise loan demand into standardized financial procts for token, docking investment and financing demand, and concting value trading
finally, blockchain technology will effectively enhance the liquidity of supply chain financial assets, mobilize new financing tools and risk control system, help cover the long tail market of SME financing, and promote supply chain finance as a service.

6. These two are just different names. The nature of their work is the same. They both serve the residents and deal with the residents. It's trivial to see if your work is going well and whether you want to do it. The salary is fixed and you can't care about the gains and losses. It's different from the interests of enterprises.

7. It is commonly known as "neighborhood committee", which can be handled by "social workers" or community centers.